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Stockholders' Equity (Tables)
12 Months Ended
Dec. 31, 2014
Equity [Abstract]  
Summary of Stock Option Activity Under Stock Option Plan

Stock option activity under the plan is as follows:

 

     December 31, 2014      December 31, 2013      December 31, 2012  
     Amount     Weighted
Average
Exercise Price
     Amount     Weighted
Average
Exercise Price
     Amount     Weighted
Average
Exercise Price
 

Shares under option:

              

Outstanding at beginning of year

     20,375      $ 31.82         23,350      $ 31.17         36,062      $ 28.90   

Forfeited

     (9,050     31.83         (1,350     26.68         (450     22.50   

Exercised

     (11,325     31.81         (1,625     26.76         (12,262     24.82   
  

 

 

   

 

 

    

 

 

   

 

 

    

 

 

   

 

 

 

Outstanding at end of year

          $         20,375      $ 31.82         23,350      $ 31.17   
  

 

 

   

 

 

    

 

 

   

 

 

    

 

 

   

 

 

 

Exercisable at end of year

          $         20,375      $ 31.82         23,350      $ 31.17   
  

 

 

   

 

 

    

 

 

   

 

 

    

 

 

   

 

 

 

Available to be granted at end of year

     233,934           224,884           223,534     
  

 

 

      

 

 

      

 

 

   
Summary of the Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios are presented in the following table:

 

                  For Capital
Adequacy
Purposes
    To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
     Actual
Amount
     Ratio     Amount      Ratio     Amount      Ratio  

As of December 31, 2014

               

Total Capital (to Risk-Weighted Assets)

   $ 254,742         14.38   $ 141,747         8.00   $ 177,183         10.00

Tier 1 Capital (to Risk-Weighted Assets)

     232,592         13.13     70,873         4.00     106,310         6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

     232,592         6.52     142,630         4.00     178,287         5.00

As of December 31, 2013

               

Total Capital (to Risk-Weighted Assets)

   $ 230,038         13.91   $ 132,338         8.00   $ 165,422         10.00

Tier 1 Capital (to Risk-Weighted Assets)

     209,360         12.66     66,169         4.00     99,253         6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

     209,360         6.00     139,467         4.00     174,334         5.00
Summary of the Company's Actual Capital Amounts and Ratios

The Company’s actual capital amounts and ratios are presented in the following table:

 

                  For Capital
Adequacy
Purposes
    To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
     Actual
Amount
     Ratio     Amount      Ratio     Amount      Ratio  

As of December 31, 2014

               

Total Capital (to Risk-Weighted Assets)

   $ 269,044         15.12   $ 142,366         8.00   $ 177,957         10.00

Tier 1 Capital (to Risk-Weighted Assets)

     246,798         13.87     71,183         4.00     106,774         6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

     246,798         6.91     142,930         4.00     178,663         5.00

As of December 31, 2013

               

Total Capital (to Risk-Weighted Assets)

   $ 247,761         14.92   $ 132,870         8.00   $ 166,088         10.00

Tier 1 Capital (to Risk-Weighted Assets)

     227,000         13.67     66,435         4.00     99,653         6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

     227,000         6.50     139,769         4.00     174,711         5.00