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Stockholder's Equity (Table)
12 Months Ended
Dec. 31, 2012
Stockholders' Equity [Abstract]  
Summary of stock option activity under the stock option plan

Stock option activity under the plan is as follows:

 

                                                 
    December 31, 2012     December 31, 2011     December 31, 2010  
    Amount     Weighted
Average
Exercise
Price
    Amount     Weighted
Average
Exercise
Price
    Amount     Weighted
Average
Exercise
Price
 

Shares under option:

                                               

Outstanding at beginning of year

    36,062     $ 28.90       38,712     $ 28.36       68,637     $ 26.09  

Forfeited

    (450     22.50       (200     15.06       (19,975     27.18  

Exercised

    (12,262     24.82       (2,450     21.44       (9,950     15.06  
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Outstanding at end of year

    23,350     $ 31.17       36,062     $ 28.90       38,712     $ 28.36  
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Exercisable at end of year

    23,350     $ 31.17       36,062     $ 28.90       38,712     $ 28.36  
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Available to be granted at end of year

    223,534               223,084               222,884          
   

 

 

           

 

 

           

 

 

         
Summary of the Bank's actual capital amounts and ratios

The Bank’s actual capital amounts and ratios are presented in the following table:

 

                                                 
    Actual           For Capital
Adequacy
Purposes
    To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
    Amount     Ratio     Amount     Ratio     Amount     Ratio  

As of December 31, 2012

                                               

Total Capital (to Risk-Weighted Assets)

  $ 206,464       14.15   $ 116,726       8.00   $ 145,907       10.00

Tier 1 Capital (to Risk-Weighted Assets)

    188,226       12.90     58,363       4.00     87,544       6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

    188,226       6.11     123,202       4.00     154,002       5.00

As of December 31, 2011

                                               

Total Capital (to Risk-Weighted Assets)

  $ 183,864       14.09   $ 104,358       8.00   $ 130,448       10.00

Tier 1 Capital (to Risk-Weighted Assets)

    167,558       12.84     52,179       4.00     78,269       6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

    167,558       6.20     108,033       4.00     135,042       5.00
Summary of the Company's actual capital amounts and ratios

The Company’s actual capital amounts and ratios are presented in the following table:

 

                                                 
    Actual           For Capital
Adequacy
Purposes
    To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
    Amount     Ratio     Amount     Ratio     Amount     Ratio  

As of December 31, 2012

                                               

Total Capital (to Risk-Weighted Assets)

  $ 227,945       15.59   $ 116,976       8.00   $ 146,220       10.00

Tier 1 Capital (to Risk-Weighted Assets)

    209,668       14.34     58,488       4.00     87,732       6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

    209,668       6.80     123,377       4.00     154,221       5.00

As of December 31, 2011

                                               

Total Capital (to Risk-Weighted Assets)

  $ 208,852       15.98   $ 104,550       8.00   $ 130,687       10.00

Tier 1 Capital (to Risk-Weighted Assets)

    192,516       14.73     52,275       4.00     78,412       6.00

Tier 1 Capital (to 4th Qtr. Average Assets)

    192,516       7.12     108,179       4.00     135,224       5.00