Loans (Tables)

12 Months Ended

Dec. 31, 2014

Debt Disclosure [Abstract]

Summary of Composition of Loan Portfolio

The following summary shows the composition of the loan portfolio at the dates indicated.

December 31,	2014		2013
(dollars in thousands)
Construction and land development	$	22,744	$	33,058
Commercial and industrial		149,732		76,675
Municipal		41,850		32,737
Commercial real estate		696,272		696,317
Residential real estate		257,305		286,041
Consumer		10,925		8,824
Home equity		151,275		130,277
Overdrafts		1,263		834
Total	$	1,331,366	$	1,264,763

Composition of Nonaccrual Loans and Impaired Loans

The composition of nonaccrual loans and impaired loans is as follows:

December 31,	2014		2013		2012
(dollars in thousands)
Loans on nonaccrual	$	4,146	$	2,549	$	4,471
Loans 90 days past due and still accruing		—		—		—
Impaired loans on nonaccrual included above		3,031		1,819		2,878
Total recorded investment in impaired loans		6,327		7,788		5,925
Average recorded investment of impaired loans		7,434		6,776		7,043
Accruing troubled debt restructures		3,296		5,969		3,048
Interest income not recorded on nonaccrual loans according to their original terms		123		711		753
Interest income on nonaccrual loans actually recorded		—		—		—
Interest income recognized on impaired loans		144		161		180

Aggregate Amount of Loans to Directors and Officers of Company and their Associates

The following table shows the aggregate amount of loans to directors and officers of the Company and their associates during 2014.

Balance at December 31, 2013	Additions		Repayments and Deletions		Balance at December 31, 2014
(dollars in thousands)
$4,704	$	2,876	$	1,085	$	6,495