XML 85 R68.htm IDEA: XBRL DOCUMENT v2.4.0.6
Allowance for Loan Losses (Details 1) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Allowance for loan losses:      
Allowance for loan losses, beginning of year $ 16,574 $ 14,053 $ 12,373
Loans charged-off (2,301) (2,824) (4,443)
Recoveries 774 795  
Provision 4,150 4,550 5,575
Allowance for loan losses, end of year 19,197 16,574 14,053
Amount of allowance for loan losses for loans deemed to be impaired 1,732 741  
Amount of allowance for loan losses for loans not deemed to be impaired 17,465 15,833  
Loans:      
Ending balance 1,111,788 984,492  
Loans deemed to be impaired 5,925 8,102  
Loans not deemed to be impaired 1,105,863 976,390  
Construction and Land Development [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 2,893 1,752  
Loans charged-off    (1,200)  
Recoveries       
Provision 148 2,341  
Allowance for loan losses, end of year 3,041 2,893  
Amount of allowance for loan losses for loans deemed to be impaired 1,000    
Amount of allowance for loan losses for loans not deemed to be impaired 2,041 2,893  
Loans:      
Ending balance 38,618 56,819  
Loans deemed to be impaired 1,500 1,500  
Loans not deemed to be impaired 37,118 55,319  
Commercial and Industrial [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 3,139 3,163  
Loans charged-off (1,253) (676)  
Recoveries 307 293  
Provision 925 359  
Allowance for loan losses, end of year 3,118 3,139  
Amount of allowance for loan losses for loans deemed to be impaired 104 335  
Amount of allowance for loan losses for loans not deemed to be impaired 3,014 2,804  
Loans:      
Ending balance 88,475 82,404  
Loans deemed to be impaired 1,282 1,525  
Loans not deemed to be impaired 87,193 80,879  
Commercial Real Estate [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 6,566 5,671  
Loans charged-off       
Recoveries 9 6  
Provision 2,490 889  
Allowance for loan losses, end of year 9,065 6,566  
Amount of allowance for loan losses for loans deemed to be impaired 415 282  
Amount of allowance for loan losses for loans not deemed to be impaired 8,650 6,284  
Loans:      
Ending balance 576,465 487,495  
Loans deemed to be impaired 2,281 4,561  
Loans not deemed to be impaired 574,184 482,934  
Residential Real Estate [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 1,886 1,718  
Loans charged-off (192) (337)  
Recoveries 17 27  
Provision 283 478  
Allowance for loan losses, end of year 1,994 1,886  
Amount of allowance for loan losses for loans deemed to be impaired 117 124  
Amount of allowance for loan losses for loans not deemed to be impaired 1,877 1,762  
Loans:      
Ending balance 281,857 239,307  
Loans deemed to be impaired 766 516  
Loans not deemed to be impaired 281,091 238,791  
Consumer [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 356 298  
Loans charged-off (697) (607)  
Recoveries 422 467  
Provision 252 198  
Allowance for loan losses, end of year 333 356  
Amount of allowance for loan losses for loans deemed to be impaired       
Amount of allowance for loan losses for loans not deemed to be impaired 333 356  
Loans:      
Ending balance 7,450 7,681  
Loans deemed to be impaired       
Loans not deemed to be impaired 7,450 7,681  
Home Equity [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 704 725  
Loans charged-off (159) (4)  
Recoveries 19 2  
Provision 322 (19)  
Allowance for loan losses, end of year 886 704  
Amount of allowance for loan losses for loans deemed to be impaired 96    
Amount of allowance for loan losses for loans not deemed to be impaired 790 704  
Loans:      
Ending balance 118,923 110,786  
Loans deemed to be impaired 96    
Loans not deemed to be impaired 118,827 110,786  
Unallocated [Member]
     
Allowance for loan losses:      
Allowance for loan losses, beginning of year 1,030 726  
Loans charged-off       
Recoveries       
Provision (270) 304  
Allowance for loan losses, end of year 760 1,030  
Amount of allowance for loan losses for loans deemed to be impaired       
Amount of allowance for loan losses for loans not deemed to be impaired 760 1,030  
Loans:      
Ending balance       
Loans deemed to be impaired       
Loans not deemed to be impaired