Loans (Tables)

12 Months Ended

Dec. 31, 2012

Loans and Allowance for Loan Losses [Abstract]

Summary shows the composition of the loan portfolio

The following summary shows the composition of the loan portfolio at the dates indicated.

	December 31,
	2012		2011
	(dollars in thousands)
Construction and land development	$	38,618	$	56,819
Commercial and industrial		88,475		82,404
Commercial real estate		576,465		487,495
Residential real estate		281,857		239,307
Consumer		6,823		6,197
Home equity		118,923		110,786
Overdrafts		627		1,484
Total	$	1,111,788	$	984,492

Composition of nonaccrual loans and impaired loans

The composition of nonaccrual loans and impaired loans is as follows:

	December 31,
	2012		2011		2010
	(dollars in thousands)
Loans on nonaccrual	$	4,471		5,827	$	8,068
Loans 90 days past due and still accruing		—		18		50
Impaired loans on nonaccrual included above		2,878		3,468		5,353
Total recorded investment in impaired loans		5,925		8,102		7,963
Average recorded investment of impaired loans		7,043		10,284		9,606
Accruing troubled debt restructures		3,048		4,634		1,248
Interest income not recorded on nonaccrual loans according to their original terms		753		846		1,313
Interest income on nonaccrual loans actually recorded		—		—		—
Interest income recognized on impaired loans		180		155		256

The aggregate amount of loans to directors and officers of the Company and their associates

The following table shows the aggregate amount of loans to directors and officers of the Company and their associates during 2012.

Balance at December 31, 2011	Additions		Repayments and Deletions		Balance at December 31, 2012
(dollars in thousands)
$4,226	$	1,452	$	1,015	$	4,663