-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, AwGSSLCWRVFNYVSi3WQ7+2JmLW/X0dBpbnChUk6yqBlKQzGoOKK3l/B7b9wUtDSB e9S3xwXD6qE4jjFqTwFIHQ== 0000928816-09-000479.txt : 20090507 0000928816-09-000479.hdr.sgml : 20090507 20090507121851 ACCESSION NUMBER: 0000928816-09-000479 CONFORMED SUBMISSION TYPE: N-CSRS PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20090228 FILED AS OF DATE: 20090507 DATE AS OF CHANGE: 20090507 EFFECTIVENESS DATE: 20090507 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN TAX EXEMPT SERIES FUND CENTRAL INDEX KEY: 0000811921 IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0831 FILING VALUES: FORM TYPE: N-CSRS SEC ACT: 1940 Act SEC FILE NUMBER: 811-05079 FILM NUMBER: 09804340 BUSINESS ADDRESS: STREET 1: 601 CONGRESS STREET CITY: BOSTON STATE: MA ZIP: 02210 BUSINESS PHONE: 617-663-3000 MAIL ADDRESS: STREET 1: C/O JOHN HANCOCK FUNDS STREET 2: 601 CONGRESS STREET CITY: BOSTON STATE: MA ZIP: 02210 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN TAX EXEMPT SERIES TRUST DATE OF NAME CHANGE: 19901023 0000811921 S000000649 Massachusetts Tax-Free Income Fund C000001868 Class A JHMAX C000001869 Class B JHMBX C000001870 Class C JMACX 0000811921 S000000650 New York Tax-Free Income Fund C000001871 Class A JHNYX C000001872 Class B JNTRX C000001873 Class C JNYCX N-CSRS 1 a_taxexemptseries.htm JOHN HANCOCK TAX-EXEMPT SERIES
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
 
FORM N-CSR 
 
CERTIFIED SHAREHOLDER REPORT OF REGISTERED 
MANAGEMENT INVESTMENT COMPANIES 
 
Investment Company Act file number 811- 5079 
 
John Hancock Tax-Exempt Series 
(Exact name of registrant as specified in charter) 
 
601 Congress Street, Boston, Massachusetts 02210 
(Address of principal executive offices) (Zip code) 
 
Gordon M. Shone
Treasurer
 
601 Congress Street 
Boston, Massachusetts 02210 
(Name and address of agent for service) 
Registrant's telephone number, including area code: 617-663-2168 
 
Date of fiscal year end:  August 31 
 
 
Date of reporting period:  February 28, 2009 

ITEM 1. REPORT TO SHAREHOLDERS.


A look at performance

For the period ended February 28, 2009

    Average annual returns (%)  Cumulative total returns (%)    SEC 30- 
    with maximum sales charge (POP)  with maximum sales charge (POP)    day yield 
  Inception        Since  Six        Since  (%) as of 
Class  date  1-year  5-year  10-year  inception  months  1-year  5-year  10-year  inception  2-28-09 
A  9-13-87  –2.53  1.23  3.24  —  –6.72  –2.53  6.30  37.56  —  3.77 
B  10-3-96  –3.54  1.12  3.14  —  –7.47  –3.54  5.71  36.25  —  3.25 
C  4-1-99  0.36  1.46  —  3.05  –3.65  0.36  7.51  —  34.63  3.24 

Performance figures assume all distributions are reinvested. Public offering price (POP) figures reflect maximum sales charges on Class A shares of 4.5% and the applicable contingent deferred sales charge (CDSC) on Class B and Class C shares. The returns for Class C shares have been adjusted to reflect the elimination of the front-end sales charge effective July 15, 2004. The Class B shares’ CDSC declines annually between years 1 to 6 according to the following schedule: 5, 4, 3, 3, 2, 1%. No sales charge will be assessed after the sixth year. Class C shares held for less than one year are subject to a 1% CDSC.

The expense ratios of the Fund, both net (including any fee waivers or expense limitations) and gross (excluding any fee waivers or expense limitations), are set forth according to the most recent publicly available prospectus for the Fund and may differ from the expense ratios disclosed in the Financial Highlights tables in this report. The net expenses equal the gross expenses and are as follows: Class A — 1.04%, Class B — 1.74% and Class C — 1.74%. The Fund’s expenses for the current fiscal year may be higher than the expenses listed above, for some of the following reasons: i) a significant decrease in average net assets may result in a higher advisory fee rate; ii) a significant decrease in average net assets may result in an increase in the expense ratio; and iii) the termination or expiration of expense cap reimbursements.

The returns reflect past results and should not be considered indicative of future performance. The return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Due to market volatility, the Fund’s current performance may be higher or lower than the performance shown. For current to the most recent month end performance data, please call 1–800–225–5291 or visit the Fund’s Web site at www.jhfunds.com.

The performance table above and the chart on the next page do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. Please note that a portion of the Fund’s income may be subject to taxes, and some investors may be subject to the Alternative Minimum Tax (AMT). Also note that capital gains are taxable.

The Fund’s performance results reflect any applicable expense reductions, without which the expenses would increase and results would have been less favorable.

6  New York Tax-Free Income Fund | Semiannual report 

Growth of $10,000

This chart shows what happened to a hypothetical $10,000 investment in New York Tax-Free Income Fund Class A shares for the period indicated. For comparison, we’ve shown the same investment in the Barclays Capital Municipal Bond Index.


      With maximum   
Class  Period beginning  Without sales charge  sales charge  Index 
B2  2-28-99  $13,625  $13,625  $15,692 
C2  4-1-99  13,463  13,463  15,671 

Assuming all distributions were reinvested for the period indicated, the table above shows the value of a $10,000 investment in the Fund’s Class B and Class C shares, respectively, as of February 28, 2009. The Class C shares investment with maximum sales charge has been adjusted to reflect the elimination of the front-end sales charge effective July 15, 2004. Performance of the classes will vary based on the difference in sales charges paid by shareholders investing in the different classes and the fee structure of those classes.

Barclays Capital Municipal Bond Index is an unmanaged index that includes municipal bonds and is commonly used as a measure of bond performance.

It is not possible to invest directly in an index. Index figures do not reflect sales charges, which would have resulted in lower values if they did.

1 NAV represents net asset value and POP represents public offering price.

2 No contingent deferred sales charge applicable.

3 Formerly named Lehman Brothers Municipal Bond Index.

Semiannual report | New York Tax-Free Income Fund  7 

Your expenses

These examples are intended to help you understand your ongoing operating expenses.

Understanding fund expenses

As a shareholder of the Fund, you incur two types of costs:

■ Transaction costs which include sales charges (loads) on purchases or redemptions (varies by share class), minimum account fee charge, etc.

■ Ongoing operating expenses including management fees, distribution and service fees (if applicable), and other fund expenses.

We are going to present only your ongoing operating expenses here.

Actual expenses/actual returns

This example is intended to provide information about your fund’s actual ongoing operating expenses, and is based on your fund’s actual return. It assumes an account value of $1,000.00 on September 1, 2008 with the same investment held until February 28, 2009.

  Account value  Ending value  Expenses paid during 
  on 9-1-08  on 2-28-09  period ended 2-28-091 
Class A  $1,000.00  $976.40  $5.59 
Class B  1,000.00  973.00  9.00 
Class C  1,000.00  973.00  9.00 

Together with the value of your account, you may use this information to estimate the operating expenses that you paid over the period. Simply divide your account value at February 28, 2009, by $1,000.00, then multiply it by the “expenses paid” for your share class from the table above. For example, for an account value of $8,600.00, the operating expenses should be calculated as follows:


8  New York Tax-Free Income Fund | Semiannual report 

Hypothetical example for comparison purposes

This table allows you to compare your fund’s ongoing operating expenses with those of any other fund. It provides an example of the Fund’s hypothetical account values and hypothetical expenses based on each class’s actual expense ratio and an assumed 5% annualized return before expenses (which is not your fund’s actual return). It assumes an account value of $1,000.00 on September 1, 2008, with the same investment held until February 28, 2009. Look in any other fund shareholder report to find its hypothetical example and you will be able to compare these expenses.

  Account value  Ending value  Expenses paid during 
  on 9-1-08  on 2-28-09  period ended 2-28-091 
Class A  $1,000.00  $1,019.10  $5.71 
Class B  1,000.00  1,015.70  9.20 
Class C  1,000.00  1,015.70  9.20 

Remember, these examples do not include any transaction costs, such as sales charges; therefore, these examples will not help you to determine the relative total costs of owning different funds. If transaction costs were included, your expenses would have been higher. See the prospectus for details regarding transaction costs.

1 Expenses are equal to the Fund’s annualized expense ratio of 1.14%, 1.84% and 1.84% for Class A, Class B and Class C, respectively, multiplied by the average account value over the period, multiplied by 181/365 (to reflect the one-half year period).

Semiannual report | New York Tax-Free Income Fund  9 

Portfolio summary

Top 10 holdings1   
Puerto Rico Aqueduct & Sewer Auth., 7-1-11, 10.021%  4.4% 
New York State Dormitory Auth., 5-15-19, 5.500%  4.2% 
Triborough Bridge & Tunnel Auth., 1-1-21, 6.125%  3.3% 
Oneida County Industrial Development Agency, 7-1-29, Zero  3.2% 
New York GO Ultd, 12-1-17, 5.250%  2.9% 
New York City Municipal Water Finance Auth., 6-15-33, 5.500%  2.9% 
New York Local Asst. Corp., 4-1-17, 5.500%  2.6% 
Virgin Islands Public Finance Auth., 10-1-18, 5.875%  2.4% 
Port Auth. of New York & New Jersey, 10-1-19, 6.750%  2.3% 
New York City Municipal Water Finance Auth., 6-15-20, Zero  2.2% 

Sector distribution2,3       
General obligation bonds  6%  Sales tax  7% 
  
Revenue bonds    Electric  5% 
  
Education  19%  Public facility  5% 
  
Water and sewer  18%  Transportation  5% 
  
Health  11%  Tobacco  3% 
  
Other revenue  11%  Economic development  2% 
  
Industrial development  7%  Other  1% 
  


Quality distribution3   
AAA  34% 
AA  25% 
A  14% 
BBB  21% 
BB  2% 
Other  4% 

1 As a percentage of net assets on February 28, 2009, excluding cash and cash equivalents.

2 Sector investing is subject to greater risks than the market as a whole. Because the Fund may focus on particular sectors of the economy, its performance may depend on the performance of those sectors.

3 As a percentage of net assets on February 28, 2009.

10  New York Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

Fund’s investments

Securities owned by the Fund on 2-28-09 (unaudited)

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
 
Tax-exempt long-term bonds 97.89%        $53,912,931 
(Cost $53,987,545)           
 
New York 85.89%          47,304,629 
Albany Parking Auth,           
 Rev Bond Ser 2001A   5.625%  07-15-25  BBB+  $365  360,938 
 Rev Ref Bond Ser 2001A  5.625  07-15-25  BBB+  385  428,547 
Chautauqua Tobacco Asset           
 Securitization Corp,           
 Rev Ref Asset Backed Bond  6.750  07-01-40  BBB+  1,000  814,160 
City of New York,           
 GO Ser E-1  6.250  10-15-28  AA  500  536,215 
Herkimer County Industrial           
 Development Agency,           
 Rev Ref Folts Adult Home Ser 2005A  5.500  03-20-40  Aaa  1,000  1,036,990 
Long Island Power Auth,           
 Rev Gen Ser A  6.000  05-01-33  A–  1,000  1,049,610 
 Rev Ser A  5.750  04-01-39  A–  1,000  1,028,710 
Monroe Newpower Corp,,           
 Rev Ref Pwr Facil  5.100  01-01-16  BBB  1,000  907,790 
Nassau County Industrial           
 Development Agency,           
 Rev Ref Civic Facil North Shore Hlth Sys           
 Projs Ser 2001A  6.250  11-01-21  A3  275  279,293 
New York City Industrial           
 Development Agency,           
 Rev Civic Facil Lycee Francais de NY           
 Proj Ser 2002A (D)  5.375  06-01-23  BBB  1,000  814,930 
 Rev Civic Facil Polytechnic Univ Proj  6.125  11-01-30  AAA  1,000  1,092,280 
 Rev Liberty 7 World Trade Ctr Ser           
 2005A (G)  6.250  03-01-15  BB+  1,000  849,630 
 Rev Ref Brooklyn Navy Yard           
 Cogen Partners  5.650  10-01-28  BB+  1,000  684,340 
 Rev Ref Polytechnic University Proj (D)  5.250  11-01-27  BB+  1,000  799,580 
 Rev Spec Airport Facil Airis JFK I  5.500  07-01-28  BBB–  1,000  657,420 
 Rev Terminal One Group Assn Proj  5.500  01-01-21  BBB+  1,000  890,830 
New York City Municipal Water           
 Finance Auth,           
 Rev Preref Wtr & Swr Sys Ser 2000B  6.000  06-15-33  AAA  740  793,206 
 Rev Ref Wtr & Swr Sys  5.500  06-15-33  AAA  1,500  1,598,205 
 Rev Ref Wtr & Swr Sys Cap Apprec           
 Ser 2001D  Zero  06-15-20  AAA  2,000  1,235,140 
 Rev Unref Bal Wtr & Swr Sys Ser 2000B  6.000  06-15-33  AAA  460  487,563 
 Rev Wtr & Swr Sys Adj Ser C (V)  0.900  06-15-33  AAA  250  250,000 
 Rev Wtr & Swr Sys Ser F Sub Ser F-2 (V)  0.550  06-15-35  AAA  850  850,000 

See notes to financial statements

Semiannual report | New York Tax-Free Income Fund  11 

FINANCIAL STATEMENTS

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
 
New York (continued)           
New York City Municipal Water           
 Finance Auth,           
 Rev Wtr & Swr Sys Ser FF-2   5.000%  06-15-40  AA+  $1,000  $959,480 
 Ser 2009A  5.750  06-15-40  AAA  1,000  1,065,490 
New York City Transitional Finance Auth,           
 Rev Future Tax Sec Ser 2000B  6.000  11-15-29  AAA  1,000  1,072,120 
 Rev Ref Future Tax Sec Ser 2002A (Zero           
 to 11-1-11 then 14.00%)  Zero  11-01-29  AAA  1,000  936,870 
New York Env Facs Corp Pollutn Ctl Rev,           
 Unrefunded Bal Wtr Revolv Ser E  6.875  06-15-10  AAA  20  20,094 
New York GO Ultd,           
 Ser B  5.250  12-01-17  AA  1,500  1,606,680 
 Ser J  5.000  05-15-23  AA  1,000  988,800 
New York Local Assistance Corp Rev,           
 Ref Ser C  5.500  04-01-17  AAA  1,225  1,436,459 
New York State Dormitory Auth,           
 Rev Cap Apprec FHA Insd Mtg           
 Ser 2000B (G)  Zero  08-15-40  AA  3,000  430,260 
 Rev Lease State Univ Dorm Facil           
 Ser 2000A  6.000  07-01-30  AA–  1,000  1,077,020 
 Rev Miriam Osborn Mem Home           
 Ser 2000B (D)  6.875  07-01-25  BBB  750  664,973 
 Rev North Shore L I Jewish Grp  5.375  05-01-23  Aaa  1,000  1,150,060 
 Rev Ref Orange Regl Med Ctr  6.125  12-01-29  BA1  750  557,768 
 Rev Ref State Univ Edl Facil Ser 1993A           
 (D)  5.250  05-15-15  AAA  1,000  1,099,490 
 Rev Ref Univ of Rochester Deferred           
 Income Ser 2000A (Zero to 7-31-10           
 then 6.050%) (D)  Zero  07-01-25  AA  1,000  989,250 
 Rev State Univ Edl Facil Ser 1993A  5.500  05-15-19  AA–  2,000  2,291,000 
 Rev State Univ Edl Facil Ser 2000B  5.375  05-15-23  AAA  1,000  1,065,850 
 Rev Unref City Univ 4th Ser 2001A  5.250  07-01-31  AA–  130  142,102 
New York State Thruway           
 Authority Second,           
 Rev Gen Hwy & Brdg Tax Revenue Fund           
 Ser 2008A  5.000  04-01-22  AA  500  523,715 
Oneida County Industrial           
 Development Agency,           
 Rev Civic Facilities Hamilton College           
 Proj Ser 2007A (D)  Zero  07-01-29  AA–  5,330  1,778,621 
Onondaga County Industrial           
 Development Agency,           
 Rev Sr Air Cargo  6.125  01-01-32  BAA3  1,000  703,750 
Orange County Industrial           
 Development Agency,           
 Rev Civic Facil Arden Hill Care Ctr           
 Newburgh Ser 2001C (G)  7.000  08-01-31  B+  500  373,805 
Port Auth of New York & New Jersey,           
 Rev Ref Spec Proj KIAC Partners Ser           
 4 (G)  6.750  10-01-19  BBB–  1,500  1,247,655 
Suffolk County Industrial           
 Development Agency,           
 Rev Civic Facil Huntington Hosp Proj           
 Ser 2002B  6.000  11-01-22  BBB  1,000  948,970 

See notes to financial statements

12  New York Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
 
New York (continued)           
Triborough Bridge & Tunnel Auth,           
 Rev Ref Gen Purpose Ser 1992Y   6.125%  01-01-21  AAA  $1,500  $1,804,725 
 Ser D  5.000  11-15-31  A+  1,000  985,240 
TSASC, Inc.,           
 Rev Tobacco Settlement Asset Backed           
 Bond Ser 1  5.500  07-15-24  AAA  730  803,927 
Upper Mohawk Valley Regional Water           
 Finance Auth,           
 Rev Wtr Sys Cap Apprec (D)  Zero  04-01-22  A3  2,230  1,122,002 
Westchester County Healthcare Corp,           
 Rev Ref Sr Lien Ser 2000A  6.000  11-01-30  BBB–  1,150  920,816 
Yonkers Industrial Development Agency,           
 Rev Cmty Dev Pptys Yonkers Inc Ser           
 2001A (G)  6.625  02-01-26  AA  1,000  1,092,260 
 
Puerto Rico 8.51%          4,686,254 
Puerto Rico Aqueduct & Sewer Auth,           
 Rev Inverse Floater Gtd (D) (P)  10.021  07-01-11  AA  2,000  2,435,600 
Puerto Rico Public Building Auth,           
 Rev Govt Facil Ser 1995A Gtd (D)  6.250  07-01-12  A  1,110  1,144,410 
Puerto Rico Public Finance Corp,           
 Rev Preref Commonwealth Approp           
 Ser 2002E  5.500  08-01-29  BBB–  1,005  1,106,244 
 
Virgin Islands 3.49%          1,922,048 
Virgin Islands Public Finance Auth,           
 Rev Ref Gross Receipts Tax Ln Note           
 Ser 1999A  6.500  10-01-24  BBB+  535  585,878 
 Rev Sub Lien Fund Ln Notes           
 Ser 1998E (G)  5.875  10-01-18  BBB–  1,500  1,336,170 
 
 
Total investments (Cost $53,987,545)† 97.89%        $53,912,931 
 
Other assets and liabilities, net 2.11%        $1,159,844 
 
Total net assets 100.00%          $55,072,775 

The percentage shown for each investment category is the total value of the category as a percentage of the net assets of the Fund.

See notes to financial statements

Semiannual report | New York Tax-Free Income Fund  13 

FINANCIAL STATEMENTS

Notes to Schedule of Investments

FHA Federal Housing Association

GO General Obligation

Gtd Guaranteed

(A) Credit ratings are unaudited and are rated by Moody’s Investors Service where Standard & Poor’s ratings are not available unless indicated otherwise.

(D) Bond is insured by one of these companies:

Insurance coverage  As a % of total investments 
ACA Financial Guaranty Corp.  4.23 
Ambac Financial Group, Inc.  4.20 
Municipal Bond Insurance Association  11.69 

(G) Security rated internally by John Hancock Advisers, LLC. Unaudited.

(P) Variable rate obligation. The coupon rate shown represents the rate at period end.

(V) Variable rate demand notes are securities whose interest rates are reset periodically at market levels. These securities are often payable on demand and are shown at their current rates as of February 28, 2009.

† At February 28, 2009, the aggregate cost of investment securities for federal income tax purposes was $53,918,884. Net unrealized depreciation aggregated $5,953, of which $3,192,718 related to appreciated investment securities and $3,198,671 related to depreciated investment securities.

See notes to financial statements

14  New York Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

Financial statements

Statement of assets and liabilities 2-28-09 (unaudited)

This Statement of Assets and Liabilities is the Fund’s balance sheet. It shows the value of what the Fund owns, is due and owes. You’ll also find the net asset value and the maximum offering price per share.

Assets   
Investments at value (Cost $53,987,545)  $53,912,931 
Cash  157,351 
Receivable for shares sold  393,954 
Interest receivable  699,889 
Receivable from affiliates  5,162 
 
Total assets  55,169,287 
 
Liabilities   
Payable for shares repurchased  13,511 
Payable to affiliates   
 Management fees  20,234 
 Distribution and service fees  18,155 
 Other  8,981 
Other payables and accrued expenses  35,631 
 
Total liabilities  96,512 
 
Net assets   
Capital paid-in  55,800,463 
Accumulated net realized loss on investments  (678,141) 
Net unrealized depreciation of investments  (74,614) 
Accumulated net investment income  25,067 
 
Net assets  $55,072,775 
 
Net asset value per share   
Based on net asset values and shares outstanding — the Fund has an   
 unlimited number of shares authorized with no par value   
Class A ($43,418,301 ÷ 3,802,357 shares)  $11.42 
Class B ($6,446,179 ÷ 564,543 shares)1  $11.42 
Class C ($5,208,295 ÷ 456,056 shares)1  $11.42 
 
Maximum offering price per share   
Class A ($11.42 ÷ 95.5%)2  $11.96 

1 Redemption price is equal to net asset value less any applicable contingent deferred sales charge.

2 On single retail sales of less than $100,000. On sales of $100,000 or more and on group sales the offering price is reduced.

See notes to financial statements

Semiannual report | New York Tax-Free Income Fund  15 

FINANCIAL STATEMENTS

Statement of operations For the period ended 2-28-09 (unaudited)1

This Statement of Operations summarizes the Fund’s investment income earned and expenses incurred in operating the Fund. It also shows net gains (losses) for the period stated.

Investment income   
Interest  $1,469,347 
 
Total investment income  1,469,347 
 
Expenses   
Investment management fees (Note 5)  130,162 
Distribution and service fees (Note 5)  114,986 
Transfer agent fees (Note 5)  19,190 
Accounting and legal services fees (Note 5)  3,126 
Professional fees  22,335 
Printing fees  19,493 
Custodian fees  13,860 
Registration fees  6,323 
Trustees’ fees  1,810 
Miscellaneous  1,810 
 
Total expenses  333,095 
Less expense reductions (Note 5)  (107) 
 
Net expenses  332,988 
 
Net investment income  1,136,359 
 
Realized and unrealized gain (loss)   
Net realized loss on investments  (71,976) 
Change in net unrealized appreciation (depreciation) of investments  (2,408,189) 
 
Net realized and unrealized loss  (2,480,165) 
 
Decrease in net assets from operations  ($1,343,806) 

1 Semiannual period from 9-1-08 to 2-28-09.

See notes to financial statements

16  New York Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

Statements of changes in net assets

These Statements of Changes in Net Assets show how the value of the Fund’s net assets has changed during the last two periods. The difference reflects earnings less expenses, any investment gains and losses, distributions, if any, paid to shareholders and the net of Fund share transactions.

  Year  Period 
  ended  ended 
  8-31-08  2-28-091 
Increase (decrease) in net assets     
From operations     
Net investment income  $2,224,738  $1,136,359 
Net realized loss  (43,829)  (71,976) 
Change in net unrealized appreciation (depreciation)  (277,248)  (2,408,189) 
 
Increase (decrease) in net assets resulting from operations  1,903,661  (1,343,806) 
 
Distributions to shareholders     
From net investment income     
Class A  (1,769,992)  (931,372) 
Class B  (324,308)  (126,899) 
Class C  (110,644)  (72,090) 
  (2,204,944)  (1,130,361) 
From Fund share transactions (Note 6)  725,279  2,641,662 
 
Total increase  423,996  167,495 
 
Net assets     
Beginning of period  54,481,284  54,905,280 
 
End of period2  $54,905,280  $55,072,775 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Includes accumulated net investment income of $19,069 and $25,067, respectively.

See notes to financial statements

Semiannual report | New York Tax-Free Income Fund  17 

FINANCIAL STATEMENTS

Financial highlights

The Financial Highlights show how the Fund’s net asset value for a share has changed since the end of the previous period.

CLASS A SHARES Period ended  8-31-04  8-31-05  8-31-06  8-31-07  8-31-08  2-28-091 
Per share operating performance             
Net asset value, beginning of period  $12.10  $12.46  $12.61  $12.40  $12.03  $11.96 
Net investment income2  0.54  0.52  0.52  0.52  0.51  0.25 
Net realized and unrealized gain             
 (loss) on investments  0.36  0.15  (0.21)  (0.37)  (0.07)  (0.54) 
Total from investment operations  0.90  0.67  0.31  0.15  0.44  (0.29) 
Less distributions             
From net investment income  (0.54)  (0.52)  (0.52)  (0.52)  (0.51)  (0.25) 
Net asset value, end of period  $12.46  $12.61  $12.40  $12.03  $11.96  $11.42 
Total return (%)3  7.544  5.50  2.544  1.184  3.734   (2.36)4,5 
 
Ratios and supplemental data             
Net assets, end of period             
 (in millions)  $44  $44  $43  $40  $44  $43 
Ratios (as a percentage             
 of average net assets):             
 Expenses before reductions  1.02  1.06  1.03  1.03  1.04  1.146 
 Expenses net of all fee waivers  1.01  1.06  1.03  1.03  1.04  1.146 
 Expenses net of all fee waivers             
  and credits  1.01  1.06  1.03  1.03  1.04  1.146 
 Net investment income  4.35  4.18  4.20  4.22  4.28  4.516 
Portfolio turnover (%)  43  25  32  17  25  12 
 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Based on the average of the shares outstanding.

3 Assumes dividend reinvestment and does not reflect the effect of sales charges.

4 Total returns would have been lower had certain expenses not been reduced during the periods shown.

5 Not annualized.

6 Annualized.

See notes to financial statements

18  New York Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

CLASS B SHARES Period ended  8-31-04  8-31-05  8-31-06  8-31-07  8-31-08  2-28-091 
Per share operating performance             
Net asset value, beginning of period  $12.10  $12.46  $12.61  $12.40  $12.03  $11.96 
Net investment income2  0.45  0.43  0.43  0.43  0.43  0.21 
Net realized and unrealized gain             
 (loss) on investments  0.36  0.15  (0.21)  (0.37)  (0.07)  (0.54) 
Total from investment operations  0.81  0.58  0.22  0.06  0.36  (0.33) 
Less distributions             
From net investment income  (0.45)  (0.43)  (0.43)  (0.43)  (0.43)  (0.21) 
Net asset value, end of period  $12.46  $12.61  $12.40  $12.03  $11.96  $11.42 
Total return (%)3  6.804  4.77  1.834  0.484  3.014   (2.70)4,5 
 
Ratios and supplemental data             
Net assets, end of period             
 (in millions)  $20  $17  $14  $11  $8  $6 
Ratios (as a percentage             
 of average net assets):             
 Expenses before reductions  1.72  1.76  1.73  1.73  1.74  1.846 
 Expenses net of all fee waivers  1.71  1.76  1.73  1.73  1.74  1.846 
 Expenses net of all fee waivers             
  and credits  1.71  1.76  1.73  1.73  1.74  1.846 
 Net investment income  3.65  3.48  3.50  3.52  3.57  3.806 
Portfolio turnover (%)  43  25  32  17  25  12 
 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Based on the average of the shares outstanding.

3 Assumes dividend reinvestment and does not reflect the effect of sales charges.

4 Total returns would have been lower had certain expenses not been reduced during the periods shown.

5 Not annualized.

6 Annualized.

CLASS C SHARES Period ended  8-31-04  8-31-05  8-31-06  8-31-07  8-31-08  2-28-091 
Per share operating performance             
Net asset value, beginning of period  $12.10  $12.46  $12.61  $12.40  $12.03  $11.96 
Net investment income2  0.45  0.43  0.43  0.43  0.43  0.21 
Net realized and unrealized gain             
 (loss) on investments  0.36  0.15  (0.21)  (0.37)  (0.07)  (0.54) 
Total from investment operations  0.81  0.58  0.22  0.06  0.36  (0.33) 
Less distributions             
From net investment income  (0.45)  (0.43)  (0.43)  (0.43)  (0.43)  (0.21) 
Net asset value, end of period  $12.46  $12.61  $12.40  $12.03  $11.96  $11.42 
Total return (%)3  6.804  4.77  1.834  0.484  3.014   (2.70)4,5 
 
Ratios and supplemental data             
Net assets, end of period             
 (in millions)  $5  $5  $3  $4  $3  $5 
Ratios (as a percentage             
 of average net assets):             
 Expenses before reductions  1.72  1.76  1.73  1.73  1.74  1.846 
 Expenses net of all fee waivers  1.71  1.76  1.73  1.73  1.74  1.846 
 Expenses net of all fee waivers             
  and credits  1.71  1.76  1.73  1.73  1.74  1.846 
 Net investment income  3.65  3.48  3.50  3.51  3.57  3.796 
Portfolio turnover (%)  43  25  32  17  25  12 
 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Based on the average of the shares outstanding.

3 Assumes dividend reinvestment and does not reflect the effect of sales charges.

4 Total returns would have been lower had certain expenses not been reduced during the periods shown.

5 Not annualized.

6 Annualized.

See notes to financial statements

Semiannual report | New York Tax-Free Income Fund  19 

Notes to financial statements (unaudited)

Note 1
Organization

John Hancock New York Tax-Free Income Fund (the Fund) is a non-diversified series of John Hancock Tax-Exempt Series Fund (the Trust), an open-end management investment company registered under the Investment Company Act of 1940, as amended (the 1940 Act). The investment objective of the Fund is to seek a high level of current income, consistent with the preservation of capital, that is exempt from federal, New York State and New York City personal income taxes. Since the Fund invests primarily in New York state issuers, the Fund may be affected by political, economic or regulatory developments in the state of New York.

The Trustees have authorized the issuance of multiple classes of shares of the Fund, designated as Class A, Class B and Class C shares. The shares of each class represent an interest in the same portfolio of investments of the Fund and have equal rights as to voting, redemptions, dividends and liquidation, except that certain expenses, subject to the approval of the Trustees, may be applied differently to each class of shares in accordance with current regulations of the Securities and Exchange Commission and the Internal Revenue Service. Shareholders of a class that bears distribution and service expenses under the terms of a distribution plan have exclusive voting rights to that distribution plan. Class B shares will convert to Class A shares eight years after purchase.

Note 2
Significant accounting policies

The financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America, which require management to make certain estimates and assumptions at the date of the financial statements. Actual results could differ from those estimates. The following summarizes the significant accounting policies of the Fund:

Security valuation

Investments are stated at value as of the close of the regular trading on New York Stock Exchange (NYSE), normally at 4:00 P.M., Eastern Time. Debt obligations are valued based on the evaluated prices provided by an independent pricing service, which utilizes both dealer-supplied and electronic data processing techniques, which take into account factors such as institutional-size trading in similar groups of securities, yield, quality, coupon rate, maturity, type of issue, trading characteristics and other market data. Securities traded only in the over-the-counter market are valued at the last bid price quoted by brokers making markets in the securities at the close of trading. Debt obligations, for which there are no prices available from an independent pricing service, are valued based on broker quotes or fair value d as described below. Short-term debt investments that have a remaining maturity of 60 days or less are valued at amortized cost, and thereafter assume a constant amortization to maturity of any discount or premium, which approximates market value.

Other portfolio securities and assets for which market quotations are not readily available are valued at fair value as determined in good faith by the Fund’s Pricing Committee in accordance with procedures adopted by the Board of Trustees.

Valuations change in response to many factors including tax receipts and budget disbursements of the municipalities, general economic conditions, interest rates, investor perceptions and market liquidity.

The Fund adopted Statement of Financial Accounting Standards No. 157 (FAS 157), Fair Value Measurements, effective with the beginning of the Fund’s fiscal year. FAS 157 established a three-tier hierarchy to prioritize the assumptions, referred to as inputs, used in valuation techniques to measure fair value. The three-tier hierarchy of inputs is summarized in the three broad levels listed below:

20  New York Tax-Free Income Fund | Semiannual report 

Level 1 — Quoted prices in active markets for identical securities.

Level 2 —Prices determined using other significant observable inputs. Observable inputs are inputs that other market participants would use in pricing a security. These may include quoted prices for similar securities, interest rates, prepayment speeds, credit risk and others.

Level 3 —Prices determined using significant unobservable inputs. In situations where quoted prices or observable inputs are unavailable, such as when there is little or no market activity for an investment, unobservable inputs may be used. Unobservable inputs reflect the Fund’s own assumptions about the factors that market participants would use in pricing an investment and would be based on the best information available.

The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities.

The following is a summary of the inputs used to value the Fund’s net assets as of February 28, 2009:

  INVESTMENTS IN  OTHER FINANCIAL 
VALUATION INPUTS  SECURITIES  INSTRUMENTS* 
Level 1 — Quoted Prices  —  — 
Level 2 — Other Significant Observable Inputs  $53,912,931  — 
Level 3 — Significant Unobservable Inputs  —  — 
Total  $53,912,931  — 

*Other financial instruments are derivative instruments not reflected in the Portfolio of Investments, such as futures, forwards and swap contracts, which are valued at the unrealized appreciation/depreciation on the instrument.

Security transactions and related
investment income

Investment security transactions are accounted for on a trade date plus one basis for daily net asset value calculations. However, for financial reporting purposes, investment transactions are reported on trade date. Interest income is accrued as earned. Dividend income and distributions to shareholders are recorded on the ex-dividend date. Discounts/premiums are accreted/amortized for financial reporting purposes. Non-cash dividends are recorded at the fair market value of the securities received. Debt obligations may be placed in a non-accrual status and related interest income may be reduced by ceasing current accruals and writing off interest receivables when the collection of all or a portion of interest has become doubtful, based upon consistently applied procedures. The Fund uses identified cost method for determining realized gain or loss on investments for both financial statement and federal income tax reporting purposes.

Class allocations

Income, common expenses and realized and unrealized gains (losses) are determined at the fund level and allocated daily to each class of shares based on the appropriate net asset value of the respective classes. Distribution and service fees, if any, and transfer agent fees for Class A, Class B and Class C shares are calculated daily at the class level based on the appropriate net asset value of each class and the specific expense rate(s) applicable to each class.

Expenses

The majority of expenses are directly identifiable to an individual fund. Trust expenses that are not readily identifiable to a specific fund are allocated in such a manner as deemed equitable, taking into consideration, among other things, the nature and type of expense and the relative size of the funds. Expense estimates are accrued in the period to which they relate and adjustments are made when actual amounts are known.

Semiannual report | New York Tax-Free Income Fund  21 

Bank borrowings

The Fund is permitted to have bank borrowings for temporary or emergency purposes, including the meeting of redemption requests that otherwise might require the untimely disposition of securities. The Fund has entered into a line of credit agreement with The Bank of New York Mellon (BNYM), the Swing Line Lender and Administrative Agent. This agreement enables the Fund to participate, with other funds managed by John Hancock Advisers LLC (the Adviser), an indirect wholly owned subsidiary of Manulife Financial Corporation (MFC), in an unsecured line of credit with BNYM, which permits borrowings of up to $150 million, collectively. Interest is charged to each fund based on its borrowing. In addition, a commitment fee is charged to each fund based on the average daily unused portion of the line of credit and is allocated among the participating funds. The Fund had no outstanding borrowings under the line of credit for the period ended February 28, 2009.

Pursuant to the custodian agreement, the Custodian may, in its discretion, advance funds to the Fund to make properly authorized payments. When such payments result in an overdraft, the Fund is obligated to repay the Custodian for any overdraft together with interest due thereon. The Custodian has a lien, security interest or security entitlement in any Fund property, that is not segregated, to the maximum extent permitted by law to the extent of any overdraft.

Federal income taxes

The Fund qualifies as a regulated investment company by complying with the applicable provisions of the Internal Revenue Code and will not be subject to federal income tax on taxable income that is distributed to shareholders. Therefore, no federal income tax provision is required.

For federal income tax purposes, the Fund has $579,793 of a capital loss carryforward available, to the extent provided by regulations, to offset future net realized capital gains. To the extent that such carryforward is used by the Fund, no capital gain distributions will be made. The loss carryforwards expire as follows: August 31, 2010 — $163,808, August 31, 2011 — $414,533, August 31, 2012 — $1,452.

Net capital losses of $71,600 that are attributable to security transactions incurred after October 31, 2007, are treated as arising on September 1, 2008, the first day of the Fund’s next taxable year.

As of February 28, 2009, the Fund had no uncertain tax positions that would require financial statement recognition, derecognition, or disclosure. Each of the Fund’s federal tax returns filed in the 3-year period ended August 31, 2008 remains subject to examination by the Internal Revenue Service.

Distribution of income and gains

The Fund records distributions to shareholders from net investment income and net realized gains, if any, on the ex-dividend date. The Fund generally declares dividends daily and pays them monthly. Capital gains, if any, are distributed annually. During the year ended August 31, 2008, the tax character of distributions paid was as follows: ordinary income $3,533 and tax exempt income of $2,201,411. Distributions paid by the Fund with respect to each class of shares are calculated in the same manner, at the same time and are in the same amount, except for the effect of expenses that may be applied differently to each class.

Such distributions, on a tax basis, are determined in conformity with income tax regulations, which may differ from accounting principles generally accepted in the United States of America. Distributions in excess of tax basis earnings and profits, if any, are reported in the Fund’s financial statements as a return of capital.

New accounting pronouncement

In March 2008, FASB No. 161 (FAS 161), Disclosures about Derivative Instruments and Hedging Activities, an amendment of FASB Statement No. 133 (FAS 133), was issued and is effective for fiscal years and interim periods beginning after November 15, 2008. FAS 161 amends and expands the disclosure requirements of FAS 133 in order to provide financial statement users an understanding of a company’s use of derivative instruments, how

22  New York Tax-Free Income Fund | Semiannual report 

derivative instruments are accounted for under FAS 133 and related interpretations and how these instruments affect a company’s financial position, performance, and cash flows. FAS 161 requires companies to disclose information detailing the objectives and strategies for using derivative instruments, the level of derivative activity entered into by the company, and any credit risk-related contingent features of the agreements. As of February 28, 2009, management does not believe that the adoption of FAS 161 will have a material impact on the amounts reported in the financial statements.

Note 3
Risk and uncertainties

State concentration risk

The Fund invests mainly in bonds from a single state and its performance is affected by local, state and regional factors. The risks may include economic or policy changes, erosion of the tax base, and state legislative changes (especially those regarding budgeting and taxes). Although the Fund invests mainly in investment-grade bonds, which generally have a relatively low level of credit risk, any factors that might lead to a credit decline statewide would be likely to cause widespread decline in the credit quality of the Fund’s holdings.

Insurance concentration risk

The Fund may hold insured municipal obligations which are insured as to their scheduled payment of principal and interest under an insurance policy obtained by the issuer or underwriter of the obligation at the time of its original issuance. Since there are a limited number of municipal obligation insurers, a Fund may have a concentration of investments covered by one insurer. Accordingly, the concentration may make the Fund’s value more volatile and investment values may rise and fall more rapidly. In addition, the credit quality of companies which provide the insurance may affect the value of those securities and insurance does not guarantee the market value of the insured obligation.

Municipal bond risk

The Fund generally invests in general obligation or revenue municipal bonds. The bonds are backed by the municipal issuer’s have the risk that the issuer’s credit quality will decline. General obligation bonds are backed by the municipal issuer’s ability to levy taxes. In extreme cases, a municipal issuer could declare bankruptcy or otherwise become unable to honor its commitments to bondholders which may be caused by many reasons, ranging from including fiscal mismanagement and erosion of the tax base. Revenue bonds are backed only by income associated with a specific facility. Any circumstance that reduces or threatens the economic viability of that particular facility can affect the bond’s credit quality.

Fixed income risk

Fixed income securities are subject to credit and interest rate risk and involve some risk of default in connection with principal and interest payments.

Note 4
Guarantees and indemnifications

Under the Fund’s organizational documents, its Officers and Trustees are indemnified against certain liability arising out of the performance of their duties to the Fund. Additionally, in the normal course of business, the Fund enters into contracts with service providers that contain general indemnification clauses. The Fund’s maximum exposure under these arrangements is unknown, as this would involve future claims that may be made against the Fund that have not yet occurred.

Note 5
Management fee and transactions with
affiliates and others

The Fund has an investment management contract with the Adviser. Under the investment management contract, the Fund pays a monthly management fee to the Adviser equivalent, on an annual basis, to the sum of: (a) 0.50% of the first $250,000,000 of the Fund's average daily net asset value, (b) 0.45% of the next $250,000,000, (c) 0.425% of the next $500,000,000, (d) 0.40% of the next $250,000,000 and (e) 0.30% of the Fund's average daily net asset value in excess of $1,250,000,000. The effective rate for the period ended February 28, 2009 is 0.50% of the Fund’s average daily net asset value. The Fund has a subadvisory agreement with MFC

Semiannual report | New York Tax-Free Income Fund  23 

Global Investment Management (U.S.), LLC, a subsidiary of John Hancock Financial Services, Inc. The Fund is not responsible for payment of subadvisory fees.

The Fund has a Distribution Agreement with John Hancock Funds, LLC (JH Funds), a wholly owned subsidiary of the Adviser. The Fund has adopted Distribution Plans with respect to Class A, Class B and Class C, pursuant to Rule 12b-1 under the 1940 Act, to pay JH Funds for the services it provides as distributor of shares of the Fund. Accordingly, the Fund makes monthly payments to JH Funds at an annual rate not to exceed 0.30%, 1.00% and 1.00% of average daily net asset value of Class A, Class B and Class C, respectively. A maximum of 0.25% of such payments may be service fees, as defined by the Conduct Rules of the Financial Industry Regulatory Authority (formerly the National Association of Securities Dealers). Under the Conduct Rules, curtailment of a portion of the Fund’s 12b-1 payments could occur under certain circumstances.

The Fund has an agreement with its custodian bank, under which custody fees are reduced by balance credits applied during the period. Accordingly, the expense reductions related to custody fee offsets amounted to $99.

Class A shares are assessed up-front sales charges. During the period ended February 28, 2009, JH Funds received net up-front sales charges of $74,859 with regard to sales of Class A shares. Of this amount, $9,852 was retained and used for printing prospectuses, advertising, sales literature and other purposes, $62,362 was paid as sales commissions to unrelated broker-dealers and $2,645 was paid as sales commissions to sales personnel of Signator Investors, Inc. (Signator Investors), a related broker-dealer. The Adviser’s indirect parent, John Hancock Life Insurance Company (JHLICO), is the indirect sole shareholder of Signator Investors.

Class B shares that are redeemed within six years of purchase are subject to a contingent deferred sales charge (CDSC) at declining rates, beginning at 5.00% of the lesser of the current market value at the time of redemption or the original purchase cost of the shares being redeemed. Class C shares that are redeemed within one year of purchase are subject to a CDSC at a rate of 1.00% of the lesser of the current market value at the time of redemption or the original purchase cost of the shares being redeemed. Proceeds from the CDSCs are paid to JH Funds and are used in whole or in part to defray its expenses for providing distribution-related services to the Fund in connection with the sale of Class B and Class C shares. During the period ended February 28, 2009, CDSCs received by JH Funds amounted to $3,361 for Class B shares.

The Fund has a transfer agent agreement with John Hancock Signature Services, Inc. (Signature Services), an indirect subsidiary of JHLICO. The transfer agent fees are made up of three components:

• The Fund pays a monthly transfer agent fee at an annual rate of 0.01% for all Classes based on each class’s average daily net assets.

• All classes of the Fund paid a monthly fee based on an annual rate of $17.50 per shareholder account.

• In addition, Signature Services is reimbursed for certain out-of-pocket expenses.

The Fund receives earnings credits from its transfer agent as a result of uninvested cash balances. These credits are used to reduce a portion of the Fund’s transfer agent fees and out-of-pocket expenses. During the period ended February 28, 2009, the Fund’s transfer agent fees and out-of-pocket expenses were reduced by $8 for transfer agent credits earned.

Class level expenses for the period ended February 28, 2009 were as follows:

  Distribution and  Transfer 
Share class  service fees  agent fees 
Class A  $62,289  $15,297 
Class B  33,513  2,462 
Class C  19,184  1,431 
Total  $114,986  $19,190 

The Fund has an agreement with the Adviser and affiliates to perform necessary tax, accounting, compliance, legal and other administrative services for the Fund. The

24  New York Tax-Free Income Fund | Semiannual report 

compensation for the year amounted to $3,126 with an effective rate of 0.01% of the Fund's average daily net asset value.

Mr. James R. Boyle is Chairman of the Adviser, as well as affiliated Trustee of the Fund, and is compensated by the Adviser and/or its affiliates. The compensation of unaffiliated Trustees is borne by the Fund. The unaffiliated Trustees may elect to defer, for tax purposes, their receipt of this compensation under the John Hancock Group of Funds Deferred Compensation Plan. The Fund makes investments into other John Hancock funds, as applicable, to cover its liability for the deferred compensation. Investments to cover the Fund’s deferred compensation liability are recorded on the Fund’s books as an other asset. The deferred compensation liability and the related other asset are always equal and are marked to market on a periodic basis to reflect any income earned by the investments, as well as any unrealized gains or losses. The Deferred Compensation Plan investments had no impact on the operations of the Fund.

Note 6
Fund share transactions

This listing illustrates the number of Fund shares sold, reinvested and repurchased during the year ended August 31, 2008, and the period ended February 28, 2009, along with the corresponding dollar value.

    Year ended 8-31-08  Period ended 2-28-091 
  Shares  Amount  Shares  Amount 
Class A shares         
Sold  725,645  $8,752,039  466,013  $5,253,550 
Distributions reinvested  108,990  1,307,779  59,680  673,656 
Repurchased  (504,091)  (6,058,408)  (408,279)  (4,584,344) 
Net increase  330,544  $4,001,410  117,414  $1,342,862 
 
Class B shares         
Sold  15,748  $188,942  60,379  $683,390 
Distributions reinvested  19,419  233,281  7,343  82,898 
Repurchased  (257,670)  (3,113,523)  (157,391)  (1,766,683) 
Net decrease  (222,503)  ($2,691,300)  (89,669)  ($1,000,395) 
 
Class C shares         
Sold  110,434  $1,329,149  219,788  $2,458,997 
Distributions reinvested  3,752  45,036  2,818  31,311 
Repurchased  (162,304)  (1,959,016)  (17,181)  (191,113) 
Net increase (decrease)  (48,118)  ($584,831)  205,425  $2,299,195 
 
Net increase  59,923  $725,279  233,170  $2,641,662 

1Semiannual period from 9-1-08 to 2-28-09. Unaudited.

Note 7
Purchase and sale of securities

Purchases and proceeds from sales or maturities of securities, including purchase and sales of variable rate demand notes of $3,350,000 and $4,550,000, respectively, during the period ended February 28, 2009, aggregated $7,750,175 and $6,050,090, respectively. Short-term securities are excluded from these amounts.

Note 8
Change in fiscal year end

On March 12, 2009, the Board of Trustees approved to change the Fund’s fiscal year end from August 31 to May 31.

Semiannual report | New York Tax-Free Income Fund  25 

Board Consideration of and
Continuation of Investment Advisory
Agreement and Subadvisory
Agreement: John Hancock
New York Tax-Free Income Fund

The Investment Company Act of 1940 (the 1940 Act) requires the Board of Trustees (the Board) of John Hancock Tax-Exempt Series Fund (the Trust), including a majority of the Trustees who have no direct or indirect interest in the investment advisory agreement and are not “interested persons” of the Trust, as defined in the 1940 Act (the Independent Trustees), annually to meet in person to review and consider the continuation of: (i) the investment advisory agreement (the Advisory Agreement) with John Hancock Advisers, LLC (the Adviser) and (ii) the investment subadvisory agreement (the Subadvisory Agreement) with MFC Global Investment Management (U.S.), LLC (the Subadviser) for the John Hancock New York Tax-Free Income Fund (the Fund). The Advisory Agreement and the Subadvisory Agreement are collectively referred to as the Advisory Agreements.

At meetings held on May 5–6 and June 9–10, 2008, the Board considered the factors and reached the conclusions described below relating to the selection of the Adviser and Subadviser and the continuation of the Advisory Agreements. During such meetings, the Board’s Contracts/Operations Committee and the Independent Trustees also met in executive sessions with their independent legal counsel.

In evaluating the Advisory Agreements, the Board, including the Contracts/Operations Committee and its Independent Trustees, reviewed a broad range of information requested for this purpose. This information included: (i) the investment performance of the Fund relative to a category of relevant funds (the Category) and a peer group of comparable funds (the Peer Group). The funds within each Category and Peer Group were selected by Morningstar Inc. (Morningstar), an independent provider of investment company data. Data covered a range of periods ended December 31, 2007, (ii) advisory and other fees incurred by, and the expense ratios of, the Fund relative to a Category and a Peer Group, (iii) the advisory fees of comparable portfolios of other clients of the Adviser and the Subadviser, (iv) the Adviser’s financial results and condition, including its and certain of its affiliates’ profitability from services performed for the Fund, (v) breakpoints in the Fund’s and the Peer Group’s fees, and information about economies of scale, (vi) the Adviser’s and Subadviser’s record of compliance with applicable laws and regulations, with the Fund’s investment policies and restrictions, and with the applicable Code of Ethics, and the structure and responsibilities of the Adviser’s and Subadviser’s compliance department, (vii) the background and experience of senior management and investment professionals, and (viii) the nature, cost and character of advisory and non-investment management services provided by the Adviser and its affiliates and by the Subadviser.

The Independent Trustees considered the legal advice of independent legal counsel and relied on their own business judgment in determining the factors to be considered in evaluating the materials that were presented to them and the weight to be given to each such factor. The Board’s review and conclusions were based on a comprehensive consideration of all information presented to the Board and not the result of any single controlling factor. The Board principally considered data on performance and other information provided by Morningstar as of December 31, 2007. The Board also considered updated performance information provided to it by the Adviser or Subadviser at its May and June 2008 meetings. Performance and other information may be quite different as of the date of this shareholders report. The key factors considered by the Board and the conclusions reached are described below.

Nature, extent and quality of services

The Board considered the ability of the Adviser and the Subadviser, based on their resources, reputation and other attributes, to attract and retain qualified investment professionals, including research, advisory, and supervisory personnel. The Board considered the investment philosophy, research and investment decision-making processes of the Adviser and

26  New York Tax-Free Income Fund | Semiannual report 

Subadviser. The Board considered the Adviser’s execution of its oversight responsibilities. The Board further considered the culture of compliance, resources dedicated to compliance, compliance programs and compliance records of the Adviser and Subadviser. In addition, the Board took into account the administrative and other non-advisory services provided to the Fund by the Adviser and its affiliates.

Based on the above factors, together with those referenced below, the Board concluded that, within the context of its full deliberations, the nature, extent and quality of the investment advisory services provided to the Fund by the Adviser and Subadviser supported renewal of the Advisory Agreements.

Fund performance

The Board considered the performance results for the Fund over various time periods ended December 31, 2007. The Board also considered these results in comparison to the performance of the Category, as well as the Fund’s Peer Group and benchmark index. The Board reviewed with representatives of Morningstar the methodology used by Morningstar to select the funds in the Category and the Peer Group.

The Board noted that the Fund’s performance for all periods was lower than the performance of its benchmark index, the Lehman Brothers Municipal Bond Index, as was the Category and Peer Group medians. The Board also noted that the Fund’s performance for the 1- and 3-year periods was lower than the performance of its Category median but generally in line with the performance of its Category median for the 5- and 10-year periods. The Board also noted that the Fund’s performance for all periods under review was generally in line with the performance of the Peer Group median.

Investment advisory fee and subadvisory
fee rates and expenses

The Board reviewed and considered the contractual investment advisory fee rate payable by the Fund to the Adviser for investment advisory services (the Advisory Agreement Rate). The Board received and considered information comparing the Advisory Agreement Rate with the advisory fees for the Peer Group and Category. The Board noted that the Advisory Agreement Rate was equal to the median rate of the Peer Group and lower than the median rate of the Category.

The Board received and considered expense information regarding the Fund’s various components, including advisory fees, distribution and fees other than advisory and distribution fees, including transfer agent fees, custodian fees, and other miscellaneous fees (e.g., fees for accounting and legal services). The Board considered comparisons of these expenses to the Peer Group median. The Board also received and considered expense information regarding the Fund’s total operating expense ratio (Expense Ratio). The Board noted that, unlike the Fund, several funds in the Peer Group employed fee waivers or reimbursements. The Board received and considered information comparing the Expense Ratio of the Fund to that of the Peer Group and Category medians before the application of fee waivers and reimbursements (Gross Expense Ratio) and after the application of such waivers and reimbursement (Net Expen se Ratio). The Board noted that the Fund’s Gross Expense Ratio was lower than the median of the Peer Group and equal to the median of the Category. The Board noted that the Fund’s Net Expense Ratio was higher than the Peer Group and Category medians.

The Adviser also discussed the Morningstar data and rankings, and other relevant information, for the Fund. Based on the above-referenced considerations and other factors, the Board concluded that the Fund’s overall expense results and performance supported the re-approval of the Advisory Agreements.

The Board also received information about the investment subadvisory fee rate (the Subadvisory Agreement Rate) payable by the Adviser to the Subadviser for investment subadvisory services. The Board concluded that the Subadvisory Agreement Rate was fair and equitable, based on its consideration of the factors described here.

Profitability

The Board received and considered a detailed profitability analysis of the Adviser based on the Advisory Agreements, as well as on

Semiannual report | New York Tax-Free Income Fund  27 

other relationships between the Fund and the Adviser and its affiliates, including the Subadviser. The Board also considered a comparison of the Adviser’s profitability to that of other similar investment advisers whose profitability information is publicly available. The Board concluded that, in light of the costs of providing investment management and other services to the Fund, the profits and other ancillary benefits reported by the Adviser were not unreasonable.

Economies of scale

The Board received and considered general information regarding economies of scale with respect to the management of the Fund, including the Fund’s ability to appropriately benefit from economies of scale under the Fund’s fee structure. The Board recognized the inherent limitations of any analysis of economies of scale, stemming largely from the Board’s understanding that most of the Adviser’s costs are not specific to individual Funds, but rather are incurred across a variety of products and services.

To the extent the Board and the Adviser were able to identify actual or potential economies of scale from Fund-specific or allocated expenses, in order to ensure that any such economies continue to be reasonably shared with the Fund as its assets increase, the Adviser and the Board agreed to continue the existing breakpoints to the Advisory Agreement Rate.

Information about services to other clients

The Board also received information about the nature, extent and quality of services and fee rates offered by the Adviser and Subadviser to their other clients, including other registered investment companies, institutional investors and separate accounts. The Board concluded that the Advisory Agreement Rate and the Subadvisory Agreement Rate were not unreasonable, taking into account fee rates offered to others by the Adviser and Subadviser, respectively, after giving effect to differences in services.

Other benefits to the Adviser

The Board received information regarding potential “fall-out” or ancillary benefits received by the Adviser and its affiliates, including the Subadvisor, as a result of their relationship with the Fund. Such benefits could include, among others, benefits directly attributable to the relationship of the Adviser and Subadvisor with the Fund and benefits potentially derived from an increase in business as a result of their relationship with the Fund (such as the ability to market to shareholders other financial products offered by the Adviser and its affiliates).

The Board also considered the effectiveness of the Adviser’s, Subadviser’s and Fund’s policies and procedures for complying with the requirements of the federal securities laws, including those relating to best execution of portfolio transactions and brokerage allocation.

Other factors and broader review

As discussed above, the Board reviewed detailed materials received from the Adviser and Subadviser as part of the annual re-approval process. The Board also regularly reviews and assesses the quality of the services that the Fund receives throughout the year. In this regard, the Board reviews reports of the Adviser at least quarterly, which include, among other things, fund performance reports and compliance reports. In addition, the Board meets with portfolio managers and senior investment officers at various times throughout the year.

After considering the above-described factors and based on its deliberations and its evaluation of the information described above, the Board concluded that approval of the continuation of the Advisory Agreements for the Fund was in the best interest of the Fund and its shareholders. Accordingly, the Board unanimously approved the continuation of the Advisory Agreements.

28  New York Tax-Free Income Fund | Semiannual report 

More information

Trustees  Investment adviser 
Patti McGill Peterson, Chairperson  John Hancock Advisers, LLC 
James R. Boyle†   
James F. Carlin  Subadviser 
William H. Cunningham*  MFC Global Investment 
Deborah C. Jackson*   Management (U.S.), LLC 
Charles L. Ladner 
Stanley Martin*  Principal distributor 
Dr. John A. Moore  John Hancock Funds, LLC 
Steven R. Pruchansky 
*Member of the Audit Committee  Custodian 
†Non-Independent Trustee  State Street Bank and Trust Company 
 
Officers  Transfer agent 
Keith F. Hartstein  John Hancock Signature Services, Inc. 
President and Chief Executive Officer 
Legal counsel 
Thomas M. Kinzler  K&L Gates LLP  
Secretary and Chief Legal Officer   
Francis V. Knox, Jr.   
Chief Compliance Officer   
Charles A. Rizzo   
Chief Financial Officer   
Gordon M. Shone   
Treasurer   
John G. Vrysen   
Chief Operating Officer   

Additional information about your fund is available without charge in several ways. As required by the SEC, you can access proxy voting information and quarterly portfolio information on your fund. The proxy voting information includes a description of proxy voting policies, procedures and information regarding how the fund voted proxies relating to portfolio securities during the most recent twelve-month period ended June 30. The quarterly portfolio information that includes a complete list of the fund’s holdings for the first and third quarters of the fund’s fiscal period is filed on Form N-Q. You have access to this information:

By phone  On the fund’s Website  At the SEC 
1-800-225-5291  www.jhfunds.com  www.sec.gov 
      1-800-SEC-0330 
      SEC Public Reference Room 
You can also contact us:       
 
Regular mail:    Express mail:   
John Hancock Signature Services, Inc.  John Hancock Signature Services, Inc. 
P.O. Box 9510    Mutual Fund Image Operations 
Portsmouth, NH 03802-9510    164 Corporate Drive   
    Portsmouth, NH 03801   

Month-end portfolio holdings are available at www.jhfunds.com.

Semiannual report | New York Tax-Free Income Fund  29 


1-800-225-5291
1-800-554-6713 TDD
1-800-338-8080 EASI-Line
www.jhfunds.com

Now available: electronic delivery
www.jhfunds.com/edelivery

This report is for the information of the shareholders of John Hancock New York Tax-Free Income Fund.  760SA 2/09 
It is not authorized for distribution to prospective investors unless preceded or accompanied by a prospectus.  4/09 


A look at performance

For the period ended February 28, 2009

       
    Average annual returns (%)  Cumulative total returns (%)      
with maximum sales charge (POP)  with maximum sales charge (POP)  SEC 30-
   day yield
  Inception        Since  Six        Since  (%) as of  
Class  date  1-year  5-year  10-year  inception  months  1-year  5-year  10-year  inception    2-28-09 
A  9-3-87  –2.36  1.37  3.54  —  –6.24  –2.36  7.04  41.54  —         3.73 
B  10-3-96  –3.34  1.25  3.43  —  –6.95  –3.34  6.40  40.15  —         3.20 
C  4-1-99  0.58  1.59  —  3.32  –3.11  0.58  8.22  —  38.27         3.20 

Performance figures assume all distributions are reinvested. Public offering price (POP) figures reflect maximum sales charges on Class A shares of 4.5% and the applicable contingent deferred sales charge (CDSC) on Class B and Class C shares. The returns for Class C shares have been adjusted to reflect the elimination of the front-end sales charge effective July 15, 2004. The Class B shares’ CDSC declines annually between years 1 to 6 according to the following schedule: 5, 4, 3, 3, 2, 1%. No sales charge will be assessed after the sixth year. Class C shares held for less than one year are subject to a 1% CDSC.

The expense ratios of the Fund, both net (including any fee waivers or expense limitations) and gross (excluding any fee waivers or expense limitations), are set forth according to the most recent publicly available prospectus for the Fund and may differ from the expense ratios disclosed in the Financial Highlights tables in this report. The net expenses equal the gross expenses and are as follows: Class A — 0.98%, Class B — 1.68% and Class C — 1.68%. The Fund’s expenses for the current fiscal year may be higher than the expenses listed above, for some of the following reasons: i) a significant decrease in average net assets may result in a higher advisory fee rate; ii) a significant decrease in average net assets may result in an increase in the expense ratio; and iii) the termination or expiration of expense cap reimbursements.

The returns reflect past results and should not be considered indicative of future performance. The return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Due to market volatility, the Fund’s current performance may be higher or lower than the performance shown. For current to the most recent month end performance data, please call 1–800–225–5291 or visit the Fund’s Web site at www.jhfunds.com.

The performance table above and the chart on the next page do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. Please note that a portion of the Fund’s income may be subject to taxes, and some investors may be subject to the Alternative Minimum Tax (AMT). Also note that capital gains are taxable.

The Fund’s performance results reflect any applicable expense reductions, without which the expenses would increase and results would have been less favorable.

6  Massachusetts Tax-Free Income Fund | Semiannual report 

Growth of $10,000

This chart shows what happened to a hypothetical $10,000 investment in Massachusetts Tax-Free Income Fund Class A shares for the period indicated. For comparison, we’ve shown the same investment in the Barclays Capital Municipal Bond Index.


 

      With maximum   
Class  Period beginning  Without sales charge  sales charge  Index 
B2  2-28-99  $14,015  $14,015  $15,692 
C2  4-1-99  13,827  13,827  15,671 

Assuming all distributions were reinvested for the period indicated, the table above shows the value of a $10,000 investment in the Fund’s Class B and Class C shares, respectively, as of February 28, 2009. The Class C shares investment with maximum sales charge has been adjusted to reflect the elimination of the front-end sales charge effective July 15, 2004. Performance of the classes will vary based on the difference in sales charges paid by shareholders investing in the different classes and the fee structure of those classes.

Barclays Capital Municipal Bond Index is an unmanaged index that includes municipal bonds and is commonly used as a measure of bond performance.

It is not possible to invest directly in an index. Index figures do not reflect sales charges, which would have resulted in lower values if they did.

1 NAV represents net asset value and POP represents public offering price.

2 No contingent deferred sales charge applicable.

3 Formerly named Lehman Brothers Municipal Bond Index.

Semiannual report | Massachusetts Tax-Free Income Fund  7 

Your expenses

These examples are intended to help you understand your ongoing operating expenses.

Understanding fund expenses

As a shareholder of the Fund, you incur two types of costs:

■ Transaction costs which include sales charges (loads) on purchases or redemptions (varies by share class), minimum account fee charge, etc.

■ Ongoing operating expenses including management fees, distribution and service fees (if applicable), and other fund expenses.

We are going to present only your ongoing operating expenses here.

Actual expenses/actual returns

This example is intended to provide information about your fund’s actual ongoing operating expenses, and is based on your fund’s actual return. It assumes an account value of $1,000.00 on September 1, 2008 with the same investment held until February 28, 2009.

  Account value  Ending value  Expenses paid during 
  on 9-1-08  on 2-28-09  period ended 2-28-091 
Class A  $1,000.00  $981.90  $5.16 
Class B  1,000.00  978.50  8.54 
Class C  1,000.00  978.50  8.54 

Together with the value of your account, you may use this information to estimate the operating expenses that you paid over the period. Simply divide your account value at February 28, 2009, by $1,000.00, then multiply it by the “expenses paid” for your share class from the table above. For example, for an account value of $8,600.00, the operating expenses should be calculated as follows:


8  Massachusetts Tax-Free Income Fund | Semiannual report 

Hypothetical example for comparison purposes

This table allows you to compare your fund’s ongoing operating expenses with those of any other fund. It provides an example of the Fund’s hypothetical account values and hypothetical expenses based on each class’s actual expense ratio and an assumed 5% annualized return before expenses (which is not your fund’s actual return). It assumes an account value of $1,000.00 on September 1, 2008, with the same investment held until February 28, 2009. Look in any other fund shareholder report to find its hypothetical example and you will be able to compare these expenses.

  Account value  Ending value  Expenses paid during 
  on 9-1-08  on 2-28-09  period ended 2-28-091 
Class A  $1,000.00  $1,019.60  $5.26 
Class B  1,000.00  1,016.20  8.70 
Class C  1,000.00  1,016.20  8.70 

Remember, these examples do not include any transaction costs, such as sales charges; therefore, these examples will not help you to determine the relative total costs of owning different funds. If transaction costs were included, your expenses would have been higher. See the prospectus for details regarding transaction costs.

1 Expenses are equal to the Fund’s annualized expense ratio of 1.04%, 1.74% and 1.74% for Class A, Class B and Class C, respectively, multiplied by the average account value over the period, multiplied by 181/365 (to reflect the one-half year period).

Semiannual report | Massachusetts Tax-Free Income Fund  9 

Portfolio summary

Top 10 holdings1   
Massachusetts Turnpike Auth., 1-1-23, 5.125%  3.6% 
Route 3 North Transit Improvement Associates, 6-15-29, 5.375%  2.9% 
Boston Housing Authority, 4-1-27, 5.000%  2.9% 
Holyoke Gas & Electric Department, 12-1-31, 5.000%  2.5% 
Massachusetts Water Resources Authority, 8-1-29, 5.250%  2.4% 
Massachusetts Bay Transportation Authority, 7-1-33, 5.250%  2.4% 
Massachusetts Industrial Finance Agency, 12-1-20, 6.750%  2.4% 
Massachusetts Health & Educational Facilities Auth., 12-15-31, 9.200%  2.3% 
Puerto Rico Aqueduct & Sewer Auth., 7-1-11, 10.021%  2.2% 
Massachusetts, Commonwealth of, 12-1-24, 5.500%  2.0% 

Sector distribution2,3       
General obligation bonds  8%  Water and sewer  6% 
Revenue bonds    Housing  6% 
Other revenue  26%  Industrial development  4% 
Transportation  22%  Electric  3% 
Education  12%  Other  4% 
Health  9%     
  

Quality distribution3   
AAA  34% 
AA  40% 
A  7% 
BBB  13% 
BB  4% 
Other  2% 

 


 

1 As a percentage of net assets on February 28, 2009, excluding cash and cash equivalents.

2 Sector investing is subject to greater risks than the market as a whole. Because the Fund may focus on particular sectors of the economy, its performance may depend on the performance of those sectors.

3 As a percentage of net assets on February 28, 2009.

10  Massachusetts Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

Fund’s investments

Securities owned by the Fund on 2-28-09 (unaudited)

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
 
Tax-exempt long-term bonds 98.27%        $109,161,037 
(Cost $111,730,573)           
 
California 1.62%          1,800,000 
California, State of,           
 GO Unltd Ser C–5 (V)   0.850%  07-01-23  A+  $1,500  1,500,000 
California GO Unltd,           
 Daily Kindergarten Univ Ser A–4 (V)  0.400  05-01-34  AA  300  300,000 
 
Massachusetts 88.32%          98,102,779 
Boston City Industrial Development           
 Financing Auth,           
 Rev Ref Swr Facil Harbor Electric           
 Energy Co Proj  7.375  05-15-15  BBB  170  170,432 
Boston Housing Authority,           
 Rev Bond (D)  5.000  04-01-27  AAA  3,255  3,266,653 
 Rev Bond (D)  5.000  04-01-28  AAA  2,000  1,990,160 
 Rev Bond (D)  4.500  04-01-26  AAA  1,000  953,790 
Boston Water & Sewer Commission,           
 Rev Ref Sr Ser 1992A  5.750  11-01-13  AA  430  473,391 
Freetown Lakeville Regional           
 School District,           
 GO Unltd (D)  5.000  07-01-23  AA–  1,000  1,013,230 
Holyoke Gas & Electric Department,           
 Rev Ser 2001A (D)  5.000  12-01-31  Baa1  3,410  2,809,738 
Massachusetts Bay           
 Transportation Authority,           
 Rev Assessment Ser A  5.250  07-01-31  AAA  1,000  1,069,760 
 Rev Preref Spec Assessment Ser 2000A  5.250  07-01-30  Aa1  780  825,014 
 Rev Preref Spec Assessment Ser 2007A  5.250  07-01-30  Aa1  150  158,657 
 Rev Preref Spec Assessment Ser 2007A  5.250  07-01-30  AAA  70  70,238 
 Rev Ref Cap Appr Ser 2007A–2  Zero  07-01-26  AAA  2,500  965,700 
 Rev Ref Ser 1994A  7.000  03-01-14  AA  1,000  1,169,600 
 Rev Ref Spec Assessment Ser 2006A  5.250  07-01-35  AAA  1,310  1,387,382 
 Rev Ref Sr Sales Tax Ser 2005A  5.000  07-01-31  AAA  2,000  2,059,880 
 Rev Ref Sr Sales Tax Ser 2008B  5.250  07-01-33  AAA  2,500  2,649,200 
 Rev Spec Assessment Ser 2004A  5.000  07-01-34  AAA  1,000  1,144,770 
Massachusetts Development           
 Finance Agency,           
 New England Conserv of Music  5.250  07-01-38  BAA1  2,000  1,485,720 
 Rev Belmont Hill School  5.000  09-01-31  A  1,000  1,098,960 
 Rev Curry College Ser 2005A (D)  4.500  03-01-25  BBB  1,000  723,790 
 Rev Curry College Ser 2006A (D)  5.250  03-01-26  BBB  1,000  818,950 

See notes to financial statements

Semiannual report | Massachusetts Tax-Free Income Fund  11 

FINANCIAL STATEMENTS

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
Massachusetts (continued)           
Massachusetts Development           
 Finance Agency,           
 Rev Linden Ponds Inc Facility           
 Ser 2007A (G)   5.750%  11-15-35  BB+  $1,500  $849,450 
 Rev OBG Charles Stark           
 Draper Labratory  5.875  09-01-30  AA3  2,000  2,010,820 
 Rev Plantation Apts Hsg Prig Ser 2004A  5.000  12-15-24  AAA  2,320  2,200,497 
 Rev Ref Combined Jewish           
 Philanthropies Ser 2002A  5.250  02-01-22  Aa3  1,875  1,968,000 
 Rev Ref First Mortgage Orchard Cove  5.250  10-01-26  BB–  1,000  613,680 
 Rev Ref Mass College of Pharmacy Ser           
 2007E (D)  5.000  07-01-37  AAA  1,000  969,010 
 Rev Ref Resource Recovery           
 Southeastern Ser 2001A (D)  5.625  01-01-16  AA–  500  492,855 
 Rev Solid Wst Disposal Dominion           
 Energy Brayton Point  5.000  02-01-36  A–  1,000  722,360 
 Rev Volunteers of America Concord           
 Ser 2000A  6.900  10-20-41  AAA  1,000  1,190,140 
Massachusetts Health & Educational           
 Facilities Auth,           
 Rev Bal South Shore 1999F  5.750  07-01-29  A–  365  300,147 
 Rev Caregroup Ser 2008E-1  5.125  07-01-33  BBB+  250  187,125 
 Rev Preref Civic Investments, Inc.           
 Ser 2002B (G)  9.200  12-15-31  AA  2,000  2,545,480 
 Rev Harvard Univ Issued Ser 2000W  6.000  07-01-35  Aaa  1,000  1,077,730 
 Rev Preref Partners Healthcare           
 Ser 2001C  5.750  07-01-32  AAA  970  1,073,247 
 Rev Preref South Shore Hospital           
 Ser 1999F  5.750  07-01-29  A–  635  652,297 
 Rev Ref Boston College Issue Ser 1998L  4.750  06-01-31  AA–  1,000  961,390 
 Rev Ref Emerson Hosp Ser 2005E (D)  5.000  08-15-35  BBB+  1,000  656,240 
 Rev Ref Harvard Pilgrim Health Ser           
 1998A (D)  5.000  07-01-18  AAA  1,000  1,002,700 
 Rev Jordan Hosp Ser 2003E  6.750  10-01-33  BB–  1,500  1,074,195 
 Rev Ref Lahey Clinic Med Ctr Ser           
 2005C (D)  5.000  08-15-23  AA–  1,000  861,020 
 Rev Ref Partners Health Care           
 Ser 2001C  5.750  07-01-32  AA  30  29,997 
 Rev Ref Williams College Ser 2003H  5.000  07-01-33  AAA  1,500  1,514,475 
 Rev Simmons College Ser 2000D (D)  6.150  10-01-29  AAA  1,000  1,083,400 
 Rev Sterling & Francine Clark           
 Ser 2006A  5.000  07-01-36  AA  1,000  986,720 
 Rev Tufts University  5.375  08-15-38  AA–  350  358,204 
 Rev Univ of Mass Worcester Campus           
 Ser 2001B (D)  5.250  10-01-31  A+  1,500  1,630,980 
 Rev Wheelock College Ser           
 2000B (D)(G)  5.625  10-01-30  AA  1,000  1,096,780 
 Rev Woods Hole Oceanographic Ser B  5.375  06-01-30  AA–  1,000  1,020,750 
Massachusetts Housing Finance Agency,           
 Rev Rental Mtg Ser 2001A (D)  5.800  07-01-30  A  975  890,429 
 Rev Ser 2003B  4.700  12-01-16  AA–  1,265  1,282,191 
Massachusetts Industrial Finance Agency,           
 Resource Recovery Rev Ref, Ogden           
 Haverhill Proj Ser A  5.600  12-01-19  BBB  500  393,315 
 Rev Wtr Treatment American Hingham           
 Proj (G)  6.900  12-01-29  BBB–  1,210  1,023,297 
 Rev Wtr Treatment American Hingham           
 Proj (G)  6.750  12-01-20  BBB–  2,780  2,611,282 

See notes to financial statements

12  Massachusetts Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
Massachusetts (continued)           
Massachusetts Port Authority,           
 Rev Ref Bosfuel Proj (D)   5.000%  07-01-32  AA–  $1,770  $1,411,876 
 Rev Ser 1999C (D)  5.750  07-01-29  AAA  1,250  1,316,237 
 Rev Spec Facil US Air Proj Ser 1996A           
 (D)  5.750  09-01-16  AA–  1,000  751,020 
Massachusetts Special Obligation           
 Dedicated Tax,           
 Rev Spec Oblig (D)  5.250  01-01-26  A  1,000  1,118,890 
Massachusetts State College Bldg Auth,           
 Proj Rev Ser A  5.500  05-01-49  A+  1,000  981,330 
 Proj Rev, Cap Apprec Ref Ser B (D)  Zero  05-01-19  A1  1,000  619,170 
Massachusetts Turnpike Auth,           
 Rev Ref MBIA–IBC Ser 1993A (D)  5.125  01-01-23  AA  445  488,859 
 Rev Ref Metro Hwy Sys Sr           
 Ser 1997A (D)  5.125  01-01-23  AA  4,450  3,990,270 
 Rev Ref Metro Hwy Sys Sr           
 Ser 1997A (D)  5.000  01-01-37  AA  300  233,208 
 Rev Ref Metro Hwy Sys Sr           
 Ser 1997C (D)  Zero  01-01-20  AA  1,000  592,830 
Massachusetts Water Pollution           
 Abatement Trust,           
 Rev Preref Pool Prig Ser 7  5.125  02-01-31  AAA  645  689,350 
 Rev Ser 2007-13  5.000  08-01-28  AAA  1,000  1,020,640 
 Rev Unref Bal Pool Prig Ser 7  5.125  02-01-31  AAA  1,775  1,784,816 
 Unref Bal Pool PG Ser 2003-9  5.250  08-01-18  AAA  60  68,014 
Massachusetts Water Resources Authority,         
 Rev Ref Ser B (D)  5.250  08-01-29  AAA  2,500  2,665,600 
 Rev Ser B  5.000  08-01-39  AA+  1,000  986,110 
Massachusetts, Commonwealth of,           
 GO Ltd Cons Ln Ser C  5.500  11-01-15  AA  1,000  1,170,870 
 GO Ltd Cons Ln Ser C  5.375  12-01-19  AA  1,000  1,092,530 
 GO Ltd FSA CR (D)  5.500  11-01-17  AAA  1,000  1,181,590 
 GO Unltd Cons Ln Ser E (D)  5.000  11-01-25  AA  1,000  1,074,000 
 GO Unltd Ref Ser 2004C (D)  5.500  12-01-24  AA  2,000  2,272,800 
Narragansett Regional School District,           
 GO Unltd (D)  5.375  06-01-18  A3  1,000  1,052,920 
Pittsfield, City of,           
 GO Ltd (D)  5.000  04-15-19  AA–  1,000  1,047,940 
Plymouth, County of,           
 Rev Ref Cert of Part Correctional Facil           
 Proj (D)  5.000  04-01-22  AA  1,000  1,021,770 
Rail Connections, Inc.,           
 Rev Cap Apprec Rte 128 Pkg           
 Ser 1999B  Zero  07-01-19  Aaa  2,415  1,292,025 
 Rev Cap Apprec Rte 128 Pkg           
 Ser 1999B  Zero  07-01-18  Aaa  1,750  1,000,037 
Rev Resource Recovery Ogden,           
 Haverhill Proj Ser 1998B  5.500  12-01-19  BBB  1,500  1,201,110 
Route 3 North Transit           
 Improvement Associates,           
 Rev Lease (D)  5.375  06-15-29  AA  3,100  3,274,809 
University of Massachusetts, Rev Bldg,           
 Auth Facil Gtd Ser 2000A (D)  5.125  11-01-25  AA  1,000  1,066,940 

See notes to financial statements

Semiannual report | Massachusetts Tax-Free Income Fund  13 

FINANCIAL STATEMENTS

  Interest  Maturity  Credit  Par value   
State, issuer, description  rate  date  rating (A)  (000)  Value 
New York 0.36%          $400,000 
New York City Municipal Water           
 Finance Authority,           
 Rev Wtr & Swr Sys Ser F Sub Ser F-2 (V)   0.450%  06-15-35  AAA  $400  400,000 
 
Puerto Rico 7.97%          8,858,258 
Puerto Rico Aqueduct & Sewer Auth,           
 Rev Inverse Floater Gtd (D)(P)  10.021  07-01-11  AA  2,000  2,435,600 
Puerto Rico Commonwealth Aqueduct &           
 Sewer Auth,           
 Rev Sr Lien Ser 2008A (Zero to 7-1-11           
 then 6.125%)  Zero  07-01-24  BBB–  1,750  1,292,217 
Puerto Rico Highway &           
 Transportation Auth,           
 Rev Preref Hwy Ser 1996Y  6.250  07-01-14  A–  955  1,155,416 
 Rev Ref Hwy Ser 2003AA (D)  5.500  07-01-19  AA–  2,000  1,894,080 
Puerto Rico Housing Finance Auth,           
 Rev Sub Cap Fd  5.125  12-01-27  AA–  1,000  987,460 
 Rev Unref Bal Hwy Ser 1996Y  6.250  07-01-14  A–  45  45,905 
Puerto Rico, Commonwealth of,           
 Rev Inverse Floater (D)(P)  9.532  07-01-11  AA  1,000  1,047,580 
 
Total investments (Cost $111,730,573)† 98.27%        $109,161,037 
 
Other assets and liabilities, net 1.73%        $1,922,141 
 
Total net assets 100.00%          $111,083,178 

The percentage shown for each investment category is the total value of the category as a percentage of the net assets of the Fund.

GO General Obligation

Gtd Guaranteed

(A) Credit ratings are unaudited and are rated by Moody’s Investors Service where Standard & Poor’s ratings are not available unless indicated otherwise.

(D) Bond is insured by one of these companies:

Insurance coverage  As a % of total investments 
ACA Financial Guaranty Corp.  1.41 
Ambac Financial Group, Inc.  6.77 
Assured Guaranty Ltd.  0.89 
Financial Guaranty Insurance Company  2.97 
Financial Security Assurance, Inc.  11.34 
Municipal Bond Insurance Association  22.00 
Radian Asset Assurance, Inc.  0.60 
XL Capital Assurance, Inc.  0.57 

(G) Security rated internally by John Hancock Advisers, LLC. Unaudited.

(P) Variable rate obligation. The coupon rate shown represents the rate at period end.

(V) Variable rate demand notes are securities whose interest rates are reset periodically at market levels. These securities are often payable on demand and are shown at their current rates as of February 28, 2009.

† At February 28, 2009, the aggregate cost of investment securities for federal income tax purposes was $111,533,949. Net unrealized depreciation aggregated $2,372,912, of which $4,354,467 related to appreciated investment securities and $6,727,379 related to depreciated investment securities.

See notes to financial statements

14  Massachusetts Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

Financial statements

Statement of assets and liabilities 2-28-09 (unaudited)

This Statement of Assets and Liabilities is the Fund’s balance sheet. It shows the value of what the Fund owns, is due and owes. You’ll also find the net asset value and the maximum offering price per share.

Assets   
Investments at value (Cost $111,730,573)  $109,161,037 
Cash  584,132 
Receivable for shares sold  179,837 
Interest receivable  1,342,905 
Receivable from affiliates  6,324 
 
Total assets  111,274,235 
 
Liabilities   
Payable for shares repurchased  52,453 
Payable to affiliates   
 Management fees  40,954 
 Distribution and service fees  35,127 
 Other  14,357 
Other payables and accrued expenses  48,166 
 
Total liabilities  191,057 
 
Net assets   
Capital paid-in  113,089,522 
Accumulated net realized gain on investments  566,898 
Net unrealized depreciation of investments  (2,569,536) 
Distributions in excess of net investment income  (3,706) 
 
Net assets  $111,083,178 
 
Net asset value per share   
Based on net asset values and shares outstanding — the Fund has an   
 unlimited number of shares authorized with no par value   
Class A ($90,922,683 ÷ 7,713,135 shares)  $11.79 
Class B ($7,587,478 ÷ 643,728 shares)1  $11.79 
Class C ($12,573,017 ÷ 1,066,587 shares)1  $11.79 
 
Maximum offering price per share   
Class A ($11.79 ÷ 95.5%)2  $12.35 

1 Redemption price is equal to net asset value less any applicable contingent deferred sales charge.

2 On single retail sales of less than $100,000. On sales of $100,000 or more and on group sales the offering price is reduced.

See notes to financial statements

Semiannual report | Massachusetts Tax-Free Income Fund  15 

FINANCIAL STATEMENTS

Statement of operations For the period ended 2-28-09 (unaudited)1

This Statement of Operations summarizes the Fund’s investment income earned and expenses incurred in operating the Fund. It also shows net gains (losses) for the period stated.

Investment income   
Interest  $3,002,791 
 
Total investment income  3,002,791 
Expenses   
Investment management fees (Note 5)  275,962 
Distribution and service fees (Note 5)  236,923 
Transfer agent fees (Note 5)  33,285 
Accounting and legal services fees (Note 5)  8,058 
Professional fees  36,114 
Custodian fees  22,444 
Printing fees  19,493 
Registration fees  11,186 
Trustees’ fees  1,819 
Miscellaneous  2,967 
 
Total expenses  648,251 
Less expense reduction (Note 5)  (169) 
 
Net expenses  648,082 
Net investment income  2,354,709 
 
Realized and unrealized gain (loss)   
Net realized gain on investments  271,533 
Change in net unrealized appreciation (depreciation) of investments  (5,427,074) 
 
Net realized and unrealized loss  (5,155,541) 
 
Decrease in net assets from operations  ($2,800,832) 

1 Semiannual period from 9-1-08 to 2-28-09.

See notes to financial statements

16  Massachusetts Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

Statements of changes in net assets

These Statements of Changes in Net Assets show how the value of the Fund’s net assets has changed during the last two periods. The difference reflects earnings less expenses, any investment gains and losses, distributions, if any, paid to shareholders and the net of Fund share transactions.

  Year  Period 
  ended  ended 
  8-31-08  2-28-091 
Increase (decrease) in net assets     
From operations     
Net investment income  $4,319,087  $2,354,709 
Net realized gain  54,090  271,533 
Change in net unrealized appreciation (depreciation)  (761,375)  (5,427,074) 
 
Increase (decrease) in net assets resulting from operations  3,611,802  (2,800,832) 
Distributions to shareholders     
From net investment income     
Class A  (3,530,398)  (1,987,864) 
Class B  (365,306)  (155,897) 
Class C  (365,433)  (222,187) 
From net realized gain     
Class A  (145,816)  (39,269) 
Class B  (20,811)  (3,504) 
Class C  (18,468)  (5,057) 
  (4,446,232)  (2,413,778) 
From Fund share transactions (Note 6)  17,294,873  (3,026,392) 
 
Total increase (decrease)  16,460,443  (8,241,002) 
Net assets     
Beginning of period  102,863,737  119,324,180 
End of period2  $119,324,180  $111,083,178 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Includes accumulated (distributions in excess of) net investment income of $7,533 and ($3,706), respectively.

See notes to financial statements

Semiannual report | Massachusetts Tax-Free Income Fund  17 

FINANCIAL STATEMENTS

Financial highlights

The Financial Highlights show how the Fund’s net asset value for a share has changed since the end of the previous period.

CLASS A SHARES Period ended  8-31-04  8-31-05  8-31-06  8-31-07  8-31-08  2-28-091 
 
Per share operating performance             
Net asset value, beginning of period  $12.38 $12.75  $12.87  $12.64  $12.37  $12.28 
Net investment income2  0.56  0.54  0.53  0.53  0.51  0.25 
Net realized and unrealized gain             
 (loss) on investments  0.36  0.11  (0.24)  (0.27)  (0.08)  (0.48) 
Total from investment operations  0.92  0.65  0.29  0.26  0.43  (0.23) 
Less distributions             
From net investment income  (0.55)  (0.53)  (0.52)  (0.52)  (0.50)  (0.25) 
From net realized gain  —  —  —3  (0.01)  (0.02)  (0.01) 
Total distributions  (0.55)  (0.53)  (0.52)  (0.53)  (0.52)  (0.26) 
Net asset value, end of period  $12.75  $12.87  $12.64  $12.37  $12.28  $11.79 
Total return (%)4  7.55  5.21  2.385  2.025  3.555   (1.81)5,6 
 
Ratios and supplemental data             
Net assets, end of period             
 (in millions)  $71  $76  $78  $80  $97  $91 
Ratios (as a percentage             
 of average net assets):             
 Expenses before reductions  1.01  1.04  0.99  0.98  0.98  1.057 
 Expenses net of all fee waivers  1.01  1.04  0.99  0.98  0.98  1.057 
 Expenses net of all fee waivers             
    and credits  1.01  1.04  0.99  0.98  0.97  1.047 
 Net investment income  4.40  4.20  4.19  4.16  4.08  4.407 
Portfolio turnover (%)  44  26  15  25  22  13 
 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Based on the average of the shares outstanding.

3 Capital gains distribution less than $0.01.

4 Assumes dividend reinvestment and does not reflect the effect of sales charges.

5 Total returns would have been lower had certain expenses not been reduced during the periods shown.

6 Not annualized.

7 Annualized.

See notes to financial statements

18  Massachusetts Tax-Free Income Fund | Semiannual report 

FINANCIAL STATEMENTS

CLASS B SHARES Period ended  8-31-04  8-31-05  8-31-06  8-31-07  8-31-08  2-28-091 
 
Per share operating performance             
Net asset value, beginning of period  $12.38 $12.75  $12.87  $12.64  $12.37  $12.28 
Net investment income2  0.47  0.45  0.44  0.44  0.42  0.21 
Net realized and unrealized gain             
 (loss) on investments  0.36  0.11  (0.24)  (0.27)  (0.08)  (0.48) 
Total from investment operations  0.83  0.56  0.20  0.17  0.34  (0.27) 
Less distributions             
From net investment income  (0.46)  (0.44)  (0.43)  (0.43)  (0.41)  (0.21) 
From net realized gain  —  —  —3  (0.01)  (0.02)  (0.01) 
Total distributions  (0.46)  (0.44)  (0.43)  (0.44)  (0.43)  (0.22) 
Net asset value, end of period  $12.75  $12.87  $12.64  $12.37  $12.28  $11.79 
Total return (%)4  6.80  4.48  1.675  1.315  2.835   (2.15)5,6 
Ratios and supplemental data             
Net assets, end of period             
 (in millions)  $23  $20  $17  $12  $10  $8 
Ratios (as a percentage             
 of average net assets):             
 Expenses before reductions  1.71  1.74  1.69  1.68  1.68  1.757 
 Expenses net of all fee waivers  1.71  1.74  1.69  1.68  1.68  1.757 
 Expenses net of all fee waivers             
   and credits  1.71  1.74  1.69  1.68  1.67  1.747 
 Net investment income  3.70  3.50  3.49  3.46  3.39  3.697 
Portfolio turnover (%)  44  26  15  25  22  13 
 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Based on the average of the shares outstanding.

3 Capital gains distribution less than $0.01.

4 Assumes dividend reinvestment and does not reflect the effect of sales charges.

5 Total returns would have been lower had certain expenses not been reduced during the periods shown.

6 Not annualized.

7 Annualized.

See notes to financial statements

Semiannual report | Massachusetts Tax-Free Income Fund  19 

FINANCIAL STATEMENTS

CLASS C SHARES Period ended  8-31-04  8-31-05  8-31-06  8-31-07  8-31-08  2-28-091 
 
Per share operating performance             
Net asset value, beginning of period  $12.38 $12.75  $12.87  $12.64  $12.37  $12.28 
Net investment income2  0.47  0.45  0.44  0.44  0.42  0.21 
Net realized and unrealized gain             
 (loss) on investments  0.36  0.11  (0.24)  (0.27)  (0.08)  (0.48) 
Total from investment operations  0.83  0.56  0.20  0.17  0.34  (0.27) 
Less distributions             
From net investment income  (0.46)  (0.44)  (0.43)  (0.43)  (0.41)  (0.21) 
From net realized gain  —  —  —3  (0.01)  (0.02)  (0.01) 
Total distributions  (0.46)  (0.44)  (0.43)  (0.44)  (0.43)  (0.22) 
Net asset value, end of period  $12.75  $12.87  $12.64  $12.37  $12.28  $11.79 
Total return (%)4  6.80  4.48  1.675  1.315  2.835   (2.15)5,6 
 
Ratios and supplemental data             
Net assets, end of period             
 (in millions)  $8  $8  $11  $10  $12  $13 
Ratios (as a percentage             
 of average net assets):             
 Expenses before reductions  1.71  1.74  1.69  1.68  1.68  1.747 
 Expenses net of all fee waivers  1.71  1.74  1.69  1.68  1.68  1.747 
 Expenses net of all fee waivers             
   and credits  1.71  1.74  1.69  1.68  1.67  1.747 
 Net investment income  3.69  3.49  3.48  3.46  3.38  3.697 
Portfolio turnover (%)  44  26  15  25  22  13 
 

1 Semiannual period from 9-1-08 to 2-28-09. Unaudited.

2 Based on the average of the shares outstanding.

3 Capital gains distribution less than $0.01.

4 Assumes dividend reinvestment and does not reflect the effect of sales charges.

5 Total returns would have been lower had certain expenses not been reduced during the periods shown.

6 Not annualized.

7 Annualized.

See notes to financial statements

20  Massachusetts Tax-Free Income Fund | Semiannual report 

Notes to financial statements (unaudited)

Note 1
Organization

John Hancock Massachusetts Tax-Free Income Fund (the Fund) is a non-diversified series of John Hancock Tax-Exempt Series Fund (the Trust), an open-end management investment company registered under the Investment Company Act of 1940, as amended (the 1940 Act). The Fund seeks a high level of current income, consistent with the preservation of capital, that is exempt from federal and Massachusetts personal income taxes. Since the Fund invests primarily in Massachusetts state issuers, the Fund may be affected by political, economic or regulatory developments in the state of Massachusetts.

The Trustees have authorized the issuance of multiple classes of shares of the Fund, designated as Class A, Class B and Class C shares. The shares of each class represent an interest in the same portfolio of investments of the Fund and have equal rights as to voting, redemptions, dividends and liquidation, except that certain expenses, subject to the approval of the Trustees, may be applied differently to each class of shares in accordance with current regulations of the Securities and Exchange Commission and the Internal Revenue Service. Shareholders of a class that bears distribution and service expenses under the terms of a distribution plan have exclusive voting rights to that distribution plan. Class B shares will convert to Class A shares eight years after purchase.

Note 2
Significant accounting policies

The financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America, which require management to make certain estimates and assumptions at the date of the financial statements. Actual results could differ from those estimates. The following summarizes the significant accounting policies of the Fund:

Security valuation

Investments are stated at value as of the close of the regular trading on New York Stock Exchange (NYSE), normally at 4:00 P.M., Eastern Time. Debt obligations are valued based on the evaluated prices provided by an independent pricing service, which utilizes both dealer-supplied and electronic data processing techniques, which take into account factors such as institutional-size trading in similar groups of securities, yield, quality, coupon rate, maturity, type of issue, trading characteristics and other market data. Securities traded only in the over-the-counter market are valued at the last bid price quoted by brokers making markets in the securities at the close of trading. Debt obligations, for which there are no prices available from an independent pricing service, are valued based on broker quotes or fair value d as described below. Short-term debt investments that have a remaining maturity of 60 days or less are valued at amortized cost, and thereafter assume a constant amortization to maturity of any discount or premium, which approximates market value.

Other portfolio securities and assets for which market quotations are not readily available are valued at fair value as determined in good faith by the Fund’s Pricing Committee in accordance with procedures adopted by the Board of Trustees.

Valuations change in response to many factors including tax receipts and budget disbursements of the municipalities, general economic conditions, interest rates, investor perceptions and market liquidity.

The Fund adopted Statement of Financial Accounting Standards No. 157 (FAS 157), Fair Value Measurements, effective with the beginning of the Fund’s fiscal year. FAS 157 established a three-tier hierarchy to prioritize the assumptions, referred to as inputs, used in valuation techniques to measure fair value. The three-tier hierarchy of inputs is summarized in the three broad levels listed below:

Semiannual report | Massachusetts Tax-Free Income Fund  21 

Level 1 — Quoted prices in active markets for identical securities.

Level 2 — Prices determined using other significant observable inputs. Observable inputs are inputs that other market participants would use in pricing a security. These may include quoted prices for similar securities, interest rates, prepayment speeds, credit risk and others.

Level 3 — Prices determined using significant unobservable inputs. In situations where quoted prices or observable inputs are unavailable, such as when there is little or no market activity for an investment, unobservable inputs may be used. Unobservable inputs reflect the Fund’s own assumptions about the factors that market participants would use in pricing an investment and would be based on the best information available.

The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities.

The following is a summary of the inputs used to value the Fund’s net assets as of February 28, 2009:

  INVESTMENTS IN  OTHER FINANCIAL 
VALUATION INPUTS  SECURITIES  INSTRUMENTS* 
Level 1 — Quoted Prices  —  $— 
Level 2 — Other Significant Observable Inputs  $109,161,037  — 
Level 3 — Significant Unobservable Inputs  —  — 
Total  $109,161,037  $— 

*Other financial instruments are derivative instruments not reflected in the Portfolio of Investments, such as futures, forwards and swap contracts, which are valued at the unrealized appreciation/depreciation on the instrument.

Security transactions and related
investment income

Investment security transactions are accounted for on a trade date plus one basis for daily net asset value calculations. However, for financial reporting purposes, investment transactions are reported on trade date. Interest income is accrued as earned. Dividend income and distributions to shareholders are recorded on the ex-dividend date. Discounts/premiums are accreted/amortized for financial reporting purposes. Non-cash dividends are recorded at the fair market value of the securities received. Debt obligations may be placed in a non-accrual status and related interest income may be reduced by ceasing current accruals and writing off interest receivables when the collection of all or a portion of interest has become doubtful, based upon consistently applied procedures. The Fund use identified cost method for determining realized gain or loss on investments for both financial statement and federal income tax reporting purposes.

Class allocations

Income, common expenses and realized and unrealized gains (losses) are determined at the fund level and allocated daily to each class of shares based on the appropriate net asset value of the respective classes. Distribution and service fees, if any, and transfer agent fees for Class A, Class B and Class C shares are calculated daily at the class level based on the appropriate net asset value of each class and the specific expense rate(s) applicable to each class.

Expenses

The majority of expenses are directly identifiable to an individual fund. Trust expenses that are not readily identifiable to a specific fund are allocated in such a manner as deemed equitable, taking into consideration, among other things, the nature and type of expense and the relative size of the funds. Expense estimates are accrued in the period to which they relate and adjustments are made when actual amounts are known.

22  Massachusetts Tax-Free Income Fund | Semiannual report 

Bank borrowings

The Fund is permitted to have bank borrowings for temporary or emergency purposes, including the meeting of redemption requests that otherwise might require the untimely disposition of securities. The Fund has entered into a line of credit agreement with The Bank of New York Mellon (BNYM), the Swing Line Lender and Administrative Agent. This agreement enables the Fund to participate, with other funds managed by John Hancock Advisers LLC (the Adviser), an indirect wholly owned subsidiary of Manulife Financial Corporation (MFC), in an unsecured line of credit with BNYM, which permits borrowings of up to $150 million, collectively. Interest is charged to each fund based on its borrowing. In addition, a commitment fee is charged to each fund based on the average daily unused portion of the line of credit and is allocated among the participating funds. The Fund had no outstanding borrowings under the line of credit for the period ended February 28, 2009.

Pursuant to the custodian agreement, the Custodian may, in its discretion, advance funds to the Fund to make properly authorized payments. When such payments result in an overdraft, the Fund is obligated to repay the Custodian for any overdraft together with interest due thereon. The Custodian has a lien, security interest or security entitlement in any Fund property, that is not segregated, to the maximum extent permitted by law to the extent of any overdraft.

Federal income taxes

The Fund qualifies as a regulated investment company by complying with the applicable provisions of the Internal Revenue Code and will not be subject to federal income tax on taxable income that is distributed to shareholders. Therefore, no federal income tax provision is required.

As of February 28, 2009, the Fund had no uncertain tax positions that would require financial statement recognition, de-recognition, or disclosure. Each of the Fund’s federal tax returns filed in the 3-year period ended August 31, 2008 remains subject to examination by the Internal Revenue Service.

Distribution of income and gains

The Fund records distributions to shareholders from net investment income and net realized gains, if any, on the ex-dividend date. The Fund generally declares dividends daily and pays them monthly. Capital gains, if any, are distributed annually. During the year ended August 31, 2008, the tax character of distributions paid was as follows: ordinary income $27,894, tax exempt income $4,233,243 and long-term capital gain $185,095. Distributions paid by the Fund with respect to each class of shares are calculated in the same manner, at the same time and are in the same amount, except for the effect of expenses that may be applied differently to each class.

Such distributions, on a tax basis, are determined in conformity with income tax regulations, which may differ from accounting principles generally accepted in the United States of America. Distributions in excess of tax basis earnings and profits, if any, are reported in the Fund’s financial statements as a return of capital.

New accounting pronouncement

In March 2008, FASB No. 161 (FAS 161), Disclosures about Derivative Instruments and Hedging Activities, an amendment of FASB Statement No. 133 (FAS 133), was issued and is effective for fiscal years and interim periods beginning after November 15, 2008. FAS 161 amends and expands the disclosure requirements of FAS 133 in order to provide financial statement users an understanding of a company’s use of derivative instruments, how derivative instruments are accounted for under FAS 133 and related interpretations and how these instruments affect a company’s financial position, performance, and cash flows. FAS 161 requires companies to disclose information detailing the objectives and strategies for using derivative instruments, the level of derivative activity entered into by the company, and any credit risk-related contingent features of the agreements. As of February 28, 2009, management does n ot believe that the adoption of FAS 161 will have a material impact on the amounts reported in the financial statements.

Semiannual report | Massachusetts Tax-Free Income Fund  23 

Note 3
Risk and uncertainties
State concentration risk

The Fund invests mainly in bonds from a single state and its performance is affected by local, state and regional factors. The risks may include economic or policy changes, erosion of the tax base, and state legislative changes (especially those regarding budgeting and taxes). Although the Fund invests mainly in investment-grade bonds, which generally have a relatively low level of credit risk, any factors that might lead to a credit decline statewide would be likely to cause widespread decline in the credit quality of the Fund’s holdings.

Insurance concentration risk

The Fund may hold insured municipal obligations which are insured as to their scheduled payment of principal and interest under an insurance policy obtained by the issuer or underwriter of the obligation at the time of its original issuance. Since there are a limited number of municipal obligation insurers, a Fund may have a concentration of investments covered by one insurer. Accordingly, the concentration may make the Fund’s value more volatile and investment values may rise and fall more rapidly. In addition, the credit quality of companies which provide the insurance may affect the value of those securities and insurance does not guarantee the market value of the insured obligation.

Municipal bond risk

The Fund generally invests in general obligation or revenue municipal bonds. The bonds are backed by the municipal issuer’s have the risk that the issuer’s credit quality will decline. General obligation bonds are backed by the municipal issuer’s ability to levy taxes. In extreme cases, a municipal issuer could declare bankruptcy or otherwise become unable to honor its commitments to bondholders which may be caused by many reasons, ranging from including fiscal mismanagement and erosion of the tax base. Revenue bonds are backed only by income associated with a specific facility. Any circumstance that reduces or threatens the economic viability of that particular facility can affect the bond’s credit quality.

Fixed income risk

Fixed income securities are subject to credit and interest rate risk and involve some risk of default in connection with principal and interest payments.

Note 4
Guarantees and indemnifications

Under the Fund’s organizational documents, its Officers and Trustees are indemnified against certain liability arising out of the performance of their duties to the Fund. Additionally, in the normal course of business, the Fund enters into contracts with service providers that contain general indemnification clauses. The Fund’s maximum exposure under these arrangements is unknown, as this would involve future claims that may be made against the Fund that have not yet occurred.

Note 5
Management fee and transactions with
affiliates and others

The Fund has an investment management contract with the Adviser. Under the investment management contract, the Fund pays a monthly management fee to the Adviser equivalent, on an annual basis, to the sum of: (a) 0.50% of the first $250,000,000 of the Fund’s average daily net asset value, (b) 0.45% of the next $250,000,000, (c) 0.425% of the next $500,000,000, (d) 0.40% of the next $250,000,000 and (e) 0.30% of the Fund’s average daily net asset value in excess of $1,250,000,000. The effective rate for the period ended February 28, 2009 is 0.50% of the Fund’s average daily net asset value. The Fund has a subadvisory agreement with MFC Global Investment Management (U.S.), LLC, a subsidiary of John Hancock Financial Services, Inc. The Fund is not responsible for payment of subadvisory fees.

The Fund has a Distribution Agreement with John Hancock Funds, LLC (JH Funds), a wholly owned subsidiary of the Adviser. The Fund has adopted Distribution Plans with respect to Class A, Class B and Class C, pursuant to Rule 12b-1 under the 1940 Act, to pay JH Funds for the services it provides as distributor of shares of the Fund. Accordingly, the Fund makes monthly payments to

24  Massachusetts Tax-Free Income Fund | Semiannual report 

JH Funds at an annual rate not to exceed 0.30%, 1.00% and 1.00% of average daily net asset value of Class A, Class B and Class C, respectively. A maximum of 0.25% of such payments may be service fees, as defined by the Conduct Rules of the Financial Industry Regulatory Authority (formerly the National Association of Securities Dealers). Under the Conduct Rules, curtailment of a portion of the Fund’s 12b-1 payments could occur under certain circumstances.

The Fund has an agreement with its custodian bank, under which custody fees are reduced by balance credits applied during the period. Accordingly, the expense reductions related to custody fee offsets amounted to $157.

Class A shares are assessed up-front sales charges. During the period ended February 28, 2009, JH Funds received net up-front sales charges of $66,517 with regard to sales of Class A shares. Of this amount, $8,824 was retained and used for printing prospectuses, advertising, sales literature and other purposes, $55,669 was paid as sales commissions to unrelated broker-dealers and $2,024 was paid as sales commissions to sales personnel of Signator Investors, Inc. (Signator Investors), a related broker-dealer. The Adviser’s indirect parent, John Hancock Life Insurance Company (JHLICO), is the indirect sole shareholder of Signator Investors.

Class B shares that are redeemed within six years of purchase are subject to a contingent deferred sales charge (CDSC) at declining rates, beginning at 5.00% of the lesser of the current market value at the time of redemption or the original purchase cost of the shares being redeemed. Class C shares that are redeemed within one year of purchase are subject to a CDSC at a rate of 1.00% of the lesser of the current market value at the time of redemption or the original purchase cost of the shares being redeemed. Proceeds from the CDSCs are paid to JH Funds and are used in whole or in part to defray its expenses for providing distribution-related services to the Fund in connection with the sale of Class B and Class C shares. During the period ended February 28, 2009, CDSCs received by JH Funds amounted to $3,052 for Class B shares and $6,311 for Class C shares.

The Fund has a transfer agent agreement with John Hancock Signature Services, Inc. (Signature Services), an indirect subsidiary of JHLICO. The transfer agent fees are made up of three components:

• The Fund pays a monthly transfer agent fee at an annual rate of 0.01% for all classes based on each class’s average daily net assets.

• All classes of the Fund paid a monthly fee based on an annual rate of $17.50 per shareholder account.

• In addition, Signature Services is reimbursed for certain out-of-pocket expenses.

The Fund receives earnings credits from its transfer agent as a result of uninvested cash balances. These credits are used to reduce a portion of the Fund’s transfer agent fees and out-of-pocket expenses. During the period ended February 28, 2009, the Fund’s transfer agent fees and out-of-pocket expenses were reduced by $12 for transfer agent credits earned.

Class level expenses for the period ended February 28, 2009 were as follows:

  Distribution and  Transfer 
Share class  service fees  agent fees 
Class A  $135,000  $27,138 
Class B  42,043  2,536 
Class C  59,880  3,611 
Total  $236,923  $33,285 

The Fund has an agreement with the Adviser and affiliates to perform necessary tax, accounting, compliance, legal and other administrative services for the Fund. The compensation for the year amounted to $8,058 with an effective rate of 0.01% of the Fund’s average daily net asset value.

Mr. James R. Boyle is Chairman of the Adviser, as well as affiliated Trustee of the Fund, and is compensated by the Adviser and/or its affiliates. The compensation of unaffiliated Trustees is borne by the Fund. The unaffiliated Trustees may elect to defer, for tax purposes,

Semiannual report | Massachusetts Tax-Free Income Fund  25 

their receipt of this compensation under the John Hancock Group of Funds Deferred Compensation Plan. The Fund makes investments into other John Hancock funds, as applicable, to cover its liability for the deferred compensation. Investments to cover the Fund’s deferred compensation liability are recorded on the Fund’s books as an other asset. The deferred compensation liability and the related other asset are always equal and are marked to market on a periodic basis to reflect any income earned by the investments, as well as any unrealized gains or losses. The Deferred Compensation Plan investments had no impact on the operations of the Fund.

Note 6
Fund share transactions

This listing illustrates the number of Fund shares sold, reinvested and repurchased during the year ended August 31, 2008, and the period ended February 28, 2009, along with the corresponding dollar value.

    Year ended 8-31-08  Period ended 2-28-091 
  Shares  Amount  Shares  Amount 
Class A shares         
Sold  2,219,649  $27,487,293  791,379  $9,222,018 
Distributions reinvested  196,397  2,425,793  113,858  1,316,260 
Repurchased  (955,292)  (11,857,448)  (1,116,850)  (12,669,218) 
Net increase (decrease)  1,460,754  $18,055,638  (211,613)  ($2,130,940) 
 
Class B shares         
Sold  46,318  $571,989  12,715  $149,330 
Distributions reinvested  18,462  228,233  8,405  97,098 
Repurchased  (271,739)  (3,381,097)  (178,738)  (2,062,922) 
Net decrease  (206,959)  ($2,580,875)  (157,618)  ($1,816,494) 
 
Class C shares         
Sold  272,222  $3,366,433  169,712  $1,998,132 
Distributions reinvested  20,820  257,178  13,542  156,503 
Repurchased  (145,385)  (1,803,501)  (108,720)  (1,233,593) 
Net increase  147,657  $1,820,110  74,534  $921,042 
 
Net increase (decrease)  1,401,452  $17,294,873  (294,697)  ($3,026,392) 

1Semiannual period from 9-1-08 to 2-28-09. Unaudited.

Note 7
Purchase and sale of securities

Purchases and proceeds from sales or maturities of securities, including purchase and sales of variable rate demand notes of $4,600,000 and $6,810,000, respectively, during the period ended February 28, 2009, aggregated $14,264,411 and $19,383,662, respectively. Short-term securities are excluded from these amounts.

Note 8
Subsequent event

On March 12, 2009, the Board of Trustees approved to change the Fund’s fiscal year end from August 31 to May 31.

26  Massachusetts Tax-Free Income Fund | Semiannual report 

Board Consideration of and
Continuation of Investment Advisory
Agreement and Subadvisory
Agreement: John Hancock
Massachusetts Tax-Free Income Fund

The Investment Company Act of 1940 (the 1940 Act) requires the Board of Trustees (the Board) of John Hancock Tax-Exempt Series Fund (the Trust), including a majority of the Trustees who have no direct or indirect interest in the investment advisory agreement and are not “interested persons” of the Trust, as defined in the 1940 Act (the Independent Trustees), annually to meet in person to review and consider the continuation of: (i) the investment advisory agreement (the Advisory Agreement) with John Hancock Advisers, LLC (the Adviser) and (ii) the investment subadvisory agreement (the Subadvisory Agreement) with MFC Global Investment Management (U.S.), LLC (the Subadviser) for the John Hancock Massachusetts Tax-Free Income Fund (the Fund). The Advisory Agreement and the Subadvisory Agreement are collectively referred to as the Advisory Agreements.

At meetings held on May 5–6 and June 9–10, 2008, the Board considered the factors and reached the conclusions described below relating to the selection of the Adviser and Subadviser and the continuation of the Advisory Agreements. During such meetings, the Board’s Contracts/Operations Committee and the Independent Trustees also met in executive sessions with their independent legal counsel.

In evaluating the Advisory Agreements, the Board, including the Contracts/Operations Committee and its Independent Trustees, reviewed a broad range of information requested for this purpose. This information included: (i) the investment performance of the Fund relative to a category of relevant funds (the Category) and a peer group of comparable funds (the Peer Group). The funds within each Category and Peer Group were selected by Morningstar Inc. (Morningstar), an independent provider of investment company data. Data covered a range of periods ended December 31, 2007, (ii) advisory and other fees incurred by, and the expense ratios of, the Fund relative to a Category and a Peer Group, (iii) the advisory fees of comparable portfolios of other clients of the Adviser and the Subadviser, (iv) the Adviser’s financial results and condition, including its and certain of its affiliates’ profitability from services performed for the Fund, (v) breakpoints in the Fund’s and the Peer Group’s fees, and information about economies of scale, (vi) the Adviser’s and Subadviser’s record of compliance with applicable laws and regulations, with the Fund’s investment policies and restrictions, and with the applicable Code of Ethics, and the structure and responsibilities of the Adviser’s and Subadviser’s compliance department, (vii) the background and experience of senior management and investment professionals, and (viii) the nature, cost and character of advisory and non-investment management services provided by the Adviser and its affiliates and by the Subadviser.

The Independent Trustees considered the legal advice of independent legal counsel and relied on their own business judgment in determining the factors to be considered in evaluating the materials that were presented to them and the weight to be given to each such factor. The Board’s review and conclusions were based on a comprehensive consideration of all information presented to the Board and not the result of any single controlling factor. The Board principally considered data on performance and other information provided by Morningstar as of December 31, 2007. The Board also considered updated performance information provided to it by the Adviser or Subadviser at its May and June 2008 meetings. Performance and other information may be quite different as of the date of this shareholders report. The key factors considered by the Board and the conclusions reached are described below.

Nature, extent and quality of services

The Board considered the ability of the Adviser and the Subadviser, based on their resources, reputation and other attributes, to attract and retain qualified investment professionals, including research, advisory, and supervisory personnel. The Board considered the investment philosophy, research and investment decision-making processes of the Adviser and

Semiannual report | Massachusetts Tax-Free Income Fund  27 

Subadviser. The Board considered the Adviser’s execution of its oversight responsibilities. The Board further considered the culture of compliance, resources dedicated to compliance, compliance programs and compliance records of the Adviser and Subadviser. In addition, the Board took into account the administrative and other non-advisory services provided to the Fund by the Adviser and its affiliates.

Based on the above factors, together with those referenced below, the Board concluded that, within the context of its full deliberations, the nature, extent and quality of the investment advisory services provided to the Fund by the Adviser and Subadviser supported renewal of the Advisory Agreements.

Fund performance

The Board considered the performance results for the Fund over various time periods ended December 31, 2007. The Board also considered these results in comparison to the performance of the Category, as well as the Fund’s Peer Group and benchmark index. The Board reviewed with representatives of Morningstar the methodology used by Morningstar to select the funds in the Category and the Peer Group.

The Board noted that the Fund’s performance for the 1-year period was lower than the performance of the Peer Group and Category medians, and its benchmark index, the Lehman Brothers Municipal Bond Index. The Board noted that the Fund’s performance during the 3-year period lower than the performance of its benchmark index, but generally in line with the performance of its benchmark index for the 5- and 10-year periods. The Board noted that the Fund’s performance for the 3-year period was higher than the performance of the Peer Group median and generally in line with the performance of the Category median. The Board viewed favorably that the Fund’s performance for the 5- and 10-year periods was higher than the performance of the Peer Group and Category medians.

Investment advisory fee and subadvisory
fee rates and expenses

The Board reviewed and considered the contractual investment advisory fee rate payable by the Fund to the Adviser for investment advisory services (the Advisory Agreement Rate). The Board received and considered information comparing the Advisory Agreement Rate with the advisory fees for the Peer Group and Category. The Board noted that the Advisory Agreement Rate was lower than the median rates of the Peer Group and Category.

The Board received and considered expense information regarding the Fund’s various components, including advisory fees, distribution and fees other than advisory and distribution fees, including transfer agent fees, custodian fees, and other miscellaneous fees (e.g., fees for accounting and legal services). The Board considered comparisons of these expenses to the Peer Group median. The Board also received and considered expense information regarding the Fund’s total operating expense ratio (Expense Ratio). The Board noted that, unlike the Fund, several funds in the Peer Group employed fee waivers or reimbursements. The Board received and considered information comparing the Expense Ratio of the Fund to that of the Peer Group and Category medians before the application of fee waivers and reimbursements (Gross Expense Ratio) and after the application of such waivers and reimbursement (Net Expen se Ratio). The Board noted that the Fund’s Gross Expense Ratio was lower than the Peer Group median and not appreciably higher than the Category median. The Board also noted that the Fund’s Net Expense Ratio was higher than the Peer Group and Category medians.

The Adviser also discussed the Morningstar data and rankings, and other relevant information, for the Fund. Based on the above-referenced considerations and other factors, the Board concluded that the Fund’s overall expense results and performance supported the re-approval of the Advisory Agreements.

The Board also received information about the investment subadvisory fee rate (the Subadvisory Agreement Rate) payable by the Adviser to the Subadviser for investment subadvisory services. The Board concluded that the Subadvisory Agreement Rate was fair and equitable, based on its consideration of the factors described here.

28  Massachusetts Tax-Free Income Fund | Semiannual report 

Profitability

The Board received and considered a detailed profitability analysis of the Adviser based on the Advisory Agreements, as well as on other relationships between the Fund and the Adviser and its affiliates, including the Subadviser. The Board also considered a comparison of the Adviser’s profitability to that of other similar investment advisers whose profit-ability information is publicly available. The Board concluded that, in light of the costs of providing investment management and other services to the Fund, the profits and other ancillary benefits reported by the Adviser were not unreasonable.

Economies of scale

The Board received and considered general information regarding economies of scale with respect to the management of the Fund, including the Fund’s ability to appropriately benefit from economies of scale under the Fund’s fee structure. The Board recognized the inherent limitations of any analysis of economies of scale, stemming largely from the Board’s understanding that most of the Adviser’s costs are not specific to individual Funds, but rather are incurred across a variety of products and services.

To the extent the Board and the Adviser were able to identify actual or potential economies of scale from Fund-specific or allocated expenses, in order to ensure that any such economies continue to be reasonably shared with the Fund as its assets increase, the Adviser and the Board agreed to continue the existing breakpoints to the Advisory Agreement Rate.

Information about services to other clients

The Board also received information about the nature, extent and quality of services and fee rates offered by the Adviser and Subadviser to their other clients, including other registered investment companies, institutional investors and separate accounts. The Board concluded that the Advisory Agreement Rate and the Subadvisory Agreement Rate were not unreasonable, taking into account fee rates offered to others by the Adviser and Subadviser, respectively, after giving effect to differences in services.

Other benefits to the Adviser

The Board received information regarding potential “fall-out” or ancillary benefits received by the Adviser and its affiliates, including the Subadvisor, as a result of their relationship with the Fund. Such benefits could include, among others, benefits directly attributable to the relationship of the Adviser and Subadvisor with the Fund and benefits potentially derived from an increase in business as a result of their relationship with the Fund (such as the ability to market to shareholders other financial products offered by the Adviser and its affiliates).

The Board also considered the effectiveness of the Adviser’s, Subadviser’s and Fund’s policies and procedures for complying with the requirements of the federal securities laws, including those relating to best execution of portfolio transactions and brokerage allocation.

Other factors and broader review

As discussed above, the Board reviewed detailed materials received from the Adviser and Subadviser as part of the annual re-approval process. The Board also regularly reviews and assesses the quality of the services that the Fund receives throughout the year. In this regard, the Board reviews reports of the Adviser at least quarterly, which include, among other things, fund performance reports and compliance reports. In addition, the Board meets with portfolio managers and senior investment officers at various times throughout the year.

After considering the above-described factors and based on its deliberations and its evaluation of the information described above, the Board concluded that approval of the continuation of the Advisory Agreements for the Fund was in the best interest of the Fund and its shareholders. Accordingly, the Board unanimously approved the continuation of the Advisory Agreements.

Semiannual report | Massachusetts Tax-Free Income Fund  29 

More information

Trustees  Investment adviser 
Patti McGill Peterson, Chairperson  John Hancock Advisers, LLC 
James R. Boyle†   
James F. Carlin  Subadviser 
William H. Cunningham*  MFC Global Investment 
Deborah C. Jackson*    Management (U.S.), LLC 
Charles L. Ladner   
Stanley Martin*  Principal distributor 
Dr. John A. Moore  John Hancock Funds, LLC 
Steven R. Pruchansky   
  Custodian 
*Member of the Audit Committee  State Street Bank and Trust Company 
†Non-Independent Trustee    
  Transfer agent 
Officers  John Hancock Signature Services, Inc. 
Keith F. Hartstein   
President and Chief Executive Officer  Legal counsel 
  K&L Gates LLP 
Thomas M. Kinzler   
Secretary and Chief Legal Officer   
 
Francis V. Knox, Jr.   
Chief Compliance Officer   
 
Charles A. Rizzo   
Chief Financial Officer   
 
Gordon M. Shone   
Treasurer   
 
John G. Vrysen   
Chief Operating Officer   

Additional information about your fund is available without charge in several ways. As required by the SEC, you can access proxy voting information and quarterly portfolio information on your fund. The proxy voting information includes a description of proxy voting policies, procedures and information regarding how the fund voted proxies relating to portfolio securities during the most recent twelve-month period ended June 30. The quarterly portfolio information that includes a complete list of the fund’s holdings for the first and third quarters of the fund’s fiscal period is filed on Form N-Q. You have access to this information:

By phone  On the fund’s Website  At the SEC 
1-800-225-5291  www.jhfunds.com  www.sec.gov 
      1-800-SEC-0330 
      SEC Public Reference Room 
 
You can also contact us:       
Regular mail:    Express mail:   
John Hancock Signature Services, Inc.  John Hancock Signature Services, Inc. 
P.O. Box 9510    Mutual Fund Image Operations 
Portsmouth, NH 03802-9510    164 Corporate Drive   
    Portsmouth, NH 03801   
 

Month-end portfolio holdings are available at www.jhfunds.com.

30  Massachusetts Tax-Free Income Fund | Semiannual report 

 


1-800-225-5291
1-800-554-6713 TDD
1-800-338-8080 EASI-Line
www.jhfunds.com

Now available: electronic delivery
www.jhfunds.com/edelivery

This report is for the information of the shareholders of John Hancock Massachusetts Tax-Free Income Fund.  770SA 2/09 
It is not authorized for distribution to prospective investors unless preceded or accompanied by a prospectus.  4/09 

ITEM 2. CODE OF ETHICS.

Not applicable at this time.

ITEM 3. AUDIT COMMITTEE FINANCIAL EXPERT.

Not applicable at this time.

ITEM 4. PRINCIPAL ACCOUNTANT FEES AND SERVICES.

Not applicable at this time.

ITEM 5. AUDIT COMMITTEE OF LISTED REGISTRANTS.

Not applicable at this time.

ITEM 6. SCHEDULE OF INVESTMENTS.

(a) Not applicable.
(b) Not applicable.

ITEM 7. DISCLOSURE OF PROXY VOTING POLICIES AND PROCEDURES FOR CLOSED-END MANAGEMENT INVESTMENT COMPANIES.

Not applicable.

ITEM 8. PORTFOLIO MANAGERS OF CLOSED-END MANAGEMENT INVESTMENT COMPANIES.

Not applicable.

ITEM 9. PURCHASES OF EQUITY SECURITIES BY CLOSED-END MANAGEMENT INVESTMENT COMPANY AND AFFILIATED PURCHASERS.

Not applicable.

ITEM 10. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

There were no material changes to previously disclosed John Hancock Funds – Governance Committee Charter.

ITEM 11. CONTROLS AND PROCEDURES.

(a) Based upon their evaluation of the registrant's disclosure controls and procedures as conducted within 90 days of the filing date of this Form N-CSR, the registrant's principal executive officer and principal financial officer have concluded that those disclosure controls and procedures provide reasonable assurance that the material information required to be disclosed by the registrant on this report is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission's rules and forms.

(b) There were no changes in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that have materially affected, or are reasonably likely to materially affect, the registrant's internal control over financial reporting.

ITEM 12. EXHIBITS.

(a) Separate certifications for the registrant's principal executive officer and principal financial officer, as required by Section 302 of the Sarbanes-Oxley Act of 2002 and Rule 30a-2(a) under the Investment Company Act of 1940, are attached.

(b) Separate certifications for the registrant's principal executive officer and principal financial officer, as required by 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, and Rule 30a-2(b) under the Investment Company Act of 1940, are attached. The certifications furnished pursuant to this paragraph are not deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section. Such certifications are not deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934, except to the extent that the Registrant specifically incorporates them by reference.

(c)(1) Submission of Matters to a Vote of Security Holders is attached. See attached “John Hancock Funds – Governance Committee Charter”.

(c)(2) Contact person at the registrant.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

John Hancock Tax-Exempt Series Fund

By: /s/ Keith F. Hartstein
-------------------------------------
Keith F. Hartstein
President and Chief Executive Officer

Date: April 27, 2009

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

By: /s/ Keith F. Hartstein
-------------------------------------
Keith F. Hartstein
President and Chief Executive Officer

Date: April 27, 2009

By: /s/ Charles A. Rizzo
-------------------------------------
Charles A. Rizzo
Chief Financial Officer

Date: April 27, 2009

 EX-99.CERT 2 b_taxexemptseriesxnn.htm CERTIFICATION e_taxexemptseriesxnn.htm

CERTIFICATION

I, Keith F. Hartstein, certify that:

1. I have reviewed this report on Form N-CSR of the John Hancock Tax-Exempt Series Fund (the “registrant”);

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

By: /s/ Keith F. Hartstein
-------------------------------------
Keith F. Hartstein
President and Chief Executive Officer

Date: April 27, 2009

CERTIFICATION

I, Charles A. Rizzo, certify that:

1. I have reviewed this report on Form N-CSR of the John Hancock Tax-Exempt Series Fund (the “registrant”);

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

By: /s/ Charles A. Rizzo
-------------------------------------
Charles A. Rizzo
Chief Financial Officer

Date: April 27, 2009

 EX-99.906 CERT 3 c_taxexemptseriesxnnos.htm CERTIFICATION 906 f_taxexemptseriesxnnos.htm

Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002

In connection with the attached Report of John Hancock Tax-Exempt Series Fund (the “registrant”) on Form N-CSR to be filed with the Securities and Exchange Commission (the "Report"), each of the undersigned officers of the registrant does hereby certify that, to the best of such officer's knowledge:

1. The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the registrant as of, and for, the periods presented in the Report.

/s/ Keith F. Hartstein
-------------------------------------
Keith F. Hartstein
President and Chief Executive Officer

Dated: April 27, 2009

/s/ Charles A. Rizzo
-------------------------------------
Charles A. Rizzo
Chief Financial Officer

Dated: April 27, 2009

A signed original of this written statement, required by Section 906, has been provided to the registrant and will be retained by the registrant and furnished to the Securities and Exchange Commission or its staff upon request.

 EX-99 4 d_governancecommcharter.htm GOVERNANCE COMMITTEE CHARTER g_governancecommcharter.htm
JOHN HANCOCK FUNDS
NOMINATING, GOVERNANCE AND ADMINISTRATION COMMITTEE CHARTER 

A. Composition. The Nominating, Governance and Administration Committee (the “Committee”) shall be composed entirely of Trustees who are “independent” as defined in the rules of the New York Stock Exchange (“NYSE”) or any other exchange, as applicable, and are not “interested persons” as defined in the Investment Company Act of 1940 of any of the funds, or of any fund’s investment adviser or principal underwriter (the “Independent Trustees”) who are designated for membership from time to time by the Board of Trustees. The Chairman of the Board shall be a member of the Committee.

B. Overview. The overall charter of the Committee is to make determinations and recommendations to the Board on issues related to the composition and operation of the Board and corporate governance matters applicable to the Independent Trustees, as well as issues related to complex-wide matters and practices designed to facilitate uniformity and administration of the Board's oversight of the funds, and to discharge such additional duties, responsibilities and functions as are delegated to it from time to time.

C. Specific Responsibilities. The Committee shall have the following duties and powers, to be exercised at such times and in such manner as the Committee shall deem necessary or appropriate:

1. To consider and determine nominations of individuals to serve as Trustees.

2. To consider, as it deems necessary or appropriate, the criteria for persons to fill existing or newly created Trustee vacancies. The Committee shall use the criteria and principles set forth in Annex A to guide its Trustee selection process.

3. To consider and determine the amount of compensation to be paid by the funds to the Independent Trustees, including incremental amounts, if any, payable to Committee Chairmen, and to address compensation-related matters. The Chairman of the Board has been granted the authority to approve special compensation to Independent Trustees in recognition of any significant amount of additional time and service to the funds required of them, subject to ratification of any such special compensation by the Committee at the next regular meeting of the Committee.

4. To consider and determine the duties and compensation of the Chairman of the Board.

5. To consider and recommend changes to the Board regarding the size, structure, and composition of the Board.

1 

6. To evaluate, from time to time, and determine changes to the retirement policies for the Independent Trustees, as appropriate.

7. To develop and recommend to the Board, if deemed desirable, guidelines for corporate governance (“Corporate Governance Guidelines”) for the funds that take into account the rules of the NYSE and any applicable law or regulation, and to periodically review and assess the Corporate Governance Guidelines and recommend any proposed changes to the Board for approval.

8. To monitor all expenditures and practices of the Board or the Committees or the Independent Trustees not otherwise incurred and/or monitored by a particular Committee, including, but not limited to: D&O insurance and fidelity bond coverage and costs; association dues, including Investment Company Institute membership dues; meeting expenditures and policies relating to reimbursement of travel expenses and expenses associated with offsite meetings; expenses and policies associated with Trustee attendance at educational or informational conferences; and publication expenses.

9. To consider, evaluate and make recommendations and necessary findings regarding independent legal counsel and any other advisers, experts or consultants, that may be engaged by the Board of Trustees, by the Trustees who are not “interested persons” as defined in the Investment Company Act of 1940 of any of the funds or any fund’s investment adviser or principal underwriter, or by the Committee, from time to time, other than as may be engaged directly by another Committee.

10. To periodically review the Board’s committee structure and the charters of the Board’s committees, and recommend to the Board of Trustees changes to the committee structure and charters as it deems appropriate.

11. To coordinate and administer an annual self-evaluation of the Board, which will include, at a minimum, a review of its effectiveness in overseeing the number of funds in the fund complex and the effectiveness of its committee structure.

12. To report its activities to Board of Trustees and to make such recommendations with respect to the matters described above and other matters as the Committee may deem necessary or appropriate.

D. Additional Responsibilities. The Committee will also perform other tasks assigned to it from time to time by the Chairman of the Board or by the Board of Trustees, and will report findings and recommendations to the Board of Trustees, as appropriate.

E. Governance. One member of the Committee shall be appointed as chair. The chair shall be responsible for leadership of the Committee, including scheduling meetings or

2 

reviewing and approving the schedule for them, preparing agendas or reviewing and approving them before meetings, and making reports to the Board of Trustees, as appropriate.

F. Miscellaneous. The Committee shall meet as often as it deems appropriate, with or without management, as circumstances require. The Committee shall have the resources and authority appropriate to discharge its responsibilities, including the authority to retain special counsel and other advisers, experts or consultants, at the funds’ expense, as it determines necessary to carry out its duties. The Committee shall have direct access to such officers of and service providers to the funds as it deems desirable.

G. Evaluation. At least annually, the Committee shall evaluate its own performance, including whether the Committee is meeting frequently enough to discharge its responsibilities appropriately.

H. Review. The Committee shall review this Charter periodically and recommend such changes to the Board of Trustees as it deems desirable.

Last revised: December 9, 2008

3 

ANNEX A

General Criteria

1. Nominees should have a reputation for integrity, honesty and adherence to high ethical standards.

2. Nominees should have demonstrated business acumen, experience and ability to exercise sound judgments in matters that relate to the current and long-term objectives of the funds and should be willing and able to contribute positively to the decision-making process of the funds.

3. Nominees should have a commitment to understand the funds, and the responsibilities of a trustee/director of an investment company and to regularly attend and participate in meetings of the Board and its committees.

4. Nominees should have the ability to understand the sometimes conflicting interests of the various constituencies of the funds, including shareholders and the management company, and to act in the interests of all shareholders.

5. Nominees should not have, nor appear to have, a conflict of interest that would impair their ability to represent the interests of all the shareholders and to fulfill the responsibilities of a director/trustee.

Application of Criteria to Existing Trustees

The renomination of existing Trustees should not be viewed as automatic, but should be based on continuing qualification under the criteria set forth above. In addition, the Nominating, Governance and Administration Committee (the “Committee”) shall consider the existing Trustee’s performance on the Board and any committee.

Review of Shareholder Nominations

Any shareholder nomination must be submitted in compliance with all of the pertinent provisions of Rule 14a-8 under the Securities Exchange Act of 1934 in order to be considered by the Committee. In evaluating a nominee recommended by a shareholder, the Committee, in addition to the criteria discussed above, may consider the objectives of the shareholder in submitting that nomination and whether such objectives are consistent with the interests of all shareholders. If the Board determines to include a shareholder’s candidate among the slate of its designated nominees, the candidate’s name will be placed on the funds’ proxy card. If the Board determines not to include such candidate among its designated nominees, and the shareholder has satisfied the requirements of Rule 14a-8, the shareholder’s candidate will be

4 

treated as a nominee of the shareholder who originally nominated the candidate. In that case, the candidate will not be named on the proxy card distributed with the funds’ proxy statement.

As long as an existing Independent Trustee continues, in the opinion of the Committee, to satisfy the criteria listed above, the Committee generally would favor the re-nomination of an existing Trustee rather than a new candidate. Consequently, while the Committee will consider nominees recommended by shareholders to serve as trustees, the Committee may only act upon such recommendations if there is a vacancy on the Board, or the Committee determines that the selection of a new or additional Trustee is in the best interests of the fund. In the event that a vacancy arises or a change in Board membership is determined to be advisable, the Committee will, in addition to any shareholder recommendations, consider candidates identified by other means, including candidates proposed by members of the Committee. The Committee may retain a consultant to assist the Committee in a search for a qualified candidate.

5 

GRAPHIC 6 nytaxfreeincomex1x1.jpg GRAPHIC begin 644 nytaxfreeincomex1x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@# M8P)*`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`QJ***[@"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@!\>T2H9%+)D;@#@D5H2Z2/MKP6]W M"^)"@5B0V5>8U/W0?4_3TK2*'2=.%S*`E,]8 MT/5OJ:AM]`,V^MX[6;R4F$KIP[+]W=Z#U^M/LM-N;U6:)0$7@NYP,]GEVL0V!N[CO^!_6AM[(#&HHKF3U]J;=@#^Q8KK4C;6URD9509496)C('SWUK-2;`Q+M+>.7R[=VD"\&0\!C[#L*@HHK4`HHHI M@%6;.RGO9"L"@[>68G`7ZFF6EM+>74=O",O(<#V]ZVM2U&/38SIFFJ!Y9_>3 M_P`3-WQ_+/Y5+?1`84T;0S/$V"R,5.#D9%,HHJ@"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`I\44D\BQQ(SNW`51DFI["RDOI_+C(55&YY&X5%[DU9N+Q(E-GI8 M81M\K2X^>8_T'M4M]$!>T30XY+LO=S1D6_SR1K\P'LS=.W09Z5I7QL[LVUS+ M:+++='(+NVV.%3RQ]./U-5=3`T/P]'8(1]INN92/3O\`T'YUSOVRY^SBW\^3 MR1R(]QV^O2LTG+4#LM/@M;6&.TBMB&O-SN&<[EB]6/'TQ[_6J1TK3D2\GD@; M83LC56.58_=5<_Q=SGIG'8USO]HWGVC[1]IE\[;MW[N<>E,-Y3["KVAQ1S1EY;=8M,MB M)(WDX9G'\1/?W[=!7.G5;\S"4WDV\=#O/\J+O5+Z]0)IJ.32[:2^_?1&=G4S74\N0$7'"J`>#^ M>`*Y)KNX>V6V:9S"ARJ9X!_R:F75;]-NV\G&U=H^<\"ER/HP-\Z?IT-K=W=S M:BCWZ9/KD=J=<:'8F\+^2T=M:P[IPA)WMC.!G]37-->W+1QQF M>39$=R#/W3ZCWI_]IWPG,_VN;S2NTMO.<>E'++N!M"QMC:F^GL%5PWEQ6D;- MEF/(W=QQVJ2;3]-@@ENQ;-+*'$*VZL2AEP,XQR0#G\C61;S31JX_M80B7EP" MY))'?`Z_C4D+001/%'K4L:.!)[>;^W&+6_\`JP\# M8`]..U7+^PED22ZT>\C6TN?O1^9L!?N!G'6IU3N!RU%2W%M-:RF.XC:-_1AU MJ*M@"BBBF`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`!1110`4444`%%%/BD:&0.H4D=G0,/R/%`#**M_VC/_O^>]47N-,EO)+N9+F1I&+F'Y57).2-V%7^ZO853JW_:,_]RU_\!8O_B:/ M[1G_`+EK_P"`L7_Q-4M`*E%6_P"T9_[EK_X"Q?\`Q-']HS_W+7_P%B_^)IZ@ M5**M_P!HS_W+7_P%B_\`B:/[1G_N6O\`X"Q?_$T:@5**M_VC/_7-F;-H;: M2>1"P:..51^Y]><]ZS*M_P!HS_W+7_P%B_\`B:/[1G_N6O\`X"Q?_$T)-`5* M*M_VC/\`W+7_`,!8O_B:BGN7N-N]8AMZ>7$J?GM`S3U`AHHHI@%%%%`!1110 M`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`! M1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%% M%%`!1110`4444`:R:='<_P`&3\W/I@Y_"EEM;9=1OHDA_=QP MEXP6/RG`]_>J"WDZQ")7P@4I@*.A.2/SH-[<&Y^T;QYI&"=HP1C&",8/%19@ M2$0QVMK*T`;+-O&XC=C&/IU[5)J/V:(PK%:HA9$D)WL2/Q/_?-5IKZXG5ED=3NQN(106QZD#)_&A;ZX617# MJ&5/+'R+]W&,8Q2LP'-''_94MK*WNH[1HX_WH`,T6XX=-Q!8=\C'/YU7M!";.[FDMTD:,J5!9@! MDXQP:KI=31O"Z/M:'[A4`$G0]:H3Z0W$!$3A)0I8F,GUXYZ'IFICH@P"33FT^5;B2(M'MC4.T@;*!3C!S[Y'O3N@*E%7'TV M<"%H2EPDS;4:+."WIR`0?K0;22&-KB&YB3.,;%ZD`UCL`K$!@P!QD=#0GI'M]C?^:TZY5+^SLGAFB5X8O*DCDD"8P2=PSUSG MM5:74'>&2**&&!9<>9Y0(WX^I.![#`JG4VUN!T"W$5S-=A)8PJ6(MT:20+YC M#;SSCT-4PF_P_'&)(?,^U%]AE4'!4#."?45ET4? M6DN=A\3VTXF@,6^)BXE7`"AX=6)G M:1S&P8("A3J.IYSQZ5GW.G^1DB[M9`3A-D@);_#\<52HHM9W`Z6^N+>XNI+. M:2W6"=$,<\;J=LBJ!\Q!Z=1S7.RQF*1D8J2IQE6##\Q3**$K`%%%%4`4444` M%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110!8 ML+.2_O([:(JKR9P6.!P,_P!*2\M9;*ZDMYAAT.#CH?<5>\,?\C!:_5O_`$$U M+-_Q-M'$XYN[(;9?5X^Q_"H;LP,W[')_9_VW*^7YOE8SSG&?RJO6K_S*8_Z_ MC_Z+J2>+3]+,=O=H`[X]:?,!C45OKI5M]HN[=`9?,MOM% MJ^<''7![9_PJKH-K:SRRRWR[K>(*",D?,S`#I^-',K7`RJ*TX=-W>(!8.,*) MB#D_PCG^0JE=F(W2ZN(X(5W/(VT"KFCWD=O,\%R,VER-DH]/1OPJ^UN?#UM-([`WDY,*?,@.?JWI]A)?R2)')''Y<9D9I"0`!C/0'UJ"9D M>9VCC$:$Y5`2=H],FM3P[&TLE_&@!9[*10"<>W%4:O7.DWMK"TTT:*BXR1*A_0&M"]ATNPM;1WM6FFGMD\LULBWDWH#) MNY*<\@^N*?,@,FBMHG1UO/L7V60IN\LW/FD-GINQTQFLV^M6LKV:VA(/%',!CT5M:;I41U2]L[WI!$YW@XQ@CYOR.<4ZQB MTS5+DV45JUL[*?*F,A8Y`S\PZ=`>E+F0&'16Y:1:9?W9T^"U=&8$1W!D))(& M@SVI\P&=16N8+/4+&XFM+PZ=);QJRBSC4DR*O//J?>J=CIX$]_#>1@O!:O(`'SA@`0<@\]:E2Z MW`RJ*T-"MH;S6+>"X3?$Y;37*W61'';M)N!Y7!'/Y9IMV M`S**V[./3=4EDM(;-K:4HQBD\TL20,X(/'Y57TVTM_LD]_>JSPPD(L2G&]CV MSV%',!7TRR_M"_CM?,\O?GYL9Q@$]/PJI73>'FL+K54>&V-K-$K,`)"ZN,$$ M<\@\US-"=V`44450!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`% M%%%`!1110`4444`%%%%`&KX8_P"1@M?JW_H)JKIEZUA>I.!N7[KK_>4]15>* M62&0212-&XZ,IP1^-,J;`='J]FEGH`6%@\$MYYD1!_A*<5-J]QU.VH&OJ4$E_8V%W:HTJQP+!($&2C+Z_7-)Y3:?X>G6X4I->2($C M;@[5YW8^O%9<%Q/;DF":2(GJ48KG\J;++),^^61Y&_O,Q)J;/8#2U[KIW_7C M%_6M".]B@T#3K:Z4M:W(E$A7[RX?AA],]*YV2627;YDC/M4*NXYP!T`]J&ED M>-(VD9D3.Q24PB$RN8@5 MY7F-Y>[=LSQGIG'K4D5Y=0(4AN9HT/54<@?I4N(&UKT=U+9Z3%,`]T_F`A0! MR2,#`X]JL#[-L_X1W>,[?]=GCSLYQ].UF:CWMO MW[COSG=GG/K2Y=+`7[;4]1TH26L,IAPY+(44_-T/4>U6M,N9KR?5)[A]\KV, MFYL`9QM';Z5CRR232&25V=VZLQR3^-$I5MIQD'L?:J<0&5JZ]U MT[_KQB_K653Y)9)=OF2,^U0J[CG`'0#VIVU`Z75;FX=X[NUT^VN8)HU(D-N' M(.,$$^V*K6VHW$>KZ=]O@2VCB)V*(_+`#9&9B34*'0#=NGO[>Z>'^Q[5\$A66S!##L1BLC49Y[F^FEN@%F) MPX`Q@CC^E"7]Y'&(X[N=4`P%60@?EFJY)8DDDD\DFJ2L!J:=_P`@'5_I#_Z' M1J'_`"+^D_6;_P!"%9JRR)&\:R,J/C>H.`V.F1WH:61XTC:1F1,[5)X7/7`[ M46UN!I?\RF?^OX?^BZFU&WDU"PL;NT5I5B@6"54&2C+ZCWS6/YLGE>5YC>7N MW;,\9Z9QZTZ&XFMV+0321$]2C%?Y4K`:FBQ/#=RV]RK0&\MWAC:12.3C'7Z5 M6MM&O9;U;>2WEC`;#L5P%'&/^0];?1__0&K-CEDBW>7(R;E M*MM.,@]0?:B*62&0212-&XZ,IP1^-+ET:`TO#'_(P6OU;_T$U:T:5WT6Y@MX M(9[B.42B*2,/N7&#@'N*PXI9(9!)%(T;CHRG!'XTD,9_*L6IYKVZN$V3W,TJ^CR$C]:@II6`U=>Z:; M_P!>,?\`6E\.@27=S;Y`>XMI(DSZD?\`UJS))9)=OF2,^Q0J[CG`'8>U-4E6 M#*2"#D$=J+:6`WO#6GW,>LQ330O$D6*ACEDBW>7(R;U*MM.,@]C[4K-@:7AC_D/6WT?_T!J?8Q MF]T&XLX?FN(YA.J#JXQM./7%944LD,@DBD:-QT93@C\:2.1XG#QNR,.C*<$4 MVKNX&_X7TZ==46XFB>)(U;:7&W[`****H`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB M@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****` M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`* M***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@#O_`/A&])_Y]/\`R(_^ M-+_PC>D_\^G_`)$?_&M2EKCYI=P,H^&])_Y]/_(C_P"-1R>'](1"3:]!_P`] M&_QK9K(UB[V%(5/+G]*3FTMP.?U*VTZUA++!@G@?.W^-4[.V1[6[=HU)$(*Y M['>O3\*TM1M?M.SG@'BH=RVMI>D]%A''_;1*R4YOJ79&+-$P`"``]ZK-YJY+ M.![4R;49"^`,"H)+D.N3G-6I3[DZ"2W%PI^5^/H*@-[MU,>6DX],"J:G`HW&CFEW`MR7T@X5L>^!2+>3$??_054 M'+5.&`7`&:.:7<$2B[FSR_Z"AKR48^;Z\"H-V>HQ2/@`4N>7">?I5,/MQZ5.&!''6IYI=QDYE<$?-D'V%=#H-E!=?\`'U"'![[B/Y&L M6T5;B$JRX*GK76Z##M10!@`TN>7<:1HKX>THC/V7_P`B/_C2/X>TH#BU_P#( MC?XUK(,+2,*TYI6W'97,;_A']-_Y]O\`R(W^-)_8&FY_X]?_`!]O\:UC3#GM M4.4NY:2[&2VA:<#Q;?\`C[?XTW^P]-_Y]_R=O\:U&4D^E,QC@FHYY]RN5=C- M.BZ;G_CW_P#'V_QIKZ)IX'$'_C[?XUID`#FHR2TEW'RKL9ATBP'_+#_Q] MO\:!H]B?^6'_`(^W^-:!3//3VI0N1UI<\^[#E78SAH]CU\C_`,?;_&AM'L0. M(?\`Q]O\:T=O'--(I>TGW8-5+>0!LG*M^AK61DDC#G/`YJ)3FNK-X*/5%.328\90`^V M:FL[33UDV7=IN/KO8?UIK7*'/EG!'K3H+M)7V28R.]2JL[[F[IQ:V-Z+P]HL ML8=+7(/_`$U?_&G_`/"-:1_SZ?\`D1_\:J:==O;/L8Y0UOHRR(&4Y!KHC4;6 MYPU(.#,O_A&M(_Y]/_(C_P"-+_PC.D?\^G_D1_\`&M6BJYI=S,RO^$9TC_GT M_P#(C_XT?\(SI'_/I_Y$?_&M6EHYI=P,G_A&=(_Y]/\`R(_^-'_",Z1_SZ?^ M1'_QK6HHYI=P,C_A&=(_Y]/_`"(_^-'_``C.D?\`/I_Y$?\`QK6HHYI=P,K_ M`(1G2/\`GT_\B/\`XT?\(SI'_/I_Y$?_`!K6HHYI=P,G_A&=(_Y]/_(C_P"- M'_",Z1_SZ?\`D1_\:UJ*.:7<#)_X1G2/^?3_`,B/_C1_PC.D?\^G_D1_\:UJ M*.:7<#(_X1G2/^?3_P`B/_C1_P`(UI'_`#Z?^1'_`,:UJ!1S2[@97_",Z1_S MZ?\`D1_\:/\`A&=(_P"?3_R(_P#C6M11S2[@9/\`PC.D?\^G_D1_\:/^$9TC M_GT_\B/_`(UK44&M('2T_\`(C_XT?\`"-:1_P`^G_D5_P#&M9A\M,W4 M++:AP>*T34C-Q<37T\XF3!Z\8KOM%BVP M<@@UYQHX8W:GTKU33T*VZ`]<4K:C6Q;Z"HR*8.3S M2N`SIUI":5L>E-(I7`8130".O-2D'/%-8$4#(^2<&F,F015CCC-&/:DPN8FH M6Q(4BLIXV#8Z'^==4T8X)[51O+5=W`&?:J4K"<;F-;O\^QQSVK9M3@!6^[59 M;0S<8Y'?%:$<'EH`>:).X1C8BETR&?+*3&Q[BJU:0.T\5,D@* M8/6IL:*Y:#!/2K=;IW.-JSL%%%%,0M%%%`"4444`+1244`+124M`!1110`E` MHI*`'4444`%%%%`!1110`4444`%%%%`!1110`AZ5!BIZ81S0`E)(VU":6JFH MR%(L#O0]$!SFJW+?:01ZUF!O,NT'HP-7+^,F(RYP5:J2(8YUF[=3691+=3>= M=-@=.*@#;+>_3.3]G!_\BQU&EP$=W8=3Q1:@2)J$CG`-N/\`T;'4HIG/SV[& M0G(Q40C&<"KUR0TFR,=>]6(+'Y,L.:ISL$:=RG%9ER,#BK\-@HZCFKUM:<#B MM&&T!K"4VS=021FQV0QTJ=;0>E:\=L!VIQA`-39E:&5]D&.E,:U%:QCS43Q@ M4K%7,T08IPBYJT5IA&*0R)X%=>E95WIROG`P:VQ2/&"I]ZI-HEI/N.]2$$J&;GT%,1$`3T4_C2GTR*)7P,DU4DN$7J0/J:+ M`3L^.I%,,ZCJ,U2FO%YVG)]JI-.Y/-)E*-S96;!]*;][_='114W& M@0#.0.#2L*7(QV'XTWGUXH0$9&6QBDVXXJ7`SCO0X(Z507$C<*>:G!&,EN*K MD9Z\&J\_FB-@N,=:=P1NZ9<1AWC+C)Y`S6G7GZ2RQSB9'(<<5UVDZ@MS;+O. M''!YK>$DU8YZL6GH-0,CW+Y8!%26 M:-/%J"*.#;C_`-&QU6=PP55[G%=7H6GK]EE)'+H!_P"/`_TK/8U2NKF+::7\ MZEA6NMB#@8&!6JEHL9Z=*&0"IY>YKS=$4$M54\#I4JH!4S<<5&3FEL/<3.#3 M7]J4FF2-A>*&QV&D\U#,W-!>H)&YJ&RDA"U1EJ0DTS-242`T\-S4.ZI(R#P: MI$LM62#SMYKI8VX&:YZV4;D'KS6ZF"H^E=$=CG>K)6;/2F=*;GGZ4QI>*;8T MA)"3Q4><4YF!%1%AVJ6RD)NPU#D"D)!HX+`'K4C%3U)Y/Z5*H&,FF!]1W]WAL` MY8\X]*A4[$,DF!2*2+T14+E^_>G/J%I;*2RESVP*R);G:GF2G']U,U7MVDU" M1=O()Y&.`*:A<4I).QK_`-NK,-L5N0#QN-:.FR^>/D`XZY&`OUJO'9I'"FT# M+8'(K0LXUC5D1!"%'^TU3E9!QN`_W1Q3?* M;KD-^E)H"/8XQDC_`("*4X'!/Z5($(_@4GZT%BHY&*6P#1CZTO6F%QG%&0.^ M*=Q6!O2HBO<5*3D5'G\*H12O+<./,08;N!WJI'(\;!D8J?:M8FJ%W#M;>O0] M:/0I/HS7TW6\;8[DX_VJWXIDE0,I!%:I"8#I2TE%,0M%)1 M0`M%)10`M%%%`!2444`+1110`E+110!%5/4X]\!/<5N_TR,1VY`_N_U%<' MH+`7"BN_M#B%O]W^HK-_$;1^$=*1NJ!CS3Y3S4!/%2V:)#'[FH2:D8]JA<'/ M%0RT-9L&FNW%+@]:1ER*DHKN>*B(S5@1%FJ86_M1:X[V,_::84(R:TI(E`JN MX'-%AW*6TBE&014LA51DU7:=!U-"0FS3LFS,!_LUNPM\@/M7+VF#).,4BA,Y^M.7&<]Z54( M^M.QCKUI``8`<=:-P49]:0CC@5$[YZ'OTH`663(.3QBN>U*YVELM8ETJ[LY!S4W*2,X`M)N;.31=2%I$B'W1R?>G.2)LG(':H'P96.>U4BMD* MD+W$32JP))V[3Z5I6%O]G7YGWK44C#'!%1R3Y&0:JR3G'6H;*421WYZCZ&FF=5^5E(JH MTQ;((4GWJ!V=?FC./;/!I%6-5),=#D4K'(S69#<;U]".HJXDF1R:I,EQZCV/ M>F.P(P>:9(^#C/%1,U4*Q5GCVMQ20Q23MMC&<=2>@JU%$)Y40YV]6(["I[A\ M`0VZ#`QD#BDQN5A88H$BR"I]7;G\J<)DP2I5E`SGUJ"='@Y?:01@`BJOVSS0 MR@*C#CY>!^5",GJ23S23RCYOE`'T%1F*5I,E7"GH0>AJ.WE?)8A<=>AX_6J[ M7LJJS>850-]T<\<A&:`+T< MZR#C(I_FI_>JDS&+J0I],TWSF)S\M,"\94'>D\Y/>J/GD<$9%.%RC-@JN?:@ M1<\]?>E$B$]:IN`REHGS@9*GK55IF7^*D!L@YHK$2[=3UK0M[L/@,?QHN!Z4-4R$5=);9 M=J.G->A63!H'P?X?ZBO/!^ZG5UKN](;=9L<]4'\Q63W-X[%A^E1$5L$X%4E<4I*C?.WBB&42(#0W`]J&"8`AN/2A!@\U M%N[#K4R\C`ZU)8\=O>E.`?6G*%C7U-5I&._Y>G>FP6I(Y]#6?>%E.^,@-W'K M5K>,$'J*H7,OS\!75S60QG%439QY)Y!_G5)V%HS,)4X6/H*T M=/MG8=,`]ZL6UK",_+\W6KZJ`/E'%&XB*.)8^E6$;BFD`+GTZU2GU&*,$*PJ M1I7+CS`9STJI+<]P:S)M44Y^>JK7I8\`FILS1)(U'N">]5WN.>*SVFE;H,5& MQD)Y)_"FHBE`(T';<@]:;;QM.^U>PY-.M(F MN&V@\#ECZ"IFECB#1P#MS36I$G;8G1(X82%.2>&;^@K-NF=SL0G]XQ''/3%/ M8R3.,[@$0MD?X4W5;1GMQ)'N78P==G!((Y%,R"1'0^6[$X^95/<>QK3@:*69@#M=_X6[_2DGMVC#JBLAR2OI^%-:"9BV116=4+[0,E& MY./:M&UE+-Y,C_-C]U*/XA[_`$JMM*RJSI@'J/8^E!3R^"?NG*N>JU3%8UB& M\LASR.@/:IHVQPO('5<\_A0F(D((Z4JN,X(Q[T%@5YZ5&3@_ M-T[&J3L)HLQJ`=\F=@].]*]V[#9&0B^@JL'(^4DXI01GM@5M&5S-JQ(N/_KF MAI<8`Z56FN/X5IT8)P33$6,@TQT5NHI0>M+GB@")7D@<-G\SPY_&K>]?[P M_.L".4CK4WFU5P->EHHI@5[R,R6[*!DD5QEY8RH2'7Z5W1]ZSM6MPT.\#D5, MMKCBKNQYS<*RD^QKM?#C;]-)[[?ZBN=U&S*GH*NEC M@,9!*ULI)+0P:;>I3.GR2-G/%6(+$)C=S5X.`N,4JFKXD#KD'*FL=9-T)I]A=8<(_W3 M5[F*T9?U5IV`4\XQ5@G9"/IF ML:_N@H;D8'O38(CN;L(^0>E9TNI`-ENE9L]V\DA"G-0RH0FZ0GZ4N4T4C>MM M6@"['.WW-;5F\=Q&)%8,F>,'K7GCR\\C@=JV/#][-`VY01%W&:;A97)4KNQV M^T%>:K2VH+$8!J2&=9E#*<@U,64`9HM<:=C/6W*,2!TI\:MD8(P:N8!SCBH7 M0J"14N(7N5+E"[%"?E]!52?2894X`!JZ"?-Y[U;50%!P#32'LG&:J2@;2>U`;E( M2>6_-6U(E`9?O#I6&\[7-\(8SA<]:T8!)`^WD^]#B$7FQG#W&"2/E3W)J$M0D[*Y++MAM6MK7`<``XZ\]S5&6!8(\D MG:OKU8UKPVJHQ8C+,2`A=@ZGJ?2B&S\^3:!\J?RJ1D4$4<H_J*;#++; M2M#*X\M>4.,$#^HK2EA2Y3:P^;L>F#ZU6G@6>,1O_K$X#'O2N`UF$G$L2XX* MR)W_``J.2`$D%V*NP,LBE7;YE[T@,Z`M:R;3G`.* MTPD7'6I"X7!YV'OZ56D7R#ZQ-T/I1&Y&58[D M(ZU-P:+P<$D'AO6F.S*,J.G5?6H5?(V$_,/NGU]JE60,`#VZ&G M.XJ*29C$5#=>AHE78Y91QW%5'8Y.WKV'K34A6+=G&<9#UT1=T9-6+.>.M(,U&C9-+N+'`JA$F"?\:AE4@9%2^8BX!.35>:X4OY48\Q MQU]%^M#`9)<&0H6^^ORDYZBA'#'K4,ZAQE1B0=^U"'RU!8IN/O2$6,CI2[JA M-S"BY=B?4@9%1_;;;_GO%_WU0!UM%%%6`4R9/,C*GN*?10"T.=U*%"NS;S3/ M#3;&N8O09_458T+Q28\"LF^80P M97[WI6Q+B2,8YS5%K10^\\X]:4@B%6HYFR^ M5(9I\)B<#M4]XGR$U:AC&X'%,N@"III:";U.>F3FHF3I5N<#<:IS,4&<9J2K M$B1KW`J<(JC@8JG%=*W'0U8#Y[TF.PY@*C*T.>](K9-")DB>(X4@TEK\]ULJ M.0_+P:+1PEPI/YUK$PDS7698VVD\5;MRK-E3G-8L3F:Z;T%7#"\9$D).XE7&U[L)WM9%6TL MO-'G$$#'0^M:,/R`1KTK3EMA!;J=H&1P/2J$$>Z4GM25&Y9;EA1EZX MY%:"3J1\ZD&J<"[8D4=A5A"H(#?G47`MQ@$9SUZ4KX(P*:N%H=L'/7TJQ$#Q M'G/-`=D&#P*22;:7==,<]A4\ M3D\9ZT`UJ6VD`R#R:J2H;J9;>(A6;GFG2RE$SG)%7M!BCD21IH_GW<;ASB@F M7NQN9\VG^1>0!XE4XY8=ZE:!2Q&WOUJY>))_:C*LF8T3*CTJ$`[B2:IC@K1( M1`,KM`+'@#UKI+*V,5ND1_@^\?<]:KZ3:J^;@@$]$S^IK75`"$'0LAY^E6 MG&]@O9C404O.3Z#&*E+4HL1("HQ398705S-FA(''7& M:JR,"R[AM)XW5KRIDU2NH@,-C@CFL9*Q2*;('.&'S@=!_,56*@.2"58=0:FF MC,<9"Y&#E2.U/!\V/#C#^U3<9'%)R`>M6G@$D?'6J3C8P)JW;3LJCS%R/454 M7T86*4R%'SCD=?I5F&3<,$Y/2KKQ),G8@]ZHR0%&R,T-6'N*^,$8RI[54D0Q MKE14#*F\R+N4X9>M3).6&[OT(JM=1F-O.B/!ZBF+ M+TD3@C[P]:D+%_>'7GGL:H7.X$XSD<@_TJ7S=KY7E2,C_"H+E]KY/3I5(SM8 M@$V2''!/6M"VGWIUK%EE6`E%%%`$4\0E0J:HB#RH9E;IM_J*T^]0W*_ MNW./X?ZBHE'J:0D]BK`P:,J.U,?&>G2FPG$AQTIS#GI49MD M4%MHJX$VBJ]PV`:FQ:93==QQVH22.,@$\U#E+>R`.!WJF\F*JUQ<4SS=@SFH"V#S39G^3`JHG-(V-+F5"1S63=M#I3OJ1WSG`,G&[HM%A:. MWSN,#MQ6C'9)YC.Y\PCC+59"!%QUI%WZ$2J!T[5FZM=-"1M/0YK4)QS6)K(# M9]<4F.*N;%MV25#D$:[C5@R$,#Z53 M=B4A]W,`.M8US=,W`Z"K%Q.TW08JFT6>^:5C2]D0)EY"U6%TW," M)2?F![5GZV$N-4C5#D0K\R]MQZ4TM#%OVD[(73HV2$-,Y9SRQ;O4A^:943DL M<`4A?RX,=^E6=%0/?>:>?+4G\:&S5Z:G06T*P0*B]%&*GA'RLQ[FFKR@Q3V. M("1]*T1R/4K$[YAD=,&G-C@^]*!M8>YS^E,;B+\Z@LBB^:1CUQS20CYSQ1:< MEN>V*?$O.>^:42BRO`%!I1TI&.*W,QC;IFJT\0<9'45FX]4.Y7=2N01E3 MVK/N8S"VY3P:U>2.:KRQ;@1C(-2T4F4$8D>A'.*;<#S(BN<$\`^]-<-$^.>. ME(Y^7CO26XI(JS-OB1SU^ZP]ZKI(55AGI4[X+.G][D?6JN"\RQD[=Q`SZ5O# MG/^[,SC"!4)'>J]K'Y:CBKK#]US4R>H M-611;.>#FFNXWJH]>:>WRJ3516)?=[U<3"1JQD@@CBM2SDW#!ZUC1N2`!R:U M[&%E`>3\!5F3-$/LCRQP*@V37;?+E4]:M10&8AI!\HZ"KBH`,#@4["*D5JD8 M'4MZT]X&<';\K=C5H`4IH<4RE)K8RY'D@G^?)1NOL:O*M9MR<@YK,WCH8TB[)-U7( M9@`,5#,G6H5)4_2K6I#T9IB4$U06T!ABW.23U)/4FF6%@L#<+UZD]34UU+@%.WK2>QK&/* M5Y9<\BMKPTI\B>3'+,`#6`!NP!74:,OE:>BY&2V3BI1-1Z&LC`(3_=%2*08` M/:H,?NG/?%`?%N"/[H-7LV]S1(CM"1R M:MKUJO;#*DU.#S50&R;.*:32$TF:VN9V`FH).6-2EJA;K6]CW*2!R.:ST<^Q_K6YB8 M_*<^E`$$9]^:D\P^]0Q$[0,U-CWH`[^D(I:*L!II:#24`+1ZT4=C0`'I63J$ M1CWGD#G`PM4CI8BD#1_(>Q%6EN;R#@$.OO5V%[W0K26."'8F"]9L<1DE+OU-6GCRW3FI4 MBV+GO3YK"]G;5D:I@\5)*WRX)J14YJG7KV%1Z=9+!&&89 M<]S6DJ>M4D9B*/2GXIP%(:H8VD-*33#0(#4]4;LP7`.Y0&]16,J?5'13KVTD<^PR:8T1ZK5V>UVDD?,/ M7O58DQGU'H:SU1T74MA\7W<,#S0]J'[4J7"@`%:L)8<8W?G3 M3(?[P-%PL+*,@BN:O(_)O=W9ZZ$N36;JD&^`LOWEY%)C1CSX\TGIS55FVR=! M5J4;UW#O55!NN5!Z4(F2U)X^N>]6HW./ZU4VXEQGCM[U."!UYK=;',U9V+._ MBE''.*C1@0,'\Z?G.>M`BU`M2[3G&&&J.>,+DBG@'&137RRT^9HI&9/N/:J[)D!5*2&1N*5VS7F(SM7IR:3K4R0$#FE*`>U(EW9$?DB)K&NI2"1ZUKW;-D]!76:'8Y<2L.@XK+TNR,DBJ!WYKMK"T$:*,8`%;) M7.<=%#QTJ0K@58V=A1Y>.M6%BJ5--*U988%0O0(@;BHW:I7JNYQ2$1R2$"JL MDK5,YJ(XI`569F--"$FK!"TFX"I&1B$FD-FCGYE%3JW-2K)+"/WL3K]5Q M71)&1@BM2UVR1[9$5OJ*%3N6JS[')0S+)T(JRD:..`*WKO0K"=2PC\EA_$G% M&%2X-&D:JD7@,=1^%7K>51"C#&!P:R?M0D'RNN/>K%I+OC M>/`R/F!%3T+DM#2BDS*O]U@1GWJ.X?#N/2H;=RD8!]2HQDX[?XU4\\-.R)(P(Z,>,_A6JIMZF4JD4['8MJ4).`XIZ M7:OT((]JY6TGO#O*C=M;'3K6E;/([`26Y4^HXJ))HN+4D;._=Q3F3>I![C%0 MVZ.2-R$#W-6]NV@3T.;N8C#,\9Z9R*SI#^^4@X[5OZU%C;*![&LJ&W,TQ*M\ MH!./0TEH/>PC`H5'J`:C=R#R:EFZQD\?)4#'<<#-:QV,:B]]ENW'!(QTK.943524C))^6IMRM@BNBO54=:Q:-TS48`C M.*JSX'I5?[;NXSQ44LP(Y:I9HF/9SDU#,?EJ-KA1WS5"ZOB3LC4DGBFHW)E* MR%N"TI$:\DFI8;,*P7&34NG6K!E:3EB,UKV-IOGW$5M%6.64KLOZ-IXC0$KR M?:MT)@```4VVB\N,<5/BM22(K@4TBI2*C:@9!)5=S4[FH&!-`BO(:K/GM5MU M`^\:KR2*OW12$5V1SVJ-HCW;%2O(35.:7'4FD(>4C7[TE,,ENO5C5&:=?6J[ MR@]ZD9J_:+<=S2K<6V<[JQ&>F%C0!TT=W;]`PJPES$PP&%@IW"YQ%1W))NH\\?(:C,GF*L@Z.OZ@XKG9LBQYGEW`.?DD!! M]C6C`=TGO@5DX.#SR#D5H:>^YQGN*(E(TTZ4X]!FD7@4$\5N20RR; MO%6)V`8YK-NK](L@J:5 MK%/4T!%QZTR2+VJZH&!Q4U,^Q2_WA5G]W51#4]0+\#Y6G@AF^E58'Y MQ3XI520AN]4!).<1DFN`UR437;8'2NXOXIGC?RV[5P-[$Z7#K*#N!YK.942F MJU9@CWH MC;$"7/:K44C&=1RV*UJ0^HL@Z*IKH]+M>C$<5%HNA"UX9B>M M)L0^2X4]:A-W`OWA5:4L"15"!R:;>);J$#@J_>IHS]FBWL/G/2J=RQE4LW)J@+] MLMOY8,3EGJU"3:F,$G.14AC79'*^!Y@^:N>2:.B'O:#HI2[,#]]>#[CUJ_IQ`F0#O_P#7 MK.:/RUW(<@\U?M0%D5P?\_YS26XVK&SCBHYGV@U,.E-9`PZ5N28EZ[8.#C/< M]JP9DGO9/+MT8Q`X9\XW5V+V,+'+@M[4UDBCX50H'8#%1RM/4NYR$/AQG1A( M%C4_W1D_K5R#0;*W3;MWX'\9S6S*_95)J$6TLQRQV@]A3*E`I&`Q6EM";E)DJ-CC@ MU;<50N,@G%9,L>O!Z5(%S5`R-'RQXJ>*X5AUYI)A8MXP*:2.E-$@.*"W-4-" M$>U1L`:>S5$3U(J0:*LXY_"LD1^9+YK'Y,]:V)>0#5-DWH$VX4=:01=F8VL3 M!X1C[I;"UC!N:N:Q+NN_+Q@1C&*H9^:MX*R.>K*\BY$:G0[G`JG&W%6K0;I, M^E48F@S8`Q30DHI:L0E)F MF3$@#%-#Y%`",W!IL1R&^E,=NM$!SN'M_6@8V_/[H54C'&:FU%ONK4*'CBI> MX$T9PU),N7%(O6I'Y*FF`CWA1=O<"N>U^`.@N`.>AJYJTC1(S+5:C*;33@*A%LOZEIXN7BD7A&.&(]*U&FAL;%8+5 M0#CJ*I:;>``0R\CL:T+J"(QAE'6M'M=&9C,-S$L*Z72;<6]DHQRW)J(K4ILNT44&M21"::Y["G=.:BSU;UH`0BFNHQ2.WS!1 M37?+[>PH&,=%(YJK*D2]JEED'055=BQ.>U(17EAB).156:UC<85L59?FJDYV MTA%*73W&<,IJI);2)U0U:>9L_>--^UN!UI#*)4CJIIAJ\;Q2,,H-,,MN_5,4 MA%(FDYJ]LMST.*40Q=FH$4AN]*EC#YZ5;$<8[BI%\M?2F(+8-5BZW"W+8R12 M1S1J>U3^;'(A7@Y%`'.22M*DBXN/\`6$DXHTVYDN[.=9C\Z-O4?[)Z MU1?+*%/*CH*+>HG'FC8UI5.2:D='IZB:-E]!5R"-HE7Y>! M4.G*L=RNP[HIERI]O2I=0N)(>$.,?K6&R.N:O+0U;=P\0]1Q4H-9NF70F0$# M!(Y'H:TCTK:#NKF$E9V$:H60'@U*:10.IJK7!:$'D@]J=M`[=*E)J-FP32:L M4FV)G%*TH5>M0228]JI37860#.1FH(K MGJ*HA)H,-U6H+))@P1F9AW)K7'*XI6$]!(;@.HJ8/FLR=&@;S(^G4BIH+@.` M<]:-A^:+N[<*0U"'-29X]Z!$4G2H)951N7,RWLL(M-(YJ:.&1R`J%B?2D,$'-60IQU%6(-*NF&2OECU)JQ_93_`//S M%^8IV$=F>*`U1++O%(6Q5`.GYCR*KH_RYJ1GRN#5,/L8K0!*Y[T^TY+?3^M0 M;LU-`=D;GT%("G?ONN0OI0/E6JTC[KO/O4S'.*0$RMQ4P.5%5-U3QM\E,#.U M-=\;@^E0A?)TE4&.F*LW?S*]4YB3;JOTJ0,N=<#.*@6KERORFJ8ZU!9("1R. M"*V;>Y6>U`S\PK&'(JSI,3RWXB3.&'/M5(EFUIUN;F<9'R+R:Z(8`P!@"H+: M&.UB"+^)]:D,RBJ5D%FR2BH#<@?PT"ZC[\4=&[`!A1 M(V5.*I,+%9'S(V>@J-G)W!>IJ5(P%)--&"^<=*!%5P44Y^\:8V(T`/+&IIL> M:3VJL6WL6/.*0B,C)K/O&+MM7H*N2$@`#JU5+@A25'6DP,Z1&%0,IJX_.D!4;BHV8BK$B<5`R4`1-(WK3?.!UJL#AA4VI':R/4&< MC-`$DHRH-1H:T+=;-K8&9B7]*CS8AONM3L.Y#D8H\B27[B$_A5U+JUC'R0Y^ MM#ZE*PQ&BH/:BP7+^@">%A#./ESF//\`"?\`Z]7=74[LCI7.+//YJN7.0:TN9C7;TJO*^!UJ60@=35*XDX-1)FL41S3 M<'FJ-NAN+DEONBG3OM0GOVJUID>V($]3S64=6-Z(GF@=HMHD8#&.*S?[-BC; M=Y8+>IYK=V\5%)'FM.4E2>QCRQDK@XX]J8D'X^]:,EN7[4AA2%,N=H]Z5AW* MZ0[:G48'/%5I+^%`0!G'?-5FU4$X0`FBX^5EN?:5(/6LIF\J39)<#>%P!28)6-N$EAUJ8FF6Z@P@XYQ3F.*0KC6YKD/$'_(4D_W5 M_E779XS7&ZL6GU681@L=V.*TI[F-78S\TX?458%I&@S<3JA_NCDTJM9Q]$>0 MCUK>QSW(XUW.JYQDXKJH[33H$'FWAD('W4K"BO5`V16R+NXR>35E1\O!I,#0 M>[@C.+:U08_BD^8T1W]V3Q+L'H@"U34#-2+D5(%EIY920TKM]6)J//\`MT*, M]?SI=IH`[^2/8=RU'YF:N.N5(]JQ79EM*3FD`T2\=: MF67,4N/[G]15*963E:;;SYCN`3T0?^A+2$,)Q,34X?(S54D')I5?C%("PKY- M6(F^4U1#[14\+DH:8#9>01ZU5N%*HN1WJX"`PS5?5G&Q"OK2&9]R/E(K/QS6 MJD;7)"(,LU;%CH=O``\ZB1_?H*DJQAV&F3W9!"[4_O&NDL-.AL1E.7(Y:K8` M1<*`H]`*:6I-V+416:F,U(QIA-0V:)`QJ,FAC4;-4-C$;%,\^2/[K'\:&-1. M:GF:V"R9:74%;Y7&T^M3*ZD9!X-8[FHO.DB.8W(]NU:QK=R'2OL:=R2W`I%1 M4CR>E5+>_64[9,*X_6I)Y"5V@]:W33U1A)-.S(7F!=F].E4)$9V+MU)X%6L# MIBED7$9?&-O2F29D[?.%'6D="`*DV*7WMUJM=70+;5%(8V4@#GK561\TKLQ) MS4+4"(WR>]0O4C&HWZT`1D4*I)P*>%]:"VWA>M`$Z,L"<=:M6NXG>U5($!Y? MDU<1N@`P*3$27Z"2U)'455T^+[0A+'"KUK050\94]Q60IDMYGC&0A-.(&@[1 M9\N(<#O4#+38R5<&K#+QG%,$0J:E6H2,&I5Y%!0XCFM32;[[.QCDR8F/_?)] M:S*?&>Y7&/K4 MO0V3YB9F#'(/0X-(2*Q%U,QZJH)_<2':WU/0UL.",U%[JYIUL,D8'K6=<'DU M;F)/2J4BY[5$BT4+@EB!ZFMBTPJ`5E3H5RX'*\U"VIR6\6X1,U*+L$M=CI_- M4+DG`JIA-::F= MTMR]-?SS-B+/T%5=EQ=2%79EQR%V;RAL5B22.IK3UZ]*Q"W1N7Y; M'I7/YK>"T.:J[NPN>:D3GO4531=:LR+-NN9%K1!]#5"VYK#$,<]JA*\YI@ M1)C.#4XB&,YJNY&:KSM<*/W1XI`3W$L:DC-5&0-!=-'U,0_]#6JNR5CELYJW M;?+%<9_YYC_T):+W$9T-P=VQ^&%3J_-0WR+C>.&JO#.6(!ZT@+TDF"*OP?ZF MLF0-D'%:L'^I%-,=@DJM=1O.$1`22:L/R>*T+&W$2>8_WCTI,:5QVG6"6<0S MS(>IJT6Q4;RCUJ(R9[UG*5C91)6;WIA:HR])NS63D78>332:;FFLU*XP8\5& M[8I6/'%0NU(!2:AD;`XI&?TJ%VI%)".U5Y'I7JLI!&*N+:)G%26IT<8#)PRGTKJ3N<4HN+*,VX$X["J13?)GTJ]>R!.!U(JCG:N,]>M,D23;FJ MSM3YE1,,#FD!&QYIG?)Z4X\_2JL\V3M7I3`D>93\JTL8.WO4[WN$*6ZA!Z] MZ=NX[C9K&)(OW\GS=E7M6KIEP+FU"DDR1_*<]ZP2Q))=LD]S4MOIJQ-'(.=X/X57$;'.YB?I4LV3BM0S#&,*`?@P*+$RJ+H-B4<`=!5@@!:6.+:*20X%,Y[W9!*X53 MSQ63=7*Q(TC'`'-6+RXYV@US6KW#/(L>?EQDBG%%%&YG:XG:5NI/'M46:=P: M0H1R.E;IHYI4Y+405*I"KUYJ(4I-49&C9?I(IWVL@88&K[Q`\8J!H`?X:SNT:< MJ*C2AAD=:8'8#)JT;?'04TV^1@TN=AR(A5U;M4L05HY^/X!_Z$*5;-1ZFK<% MNBI)QU7^HIJ3#D,DV(DDW,I8>G:IA8)CB-5^@K1*@#@8%)CCI4-EJ**`L$[Y MJ06^WA2:LD8II!ZU/-8KE1$L01LG)/O4C3-P,TTTPU#DRDDAQD.>33=YS32P M%-+$]!BHN58FW^]&^H,^]*6]Z+A8F+<4POQ43/D<4QGIW"Q(TG&*A>3WIKO\ MM5I9.N*!I$CR&H))/>F&3CDU`S\4#L/=^:A=^*:S5$SU2&#O565ZDD:JDCU: M1#9%,<@@U'97\EC-P28SU6FRM520Y-;Q1S39T\DRW"K(IRI%5BQ9_:J.F3GR MVB/;D5>C'.35F(R9RH]^U5O,)!+'BGW<@W9SP*K!Q(-M`$AJ?3')N%B+8![F MHYU\NY=/>H6!5@PZBM$(ZMXK&(8D(215>S)FA5L4]XD4\D5,JB MB;T\/.IJD3I<6H^Y;9/O2F]9>$6./\*J,P7[H(X]*KO("QUK!67O M,TS/)(/WDN5^O%0RWD$(SNW$=A68S,>G2JETY533YFR'1A$FN];G9BL.$7Z< MTEE;:GJDNT2R;<9)9L`#UIV@Z2^I72\?+U)/0`=3757#VMG8%PNVR7A%Z-*\U#)P#Q0-$/E(O.,FDP.P%*S#& M:KR7"KWI7':XZ1PHK*OKT(I`/-%Y?A00.M9)W2-OD/X4+S#80LS_`#,36'?/ MONG]N*VY#Q6+=1DN7'<\U47J!6I\?WN>E,J11@>]4-$;KM;VIHZU/(NY>.HJ M%?O"M$SEJ1Y6:$'W0*MQ\53@YPH!)/05HV]C>2$8B*_7BG8RN3(>*E#\5/%I M949N+F*+_@52K'I''TH&CK2H/:F[1CI3R::369N1$>HIH6I<9I.E2QD>*:<@PK_[O]12&-QD4$9S2$X-&:D8QAS3&-2,12;/ER:FUQD)^E1GFIF&!4)/ M/%0T-##UII..M.8'.*80,<]:DH3(IKGBD=B.E0EB1R:120_=32V*9GWJ-W(I MCL*[\GFH':D9\U$[X%,8C-43MQ0S5$QI@#&HF;%#M5>1_>J2);"5^*J2/3I9 M*?;V,MPADP0G\ZWC$PG.Q0E;BJ^:T)X-AVLO%*+.(IE7R?2M4CG;N5K.3RYU M)Z&M9Y`J'WK/^R@')XITDA;"YX%!(R5R[>U,5>>*>%I5`FC8,NUNM-FM^ M<@4Y1^=68OF&&H$9NT@U.CY7:U6)K?C(%0``'#"@8Z)0P*T]0Z'VIJC:^1T- M3"0H>1D4")H9F!%:-O<#N*IP^3)Z`U:2W*_=YJ1F=J?E"XR1@FGV>F^8@DFX M7J`>]:0LHI)5>5`Q'0'M1?/Y8V@XQZ5G.KTB>CAL+?WID1"(@1.`.@%-X'0# MZU`KEWR:?DEZQL>FE9:$MPF(MV>?K6;*V,\UK7/%JOO6+.>:NF8UG:)$S8!V MG'MVJLY,[!!P2>AJ5VP*TO#>GI=ZA%YJY7.XY[*.M;;''NSH]+LH;32%BHMJ%SNV[84^6*,?PBM_Q)>,JI9Q`(&`>4#N3T'X#%G>'3NT2VVG)1=I'T-<##&`1P*W-&U5M-EPY+6['YU]/<4 M-A[-N-T=BZ)("",'TJA/;M'R!D5?22.XB62-E=&&0PIC`CH* ML2ON/M5&>;^%>OK511+U=D0.H#\4H'--IX]JLU2L.%3Q6`EB>:)2_E_?C'7' MJ*A''M6WX>A(^V73';%%`P)]ST%.[6J)E%2T91@U..!,6]NJ-_>;DTPWUQ,W MSS.<^]3:U:+!]3L,BE;/2H\=Z<1WI.U0QC",>*@I+2%9Z@9\T.^:A9J95AS2=JB9J0M4;O5(`=JA=\4COFH'?BJ2);%D>JTD ME)))1#`TI#-D+6T8F$YV);&V-U+EN$7]:Z)%41!47@>E9]L%1<*,"K4,NTXK MHBK''*5V176GF:,OC!%8$T31.<9%=3)*QC(!K,O;7=%O'7--H29C;V/!)I0* M5XRIIR#UJ"A!3L4[;D4`=J`'`<5(F2,CJ*8HQ3TX-(1:B<.-IZU%/;=P*3!' MS"K43B1<'K0(SMI'!J=5W+[T^XBV-D=*2$@-B@9'M*GBM/3)I"Y'4#UJO)%W M%:&G1^7$2>IK*H[1.G#0YZFO0E\S=<[:S=0DS.P!Z&K*,1=X)Y)K.N&+3,3W M-8P6I[,M$+$>*>#\^!WJ%#@5+%RX/O5,J+T+U[@0H!Z5AS_>-;>H?=4=*P[@ M_-3I&%?X45GYXKL?"4&?.;'98\CW//Z"N1@3?,!CCO7<^&$V66_^]*6_!5_^ MO6CWLHKK([I)5#*>",UPLR!T*U9T? M47B;R)266AU\CJW49JG,@.<,12).&4$4C2U+,2I+!G^,_E M51X%![GZUH2,#S55V!ZFD4BL8_04FT"I68#H:KR2`#K18=QDL@4<52FESWI) MY@.]499"Q]*I1)U>PZ:?'"\FJM+2A<]*NQ<8V$`R:>%_6E1/48J94YH*%@@> M>5(XE+.YP`!76I9QJ$TE"!#;_O;V7L3_`':JZ7;/IMNLOE[M0NAMMXR.5'=C M4.MW0LX#I=NVYL[KF7N[>E)ZB,O6+P7^I2SIPA.U!Z*.!5.')..M+@!2:FME M_=!B,$T]BDKL=M'>E"D'()IW6E`H3:'*G&>Z+42[@#@>M6>/0UGQLR'*G\*D M^U2?W%JN='++#23T/1`6&1 M53?CG-687#+S3)*5U;!B61<"J!3!K?;!4BLN>,!S@U+129`@IVVC;@U(M0,8 M%H(Q4FVC&10($-.(*G*U']TU*IR*8%B)UE3#=:AFAV-N4<4WE#N6K`/G1\'F MDQDELP?`(J^IP2JCH*S;3*A\\8JZ[[)OP%"E9Y'7UI09V25T(.E2PYWC!`YJ+I4D)PX^M4Q1+VHYQ[5A3GYZ MW-2^[ZDUARC,E%+8QK[(DMS%&,NZ@GU-=E8WMFND*EOIPXZ59SD\]*8P&W)!(]%ZU2=C.I'F5BU8WK&-0Q[5H+-O'6L2- MEC&8Q^?:I?M>E.6+`IA8AV9-2 M*E2JE/"XI%)$:I6QI&GHZO?W8_T2#G!_Y:-V6H-,T][^?;G9$@W22'HJUNRO M%Y"W++Y6FVG_`![QGK/)V/TI-B>FA7U*[?3H=\C[]6G'S-G_`%"^@]*YO#.2 MS,6)Y)/>III)+F9YI6+2.O-1)L:1&[LW2J\I;G/2KF`!TJK,>#4,M%3`ZU)HD.=Z@D?BD=_>H68GO5)`P=JB9J&-0225HD1)V% MD?`-5)):;+*3PO6D@3>?FK51MJ<[E=V1$0SGFIX(MU6UM21\J$GV%2PVDBR# M,3`?[M-R!0U*30;>:D$>Y:T)8-H^Z?RJL`$DQZU/,7R6*+@QMQ5J&Y)PK_G2 MW2#'0]20R8-44]69D>,CZ48Q1'RS4ZH:*3%%*!BDQ2BD4-=::IP:EIC+2 M`D!%`+1N"M-@&]L'I6C''#C@`X]:SG443IHX:=576P@_U0.,$\TZ9OE5B>W6 MEEP$S4+?/`5)Y!XKE;YG<]FG!0BHH2.030N#R1_*JY3Y3VID$OEW!5ONMQ5M MT&RFURL<9712/%*A^;-.D%-4>@J^@K6D7KS+P(WJM8S#][6NQWV*D]02*RV' M[VBF9UEHBU`F5S2X^:IK0`H12LF''ZU+>ILEH667-J!VK'FC(;/<5M$@6PR. M/I5!E"C'K]*B8LYX/6G-G))Y^M&XB,[>#6A#V MLQB07#;]NTA>I)"@?G0^Z(`R`;>FX'(JU`DLMD$B4,_3YCC!RM,EJ^PS:*3&*>>!2?I3)L-VTN,4X=<4;3VI! M80$#GO5W3=/FU&?9'A47EW/11[U)IFE27K&20B*V3F25N`!_C6XYM[:U$EQ' MY5E_RQM5X:<_WG]J+B;MH(([%0>PJH2$Y/YTAJ/5C'(C0DG'O2P+QYC?>/3V M%4M[7$XQ]T'@5I1KQSUH9<-9:#U%!'I3NE(>U3<&I9#UJK,1C-9,N*(F/>J\CX%+))S5:1J@W2$D;BJ M[-FGD%C2B/%!1`137^49J9R!5*XEX/-6E:CFD:0[5SDUV M7A;PX8HUN[Y`7/*(>WN:Z.7E1R.?,RGHOA5[I5FO,QQ$9"]S73P:'I]L@$=L MGU(R:TN`,#I37?`-)^8)E4011\"-1]!BFRHF.%'Y4LTGH:@:4'%9-EV(I(8V M/**?J*@?3;60Y:%?J!5HO1N[5-V.QES:':RCC4[8[4%C MW!J7JS:$>6-AWVD\9H,YSN%0M]*B;(Z57*B74<26<*_S#KUJ[;OYEMG^)>#6 M22XYJUIL^)7C;C<.,^HHE'W3.%1.?J6)$J'&!Q5HD$'/ZU$R<<=O:LTSI)+? M#6\JD'@YK/D!62M"U.)&7/53^=4YQB0\54=S.JM"W9-AOK5F5,]`:H6K;6%: M:MP#SCWJ):,M:HBF<10+W/8'UJCRW/4U8N3OF(]!BH@C,ZHG#NP49IQ!NR(F M`%-.*UH[:VA,:&/SFD/]T,P7^\>P%4]4MH[2>)H61X;@$J5.1D>GM5HP=17* ML2S'.:AED6)IHQQ[4=:4#BF01-4!//2K#BJY)SWJT<\]S4N]16,' MGFL:>^FF)^8@55=V#78Z1X@AO5$< MY"2_H:X+.:='(48$'!%.=-2%&;1ZBP!_QJ2VD*>8&Z!?ZBN+TSQ!-``DW[Q/ M?K73V%_;7D,QC<9V`D=Q\PKEE"46=$9QEL:_#+D56F`%);3\;"?I4<[XS4-Z M&J*\^`/2J$K9S4\\F:IR/D\5D;Q1$R^U-\O(IP!-!8*,&E8NXQD"CBH)'P.* M=)+Z55D8X.:$@N0SRD9K+N9F=MB9+$]!4US%_#:6T*W5[&&G;E5;^"NJ'`I,8%%#;$E;8:YXJK M-*5[U8D/%4+@\'FLI,TBB"6;WJDUR0<9XS3;R4!#S@BLM[H97GO46-%H;BS\ M#F@39-927&[H:MQR`@<\T6`OJ^:F4U2C;BK"-Q00R?I4BD9YJ$')J5",U1)( MN*=BD!%.)JK"&NH8$$5R&J6[6EXRCA&Y6NQ'-9^L6`O+8[1^\3E318VHU.21 MR+MA130V11*",JPP1P148)`JDCLE/4F#&EWAAAAFH]U-!R>*5A^T%;S(CNA< M[>ZYIXNWQR`?PIFXBF,5/WAS3M?@%*:*CM8&!8GO4+,Z.CIPR$,,^U3 M^_K3"<9S@TDQM75BR^HV0B(F@GC<@!O*'+#'W21U'UJG/(UVRR,GE11KMAA' M&P?XF@$AR<]:4\\@9JKF2I),A*XZ=:N>]$BA@C3':A$P*E`J6S>G3MJ* M!@4AP01Q2FDSS@U!N!!`R#_]>F[L]>M*328!_P`:9+\A`*>.E(..O(]:=P5S MGZ4#1$XSTJO5AZBP?2K1A-:F41W%`J__`&M<_P#/.R_\`H?_`(FD_M:X_P"> M5E_X!0__`!->G[-GB(M M2@!$,D$8/]RUB'\EIY\4:N>MS'_X#Q__`!-3*@I="XN<>ITLX.350SQIP<_E M6(?$VJGK/%_X#1?_`!--/B'4CUD@/_;K%_\`$UG]4B:^VJ&S)>1+U)_*JS7T M6>-QK-.O7[=3;'ZVD7_Q--_MN]]+7_P#A_\`B:/JB'[:H3W6I&,_+%^)K/FO M)9N&;`]!5EM:O&&&6T/ULX?_`(FF_P!K7/\`SRLO_`*'_P")JEAK/0ASFUJR M31-*DU*^6-@KTVVMX[6!88E"JHP`*\T@\1ZG;`BWE@BSU\NUB7/Y+4 MW_"6ZW_S^#_OS'_\32GAYR>X0:BCTG-)7F__``ENM_\`/XO_`'XC_P#B:/\` MA+=;_P"?Q?\`OQ'_`/$U'U6?AR=ZSKL\$BN,/BS6CUNU/\`VPC_`/B: M:?$^KMUN(S];>/\`^)J7@YOJAJJC1U6GV.'_P")IK"274)5;EBWNE&.>:T89P<5B_VS=_W+ M3_P#A_\`B:<-=OAT^S#Z6D7_`,32>#EW&JQTT4N:LK+GI7)#Q#J(Z/;C_MUB M_P#B:ICI+#_X#1?_`!-+ZG/N@]JNQV2OFIT:N''B751TGB_\!HO_`(FE M_P"$HU?_`)^(_P#P'C_^)H^IS[H7M$=X&I^[-<#_`,)3K'_/S'_X#Q__`!-' M_"4ZQ_S])_X#Q_\`Q-/ZI/N+VB/0%;`H/->?_P#"5:S_`,_2?]^(_P#XFE_X M2K6?^?I/^_$?_P`31]4GW#VB-OQ!I^UC*-7<$-<1L#U!M MX_\`XFH/[;O?2U_\`X?_`(FJ6%GW-8XBRLT.#8-)OV\CIWI/[:O/[MI_X!P_ M_$T?VU>?W;3_`,`X?_B:?U67F?VS=_P!RT_\``.'_`.)H M_MBZ_N6?_@%#_P#$TOJLNX?6?(CE*#K5GP];QW6N0(PR@RQ_"H?[7N?^>=G_ M`.`4/_Q-/AUR]@D\R'[+&XXW):1`_F%I_5I]R?;+L>D2*BKA0!]*GBX05YQ_ MPE>L_P#/TG_?B/\`^)I?^$MUL=+Q?^_$?_Q-)8::ZF;J(]')R>*?C(!->:_\ M);K?_/XO_?B/_P")H_X2[7/^?T?]^8__`(FJ^K2[BYST:15]!7/>(;11YK6Y_[=(O_B:7U*?= M#^O1[&@>>@_^O2JI8@<`MWK._MZ_];;_`,!(O_B:/[>O_P"];?\`@)%_\33^ MIS[H/KT>Q?D/S8'3H*A?DXJK_;M]ZVW_`("1?_$T?VY??].O_@)%_P#$TUA) MKJ2\;%]"R<`>E-+>]0?VY??].O\`X"1?_$TG]MWOI:_^`^E MK_X!P_\`Q-']M7GI:_\`@'#_`/$T?59=Q?65V'$FF"+<:7^VKSTM/_`.'_XF MC^V[T=!:_P#@'#_\31]6GW%]8CU1(D0':IE2JW]NWW_3M_X"1?\`Q-+_`&[? M^MM_X"1?_$TGA9]RXXJ"Z%O'I1TJG_;M]ZVW_@)%_P#$T?V[??\`3M_X"1?_ M`!-+ZI/N:?78]BWGM2`\\U5_MV^_Z=O_``$B_P#B:/[_].O\`X"1?_$T?V[??].W_`("1?_$T_JD^X+&+ ML7![4A&.153^W;[_`*=O_`2+_P")H_MV^];;_P`!(O\`XFE]4GW0_KL>Q9(R M,^M,Q4/]N7W_`$Z_^`D7_P`31_;E[_TZ_P#@'#_\33^JS[D/%Q?0S:***]`X M`HHHH`*OZ?\`\>>J?]>R_P#HZ.J%7]/_`.//5/\`KV7_`-'1TF!0HHHI@%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`5?T__CSU3_KV7_T='5"K^G_\>>J?]>R_^CHZ3`H4444P"BBB@`HK0TO1 M[C5%F>)X888`#)+,^U%S[U!?V9LKCR3/!/P"'A?X@DM;B2"92LD; M%6'H124D]@(J***H`HHJ2"&2XGCAB7=)(P15]23@"@".BIKNVEL[J2WG4++& M=K`'.#4-`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!11 M10`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%% M`!1110`4444`%%%%`!5_3_\`CSU3_KV7_P!'1U0J_I__`!YZI_U[+_Z.CI," MA1113`****`-WPY>7,$5U`--?4;*7:)XE4D@\X(Q]#^5=);:1::;?ZC]B9X9 MOLL'<6W87N1@?G7"VUY=698VMS-`6^]Y3E<_7%(MW(--<^9)<&"599I+O4\U3CUB\/AJSO=R M"X>^$(<(/E0Y.T>@XQ]*Y$ZE?&<3F]N3,HP)/-;=H;U`]?>E[(#M]118W\6JBA5V0'`]UR:=]BN(=*U"RO;@W$<%AE8Q;;8T8+ ME2K_`,1X]/Y5Q#WUXYF+W<[&<`2YD)\S'3=ZX]Z5M0O6C$;7EP8U!4*96P`1 M@C&?0D4>S?<#LH+^>SL?"\4!51RVQ,NID(= MH.S*KG&>G?\`.N*^UW)$(-Q+B`YB^<_NS_L^G0=*)+VZEC>.2YF='?>ZM(2& M;U([GWH]F!WX4/XB=E4>;<:-N;:,;W+?SXK%DL+@^"]/M9$,4LVHA5$@VXR& M`)KFS?79F28W4_FQKM1_,.Y1Z`]A1+?71=^_#R$C=C&?KCO0J;0'9 M:U#,WAW5/ML[7+V\L?EEK;REC.X`A#W&#_\`KS61X\_Y&23_`*YI_*L674+V M:-HY;RXD1P`RM*Q!`Y`(SVJ.>XFN93+<3232$8W2,6/YFG`[O3WLA:>&8 M[NWWRN'\B4L0(W!&..^3C\JBT^*>*TU:=[AX=0%Z5EFBM_-<)U&%SP"2?PKB MC=7#+"K7$I6#_5`N<1_[OIT[4]=0O4N&N%N[A9G^]()&W-]3G-+V;[@=XCDQ M:Q-80N;@VL#D-;E"T@+_`#!#]`144,,5W=^'IM711?2+)O5E`+X^[N_0_6N6 MLM?N+6TOXG,LTUVJ`3-*=R;2>??KZBLZ:ZN+B833SRRRCH[N2P_$TE3?]>@' M67;7MWX57CIT_,U=UK6+JW\7VMC"ZQP--"SD*,MG@ MY/T./PKB+B]N[I56YN9I@OW1)(6Q],TR:YGN)O.GGDEEX^=W+-Q[FJ]GW`U_ M&#W+^(+@W&_:IVQ%A@;>O'J.36'4UQ=7%TRM>J?]>R_P#HZ.DP*%%%%,`HHHH` MN65O9S*[7=\;;!`55A,A;]0*-4L#IUT(O-65&19(Y%X#JPR#CM4^C:9]MD>> M<,ME;_-*RC);T5?4FF:E+=:EJCN;>173/*VU8_(+`'.!ELC],TMOH^7OOMEPMO%9,$E<(7.XD@`#C/(-6-&L_LL M`UBXB:14;_1H0N?-D'<_[(/^%3Z0\\5EJ=^T+7D[.$DMF7*G=D[W7J1GTQ4N M3ULP,O4].%B+>6*<7%O<(7CDV[2<'!!';FGV6FPRV1O+V[^RP&3RD(C+EFQD M\9'`]:O>((I;Q-.N5MI(IKB-D%HJYV!3@;1C(!Y/YU%+#)>>%['[,CR&WN)4 MD5`206VD']#34G9`,&@M'8*6W!ON[1WS574M/%F()89Q<6U MPI:.4+MS@X(([$&MZ^GC2>;3+F&XEC^RV\4SVZ[F21!GOP>I%4_$:P0:;I5I M"DL9C61RDV`^&(P6`Z9P>*49-M`<_1116H!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%7]/_X\]4_Z]E_]'1U0J_I__'GJG_7LO_HZ.DP*%%%%,`HHHH`L MVU_>6B%+6[G@4G)$F>O<_G5:BE9`7(=4 MU&")8H;^ZCC7[J),P`_`&HTO;M+AKA+J99F^]()"&/U/6J]%%D!.;VZ-R+DW M,QG'24R'>J?\`7LO_`*.CI,"A1113 M`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@` MHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"B MBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*** M*`"BBB@`J_I__'GJG_7LO_HZ.J%7]/\`^//5/^O9?_1T=)@4****8!1110`4 M444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!11 M10`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444` M%7]/_P"//5/^O9?_`$='5"K^G_\`'GJG_7LO_HZ.DP*%%%%,`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"K^G_ M`/'GJG_7LO\`Z.CJA5_3_P#CSU3_`*]E_P#1T=)@4****8!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%7]/_X\ M]4_Z]E_]'1U0J_I__'GJG_7LO_HZ.DP*%%%%,`HHHH`****`"BBB@`HHHH`* M***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB M@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"K^G_P#'GJG_`%[+ M_P"CHZH5?T__`(\]4_Z]E_\`1T=)@4****8!1110`4444`%%%%`!1110`444 M4`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110 M`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`! M1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%7]/\`^//5/^O9?_1T M=4*OZ?\`\>>J?]>R_P#HZ.DP*%%%%,`HHHH`****`"BBB@`HHHH`****`"BB MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**** M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH` M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"K^G_\`'GJG_7LO_HZ.J%7] M/_X\]4_Z]E_]'1TF!0HHHI@%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`% M%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!1110`4444`%%%%`!1110`5?T_\`X\]4_P"O9?\`T='1128%"BBB MF`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`% M%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110!__ !V3\_ ` end GRAPHIC 7 nytaxfreeincomex3x1.jpg GRAPHIC begin 644 nytaxfreeincomex3x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@! M`@'<`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`HHHH`**YO3?$DD\2O>1QQ[+22XE"@]BI7'/0AOS^E)#XCF M-MYLBV\AV2K^Y.095P54'/0J?T-`'2T56LS<%IOM)R0R[<+@#Y%SCVSGUKG? M^$_TK_GWO?\`OA?_`(JJ47+8#JZ*Y3_A/]*_Y][W_OA?_BJUAK<4V@?VK;1. M4;A$DP#G=MYQG`S^E#A);H#5HK'GO+ZTO;:.XD@8/%,[!1Y:';LQDG.,9//Z M4V'7S,4"VN=RR(I+A8?(@$;- M+&'W-G"O)M';NN3[5!'K]^A6XN((S$L4[R1QOV255W9(SD#(QWZ\=@#J**PY M?$0CVM]E)CDQ&?PJHOB(!Y)V*B&2*`P MI*X0*SARFZPNH3JBP^6CPK*I=OF;('08Y`S@G/7M5>[U: MZ:>`6<*^7]L-N2SX,A"ON&,'`R.O7B@#`2?\`)H`V:*R])UJ'5)IHX@N$ M4.I60-E22.<=#QT]"*U*`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB MB@#/&BZ>I0BWP4B6%<.WW`P8#KSR!UJ2;2[*>7S98`S^8LN-KBV6(J0@!SE>I.2"?7'2E&DW5Y=VZ2!H8U28H[QEFB4R@H` M0<$?@:I?V+I7_`$#++_OPO^%6K>$0(R@Y MR[/TQU)/]:QOM7B3_H'VW_?0_P#BZI7Z,"__`&+I7_0,LO\`OPO^%6!9VPM# M:K;Q+;D$&)4`7!Z\5D?:O$G_`$#[;_OH?_%U9NQJ-QX?D#1^7>,/F2)L<;N0 M#GJ5]^]#3ZL!\FE::3'!*NYB&V*\S%L94DC)SP0OTXQBI!I%BI4B)OE+$?O& MX+9R>O7D\]>:R+A$BEMIK#3[I(4CF#(D31MDF/VSV/(Y.#C-,MSJ.Z(2&]`Q M,@&'/E+EMKY(^#ZU(&\FG6J0QPK%\DJL&"J<#<"OR^_-`&A_9=A&S-Y*J7>-R=Q&63&SOVP. M*C.EZ8SO"8UW2I("GFG)5F!?`SP,@=._UK$C@U.0I'=+W.6W$,6D#L1 M[+TSVJ!;&\MXG-O'>I-!%,G)QS\N2`>,8R[%3.#G/&,GFL:U.I MA;=Y?M3#[0/W&9,XPH)9RHX!W'!^4Y(]*MZTEQ))?QLMR\;6;"W6(,5+E7W! ML=_NXS^%`&I%8VR3K^!SWQ33IEH;H7'E'S`_F##L!NP M1G;G&<$]JP+C^T;>WNH(H[^0CF!PS_*?*4]@21NSQ]W@@XISF_CLS--)>*&N MIC(`S!E0!]FT=ESM]L>U`&M_8&F>7Y?V;Y-NW;YC8QM*^O7:2,]:2ZT>.YOK M>X+JJ0E#M"G<2ARO.<8^H_'FLS3'U22[TXR&7RO(B)=FVLX+4OY"LH*9)3R<-MA5,'CNR_E^5 M":-?I.9]T.7+,\0E^7=YDCKDE"2/GP<;>AZT`;)NQ]LC@4*ZN&RX)X([=,=_ M7/M5FJ&E:+9)XWBC)#.K`@$=0<5@#2K\ZE#)>2B0NR`F,94(FYF!PH"@G8,P521GIR*<=0M0]TAF`:T4-.,'Y`1D'\JR[G2]0NM06:62$1( M5*J'Z?O(W(QL!_@/))R<=*DGT>674)IQ(@CGE!D7G+1A$X^NY/R8T`7UU&R: M!9OM4(C90P+.%X.,=>GWE_,>M(=2L@K,;J((J*YD+@)AB0#NZ=0:Q(/#UW&T M*L\!2-8\G<[@O3=QM`[+*9%1F*@Y:8X)P<<2CL>0? MK0!J1ZC9R2"-;F+S"6PA8!CM)!X/.,J>?:HVN-/OY(82(;M9`TB,`LB#85!Y M]?F%9<&F7J7UQ&%B"-MD\UB<`^;*X`&.?O`'D=>^:L:9IEY!J!N[N1&9O,SA M]Q^81`=%4?\`+,]O3K0!PE@:5;A8XE"DM*#&,'[I&X#(.#@].*F-]:"5 MXC=0>9&N]T\P95>N2.PY%8NGZ+>V20.!`TL`C`1IG8/M1U)W%3[5673KAM,$$AB64W?VA@K$J!YWF8!P,\ M<=*I#0KV+3I((W@>1X?)^9V"@&%$)Z'G*'MT/:@#<^V6OF&/[3"'4X*[QD'! M."/H"?PJ92&4,I!!&01WKG9=`NI5N(6F0Q2.S*6;(4,Y?&W:/XL`Y8Y!/3I7 M0KNVC>`&QR`*C3"4LL^7`)! M.?E(/0=P:DL+V3SKX"='D?<88_-+%6RQ"D'[K8Q\H_ND^M;P`48``'7BFM&C MLC,H)0[E)'0X(R/P)'XT`-' M1Y6DN)P97D(1#(I?\?3_ M`(?RJ"M5L`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`&R[B M.-G.<*"3BLR#7[.6*%Y1+;^>`8UD7)93@`_*2`,L!SBM-T$D;(KN-TAC0@-($^7E7;/J1B-N M@],9J<:YIQ"$7&0YP,1MP=VWGCCGCFJK>%[)HGC,UQL8``;E^4!74`<=`)#^ M0_&*?PX1,@M92L;.&E9WY.)/,QC;SSG'(QGO3M$#0_MBV^TM;E9?,1G5@%R1 MM`).!S@[EQ]:C/B#3E+EI65$4-O*'!R'.,=<@1MG([4Z?1+6:[N;DF1);A%1 MBI`P`0>..^!G.00*J_\`"+6'V=X?,G"N>H91C[_3C'_+1A^5"Y0+SZO8INW3 M_=P.$8Y)(&!QR&K$BX"[D^T# M#E53/4$X.W/)'K],5:N-*BN;N*>264K'&8_))4HP/7((SDCCK_6E[H#;[5X+ M&5HYXILA"ZD*,.`0#@Y_VAR<#WI+C6K6#3[>]82M'.NY`J_-MVEB2/9033)= M!MI)9&\Z=$>-8A$A4(BJ01MXR.1G&<'O36\-Z>UL(55T.3NE4@.^05()QTPQ M'L#QBG[H%FQU2WOIIHH0X:+^\,!AN*Y'ME6'/I5ZJ-EI=O8W-Q<1`F2Z/+]/0>_4^U`&EF+^X__?8_ MPHS%_HQ2W^HV^G"%KDLJS2")2J MEOF()'`Y[8J"TTV6UN8BMPC6T,*PQQ-%\R@#D[MV,G`SQV'XOU731J7V3,OE M_9KA)_NYW;<\?K0!'<:Y:1)$49G,DB)C8PV9?9EN/EP0W!QG:14T>K64C(JS M'>YVJI1@Q.1V(S_$I^A!Z(SSVZ=W MVVB/#+#*UR&>&0NIVL\_P"/I_P_E4%:K8`HHHH`****`"BBB@`HHHH`**** M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**1G5!EV"CU)Q58Z MG9!BHNHF8?PHVX_D*`+5%4_MTDO_`!ZVDLGHT@\M?UY_2CR;V;_77*PK_=@7 M)_[Z;_`4`3W%U!;*&GD5,\`'J3Z`=35?S[RY_P"/>$0(?^6DXY_!/\2/I4L% ME!;L71,R'K(YW,?Q/-5;W7=/LLB2<.X_@C^8_P"`_&A)L"8PWX^Y>1'_`'X, MY_)A2_\`$Q4=;60_1D_QJA#XITR3`=Y(6Z8D0\?EFM*XXANH7/H'&?RI MN+0#!-?C[]G"?=)\_P`U%!O)U.'TZX^JLA'_`*%FKE%("BEM+=NLU\-J`Y2W MSD#W;U/Z#]:N.ZQH7=@JJ,DDX`JEJ>KVNFKB5M\I^[$O+'_"LQ-/O];=9M48 MV]KU2V0X)^O^<_2J4>K`Z%'5U#(P93T(.0:6L!_#LEJQDTF^EMFZ[&.5/^?? M-":EK%DZQW^G^>A(`E@_P_\`U4X`POUS4&K:\UO MJD<-K/$5C1R\>03(3$S*!WQPO3KNH`Z.BN2N-:OX4=$N!(8\MY@14CY/; M:"QSCG&,5K:Q>W-L;!K4[A)(3(H7.]`C,0,]#QQ32N!KT5RL'B&:1K1Q,SQ" M1S,5AR&1I61,L!A<`9[9Q5_3+Z[N-1-G+*&-IYGV@[1\V6_=]N/ER>*;BT!M MT445(!1110`4444`%%%%`!1110!FW:*;ER9%'3@Y]/I4.Q?^>J?D?\*DO/\` MCZ?\/Y5!6BV`?L7_`)ZI^1_PHV+_`,]4_(_X4RBF`_8O_/5/R/\`A1L7_GJG MY'_"F44`/V+_`,]4_(_X4;%_YZI^1_PIE%`#]B_\]4_(_P"%&Q?^>J?D?\*9 M10`_8O\`SU3\C_A1L7_GJGY'_"F44`/V+_SU3\C_`(4;%_YZI^1_PIE%`#]B M_P#/5/R/^%&Q?^>J?D?\*910`_8O_/5/R/\`A1L7_GJGY'_"F44`/V+_`,]4 M_(_X4;%_YZI^1_PIE%`#]B_\]4_(_P"%&Q?^>J?D?\*939'2*-GD8*BC)8G` M`H`EV+_SU3\C_A1L7_GJGY'_``J@-0WKNBM+F0'H0@7/_?1%`N[ENFGS#_?= M!_)C0!?V+_SU3\C_`(4C*BJ6::,`=2<_X50(U"8\M#:I_L_O&_7`'ZT?8+9! MYETQG*\[[AL@>^.@_`4`/:_C<[;(&[.<;H\A!]6/'Y9-'V.XN.;J]2-?^>=O MN'YMC/Y8JA=>([.%O*M%:[FZ*D(X_/\`PS5?RM=U3_6R+I\!_A3ER/\`/N*? M*^H&R-*TZ,[S';%A_$ZEC^9%.>YL+<8>^M(AZ%L?TK'7PI8EMTTUQ,WJSC_" MK">&M)0@_9BQ']YV_P`:=H]P'7?B+2[;(6Z$[?W85)S^)`'ZU4_MC5;OBPTI ME4]))S@?EQ_.M:"SL[)0G^E4)_#.DSCC_]=):;,"`>$[6//V?4KB'V#'`_2D&@:A$3Y'B! M\=A(K&K'FZNG6"&0>Q_^O0;^^3[^GL?]T_\`UC3O+N`NG:#::>3ASBHKC4=-MIE@GRCP*S*6@QFN+IKBY2!\6WE)&,'(YQ4EE?\?3_A_*H*GO/^/I_P`/Y5!6JV`****`"BBB@`HHHH`****` M"BBB@`HHHH`****`"BFR2)$A>5U1!U9C@"JGVYY^+*!I1_ST?Y$_/J?P%`%V MBJ7E:B>3=VX]A;DX_P#'Z79J7_/Q:?\`?AO_`(N@"Q<3QVT1DE;:HX]23Z`= MS5%QYB?;-3(BMX_F2%CPOH6]3[=OK1-Y=BIOM3G5W3A,+A5]E7)Y-9D-O<^( MIENKW=#IZ',<.<%_<_X_E32OJP)QXKM'SY5K=R`'&0@Q_.E/B-CGR]*O6_X! M6DMY8PHL:31*JC`53P!2'5;(=9Q^"D_TJM.P&6;W7;_BTLULXS_'-][\C_A3 MD\-FX?S-4O9KILYV@[5'^?;%7'UB-CMM89)V]A@4W;JEU]YDMD/8=:+OT`L1 MQ6&EQ8C2*`>W4_U-0-JKS,4L;=I3_>88`I\.D0(V^8M._/RJ^JJBA54*! MT`&*6@&;LU=_^6L,?X?_`%C1]BU!_OW^/]U?_P!5:=%*X&8NC1L0UQ/+,WN< M5;ALK:'_`%<"`CN1D_F:L4478!1112`****`"BBB@`HHHH`****`-NBBBL@" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`S;N-FN7(*]NK`=JA\I MO5/^^Q_C4EY_Q]/^'\J@K1;`/\IO5/\`OL?XT>4WJG_?8_QIE%,!_E-ZI_WV M/\:/*;U3_OL?XTRB@!_E-ZI_WV/\:/*;U3_OL?XTRB@!_E-ZI_WV/\:/*;U3 M_OL?XTRB@!_E-ZI_WV/\:/*;U3_OL?XTRF331P1F29UC1>K,<`4`3>4WJG_? M8_QH\IO5/^^Q_C7.S^+;%&*PJ\A'1B-JG^9_2JS>*4?K-Y0](H2Y/T+$#]*? M++L!U$VV",R32Q1H.K-(H'\ZHO:)4B^Y`) M%VCW/)_^O5G=/J[F&VQ%:KPSD@;O;_ZU((KG5)3$V.[."3^M/&FVX_Y=[?_P`=J2BHNP');[!A!&H]`RBE M\IO5/^^Q_C3**`'^4WJG_?8_QH\IO5/^^Q_C3**`'^4WJG_?8_QH\IO5/^^Q M_C3**`'^4WJG_?8_QH\IO5/^^Q_C3**`'^4WJG_?8_QH\IO5/^^Q_C3**`'^ M4WJG_?8_QH\IO5/^^Q_C3**`'^4WJG_?8_QH\IO5/^^Q_C3**`'^4WJG_?8_ MQH\IO5/^^Q_C3**`'^4WJG_?8_QH\IO5/^^Q_C3**`-NBBBL@"BBB@`HHHH` M****`"BBB@`HHHH`****`"BBB@`HHHH`R[S_`(^G_#^505/>?\?3_A_*H*U6 MP!1110`4444`%%%%`!2$A022`!U)K/U'6K:P5@3YDB\%5/"GW/;Z=?:L)4U3 MQ(^78V]EGTP#]!W^I_\`K4TK@:%_XEB23[/IT9N[@\#:,J#_`%_#\Z@BT.[U M%Q,X[LH)_6I!;0# MI#&,>B"IT`HOJWFMLLH'F;U(P!3?L%W=\WMP53_GG'_G_&M15"C"@`>PI:5^ MP%>WL;:WQY<2Y'\1Y-6***0!1110`4444`%%%%`!1110`4444`%%%%`!1110 M`4444`%%%%`!1110`4444`%%%%`&W11160!1110`4444`%%%%`!1110`4444 M`%%%%`%:^GEMTB:)4(:9$?=G@,P''OS56'4)=C2S*AC:%IXU12"JCL>3D\CT M[\5H21)*H61<@,&'U!R/U%8>G[)K]D+!7&9FC0M\@Y7RW!)'\6<#`R,XH`E. MI7B.T;B`F'<\C*K?,H$9P!G@_O.N3]WISQ8M=2SYLEY)#%"(TE5R=@56+`!B M3UX'/'7&..W9HD\R,//,&25&&/+RA#-D\%>N1\J\=,:>CD?:)V\M%\ MU$F4C=D*Q?"G)/3!/&!\QX'<`S-2\0Z5#>,#>(^0"#%\X_,9JK_PDVE?\_#? M]^V_PK1UFXL8KUDN@A?`(#)NXQ]*SS>Z2/\`EC&?^V/_`-:MDM`'P>(-+G;: MMVJG_;!4?F:L?VII_P#S_6W_`'^7_&LZ4Z'>_)-;HIZ!MFT_F*KGPTHS+I.H MR0Y[!LC\Q_\`7IV`V?[4T_\`Y_K;_O\`+_C1_:FG_P#/];?]_E_QK!,/BF!@ M%D$RCNK)_P"S"@W7B&/_`%EO=-C^Z8S_`"0T;5$OV\M+ MNWM+<<$M*H8C\ZO6^F;I//OG\Z4]C]T5I=*&P,RTFTBT7$5Y:[N[&5,, M-IR3\N6S@<9%6Z*`*2Z7:#8?+=F5MVYI69B>.I)RP^5>#D<#TJ:"T@MGD>)- MK2'YB6)]>!GH.3P..34]%`&1?Q1R7;EXT8\#)4'M4`BC'2-1CVJU>?\`'T_X M?RJ"M5L!%+;PS#$D2,/<52DT:(-OMI9('_V3D?XUI44[L#,$.K1\+<12*.FX M<_RH\S5T_P"6$+_0_P#UZTZ*+@9+1:A?G9/BWA_B"GEJT+:UAM8]D*8]3W-3 M44-@%%%%(`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`VZ***R`****`"BBB@`HHHH`** M**`"BBB@`HHHH`*Q[.^N2UZ\FYU"-+;@[<,H+=,2&DSM7,F%B(4\8Q^\/3!^[SUS M=TRYFFGD667>&B24*0`8RQ<%>.PVCKSUYJTME:JL:K;0A8VWH!&,*WJ/0^]2 M1PQ0ES%$B&1MSE5`W'U/J:`,^\_X^G_#^505>,V=3^S2VJ;6C+K*#DG&`-I5F(!8X^7&,GK@5?,!'14UQ?1PV5K.MDOF7 M.-LP/XTS3=5M=1G18[95CE1GB8]6"D`Y&..O'K1S`,HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**U_)B_YYI_WR*/)B_YYI_WR*.8#(HK7\F+_ M`)YI_P!\BCR8O^>:?]\BCF`R**T[E!'`SPV\3N.BN=@_$X./RJOYP?2TO(;2 M/<\8D\N4A-H(SR<'^5',!4HI]MJ<5QJ*6OV)4W('^8C>`5#9*X^[SC.>O:F3 MZQ!$TBBT1B&*1<@;R)!&<\?*`S#GGBCF`VZ*@L[E+RSAN8P0DR!P#U&1FIZ@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`*/]EPO=7$TSM.MP`' MAE5&3`Z?PYP/3.,DFHUT:(13QFXG832"7)V91@<@C"\XP.#D8`%:5%`&*NT4 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110!6O[1;ZT>W>22-7QDIC)'IR",'OQ4 M-SI4-S!L=F64JJM.J('=0 GRAPHIC 8 nytaxfreeincomex4x1.jpg GRAPHIC begin 644 nytaxfreeincomex4x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M1@'/`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`[#6M8M]%M$N;I)71I!&!&`3D@GN1Z5B?\)_I7_/O>_\`?"__ M`!5'Q%_Y`,'_`%\K_P"@M7.Z3%$/"TTVRV\[SY%#2VOFD@(I`!`.WGN>.:WA M"+C=@=%_PG^E?\^][_WPO_Q5'_"?Z5_S[WO_`'PO_P`57/3>'[9(]/>*.]D- MX<^6"@*`)N()(QD]03CBIT\-:>)%\UKD+*+?8J2HVTR,Z\L!A@-H/%5RTP-K M_A/]*_Y][W_OA?\`XJC_`(3_`$K_`)][W_OA?_BJP(O#^GS21,C7?E%;C]_[X7_XJC_A/]*_Y][W_OA?_BJX_7=,M]/$#6[M^\+JT;2I(5*D]_P"^%_\`BJ\XHI^Q MB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E? M\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?" M_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7 M_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"_ M_%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>Q MB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E? M\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?" M_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7 M_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"_ M_%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>Q MB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E? M\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?" M_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7 M_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"_ M_%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>Q MB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E? M\^][_P!\+_\`%4?\)_I7_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?" M_P#Q5'_"?Z5_S[WO_?"__%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%4?\)_I7 M_/O>_P#?"_\`Q5><44>QB!Z/_P`)_I7_`#[WO_?"_P#Q5'_"?Z5_S[WO_?"_ M_%5YQ11[&('H_P#PG^E?\^][_P!\+_\`%5T&EZA%JFGQ7D"NL"1V) M]*\8KU7P5_R*ME_P/_T-JSJTXQ5T!5\?P2SZ)`L,3R-]I3A%)/(8#I[D#ZD5 MQ<%IXAMHFBM[?5(HV.62-)%!/3D"O3-8_P"/./\`Z^;?_P!')5^IC4Y8VL!Y M*+;Q&'+B'50Q8,6VR9)`P#]<<4/;>(Y'WO#JK-E3DI(3D$D?D22/J:]:HI^V M\@/*+.+Q!9NS1V-^24=!NAD.W>.6'H>G/M43V7B"1F:2VU-V<@L6CD)8CH3] M.U>N44>V\@/(KFPUZ[*FZM-2G*C"F2.1L?3-0_V+JO\`T#+W_OPW^%>QT4_; MOL!XY_8NJ_\`0,O?^_#?X4?V+JO_`$#+W_OPW^%>QT4>W?8#QS^Q=5_Z!E[_ M`-^&_P`*/[%U7_H&7O\`WX;_``KV.BCV[[`>.?V+JO\`T#+W_OPW^%']BZK_ M`-`R]_[\-_A7L=%'MWV`\<_L75?^@9>_]^&_PH_L75?^@9>_]^&_PKV.BCV[ M[`>.?V+JO_0,O?\`OPW^%']BZK_T#+W_`+\-_A7L=%'MWV`\<_L75?\`H&7O M_?AO\*/[%U7_`*!E[_WX;_"O8Z*/;OL!XY_8NJ_]`R]_[\-_A1_8NJ_]`R]_ M[\-_A7L=%'MWV`\<_L75?^@9>_\`?AO\*/[%U7_H&7O_`'X;_"O8Z*/;OL!X MY_8NJ_\`0,O?^_#?X4?V+JO_`$#+W_OPW^%>QT4>W?8#QS^Q=5_Z!E[_`-^& M_P`*/[%U7_H&7O\`WX;_``KV.BCV[[`>.?V+JO\`T#+W_OPW^%']BZK_`-`R M]_[\-_A7L=%'MWV`\<_L75?^@9>_]^&_PH_L75?^@9>_]^&_PKV.BCV[[`>. M?V+JO_0,O?\`OPW^%']BZK_T#+W_`+\-_A7L=%'MWV`\<_L75?\`H&7O_?AO M\*/[%U7_`*!E[_WX;_"O8Z*/;OL!XY_8NJ_]`R]_[\-_A1_8NJ_]`R]_[\-_ MA7L=%'MWV`\<_L75?^@9>_\`?AO\*/[%U7_H&7O_`'X;_"O8Z*/;OL!XY_8N MJ_\`0,O?^_#?X4?V+JO_`$#+W_OPW^%>QT4>W?8#QS^Q=5_Z!E[_`-^&_P`* M/[%U7_H&7O\`WX;_``KV.BCV[[`>.?V+JO\`T#+W_OPW^%']BZK_`-`R]_[\ M-_A7L=%'MWV`\<_L75?^@9>_]^&_PH_L75?^@9>_]^&_PKV.BCV[[`>.?V+J MO_0,O?\`OPW^%']BZK_T#+W_`+\-_A7L=%'MWV`\<_L75?\`H&7O_?AO\*/[ M%U7_`*!E[_WX;_"O8Z*/;OL!XY_8NJ_]`R]_[\-_A1_8NJ_]`R]_[\-_A7L= M%'MWV`\<_L75?^@9>_\`?AO\*/[%U7_H&7O_`'X;_"O8Z*/;OL!XY_8NJ_\` M0,O?^_#?X5Z1X-1X_"]DKJRDAFPPQP78@_B"#6W5#0O^0#IW_7M'_P"@BIG4 MDARX_$__6J)&M--NY6NKJ%)[V0;0<)D``*.O.`.OJ?H M*`(H]:\V::WCC@DG1E5!'<;E);=PQV_*1L.1@]NM2'4IUB:5K:/8'6$8F))E M+!,?=^[D]>O'2BWL=+WRVT#AI%559!<,6C`SM`^;*8R<8Q2M;Z6LSP/,OF%` M7B:Y;.!@[]I;KP#NZ^]`$4VM&!9A);CS8(99759,C*;#@''.0XYQ^%17FMW$ M-I<3);1!09TB8RDY>,,>5V],(>_7CWJ:2WT>:RC=YHS;G]`"76H/9Q1M-`I9XV.$? MJX`(09`SGGGVJE/K3_:?LJM;K*)8Q^YF\T[3*B,&&!M.&'KW]*O21:?(]O9R MO&\D)66*-Y3P,?\"H`N M6MR9K&.YF3R-Z!V5F^X,9Y-3UG^((XY=#NTE,@39G]VI8Y'(X`/&>OM5=(GE MBT:7[((6CE.Y$7`C7RW'3L"=O'O0!LT5@:OB[\]HXGN#Y316I2(MYMHA.Q@FAD)B*C`*E,$'&?XCWK M1K-NO^1@T_\`ZX3_`,XZTJ`"BBJNI;S82B+S1(0`ABSN#9X_#.,]L9SQ0!:H MJII?F_8(Q<;_`#QD2;\_?RJ7#0:7?20R`30P.XZ$J0I( M./PJY7)W,:0RZ\L,#%'LY7>:2(JRL=WRY(&X'G!']V@#I;,.MI$)96F?;DNP M`)S]`!5*?4+BQ@>2^%JA>;RX,R[%(/(W,W;WK0M_P#CWC_W!_*DN+>. MYC\N4-C.058J0?4$8(H`RFU_Y7*6N2+7[6%,@&8]N1VZ[LC'XY[47.OBS1UN M8HHYXW8,AGP&`56.TD#<<,H`P.?SJ74=/LVMVBK(TRU"!560$/OWB9PY/`Y;.3P`,$]AZ4`5?[7E!+&T#1F26*+9(2SNF[C M;MXR$/?K^=1MKZK-%#Y<+R.@8JDV222P`0$`L@"(ZHZZ3]L,*-( M75/*60\%F"X)*@@\\@BF2:R87B2>.!',PA=//^;<2H&P;?F'S`GIBGW.GVDE MO_9@=T,K"8Y=F9@CJ3\Q.?09SD9XZ4L6G:?<*KQJ[B.0@GS7^9D?^+GYL,.^ M:`*CZQ=2KM@B0%)U660MC"F=HP`,')PASR,9XK5@-T9I//6(1_P;,DGYCU_X M#M/U)]*A?2;)W5S$05??\LC`$[R_(!Y^8DC/3-7J`,ZSEG_MB_MY9VEB1(WC M5E4;-Q?(&`,C@=%XP M>Y1_;M^-`%NBJ]BEPEJJW;[YNI+-9SW40C\E,;)))-J.-H.2<'` MYQWZ&HK359+Y$-I!"[?,9"9CL`#%DN-:87)M4:W$HFC`\J82':951@PP-IPP]>_I5W^Q['$0 M$3A82"BB5P!@[@,9Y`/0'@=J5=(LED5_*8LGW=TC$+\P;`!.`,J#CVH`O444 M4`%4-"_Y`.G?]>T?_H(J_5#0O^0#IW_7M'_Z"*?0`UC_`(\X_P#KYM__`$V*:VG7VZ5$649G>5V:4&.9-Y955<\'H"< M#OUXKH:*`,,6UWY\UX;1V$LCXMBR9`*(N3SCJAZ$\-ZU.8;F`6C>1)-2W0$@@9JS10! M#:"9;6-;A464##!&++^!('\JFHHH`H:C9?:;NPE\E'\B5F+,!E048<9_VMOY M#TK*ATB:"WMXULT#_9HD1D*XMY1G>_7ODR7+ M*WRY\PR[HCGU`S@]JNZK9O)?QW,5BERWV>2(E@I`R5(SDC(P&&/?L#FMBB@# MEFTN\>SA22Q#R".X2,@HH@9I`8V`W'``'8DC&*G&F7PO869!Y0N'D#!0S1YF M9\YW#&Y2`<`G&1BNBHH`****`*%I;7":I>W4XB"2K&D81B3A2W)R!C[P]:OT M44`%%%%`!1110`EE[_X&S?_`!5%%%V` M?V3;?\]+W_P-F_\`BJ/[)MO^>E[_`.!LW_Q5%%%V`?V3;?\`/2]_\#9O_BJ/ M[)MO^>E[_P"!LW_Q5%%%V`?V3;?\]+W_`,#9O_BJ/[)MO^>E[_X&S?\`Q5%% M%V`?V3;?\]+W_P`#9O\`XJC^R;;_`)Z7O_@;-_\`%44478!_9-M_STO?_`V; M_P"*H_LFV_YZ7O\`X&S?_%44478!_9-M_P`]+W_P-F_^*H_LFV_YZ7O_`(&S M?_%44478!_9-M_STO?\`P-F_^*H_LFV_YZ7O_@;-_P#%44478!_9-M_STO?_ M``-F_P#BJ/[)MO\`GI>_^!LW_P`5111=@']DVW_/2]_\#9O_`(JC^R;;_GI> M_P#@;-_\5111=@']DVW_`#TO?_`V;_XJC^R;;_GI>_\`@;-_\5111=@']DVW M_/2]_P#`V;_XJC^R;;_GI>_^!LW_`,5111=@']DVW_/2]_\``V;_`.*H_LFV M_P">E[_X&S?_`!5%%%V`?V3;?\]+W_P-F_\`BJ/[)MO^>E[_`.!LW_Q5%%%V M`?V3;?\`/2]_\#9O_BJ/[)MO^>E[_P"!LW_Q5%%%V`?V3;?\]+W_`,#9O_BJ M/[)MO^>E[_X&S?\`Q5%%%V`?V3;?\]+W_P`#9O\`XJC^R;;_`)Z7O_@;-_\` M%44478!_9-M_STO?_`V;_P"*H_LFV_YZ7O\`X&S?_%44478!_9-M_P`]+W_P M-F_^*H_LFV_YZ7O_`(&S?_%44478!_9-M_STO?\`P-F_^*H_LFV_YZ7O_@;- M_P#%44478!_9-M_STO?_``-F_P#BJ/[)MO\`GI>_^!LW_P`5111=@']DVW_/ M2]_\#9O_`(JC^R;;_GI>_P#@;-_\5111=@']DVW_`#TO?_`V;_XJC^R;;_GI M>_\`@;-_\5111=@']DVW_/2]_P#`V;_XJC^R;;_GI>_^!LW_`,5111=@']DV MW_/2]_\``V;_`.*H_LFV_P">E[_X&S?_`!5%%%V`?V3;?\]+W_P-F_\`BJ/[ M)MO^>E[_`.!LW_Q5%%%V`?V3;?\`/2]_\#9O_BJ/[)MO^>E[_P"!LW_Q5%%% FV`?V3;?\]+W_`,#9O_BJMP0QV\$<$*[8XU"(N GRAPHIC 9 nytaxfreeincomex6x1.jpg GRAPHIC begin 644 nytaxfreeincomex6x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` MC@#K`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`WJ*R+@74FL,L#2X01'(DPBC)W97/.0/2F1RO]FANQ<2&Y>55 M:+?E>6P5V^PSSUXK6X&U16#`TTE]L9[A%DN)4+F8[64%OE49X/3TZ4I5X]+N M9%FN&?[1Y8_?-G`EQ@$GCCBBX&[162H+SQVTSW%O&(BX5IOG9MQSE@><#'?O M26ES(T]IYDI*%9AN)P'`90K'\*+@:]%8[S2--)$TSI$]YY;.&P57RP0`>V3_ M`#JU8,1<7,"RM+%'MVLS;B"1R,]^Q_&BX%ZBL6WD=%AF6XD>:2Y9&C:0D%=Y M'`/3`YX]*(KM[:..ZFD=HF,R,"2<$.Q7]`1^5%P-JBL.83I+:13-<.QA9Y!' M/L^;&.[=;BX)CN4C7=,Q`4F//4^Y_.GSRL8KRX-S(D\#L(XP^!Q]T;>^>.OK1< M#9HKG[ZZN8&U&0RN(R`@`)_=ML!!'IDDCZXK5MK9XKVYF8(%EVX"GTSR>!Z^ M_P!:+@6Z***8!1110`4444`%%%%`!1110`T(H"^T;OSJ6B@"/R8L`>6F`V\#:/O=<_6E\J/:5\M-I;=C:,9SG/USS3Z*` M(YH(IUVS1)(O7#J"/UILMK;SA1-!%($^Z'0''TJ=49SA5)/M5:>_L;7(N+ZW M0CJH?<1^"Y-`$A@B*.AB0J_WEVC#=N?7H*6...%`D2*B#HJC`%5K;5],NI&C MANR[*C.<1,.`,GK3UU+3W.%O%!/]Y&'],4[,"2.V@BD:2."-';JRH`3^-*8( MBFPQ(4SNV[1C.:DC`F7="Z2KZQL&Q^5%("&:VM[C'GP12[>F]`V/SIW MDQ'_`)9I][?]T?>]?K4E%`$26T"*52"-59MQ`0`$^OUIQBC,;1F--C9W+M&# MGKD4^B@"*6WAF96EAC=E^Z64$CZ4ODQ>4(O+3RQT3:,?E4E%`##%&0P,:$,P M8_*.2,8/UX'Y4UK>%Y5E:&-I%Z.5!(_&I:*`(VAB=75XD82P]OY_2L*KC&^X&I<7MSJ^F MWMM))AU7SHE3Y1\N=RX'7Y23^%H[C\1Q6;K-FMCJD MT49S"3OB/JC#*_H:UAH[`6/#G_'Y#[1'TW'AQ^/?\`&L>BDTGN!VD$T-U#YUM) MYB=QT9?8BGUQUI=36H6WG1`*Z\21_P!T^H]C64HV M`FHHHJ0"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*S];OC:6PM MXCB:<98C^%/_`*_\OK6B@!;YCA1RQ]`.37'WUTUY>2W#<;VR!Z#L/RJHJ[`K MT445L`5+JL?VO1H+D3)ZE#RI_`[A^515=TS9+,]G*0(KM#"2>Q/W3^# M`4GIJ!G^'/\`C\N/^O67_P!!-/HT&-XM1NXY%VNEM,K`]B%.:*;W`****`"K M-A>26-TL\?..&4]&'<&JU%(#M@R21I+$=T4B[E/MZ?4=*6LGPYLZY_P"^6KF:UAL`44458!2C@Y%) M10!K>7OU0Z@H^6\L96;VD5<-^N#^-9-;&CSQFRO;>0X98I)8C[E2I'X\?E6/ M4H`HHHJ@"BBB@"]HLWDZM;DGY6;8?HW']:ZDC!(/45Q4;F.177JI!%=Q.,7$ M@]&/\ZRGN`RBBBH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`,_7U+:1 MD#[LRD_3##_"N8KL;R'[1I]S"/O-'N7ZKS_2N.K2&P!1116@!1110`4444`% M%%%`!1110!)!'YT\0^K$_K7+Z!#YNK1,1\L693^'3]<5 MTM93W`****@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`5&*.&'4'-Y[K^/\ZJ+LP.0HIS* MR,58$,IP0>QIM;`%%%%`!1110`4444`%%%7](T\W]S\^1!'S(WMZ#W-)NP&O MH-K]GL6G<8>X/R^R#_$_RK1I6()X`50,*HZ`#H*BGF6"(R-D@8``ZDDX`_,U M@W?4"2BJ;:C"BQ[U=6>01;,`E6SCG!QCD<^XH@U"*>141'#-RN<BHC< MP`*3/&`V"/G'.>GYX.*%N8&9E6>,LA"L`XR"3@`_C0!+14:SQ,ZHLJ%F7(^9]SYQ\WT]:9]OM M?,E0SQ@1`;V+#:I)(P3Z\4`6:***`"BBB@`HHHH`****`*6J:8NH@RQ$)=@= M^!)]?0^]X@85U.'7\>_T-5&5@.,H MK9NO#TZ$M:2+.O\`=^ZX_`]?PK+GMY[=ML\,D9]'4BM$TP(J***H`HJ[;Z5? M7/,=LX7^^XVK^9K6M-!@A(>[D\YA_P`LX\A?Q/4_A4N20&5INF37[Y7Y(5/S MRL.![#U/M73QQQ6\"P6Z;(E]>K'U/O3L_*JJ`J*,*JC`'T%%9-W`*BN(_-@= M-BOD?=9BH/XCI]:EHI`9(TAP`ZSLDC2*[*&W+PP/5@23@#GO@4Z;3)!<&6U8 M1'(`^<].<_KCY>GR^]6FN_\`3?LR",D#+;I,'\!CG].M16.H_;&"B+:<;CSD M`%5(_$[OT-+0">]MS1]*I?V;,)8L2`Q(PRH;&0'W`\J2 M3Z\C..O-:,\H@A:1@3CH!U)/`'YU$;KR(@UX$B).`$8N,>N<#'\J`,^72;AD M91*N"60*"%_=D8`R5/(Y[=ZE?3I\(4:,E'=\$D`YE5QV]`1^-6OM]MF0>8?W M9(;Y#USC`XYYXXH^WV_9G;Y`YVQ,<`G`Z#V/'7@T:`5+/39X)K=I)`R1JN0& MP`P3;P-N2.3W'7I0VGW#@H?*"K,\J$,B' M\33?[/NANV^4&5$2)Q(:L1ZE$2_F#9M8J`,L2=SCH!_L$_ MGZ4Z74[:.!I078"+S0`A^9>.G'N/IGFC0"W2U474(-[*Q*D,!]UN`0#EN/EZ M]ZDANH9VD6)BS1G#`J1W([]>01^%,">BJ4&J6\MLDIWJS!3LV,6R1G@8R>AY M'H:>NH6K,P$O"KN+;3MQC=][IT.:+@6J*IV^H13RM&`ZL'**"C9.`I)(QQ]X M#FKE`!1110`4444`%.6611@.<>F>*;10`C!&^]#"W^]$I_I3E.W:HWTM M&N!*K*F)`^%3L,''USGG_:-:%%%@(KB$3PM&21G!!'8@Y!_,5GOHYD#EYDWR M.S,$1D4@@`@@,#SMSU[FM6BBP&=+I0D7'G$$%R"`1@M(''0YX(Q_A2'2_P!V MRB5.#CO6E13L!E2V$MONFMV:24L2H"CC)D/.6'_`#T] M>PI(M&(0AY@2UMY'W.1\JCKGI\N<>YK6HI6`SCIKF2=S.N;C`E'E]0`!QSQT M/KUJ:ULA;RROYF[S`1C&,?.[?^SX_"K=%.P&;#IDL2Q$7*&6)41&\KC"AAR, M\_>/<=J!I""#RO.;;NSG'/\`JO+_`/KUI44K`4(["43^:\Z%C+YC%8L'HHP# +G@?+SUJ_113`_]D_ ` end GRAPHIC 10 nytaxfreeincomex26x1.jpg GRAPHIC begin 644 nytaxfreeincomex26x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M0`"0`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`HHHH`***I/>O%?O`\+/%L5P\8W%U6G=8T9W8*JC)8G``H`=14%K=PW:.T#$A&VG*DO;6B^8L)Q-+GY5/]T>K?R_2KU`!1110`444 M4`%%5H+^VN9GB@DWL@R2%.WK@X/0\U9H`****`$8D*2!D]AZUD7]VVEP&0@3 M:A=N(XHUZ$]A_NC))/N>F:O7-_#;L8QNEE`R8XQD@>I[*/WM_P#V MU;JN3(+2QB=2W)ZMG(Q]>>N.U`'9Z=9_8[8([^9,YWS2'J[GJ?Z`=@!63=^= MKVJ-:P2!+"S<>>_7S)/[H[<=>>,]C575-1U."UDM8KI)KF5U@C9(\,TA^^!V M`''/X?2MHM[/I4=U:"6%[>U!4.$P-XY=NN2!G'N2!QF@#L(8D@C$<:X4?J>Y M/O4.HS/#:%HV"NS+&&/1=S!<_AG-8%AK6IRR:?'.8E>8--*I3!6$=&8YP,\8 M%:5])%J-K*))!%IRJ3).3CS,?W?;W[]J`,75IFMH%DLIKC[;?N(K;]Z6+)W8 M@Y').1C&,CI2OK'N3[FK--D(_B)SQQTXH`ZZBN:CUV:>UGU0RB"QC8B&,1[G MG"_>/M_3J::VL:G!;1WLHA;?$]PUK@CRXP/E);!Y)(_7TH`Z>L#6[FXOKP:+ MIT@CD==]S-_SR3T^IJM/KE_IVEB_OWB,LT99+1(_N9(VDG/3USZUGZ&FJ[8[ MBUE+37,_F7DK1`*J#JI9NI]EZ&R3^=8?ABSGU+4IO$%^ MA4R9%LA_A7ID?AP/Q-=!J%Q-`;80*A\R8(VXXXP3Z'TH`<-/M!/#,($$D"E8 MR!]P'K@5%_8NF^5+']CCV3,&D&/O$'//X]JIQZV\,$QGMW8J)6B((S)MDVD8 M[X>V-O.`W[MSZ=#G'3\*`'RZ99S7/VB2!6D*A"23@J.@(Z M'\:K3^'=+N'4RVV54Y$8D8)G_=!Q3;:^>VM42Y)EF'DAFW#DR-MST'UIUIJ, MQA+7,:!C).HV-V1F'I[?UH`MSZ?:7%F+26!#;C&(QPO'3@4VXTVRN5B6>VC< M0C"`C[HQ@CZ8[52EUJ1(GDCLF=0(P/G^\SXPO0^O)_G5K[4\FE_:)(I+=R.4 MS\RG..X_I0`P:'IBVSVZV<8A=MS(,X)SG\O;I4[Z?:272W+VZ-,JA`Q'0`Y` M_.FV5X]S<7,4D*Q&%]H!?+$=F(QP#VP3^E5SK&["10;YN%9"^`K%RH!..G#' M..@Z4`2#3=.M$D"6:XF!5@L9;(/4>PJ#RX88'MX=&N)(Y5VN/D^88P`2S@U+ M%JRO$S-%M9-P==V<,K["`>_(ZTR;59XRS+9KY0F\GS'EVCC.2<`X&<#ZGMUH M`JR01M$B2>';AE1@X!DB/(X!/S\X]ZI76H3:;JWV]M/NX+*<;;Q752H/`#C: M3SV/K765'-%'/"\,J!XW!5E/0@T`5-/U#3[A5ALY4&%R(L;&`_W3@U?KGX-* MN[%3:-&M_8`YAW/MF@]@3^AR"*V[99%MHEF.9`H#'.$,-CI@D]'(+#\2!4L=O''`8 M1O9",'?(SG\R2:EHH`J3:;:32Q220Y>+;L.XC&TY7.#S@^OOZFF2:192QNCP MDJ\AE(\QOO'.2.>,Y.0.#DU>HH`K&PM3`T)B_=MMR-Q_A``(/8C`Y]JD^SQF M#R6#,G^TY)ZYZDYJ6B@"O#9P03R3H',DGWF>1FXSG`R3@<]!4*Z9"6NC*-WV MB42'!*E<``8(Y'3.?4FKU%`%%M)L72)&@XB)*_.V>3DY. GRAPHIC 11 masstxfreeincfndx1x1.jpg GRAPHIC begin 644 masstxfreeincfndx1x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@# M8`)+`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`QJ***[0"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`K5NK6S>Y1$:2&9T0M$L>Y=S*#@< MY[]*H6\J0R>8T0D(^Z&/&?4CO]*V$#:;IYU*X):_O,^3GJ@/5_KS^M3)@9^I M06UI)]GA=I9$_P!9(>`#_=`![=Z-.TN:^RX(CA4[3(P[^@]3_DU%86YSZ9H=]D!D2J$E=%<.JL0&'1AZTB M(SL%12S'H`,DTVMC1U5+*XGW[`CKYS`X;9@G:/=C@?A3;L@)DTN&ZFL[)EFA MNO*#2;(@1@DG)R1@@'&>:CD@%Y=_V9I"X@7_`%DI/W\=68^GH*W(VGCTU8;B M5_MFI%RBY_U0*D@#T'3\_:L[4=N@Z0NGQ$?;+D;IW'8>G]/SK)-M@8M^+2.3 MR;3,@3AIB?OGV'0"JE%%;(`HHHH`*M6%C-?2E(QA5&7<]%'^>U16\$ES<)!" MNZ1S@"MS4[[^R8AI6GL`4'[^8#YF<]<'M4M]$!C7UN+2[D@602;,`L!CG'(_ M`\?A5>EI*H`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*E@@EN91%!&TCGH`*DL+ M*2^N!%&0H`+.[=$4=2:LWE[%'&;/3LK;]'DZ-,?4^WH*3?1`7=%T:VN+X132 M^>T8W2"+[B^Q;O\`0>_-:\]X+JSFNK6*&1_-\B)V0$0H.K$GH._XBJDZ_P#" M/^&Q%]V\O/O>JCO^0X^IKE*S2YM0.XMW2W"_9XH4FU"3$?R8^0#ER/?D@>X] MZ)H[&&]NKV6"(1VZ[6&T8]E`Z;CG/L,#N:XDNY()9B5Z'/2C]2:7:31R,9XS::7""&2<`&4^ MK>_`^G05R99FQN).!@9/2G23RRJ%DE=P.@9B<4FVN;>%1+=MOEGS`[0BS@>\U":VA\N%=BIL&!Z*/?U],@=C36TVWNVTZWG@@A^3 MS7"`*7.,[!W/N:XW>VW;N.W.<9XHW-D'<YM(7>V&^ M"R1!E0>`&Q^>/_K4MNMO*LTCV4-S?6D:Y$2_*78GC`X.WC)^OI7,0?9@`TLT MZMW"1@_KN_I4Z-I2]?MW/!PR#(I.('4:7$D$?V^Y-LMY+^YC*@!,^G'4^N/3 M%59(5UI'T_)AEMFWR2O"`S,<\!0>G/7/I6+YFCD!?^)B`.GSHYEAGMTVREX\LZ^I"GZ\BDU9W`Y>1/+D9,@[21D=#3:MW6GRV\?FJ\<\& M<>;$VY0?0]P?K52MD[@%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!1110`4444`%%%%`!1110`444Y':-U=&*LIR&!P0?6@! MM%6_[4U#_G_NO^_S?XT?VIJ'_/\`W7_?YO\`&EJ!8N9/L.FQV<7$EPHEG;O@ M\JOY<_C5SP[IT8SJE]A+6#E2W\3?_6_G5)M1@FD$UW9^?/M`9C*0&P,`D?AZ MTEQK>H3L"MPT"*,+'`2BJ/H*FS:L`W6-2?5+YIV!5!\L:GLM4*M_VIJ'_/\` MW7_?YO\`&C^U-0_Y_P"Z_P"_S?XU2TT`J45;_M34/^?^Z_[_`#?XT?VIJ'_/ M_=?]_F_QHU`J45;_`+4U#_G_`+K_`+_-_C1_:FH?\_\`=?\`?YO\:-0*E%6_ M[4U#_G_NO^_S?XT?VIJ'_/\`W7_?YO\`&C4"I15O^U-0_P"?^Z_[_-_C1_:F MH?\`/_=?]_F_QHU`J45;_M34/^?^Z_[_`#?XT?VIJ'_/_=?]_F_QHU`J58LK MR>PN5GMWVNOY$>AI_P#:FH?\_P#=?]_F_P`:/[4U#_G_`+K_`+_-_C1J!9GU M2WD\YX[+R99D*/LD_=G/?;C\>M9=6_[4U#_G_NO^_P`W^-']J:A_S_W7_?YO M\:$K`5**M_VIJ'_/_=?]_F_QJ.>]NKE`D]S-*H.0KR%AGUYIZ@04444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444` M%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4 M444`%%%%`!1110`4444`:]A:QWNEM"%07)D)B:<@S2R2$="[$ MX_.AYI7C6-Y'9%^ZI8D#Z"G8#1F0"[B*PQX-GO(\L8)\LG.,8ZT:5:PR0N)C M&)+G,4&\'.<=1QZ[1^=9_P!HG\GR?.D\K^YN.W\J!<3@(!-(!'R@W'Y?IZ4K M.P%F!,Z9=@Q@NLD8!*C<,YR,]>PJDRE6*L""."#VJ9+RYC+%+B92YRQ5R,GW MJ)F9V+.Q9F.22&)MHA4&L]Y'EC M&?+)SC'K69)+)*099'?:,#I:@GE1CRXF(4Q@A2,=L5E&60Q"(NWE@Y"Y MX!]<4Y+F>.0R1S2([=65B"?QHL!?=8LZ?/);9=\F2*-<;U!X('N,_E4.IQ;' MAD#H\Y"L0C)&3U4?SJKY\IF\TROYF<[]QS^=$LTL[[YI'D?\`O.Q)II`1 MT444P"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**** M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH` M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**** M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH` M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**** M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH` M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB MB@`HHHH`****`"BBB@`HHHH`**UO#4LD>KHB2,JNK[@#@'",1FJJ6_F0&\NY MG1'WC\QU"93'&0&SU&?2E.G6B6]M/+?,D M&9=I/X9-"=P&4444P"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH` M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@#3\.\:O&Q^ZB2% MCZ#8::LUO=:5%:RS""6W=F1F4E65L9'`)SD>E0&_N3!Y/F`)M"':@!*CH"0, MD?6JM3;6X&W9WULEY:(TP2WM89%WLK?,S!LX`!XR?TJM;/`FEWT#7,8DD="@ MVM\P7/M[UFT4J/')J5Q+#*LD%HGD1"`F<8(SR>16711R@:MM>1Z9$ZPRKF/?-9M%.W4#??4X8H[2+STGMO($-Q"%8' MJ>02!TXQ6-=1Q13LL$PFCS\K@$<>X(ZU#10HV`****8!1110`4444`%%%%`! M1110`4444`%%%%`!1110`4444`%%%%`&IK>C-I+QXF\Y'R-VW;@CMU/M68!D MX%=7JG^FWFJZ>>77;/#QW"C8'XT?3)I#EY'G8_4N*;;WY8JL.DVTD M2X##R2[$=_F]::;MJ!D45T":;:Q>);BUV!T1"\,3G`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` M]`*2N!2HK9U*)9-+@OS:+:SB4Q.BIM5N,@[:LK86NJ+#J""."!!B\11M"E1V M`]:.8#G:MZ79?VA?QVOF>7OS\VW.,`GI^%/G2;4[N:6SLF\L'A(8N%';..]7 M/#]O-;^(;9+B*2)BKD!U*G&QN>:&]`*LMKIJQ.T>I.[@$JIMB,GL,YXK/K0E MTQ8XG<:C8OM!.U9"2?8<5?\`-M;'0=/N/L<$US)Y@'F)D8#3`\W3.=O:JE:N@]=1_Z\9?Z5/8_98/#LEW-;Q32K<[8]XZG: M.#ZCJ<4F[,##HK99H=1T:ZG:VAAGM60AH4VAE8XP138$M[#2HKV:!+B>X9A$ MD@RBJO!)'?FCF`R**U;=O[:OK:T-O;V^YCEX8]IQC)]N@ISZM;)<%(=-M&M5 M.`&3+LOKNZYHN!D45T%MIT$/BBWA55EM9E\R,.-P*E"1GUY_E4=K>6DVI1V2 MV%N;21Q$&V_O,'@-NZY[TX!DM[$M\N<;SNPH/UHY@,>BMRSDAUAY+26TMX9"C-"\";2&`S@^HQ6 M'33`U(]-M1I]O=75\T/G[MJB$O\`=.#SFJ=W%;1.HM;EIU(Y)CV8/YFM:2T% MUX?TO-U;P;3-_KF(W?,.F`:I6UHD.LV<+307*/*FXQGGUYIN5@.;HK=L[ZTN=0 MCLSI]L+25O+4[/W@SP#NZYJ*PL8(KF_ENE\V*QS\A.`[9PH-'-W`SK&%;F^M MX')"RRJA(ZX)Q1>PK;WL\*$E8Y&0$]<`XK8TK4(+O5;>.XLK6(&0&-X4V%6! MR/J.WXUE:I_R%;S_`*[O_P"A&A-W`JT4450!1110`4444`%%%%`!1110`444 M4`%%%%`!1110`4444`%%%%`&[K%TUEXMDN4ZQNAQZC:,C\JDUJ.#3;%X;9@P MOI/-!':,RGU&*X39)]@E.W(/IZ M5!X8_P"1@M?JW_H)K*HHMN!KZ*%N+34+$,%EN$4Q@G&XJ0VOB%2\ ML<-JRGJ?S`KEJ*'&^X'3,/$RL1YS;!_RTWIMQZYJCH3M<7MXCN# M-=6TJ*6.-SGFL>BCET`V='ADTWQ%:K>+Y39/!([@@?K53B7!91O M'S`$X'07RW$>A-'JY_T@2#[,'8%\?Q9]JY^BBA*P&KIW_(!U?Z M0_\`H=7;$7?]B0_V/M\XLWVDH1O'/R]>V*YVBDXW`Z+48[@^'88IYVN+DW>& M&_>5)4X7/^>M.6ZM]':+2Y%5XW'^FMUY8=`?:N;HIRP0W$L8." M&C/\]:M>'[B:Y\0VSSS22L%3Z)!!I=P4N;=F#P@@%U)R",^E5;ZYU:VDM6U.1BJRB18R5 M)RN.>/K6+12Y=0.LO)-;GN&FTNY::TD.Y"C+\OL<],5S^J27;WA6^D\R9`%) MR#COC(^M4Z*%&P&KH/74?^O&7^E'_,IG_K^'_HNLJBG;4#5T[_D`ZO\`2'_T M.I88AJNC06T#+]KM&;$;,!O5CG(SW!K%HI6`V+*"XT/4K6ZOH3''N(/()P00 M3@?6D?P]=FX(@V/;$Y6?S!MV^I-9%%%GN!TUIV2<02W$C^5(3@! MPQP,^^:YJBAQN!TR_Z[I_Z$*U(7BDU#5["5PGVIV",QP-ZN M2`:P**IJX&_I.BW%MJEO+?*L,22+@LX^=L_*!CKSBLK5/^0K>?\`7=__`$(U M5HH2=[L`HHHI@%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`>E?V9I__/C;?]^E_P`* M/[+T_P#Y\;;_`+\K_A5JEKCNP*ATS3_^?&V_[\K_`(4Q].T]5R;&VQ_UQ7_" MKU9.MW9AA"*<,YQ0Y-(#'U/['!"\BVL`[#$8_P`*S=+CWS/)M49AEP,?],VK M3NX%N(`">!4$2K;2-C^&"4X^D;5BI29>ABS0G;@8!]0*IO&R$EI3[`&HKF^F M:0X.`3TJ`W193D3=\LK#_`($:K-/,#_K7_P"^C0[Y-1DYJDV2 M3)/*3DRO_P!]&I%GD/+2/_WT:JJ<4;J+L"U)=2=`[#\::D\I_P"6C_\`?1JO MU-3J^%P!1=@AWG2@\R/_`-]&A[B7;Q(W'O4>X]Q0^`F:5V464F=E'SMGZT\2 MR`X+'\ZJ!L*"*G20,N.]2VQD[,^T,&;\ZWO#L(DD!EC213_?4-_.LBP.\-$X M!!Z5U&@P8X`P,@TN9C2.@CTZQ91FRMO^_2_X4YM-L,?\>5M_WZ7_``JU&N%H M:M+NP^I0_LVRS_QYV_\`WZ7_``IITVSSQ9V__?I?\*O&HSG'!J&WW-$4GT^R MSQ:6_P#W[7_"F?8+/_GT@/\`VS'^%72N3497![U%WW'9%4V-GVM(/^_8I'L+ M/'%K`/\`MF*MG`J(DYHYGW'9%-K.T`_X]H?^_8I!96I/_'M"/^V8JV4SUZ^U M(H'KS4W?<=D5OL-J<_Z-#_W[%#6-IM_X]X<_]'_`+X%6B0`1473D4N9]PLBD]I#N($$?_?(JI+!&.D* M#'^R*V&4$9Q5:6$.O%"FUU!Q1ARQI&P=5!0]1Z4Q51\X`R#TJQ=Q%-Q['L*H MJ!GJ:U4GW,6K,NP1*S@;5^A`J^EK"!AX8_KM%9L+X(WC(]:V+:19(@&'2IDW MW-:;1&^GV[+E0@/TIUM'':R`2VL$J^K1@U%+=IYA3&TBFPWP$FQSN6L^=]SI MY$UJCJ;.VTRZBW+8VN1U'DK_`(58_LO3O^?"U_[\K_A6#:3FWE#QO\C=JZ.V MN$N(PRGGN*Z83;1PU:?(_(B_LO3_`/GPM?\`ORO^%']EZ?\`\^%K_P!^5_PJ MW15W9D5?[+T__GPM?^_*_P"%']EZ?_SX6O\`WY7_``JU2T78%3^R]/\`^?"U M_P"_*_X4?V7I_P#SX6O_`'Y7_"K=%%V!3_LO3_\`GPM?^_*_X4?V7IW_`#X6 MO_?E?\*MT478%7^R]/\`^?"U_P"_*_X4?V7I_P#SX6O_`'Y7_"K=%%V!4_LO M3_\`GPM?^_*_X4?V7I__`#X6O_?E?\*MT478%3^R]/\`^?"U_P"_*_X4?V7I M_P#SX6O_`'Y7_"K=%%V!3_LO3_\`GPM?^_*_X4?V7I__`#X6O_?E?\*MT"B[ M`J_V7I__`#X6O_?E?\*/[+T__GPM?^_*_P"%6Z*+L"I_9>G_`//A:_\`?E?\ M*/[+T_\`Y\+7_ORO^%6Z*+L"I_9>G_\`/A:_]^5_PH_LO3_^?"U_[\K_`(5; MHHNP*G]EZ?\`\^%K_P!^5_PH_LO3_P#GPM?^_*_X5;HHNP*G]EZ?_P`^%K_W MY7_"C^R]/_Y\+7_ORO\`A5NBB[`J?V7I_P#SX6O_`'Y7_"C^R]/_`.?"U_[\ MK_A5NBB[`I/I>GX_X\;;_ORO^%`TS3\?\>-K_P!^5_PJX1D&HMV*+L!:6DI1 M2`:S!%W'I7&^(KW?/\I^5:W]7N-JB,'&>MU0YI%JFV9P! MSTJ0$]A6FNG]\4[[%CM4NHBU29G")F'0TC0MMZ&MI+;Y>E2K:KCD5'M2_9'/ M*ISM/2G`'=P>*U[JQR/E&*QY8GB;D&M(R4C.4'$OVC+YB8/(/2O0-"A*Q[B. M".M>;Z>A:Z0\\&O4]'C9+.,,,$BBVH1-$<"F,>:G%2CIS2] M^*3"YE7MMOBX&>:QYH&0X8''8XKJ70*,^HX-5)M&3&87.1V-7 M.%/`J2.3`P:FQHI-;%6WM)8K3GYCGM5^PGDA(8<'N/6DB*@X7.2]8TSEY0C'DXK5O8_,BE9NHY%97E MABDH;E:S*+%Y,9)Q&!]T8J&)A'=LH/S-;SDC_MDU0-<8N'EQN%+8D2W[R/Q^ MXF_]%-4KRA1ZFD)`&"U+,X13NQ2GI1NSQQ]!28/N*$!&XYZ4;,=JD[XQ2LIQQUJ M@N1JVP\U,K+C=FHB#CFH94<@A6P#3`TK&^@BN@K/@N,`5MA@PR*\^D5UD&XD M.IX-='H>ICRO)G<;@>"3UK:G)6L858.]SH**175ERIR#2YK4Q%HI**`"BD9U M498@#WK-O-35#A",>M`&B\BI]XBH_M*#UKGGU,&0`L#D^M:*MF('UJ;CL:B. MKC*G-.K&$[1ME#BKT%\CC#\&FF%BY12!@PR#D44Q"TAI:2@`I:04M`!1110` M4444`%%%%`!1124`+1110`E%%%`#*HZF?W6*NYJEJ?$6>U)[`C!F;(93Z8K" MD3!8YX!K6HKICL<[W)F<'I33ZTP]<4UI2*;8T@D).?2HN!T[4I?(J-F&:ELH1CAJ' M88%(3^E)W`/>I&.3U/4\5*@`&>U,`!;K4BGD+Z4`*%YW'KVIDKA5-.=N.:SK MRX"YHN!7O9R1\W3TK+GNB2$7K3-0O.<9^=NP[5!&=L9DD/&*121=B<*FYR/J M:<^IQVR[ECW^G:LE[CCS).<_=055MVEU";:`0[=!38;9(;88X<<"KUM&(G*JOS$=_YU$BDBUG:/W0>1NA8 MU$PG+'/EK^M3F-B.9"Q]N*3R?1B?K4M`1;#@9DW'ZXI<8[,?I4H0KW7/^[2$ ML!U'X4K6"XT$#L?QI0*3J._S5*]U".V4C<"U8,>O3F'RGQN_O"L M>^>[F)8)(P]A6O.NAS\C6YI7^LEB?FK!N]29R1NIHL+Z?ED\I/[TAQF@Z)+G MYKB/\ZER0TA-,=[J_ABY/S9/T%=I++@;1T%<]H6FM9SR2RD;L87FMI1N;KQZ MGI1<3$:2G1R9-.:-3P2,_6D6`CD4`6H9GC^X?PJ_%>*P^<$&LU%(J4$`>]4F M*QJ+,C'`/)I]9"R%6!'8UK*VY01WJDQ-"BEI**8A:*2B@!:*2B@!:***`"DH MHH`6BBB@!**6B@"*H;M/,@88[5-2,,J:`.4N%(W#TKF]0<,3STX-=GJ5J49G M'0]:XR\C`DD![U#5@*^FC?.%Z\UZ#H\8CB`']T_RKS[26"W*_6O1-.(\L8_N MG^59OXC:/PD\I'%5V/-22FJY-2V:)#7YR:@)YJ1CVJ)US4,M#&;FFL>*7::" MI(I%%9S46":L^5EA4P@Q2M<=[&?Y9S3#&1SBM-XU"U6:>>1G]:C&E8.IW&"VWG'05IRR$9S6/>%,DYYS4W+ M2,O#%@SCDT7;Y"1`\'K3IP597(PM02,K2`@U2'LAT,0N#(=Y5EX2K]G;BW7) M(WG@GVJK8*(]SGHQZU>)$KA(Q3H_M&.@##U6JK3,#C=^-0O\_(8;AW'!I%6 M-)903\IZU(6W#)ZUD0W!R4@JPB&9Q&O<\U:NI/D\FW`0`9]@*3&Y6T&VXAB0 M[3R."Y'7Z4Y)U<_NR=HZD@YJ&1/*C642@\8PO(JD;UW=HY3D#H2.E",GJ37$ MCW$@&?K[4UK:21MQ"E1P1_6H(6]-@F>,#RG#KW0GI3`U$F/_+3 MY34P`/0@U22X\QQ.,C.*D%S$1G>*QW`/W21]*:P[TOVW!`8C\:`+OV@>E*)TJKNCFX#;6 M/Y&JDC[2E%Q&G130<@$=#2TP&8HI,T MM`%/4U!MFP.U>>ZN#'=!AT/6O1[Q0UNP]J\_U:/>QQR`:F0&5:_N[I>W->@Z M2X:(8/\``?Y&N`D7;M8#E:[3PZ^^W!_V6_D:RENC6&S-)CP:B(YZ5-MS1Y=2 MT:IEM0O-A>O-*Y5KD[[0,TR M28!>*K2S9BX-5/M'!!-)LI1+4EQPE5[FX8`X-8]Q(SM@M3BKBE M+EV)[C4&D)`.!54^9(>,XI-T$7)()I1=HW0XK6UMC&]]V7;1'0AMW2NITN[# M(@SST-#E4KJ7GBH;*BM2JTDOW9(R3ZCO5>2WDF/"$#U-7 MXB&X[]S5E55UP>`.]38MNQS]U:DQF-AVK-M[,B5][8'H:Z^2S#*2!5%[5-WS MI^-4G86C,?A@(XU(`]JT-/M)"]7E48^7M1>XB-(ECX`Y% M2H3F@@!23QCUK/N=4CCR`>E)C2N7I)=I]JIRW(]<5DRZH&)`)/TJN;IW/"G\ M:5F:))&J]QGDFJ\EQ[U09IFZG%,9'/4DT*(.2+V_><=?QJ58N?E#(WKGBJ$, M(8_>96'O5ZW=D.R4_0^M#5B=QL\;%=XXD3]:DMIBZ@]ZGEC\Q05ZBJ3*8I-W M0'J/2D"-#=E,4RWC,TNP?B?2G6437+[5SCN>P%3R3QQ,8X0!MZFJ1$G;8GC\ MNWC8`\]W/\A6=>OPQ4@`LJ8)QQS3BK2M$LA&PD\DXS3[JS^V:>RG^Y@C/(84 MS(B:V$*HO)60`8]./6J4@)=I!R.C9[^E7=(E62$VMP-CHY"[N@]`#4S6>1-$ MBA&X*\=Z-F!#;0?N@K##[0P%1QQ;[>9?NN&X.."?I5N.=`X-POEG[I8=`?0U M/)"KY:/:ZN,;D;/\J-@,"!=EUS$89#W'0GK5VWF6*0*PS`YP`>L;?X4DD$T9 M!9?F!'XX]:1H]I.U#M?G;_A[U5R;&HB[1MW[A55HG\PR0EMZCYA_%^([TVRD MW`%7W=LXY%2DL)L2`A@,HZ\$5([$L,P<`L-C>W0U8\R2([@-T?=?2HHMDH(= M0KGJ1T:G+NB;`/3HW7\Z&%BVK)(H8#@]Q3U0$<8(JL!SOC&T]P.]2HW.0=I_ M0T7$3%2!Z4!RIPPX]:`XP1C'M3">Z\CT]*JXF6(U&=['*#MGFB2Z=QM4E%]! M5<-@\<@]:4,"*JX&S2T44P&2 MKNB(]:Y+4-,ECD9CT)KL*JW\`EMS@:WD11V'2NF\(-NMF!Z@,/T- M4=1LBR[L&K_A!=HF0]>?Y5EO8T2Y6T=`B^M5KNZ6)3DBK#_(A)-8-ZC7#]<+ M2>A:U(KG50.C50EUEQG!-27$$2<'DUDWMS%$"!@&H6I;5NI974)I'YZ59$CM MSG(KG5G\PG!.*FANY8W`5B1Z&AQ*C-'2P[GCQBJ%VC*Q*UH:7+YJC<,9J>\M MEP2!S46+N7+[MHJL@:0XYYK4NK',Q..*8MJR]7%8JN-II0'?A5I.;8U"*&H!TQ5V%47&:CC@VC+'FGDXQ47*-.-]F' M3G`K0BF$J`@_45D02;D_"BUN&BFR?NYY%:7N8[,TYN1D=15E&P5JN2LBY4]: M>F=X%2]"UL7`=RD^E5[A@H.>`*G4XBSW/-8]_=`%OF''6FP1!=W84X!Z5F3Z MB0V2>*H7-T\LQ"DGFHWB*Q[Y32Y2TS4M]:6/AU^4FMO3+RWO5+1N&V_P]ZX- MY?FQQ]*T-'DG6?S4P@'ZTW#02E=V/00.#[U#+`&.1W%06=XMQ&I)P>]7"X"T M;CV*9M<-Q0J'=G.#GFKF0Q^M1O'P2*3CV"]RI2R2WBQ("J$XSCK6@D# M0.-IR#3<=+A%WN:T).S#=108O.<)CECBJT,CJ*E2V7=A``M*\.V3(."1ZU=A%"91"#YB[X MV.-Q]#T!JNRO:7`8.?)D'W3TSZCWK6V@KLD`].1D57:%40V[C*?PY[4K@0+< M&4<,DL1'1OO*:5X@<;1P?F7/K]:J&U:WN0?O1M_%5J%E$C1L"1U&:06*+1/! M.S(IQG<,=LUHQ.LRCC#CG'^%'E+O(!)4]*B\HQN#C@=Z![DR+Y4@7^!CP?0T MZ2.16\U.2/O+ZTB3ACYARO<&IO8&B\LHP,\J1P:'R1\IY'0^M5ED5WN2C['ZC]:T%E!`(-=$7=&35BV&XQ0*A5LFG%BS8%4(E`S49'N4<9K)NF6.`@8+]@*U5?S8`1W%5'MDSN/6B01.;>UNY M1NV$#WJE?:2T[*0NS'6NP?A>1BL^XD&3A234J3CL5RJ6YS4>FB`8ZU+;V'F3 M`[./I6L+9W.YQ@5:@0#`4<5-VS2R2([2V\J1?2KMTF4)Q4L,?()%.N1P::1+ M=V<[.O6H"HP*NW(&XU2F#!I@`!TK/CNB&VN,&K22!N0:3!*Y(V M*85%#'(IBMZT(4D3Q';34.;M5[$TUV!7%1Q/ME0]<&M(G/)FRTHA<*/QJS!- M&[#!`/H:QQ(9KS`Y`J^ULKJ"O#CH:T:,XR-&[?RX3SBN8U%G==L?\9YK:DD> M2VV2#YU[^M9.I0M;$+\S8XZDU1U.4N=D9&!T]ZT[^0+;I&IP"<$ MU0BB2XN2K+NXP!3CO=E3O:R*MC9&8"21,;?UJ\@\LA%K7-J(+0'`!Z`5GHA> M?-$I78X148FMIZ'[.#G!!ZUI1SLHPZ@^]4[5-L"J![U9#"/[W`J`+D1#?-TS MT%/;&W%1(R@`KT-.9AP>OM5H1%)#@YS3.8QZ#TI)9<')ZU4GNODX-2V6DV5M M6E#O$N>AS4:,#UK/NYM]PI)YQ4L+YHZ`T7F?'8G(JI,WG2)#G;O."0.E.D<( MG7D5/"N!M)[T"E[JN5KS3F@C@&5D4-]X=:>\0WD!1@U:U-$DU"$ M1R8`7+*#T-0E?F)/:J84U:)%Y(!``RV?E&.M=!I]H8+<1GK]YC[FJ^D6ZRN9 MB/N\+]?6MD)RJ#ZFA(BI+H,"!06(P%'%5A'N4N>K_H*N7)Q'CUIN``!Z4-&: M*$D0!+$=!G%,C'EQD@'=(M4Y2RJ`RY`_,5L2)D8JI2+#_.A&.A!JQ+%\C%1PXYID)/E[)/F%1<9&DA7`.3[U>5%DCYJE M*NWG&<5+:R2*./F!/W:J+"Q%ZT_S/*.U\@'OZ4]P>HYJ-QE(-N!C;@KT/K3XYF/R M$_,OZBDNHQ*OF+Q(.M51(77!.)%Z&I86-%9-PQU-4[H#)`Z']*4R[BKC@G@C MT-17,A`W^G-4B&K%;S2>&^\O%:%JTI4[D;_OFLBYR&##N*ELK^XADW1SLH], M\5M3,YG1PAP@8HP!Z'%#N5SM'YU5MM9DB0NTQ8'^!NIJME4EMO)=R.A5OY&K]-E7()]C_*IE&^I<96T,ZV8?=Z4K MG!QV%1@E91QBI'^9OK6+V-40LOF')&?:FF!0,D`5:"`"H)VP#4EIE*09..U1 M^?'"<$\TRXFV*>:S8W\VY!/0&L[FRCIJ=-;GI@WJ;7-4E9NTAB361J5;J/#@BHED*=#4E[.@PH8%JI._'! MJTKHERL:*3JW!-*3W'2LD.P:KEM(2"K&I<;!S7)WE[4SS-O([5"[88\TUW^0 MXJHG/(TM-G"N6/.:VXI]4KFT(!9>1Z5 M-$?FX/%3&5$'S,*'%,J,W$P;^R=[3I\VK)Z:'3&7-J,O';8&?OT44VRLW8^8X*CL*TDM85F)SN*C MJQS5@*%'R\YI&E[$2J!@"L_6)BD6%.#6B3S67JI#ICJ<4FQQ5V6M*O!=68V_ M>3@BK?G<\\&N/T^]?3[S(Y0\,OK6[)J$HQ55HP3SUI6-+V15&9),FK`R@RO0"FD8R?M)V17TB#RH`TA))Y)/-6)7W2#9DLQP*1'\J'&>?K4NE*)M0 MCSSL^8T-FKT.CLH!!;*@'('/U[U9A&69C]!3(SE?QJ4'$38ZBM$`#ZX_G2$X5C_M5!9"F'GZYI%'[X_6FVQ'GG-2JN';ZTHE%A M!@4II1TI&-;]#,8W-1-R&'M4IJ*4X!^E92V+10D7*56B&201T:KSK\OM5(J0 MQ/J:QD6A[+@\=#347:W'K4R?,*4Q`\BG80]:D8`K4:Y6E)K0"M<0AP0:J(6@ M.QSE.Q]*T6[U7E0.I!J&AIE=U(.Y3^%4;N'_`):(.1U`K1"D#![5$\>XU+12 M9F(Q(PW4]Z)#E"&_$47,1C<^AJ,G*\8SWJ=F$D57R(2A.6C/'N*K*Q5V';J* MLN=KYQPPP:IS95@/P%;0W,)[%_3'^]*V..%SV]:MF&YNCN9@D0_B8X%-^VV= MI;I#:P^9(!R[],]Z@\Z2X;,SEC]>!^%;&!K64&GV[;V!N)!WZ+5J^NGD3V:MW'W,8[53MA\V1FK4PR,Y[=J70"-6Q MQUIP`/8_G42'(]ZEY]*`.\I#2TAJP&]Z6B@4``IPI*4=:`*EY"K1EAU`JG`< ML,UK.-RD>M8S`Q2$'M651=32#+$K`5GW,N,TZ:?G`K-O9\*Q]JPDSHBBG=R[ MFVBDMU"U4WD_-ZU:M59NE"1JY&S;7JQH%DZ"KZW4;PDHP/%9`MR8^>]57AEA MYC8CVJKV1G:[)K@[W8GO63J$[10LJ_>/`J66XGS]SIWJE,'E;,E0M[FC3:LC M/BB9F);K5EO+AB)>I4B)'RKQ5#4E/F",'W-:KWF9.T5YB0.9YLXPHK25!M+5 M4M(O+45?"D1DFID]=!6LM2BXRW%,E?`"]ZE?@DBJ1.YR?2KB829J1\@&M&SE MYP:R(7+*`.36Q96Y4!Y.O859DS25O+C+-TJ+R9;MNZI5F&`R$-)T'05<"@#` M'%.PBK#:I$H`7)]:E:$N"#T(Q4X'M2FGRH:=C+N8I+X^5L9K+O3D$#I5ZXR._!Z&LVX M/7G-8LZ8Z&+<(=VX=14\$^%%$RCFJV"IXK1$2T=S26;CF@S"JT:LR<55G\T9 M`.!30KELWUM]I2&23:#]YAVKI[)M/AA79)$,_P`6X])9V"P,`J@5-=R; M,J#]:70UC'E*TLI8DUJ>&E)FGE(X"AQS6N$Q^3CC!IKG]R33?O@'U&?QH/,#' M/K6;9HB"V!W$GUJX.>:K6@SD\FK(ZTX;#9*#BD)IN>.M)FMKD6%-0R?>%/)J M-^>:F6I2(G.`0:JNN:M.*A9M1@8;BEZ4)"9*32$TS=Q2$XJ M@%)[U$WI3BW:DQD]*0$;`TW;[585,T%,4K`9=TFX,*R5)5B,]#^5=!<1Y4FN M?E)CO)$/0G(J6BD]"&4[\@GG-5)AN7!ZCFK,_P`MQ[-P:K2D;_K51,Y"H"3F MKD.W(ZU33.0.E:%NNW!XS6YS&C$P2//2J8YXXSU[U(SC&"234.,M0P+5K MD?7-33=,_P`C44)&>,8]^U22'C)YH`JIP>:DW'TJ&,X)YQS4PQC[U`'H%!%+ M258#30*4TE`"T"B@4`+6?J-N=N]1P.M:*BE8!@0>AI-70T['(SL1Q5&X_>HP M/I6MJMMY,QQT[5DM@-@UR2C9G3&1D,[(-N.10+J]MSNC3U*JSP8\F4@#L:NU MQ6?1@^G3,"H2WF`Y[51N/.E??)(?H*5D5:H]!ES<)`C M1IRWM68D32R;WY:KDD>3@4](@B^]'-8/9J)&J8Z"I)&VK@FI%3)JKA!=2JD)]35"(DC`Y)HN9-Y`JWI\!R&QEB>!6\59'+-W9H:?#Y>"5W.> MU='9VI4!Y?O>GI3--L1;QAF&7-:2H>IJDB!%&>U/Q3@,4A-4`VD-*3330(0F MF'D$8SGM2DBD:0"@9!+;;H\(,'L*QKI'1B&4K]16V]TJBJL]TDJE74,*QE33 MU1M3K..C.=D'4$TACWCC@U?GME))CZ'L:INK1G(&/:LK-'2IQEL+"&"\KFI& MM@XSCBHDN&`^[4Z7J=&XH'9"01&!\KWZU?"[AD<'O4"2QO@@@U-&1D[:=RA7 MD=:K29U;^EKB+(X&:R(TSCTK7LLA.N
E&Z,(.]0M4RT+:C;$,]33Q]ZD`(%.%:I;`+29I#32V*H0I/-,8CUI&-1L> M:0Q6(Q3#10>F:!#"`*:33F-1,:0P/-`7)J,O@'FHVGV#BE<+%L1^E.*@=JSA M.Q/4TY9&?UQ1<+&CD"FL5/M54-@=3]:0OZ$_E1<+#Y*Y[58MDZR@=\&MMG.> MM5;R(30N.Y'%)@M&8-R MM2S-@<56B.&7G//2I9B/_P!=`%=/O'^M3\>E5T/SG`J<(V/N-^5`'HAI*4TE M6`AI*=2&@`I0*`,TIZT`+2$@4,<+4(;+#-`$=[;+<+AAR:YC4+&2VD^8?+ZU MUY&6%5KZ))4(90>*B4;EQE8Y&--W%3+%M-6#I\R$R(N4%+M+8/3VKF<6CHC- M#X3CAJ69%QD4@7(]Z1LD8H3:*1G3ACGTJJRC'S'BK\\+GIFJ4ELYXYI:FW,0 M$J/NC-)R:G2VVTK)BD2R(#:A-8]Y(03[UK7+[83@UAS*TLG'-:TT@K,TVQ9Y%4+]:[?3[(11J,8`K9:G./BAXY%2[`*L;!T M%&S%4%BL4)IA6K+#`XJ%Z8B!N*B=JE>J[FD(C=SBJLCMZU.YJ%L9I`5GWDTT M1DFK#%:;N'I4@,$-+Y"DX(!IZMS2[L/2'>Q&=-@D'(*GV-1/H:D$K/\`F*O( M2>E3E&*<4N5%JI)&"=)NE/[LJ?QQ4JV>H0CM=3(G@ M9Z5,J;1I&JGN7MNVK-K,/*..J'-8ZWR.!\Y0^]6K&Y#3&+>&#BH-):Q-19X'3%582T8;OG)-2S/N0.IY&*70RZB@\(WK@UHC]:S%8$X/\` M">1[&KJL?E!.>.M.)2+0&:4+Q2(>*D)&*V2);(6X.!3"":E(YJ)W44F-#"*8 MQ"]:CENT3[IW&JQJ)R:DP2. MM1NO%#&5I"0.M5))?F-6I@0#65/*%+$]!4E(M"95&2<#WIW]IVT8P9!GVKFK MRXFED1>0KGC']/>JDC@7"QF-PN.IR2#6L:;:N8SJ).QUQU1&.%5S^%.2^5CC M/X'BN9MK>]:1PADV@`J2.#6I!'?9"RQ!E^E3)6-(M25[&OYFZI`N14%O;RC! M*`#VJYLVC.*E!(Y_48/(N21P'YK*N.6&`>#VKIM6A\RVW#JO\JPH85GG0GCN M?>A:">HTKM2,YZYIDC$'O4\Z;$0-P%8BJ^'E.U$+>RC-:0V,ZR]\GMF(JUG' M44MGI=PR@R%81ZR'%:`?3[,\9NI1W_A!J[&+(K&`2RAIBT<"]6(JY-)I46=H MEE/OQ5674);OY&"K&.BKTJG-D9Z8H8D7X-3$8_J6C5,E9SG@U#*PV]:A-PO8$U1NKR0G:B\TU&[)E*R'3L7.Q>2>* MFBL]FU<24#[HI"* M[1,?:HVB4?>>I'=CV-4YY-O4&D(5K'+4TDT`=`FHP#M5J._B;H:Y3)J6.1@>M`CKHI4;E6JS'/M(S7+VD[ M@UI?:&`Y/04[C+NK:J8X?*C/)[UR%ZY,J9JW/,99&8GO6=>'YE-&X%N'!89& M:MPE8Y58*`0:I6K99:O1KF1<^M)HN+->=]DD9/\`&<4QVVJP&/F6H[ILFW/4 M;JA63>FX'[A9#].U<[-T3O)@Q2CJ"`P]C6A;L&9![5F*O'/\2@BKE@Q\Q0>Q MQ0BC70<4_M35XI2:W1+(9GV]ZI2Y<^WI5BX<*><5E7=^(^%Y-0RT2NBBL^XN M8XW(+J/QK%O]9EEE,:2[%'4CG%9X<31,ZS,)5)&2>#QZ4U!LAU(Q.FCGW'*$ M'Z&M.UD#J,]:Y5%ECMHIXLR%P#M400:S)[`7$,D0;8S'@UMNF341A[U!1AII4&Q8YF\U4. M0*MQ0VL(PD:#'M5MK..0YY!]J;_9Y[.:=V'*B+S,\#`'MUJ2-<],U-%9!>3S M5A80HH&0JN!2-S4S#'09J(@TKB95N5S$R^H-+ MBR,[$LQ8_P"TM-8G/(H8 M$J$#G^5/S3(QQG-29'I0!Z,>E(!2T58@HHHH`">*C0_,:5CP:CC/S&@87/\` MJ\U15LYJY=']R?I6>A%2]P+]NW%2;@SXJI$^&IYE$4FX]*8%B4X4DUPOB&?S M;HIV6NUN(3.F4Z829.>0:F943+"U8MH@Q((IBBK5GQ.!ZU"*8 MU(XV.TG!%2+#$K9/-1ZG$T,I8<9Y%3Z+;R:E*%VD1J?F:IE%WT-8SC;4L1V9 MG&(4X]>U2KI,<#!WP6K3N[V*TC$$(&1QQ5&*:6])C527JE%(RG4],TG0DMI1<3'=+V]JVP,#I6D49"`8&*0BEI">*H!IJ%F% M/D)(JK(CDT`$D@[54EN,9J5U(4UGR(QJ[7RQGE0:CG4@XJA,C8 M)J;L"])JT8&-E4)[Y93TQ5.13FH2AI7"Q-(ZMTJ$TNS%+B@0PBE`IW%`/-`A M0F:E2'FFJPJ>*04`6+>'%2W+>7$V:=;2J>#2ZE&'MB5Y-`&.I+<#DFG7?EQ0 M*LL66/>GQ`VT1D;[QZ55E9I0Q;DU0%FREMF3:B$/ZU<7(%;: MCFDRX[%D,KVX#=0PQ5)"UOE/C.8U/M3BN:Z"#%O&;!P0":PYK:YO6,5NA6('EV'WJ[%K6(G+(&/O4I29RT/A[!;S&"J>-J@#]:LP:396H`CB7(ZLW-:LK,?NI4(M))3ND M)QZ4.3!06Y6!C0X1<^P%:-K"Y`+]3VJ2"V2(<`9JV@Q0D-B*,#%##BI!00,5 MI;0FY3=/:H6.VKC51N1R<5FR]P!YXJ4<\5GMN1=W8=:?#=JV.>:FX6-`#C@T MA-0B7(IQ>G<:%89/%1-@TYFJ(G-(+$,XQBLEXC+*SGA5.*UI#D1;B)J<-R! M5.-N/>K-L-TH%48FEG"`"F]3U-!P`.?RI*D9,IJ0=.E1+C/)R:FP/04Q'H]) M1FEJP$I,TV;A:C5^*`%9N34<1^<_0TV1N:2$YDQ['^5(8MV<0&J,0XS5G46Q M$!ZU6C/&*3W`F7@TLXW8]#3!4K\H/:F!&UR85"@UE:P@NK(RXR5YS5G5"1&Q M'4"J&FR/<:;*K^I%3OH(YX+S4T9VN&'8TLD>UC2"H1HS5N[47]FCIU'6KR3Q MV6GB&W3:<8Z5E:?=M;N%/*'K6Y+Y4L&\`9Y7QT M&`:IM"IZ"M[1K806F[&&?FHBM2KFC110:U)$)IKGMWIWO41.26H`&IC#Y*G? MDU4N/E7-(15EL$Y*R55DLI1RH#5([G-1&X9>]("!H9%ZH:B((/(-6_MKC@\_ M6D^UJ?O(#2`I'-)AJN^9`W5<4H-OVH$4PC>E2QQ/FK0,/8BGB2,=Q3$%O&V: MNNC^2V.N*KI=1KW%6([Q&XR.:`.?ED=G.\]#TIJ]ZFOTV7;XZ'D5`IPPIC&1 M,(KE6/059N-5GP5MH,GU-5YUYS2QGC%`TR[I=T\5A--=G,A;@?A1I%S)/!6;E8JUS8C;*@^M*\@`J&"93:JYZXK*N]5MX MYO+:0;CV'-5S6$HW-&6<#/-9T]SASZ5'<3AE#`_*>]9E\KW($88JO4XJ+W-$ MC5\]&3&0ZW<-]X=11L-:FCOSQ0>:@#^]2`\4"&2=Q5>65$7!."*G8URWB M21TNU578*R`D#ZTTKZ&NA*QS-W=R9#[U= ML>6+=ZSEK4LAB+GO3)+61CT-*.>]-/US5B&SGE'[N)F_"I&-0%C[U8"\=35N M+2)5&9Y(XAU.3S4HL[(#!OES3L([0^M(&J%)L\'@TI.*H!\G*&JB-U!ZBIB^ M!@U3=MDA/8T`3.[DWW.:D+ M944NHB96XJ9#E:J!L5-"W&*8%:_&X,/:J=J!#ISX[Y-7+DY+50;BV9:GJ!FS M+Q54=:T)U^2L_O4%DF,BM33[L-"86/S=JS%YJ6QA>6_B2,I8&?)&1WJNZ5<;U-0,HI`4VXJ)B?6K,B<5`R'TH`@9SZTPN1WJ1 MU`J!S0`OFL.](9V'>HB>:;G)IB)A,Q/WC6A8%F<$FLV%#(^*UH-L0`[T"'ZH MP+(:HGK5K403`&'4535MR@BA`3/\T8)J)3@U?L9+=86\V,LU(US;AN+>G89` MN2,`$_2I%LYI1\L9^IJ=-011^[@`HDO[B08!"CVHT`LZ3#)8W&99%$;C:RY_ M6MO5$+Q!AZ5R3%V;+L3^-=5I5PMY8".4_-'\I/\`*LZD;HZJ$[.S(=#8)=D$ M_>!%=!GO62-+82B2&0#FM"*1MYC=3P.M1#169M5M)W1*?6C/%-Q@X/X49K2Y MD-=N*KR/@'FII"`.:I3R=?2HDS6*(I9N#S5")3/=8)RJU)*^U234NEI\NX]6 MYK):LIZ(NM;*T6WD?2J)L$B.0@SZXK75?EILD>:T<49J31C21D+@DXJ..$$\ ME8K?8@2$`5*HVBJDNI1J2$`QZFJK:J[-M3K["E= M#Y7U-&4C!&,UDW!"ON'##O5*YUP+*T9=MP."`*(WEO%+?PBA@K=&;%L=Z@]B M*LYQ[U#8#_1E!Z@5,W%2*XAYKE_$Y_TN(=Q'_6NFSWKE->W7&IE(P6*J!Q6L M%J95=C()I0?>K(AMXO\`7S;F_NIS2K/;QG]W;[O=C6]CEN1(K/\`=4GZ5T]H M-*AMTW^;+)MY`&!FL./49P<1K''GT%6T^[SG-)C-%]1QQ:PQPKZ@9;\ZB%Q< MRMF2>0CTW577&:E&:D"7.3R:#CU:A0<\_K3MM`'H$L0/('-0>;V/6K^.,5BW M.4G8>]5<"RSU7FY6HEM0VTQ6=E;_ M`)YO_P"@FD(24_O47%ZD,LP:4D=!TJE*AD8R-U/`JSC'&*<5RA;LHID&5AD(0&G ML`6W-SS5:[NB#M44K`-E8*.>M59'S2L6/6H6H`C?D]:A>I&J-Z`(F%`4D\4\ M+WH+8X6@"="L*\?>-6+4%CO>JL"@'LNYBDANV9`=IZXIQ!EUYH]PBB7`]:A=:B&00:M8RN:H$5U.*F0U$ MPYJ1#Q2*'D5_-< M?:7#V[B1#TZCUK?BU>!XLYVGN#4M6-U+F+K.I8H/O+S^%-)%<_>ZDZ7<=Q&? MDC.6`_B'<5N[ED0.A!5AD8[U%W8O2]A'<5GW+_:JGVJYCC)CCW,/>E%V'+4Z?ST1VZ-2:ZN+E]JAL^ MG3%5OLTTD_ERM@'GK5ZWED=Y2^W>O"X'4>]5[@NXCD9]I!YQ4V+4WT(9[&.% M0Y/R@\YYK.O0&9;VV8A4XQ_>%7Y&Q(2I,F?QJ*.Q=AOD.V+T_P#K4KI#5.4M MV8UO8-I?Y53G<`]:1*%DE`!)X`&37'7M\T\K[#M0GMU-:FN7OE6_DJ?FD_E7.DUM M374PJN[L&:>O)J/-2Q]:U,2Q"O*YK37&`*S[?YI>.U7U.:E@2I4R@^M0)UJR MB\:,X`Q49;D\TP.[DGE6JLOSDD]:F9PQZ\"H64$YI@0CY3@]*L M(J$9S4$A&<56F5V7]V^#2`GN;B-#C(JO'LF=L=?+D_\`0#50V\A;YB2:LVBE M)3Q_RS?_`-!-%Q&6LCP/LDZ=C5@/D]:+S88_FZ]JH12.&VX)'K2`T)9,"KMH M45$9?>LY3L;*)*S4W=41>DW5DY%I$FZFDTTM3&:E<8I-1N MV*4MD&H7;BD`%JBD;BFN_I44CU)20CMBJ\CT2/SUJ%FZFF6,D.1S3(+U[9N< MM'W%-D>JTC<546T3**:LSH+=UG4/&<@TMT=MLP7O7+17\UC)NB.5[K6Y#J,% M_;`QM\_=>]=497.*<.5E>52,8Z8JDR[WQZ=:O7;[$&.N*H9VKGN:H@)&4=.U M5I&]*?*"1E?I43#`YI`1.>:9CN>E.//TJK<39.U>E,![W`^ZM*@/4U53A@:L ML3D$=*0%A,D]*M1JQ(XJG%*P[5:CD<]#4L#1AC;C)JOK`>*-'0_6GQ;VZM4U MQ;^;:L":ED%1= M#2&2CDT_H>*B4Y-3I'(Y^5"?PH&30GY:LPQ23-A%/UHM;9H29+A/E`Z9J5[Y MF4I$!&OM3`>]M;P(?/?>_P#=%6M&N5(:V/`!RF3V]*R.J9T=`^Z)@K#\#6XH^4&HI$5NOYU=BHS:T9D" MQFC)S,,GK\U`M4`Q(X(';K5J:'CY7-5O)YR234M&JE$/-BCXC&/?%1G?*<=% MJ80XZ+BI1`QHL3*KV(XE'"CH*M`8%$<044DAP*9@W=D$C!0>U9=U<*@9V.`. M:GO;@`[0:YO6)V8(@/!.33BBBA=W#74[2-GGH/05!FG4;,]#6Z9SRIO=""I% M(`J+I2DU1D7K$]35\5GVG"5>C.3FDQ%J,9JP.E01]!Z5,O/49I`2$\<4WDTY M/NXJ3;]*!G0/'*O1C1Y\J#!&:TWC[5"8M)R8N1%190>M3V[!I",?P/_`.@FI%M4'.VK-O"BMG`SM/\`(TU)AR(S M#9B5@VT''K4XM1C!`'T%72!CI2;3@U#9:BD4A9QCJ,T[[.J\`8JP132,\U%[ M%61$(E0].:FL_%5I'ICL2._O4$C\5%O(SFHF?K M058<[U$STUFJ)GJD`.]597ZU)(W%5)'ZU21+9'*U5%G>VG$L9((J25JJ2'-= M$4+>P*_1AU%1.Q:3':LK3)C',4[,*U$'S: M2.M0O>09^6V7\0*HZ86E@R>@.,U9=8P<$Y:HE443HI8:I4U2T)4OAGY+=%/T MHDOI1]YPGT%5W+``!2`:K.YSR#4>U;V.Q8&,5>3+PG5N6FR/E5[DE4/-5=F;HPB%[J]Q(Q6-MB_[/%%AI=YJI]*= MH>EOJ5X`.F>2>@]2:ZZ=[6TL"X^6QC.%&<-IKS75+^>^NO-E;&/N*.BCVKT;1;S^U-'@G:AMR!UK*.Z1][_E0O,>PTEG)9R<&L?4VW7..P%;+GCBLB\CWLS#J M#3B]1/0HTY/O4G0T]1CZUH-#95P=P[U'WJR5W+BJ_0X/K5)G-5C9EVW^[5Z/ M%4K8%B`BEB?2M6+3+DX,A6-3_>.*NQC*E#X%3165I'_Q\7R?1.:F6;2H M?NQ23'W.!2L%RO$V1QS]*L"&=AD1M@^U21ZP4:F88%0L,3"<[ M&=*QQ5<]:U;JU:$XQQ4<<5NR\\-6J5CG@H)&S.9&]JC"U(!2[<&@"2%L#:U/E@##(IJCUJQ"<'!Z4A%!HRIYJ2- MBO!Z5>E@#+G%5""C8(XH&+%@L1ZU+Y3*.0R\5-N9<,#0(DB=ABK]O<,# MS5:&>-L!UYJ['`KM8MP>:JF9U7:)"QS]:JR,7;8>I/!]:F=L"KFA69N[^-2/OL! M^'>MGH<*5W8Z;0+)+;21&?D$BF2=P>1'V`^IKGM=U)K^XR@V01C;%'V`KH?$ MMUY<"6D1"AR78`8^7HH_(5RZ?E4EAJ$&HV_FPMT MX=#U4^E2L`/NG!I&.QDM\K8<8-()2O*-5^7:W$BCZU0FA3DJV*0$@OF'WOTI MDE\,'G-9L^Y3@$53E=O6E,U:M+-;QC&N!.%+)GHV.HJLHQ6UX:MM^H_:7.V&V4R.Q],47MJ) MI/1E!-1GM285B2%E."0,FH3/)(^YW9B3W.:TM:A#6MC<-Q+*C<8[!OE/Y5DH MC`Y!S6BG?/T/\`*ESFE0#)^A_E20,@ M.>II,\5+MS364U+0T1FD^[2X.[I0XP*D9%*^:BQW-/(]:;4,8TCO43,,U(D=ZB9J95A6DJ-FI"U1.]4@%=J@= M\4COFH7?K5)$MBO)Q5622DDDI8+=YOF/W*VC$PG.P^RMCNC@"B/ M8@&!6=;`(`%&!5J.3:]=$58XY2NR26R$Z-O_``KG;NV,4AQ72F0LAP:HW-NK MPL2?F[4VKB3L<_D^M.`J26$HV*:G'6H*`=*?U%.V@T!<4`*HXJ1!GBF@8IR\ M&D(L0R8.UJ=-;AAD5%C(R.M6()?X6H`HF,J2*EB&5Q5BYAXW+4$9VMR*`$:, M@U=A3QWH:/>F5JYIT6S+'O6:YX+4]IZ(CC([U(3\PJ%..E2)R:T:'!Z&C+Q9(`*Q+C[U M;5T,6J#IQVK$N/O<U=/X3A_TAF[I$<$^IX_K7-1J7E4`8KL_" ML1VRN/XG1!^!R?Y5J^QR)6C*12\1L'U>8+]U`$'M@5D,*T=282:A<-GK(>:I MLO-9WU.M0]Q(@5<-FI@..M-V\YQ3AR.M-L<(V%ANYM.NA<0$CLZ]F%=;::E' M=QJZD63^[8_+5+5''B(6=T=RTH/O5695;/!_"J\-T M)$!R*>TON*EG.5Y8%]6_.JCPJ#POYU=>0&JSN.]*PT0%*;M`J1G`Z56ED`[T M6*N-ED"U1FF]Z+B<9-4)9"U4HDZL=-<=EZU5YSR>>]..10%S5EQC804\+^)I MR)ZU*$Y%!0L,+RR+'&I9V.`!WKK(K(11IH\;`#`EOIA_"/[M5=+MFTR!+MH] MUY<_+:Q^F?XJ9K5Q]@MCID+[II/GNI0>68_PU+U`S=!U)J2T4^67(ZGBJV&E=DFW`I-@ZT['-.`I7L4X*6C18@&Y<9&:M MC&.@K-&0<@D'UJ3SYNS#\JOG[G-+"N_NGHH/2G`U&W&,4H:L1$JG-./2F*:= MUI@*!BE0:B>0"H92(V MJ(M2M(">*83Q6;+0UCCO5:5L5(\@P:J2R9%0V7%#';WJ"0FG,]02-Q21I8:S M<5"S&AWJ%GS5)`.+\&HF;%(S<5!))5I$-@\E5I9>.M)+)ZFJS$OTZ5M&)A*8 MC2%NE7=.N"I\ICP>E457!YJ=5*D,.U:WL8N/,CM9MRJ[^ M*30TRHGI4FV@KBG+690T+2E<4_;2@9XIB&H:>5R,CK49B-D4`36\N1UJ>)Q(NUNM)C'6KDX7%:*G#*HQTK-MT9)7]`*N2-M$9']VN:L] M;'JX&FN5S[D4ZXND^M9\WS2$^]::+"]G;J7Y;J,9PQ/T%4);G<3MZ5$>X.: M;MR:JP79VV<'+D_P`1_NCZU#IFG2:A<;%^6->9)#T45NL;=K99Y%V:3:G] MVG>X?U-)L'IH5[Z\_L^V:4X.HW:[EX_U$9Z`>AKF@I8DDDGJ2:L7$SW5Q)-* M:5Z93,VST[VQ32/2HX)Q*@/2GFH.(%)!YJ8-D5 M#SC-*&XH`LBG(>?P/\JB5LTY?O'Z'^54F)H<6JM)+@&G-TJ(KFIDVRDB-F9Q MQ4$JL/I5O@"JTS=:AZ%(J[L4QY<#K22M@\56=CS6;9JD$DQ-5V:D9L5"\F!4 MFJ0YFQ4#OQ36?WJ)CFJ2$P=O2H6:E]D$6[R06')I6;]R">W!I[L-G49J M`'*LK'[W05RM\SN>Q3IJG%10RVEWNZ'GCBHMF0?Z5`SF"X#'H#5_"E,KR*;5 MM1QE>Z*+#%(O6I9%[5&H[5:>@-:E]SNL5)/3BL>8?O*U8&W6DBG^$YK-F'[V MB&[,ZR]TGMTR*>RX;I3[(`G'-2RQ\U+>IK'X43PC_1CZ>F:R[F/YC6M&=ML> MPJG)A&+$?,>@/:I@[,4ES*Q70F*$`YW-^@IAW.?ES3FR3G/-"L0IQUK7S,[= M!L=K(SMB4*JCYF;H/0<=Z5X98HRP/F*!SA2#4]BKO&\:,JRE,B97!8#@N2OTSQ3 MGCP.#^-61KN##C@5$1DDTT7&UMDIQ[^E2[01D]J.#,?[S?\`UZ5R6[:!Y<'V/8A,&DQ%4>@%56(3DX_.@:AU8UR(T)8 MX'>FVXS^\;J?N@]A5-W:YGP/N@\5I1(0!FAEP]Z6@]1GM2D=:=TI#4G3;H,[ MT&EI.M,ED;5&>O6IF'%0-C)XJD82/025B&:GAF251B146-TA)'XJN26IY4L:<(P*"B`J:8V%&34TA`JE<2\&K2N1)V(9 MI<55+&0X7G/I47J@N>40]O8C79!*4H/05:K2,W1B<2()(SAXR#[BFE#NXKM)H%9""HR1Z5R3921E(Y! MINM)['3A\+"=^8C5"?2E9"!R13BWM2,XVCCI4^UD;O`TQ-NT9/Z4H^:)F':G M;E;J.M,!,+9ZJ:ES;-H8>G3V17M)3*\G&`#M%6"&7HW-`C1R7@P">2*")!U% M)N[-(+EC8;Y[J,&@S$X.<$4UMQ[5$ZMZ522)E*4=B21ED'.,]ZLV#@Q-&>J\ MCZ5FLKCFI+.*J/Q&=17B/LVVL*T)$W#@5EP'#>M:D;9`-1 M/1CCJADC"&`Y^]V'K5')8DGJ:LW9+.!Z#]:@;Y5XP3T%.([V(VVKU-,W`]#6 MQ'&EJ1';IYMRWW4!P6`X+$GH.M0:PEN8(KVU<,&D\IB!U//\L'FK1@ZAFYPP M()5AT(."*>[27"A)YI)$Z[2>/QQ49Z\4]``.:W;31;>T M9#J&Z6=ON6D7))]R.@J]%=65O9HT-S':6YY`C^>5P?4]JS)]:V1M#I\(MD8_ M-(3N=OJ:"+RGHD7]0GAM=C7XC>1.8;*/A(_]X]ZYV\NI+RY>:4C3U)-132I"N6/X4C2,%%78KL%4DG\:S;B MVM^["J(;YM$3VMML7L:N`8&,4R--HPI.*D#D'G\Q4-W.FG%10A^M)CFGX!&1 MC\*:W!I&C&GKQ2`<49&:YI7>I+&#SS6+/= MRS,/.;D2Q2R1.'1RI'<&NIT7Q,1MAO3N'9ZY+VI0 M<&JE!2)C)H]262.5`T;!E/>GV[%)3SQM8_H:\_T[5KBT;]V^5]#TKJ])UR"[ MD*/\DGEN2.W"DFN:5*47AN MBO.1CFJ$K5-/)FJ*(V%-"`TN"3S0S!*5B[C2H`JO(^!3I)?2JLI( M!).*$A7(9Y".K=RK^YB.>?XC75"' M*N9G)5J(&G?E5(^Z/\:ZH=*0#`HI/N)*PCGBJD\F!UJR MY^6J-P1R*RDS2)5FF]35&6XPQYIUU*%4J:QI;L8(SWJ+&BT-M)_E'-.\XDUD M1W&[`S5R*48Q18#063-3JW%48V[U91N*"63YJ1#S4(;FI4(S5$$HQZ4[%-S3 M\\55A"$<5S/B"T,,XG4?*_7ZUTX.:AO;9+JW:)QP1Q[&BQI3FX2N<.S82F*V M14MW`]M,T,@Y4]?6JPXJDCME/6Z)@:4/BH@V>*-V318?M!9(PQWQML<>G>@7 M$J#!)S]:,D4TO_>&:+$.5M5H*]ZZCEAJ":"6*)5G7:PJ'%K4ZH58U-" MBAPU:%LV<=\50Z-5FV?KQ_":)ZHJ.FA(^7;.>6J"525QCBI^V:8W!S4IE-7T M)QJ;BW,5Q:_:`P&=K8S^'K56::2\99)HQ$B#$<(/"^_UI/X@W0^U.SN_^O57 M,U2BGM3?P[CSV'UJ%O4G.:$[E-6&$\TF,^]`]J<.*HD39F MG;`.M-W\\4C.>]&H:(<57H*C=%.<@4I;FFDTT3)IE&:)HW+1EA]#4MM>'E9R M.GWJF8`CFJ,T>6XJK7,+N+T)9K\YQ&/QJIAI&R22:D2`DU;B@``XH)UDR.W@ M`Z]:O1IBA$Q4@`J6S>G3MJQP`I#2GI2$XJ3<,#_ZXIF[!P?SIQI!@]:!/R#' M-*.!2`8Z'RE(48YJ[_;6J_P#03O?^_P"_^-'] MM:K_`-!.]_[_`+_XT_9L7(5%;!K4T=LW4G_7M/\`^BGJM_;6J_\`03O?^_[_ M`.-7-*U?4Y+MU?4;M@+>=L-.QY$3D'KV(!I.#2#D-#PRSRW#!F)51TKHY`P& M,UP']M:K_P!!.]_[_O\`XT?VUJO_`$$[W_O^_P#C2E14MT.*E'9G8S(<^M4V ME,9QL)KFO[:U7_H)WO\`W_?_`!H_MK5?^@G>_P#?]_\`&H^JP[&OM*G?\#>E MO`HSL:JK7X)^6,FLO^VM5_Z"=[_W_?\`QH_MK5?^@G>_]_W_`,:7U6(>UJ=R MU=WTZ+E(P![UF2W4TWWW/TJS_;6J_P#03O?^_P"_^-']M:K_`-!.]_[_`+_X MTUATMB7*3W8[1]+DU.]2*,87JS>@KT^TMH[2V2&(81!@5Y=_;6J_]!.]_P"_ M[_XT?VUJO_03O?\`O^_^-*>'K9I.M>5?VUJO_03O?^_[_P"-']M: MK_T$[W_O^_\`C4?5'W+]IY'J4GO6?=$8->>_VUJO_03O?^_[_P"-']M:K_T$ M[W_O^_\`C2>#;ZC57R-_4YMB,]/\`[:U7_H)WO_?]_P#&C^VM M5_Z"=[_W_?\`QIQPC74)5;]"6WNMO4&M*"Y#=ZR/[:U7_H)WO_?]_P#&C^VM M5_Z"=[_W_?\`QI/!WZC59HZ:*;..:M++FN/_`+:U7_H)WO\`W_?_`!H_MK5? M^@G>_P#?]_\`&E]2?1W"29'6IT;BN`_MK5?^@G>_]_W_`,:/[:U7_H)W MO_?]_P#&CZD^XO:^1Z*&Z4\-7F_]M:K_`-!.]_[_`+_XT?VUJO\`T$[W_O\` MO_C3^ION+VGD>E*W%+G->:?VUJO_`$$[W_O^_P#C1_;6J_\`03O?^_[_`.-' MU-]P]IY'::YI_P!JB\V/_6H/S%HJO_`&UJO_03O?\`O^_^-']M:K_T M$[W_`+_O_C36$?_ M]_W_`,:?U5]Q_6/(D$XQR.:&E0\9J/\`MK5?^@G>_P#?]_\`&C^VM5_Z"=[_ M`-_W_P`:/JK[C^LOL-D=`#R#2Z8B7.K6L9'RM(,Y[TO]M:K_`-!.]_[_`+_X MT?VUJO\`T$[W_O\`O_C1]5?1ZJQR>*4?VUJO\`T$[W_O\` MO_C1_;6J_P#03O?^_P"_^-/ZL^XO:>1ZJ^*QM>MQ)9^:!S&<_A7!_P!M:K_T M$[W_`+_O_C1_;6J_]!.]_P"_[_XTGA6U:Y<*W(T[&A(N&^E2VP.'P.V*RO[: MU7_H)WO_`'_?_&C^VM5_Z"=[_P!_W_QJ/J;M:YT_7M;\OXFV`,?UIL@`R>,5 MC?VUJO\`T$[W_O\`O_C1_;6J_P#03O?^_P"_^-+ZB_YA_7_[OX_\`U,[N.E* MH.0,C)XK*_MK5?\`H)WO_?\`?_&C^VM5_P"@G>_]_P!_\:?U)]Q?7O[OX_\` M`-64@-A3D#@&H'ZX%4?[:U7_`*"=[_W_`'_QH_MK5?\`H)WO_?\`?_&FL&UU M$\;?[/XEWH.:86^M5?[:U7_H)WO_`'_?_&C^VM5_Z"=[_P!_W_QI_5'W)>,\ MBR3Q257_`+:U7_H)WO\`W_?_`!H_MK5?^@G>_P#?]_\`&CZH^XOK?D6.E-S4 M/]M:K_T$[W_O^_\`C1_;6J_]!.]_[_O_`(T_JK[B^M>1(_P#?]_\`&CZJ^XOK'D3K%CG%3*GM5+^VM5_Z"=[_ M`-_W_P`:/[:U7_H)WO\`W_?_`!I/"/N6L6E]G\?^`:&/PHZ5G_VUJO\`T$[W M_O\`O_C1_;6J_P#03O?^_P"_^-+ZF^Y?U[^[^)?S2=ZH_P!M:K_T$[W_`+_O M_C1_;6J_]!.]_P"_[_XT?4WW%]>_N_B77/04+S5+^VM5_P"@G>_]_P!_\:/[ M:U7_`*"=[_W_`'_QH^J/N'UW^[^)?H*^G!]:H?VUJO\`T$[W_O\`O_C1_;6J M_P#03O?^_P"_^-'U-]Q_7O[OX_\``+IYY[TP@9JK_;6J_P#03O?^_P"_^-'] MM:K_`-!.]_[_`+_XT_JC[DO&7^S^)0HHHKN.$****`"K^C_\?DG_`%ZW'_HE MZH5?T?\`X_)/^O6X_P#1+TGL!0HHHI@%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!1110`4444`%%%%`!1110`5?T?\`X_)/^O6X_P#1+U0J M_H__`!^2?]>MQ_Z)>D]@*%%%%,`HHHH`**TM%TEM6GE4S+!#!&9996&0JCVJ M.]LK9)HH].NS?^8/X82C`^F.:7,KV`HT59>PO(YT@DM)TF?[L;1D,WT'>G'3 M-0&W-C:YG@NO/MGBA:3;]G=V.,<$#D#GJ>*K M+8W;VYN$M9F@')E$9*C\>E*Z`KT59AL+RX17@M)Y48[59(RP)].!2)97;R21 MI;3,\0RZB,DI]1VIW0%>BK1TZ]6=(&L[@3.,K&8FW,/88R:C%M<&*2402F.( MXD?8<(>F">U%T!#15A[&[2W%P]K,L!QB0QD*<].>E6M6TK^S8+&3SO,^UP+- MC;C9D=.O-*Z`S:*W;'0K6?1X]1O-3^R1R3&$`P%QGZ@^QJIJ6BW5CJTFGJC7 M$JX*^4I)8$9SBDI)NP&;15C[#>?:#;_99_/`SY?EG=CUQUI)[.ZMD5Y[::)' M^ZSQE0WTS570$%%6);"\@A$TUI/'$>CO&0I_&GIIE_(%*6-RP90P(B8Y!Z'I MT-%T!4HK1UG1[K1KE8;H`[ER'4':?4`D&XTFVEM[Q66]W))=RH[X*G(&WG&<&H;F_NQI/B>07$F^*["(=WW5WA<# MTXXKA:*7L@/1R2VNLQ.6;0LDGN=U0^&K$6ZZ=*;BYE@D@.3YJB!2V?W>WJ6R M?\]*\^HI>RTM<#J4NY[/P#`]M*T3M>[2RG!Q@G^8%;]TYMM?UZ:'Y9%T_>"/ M[P7@_H*\WHING<#O](N-UMX8N;N7<_F3IYCGGD,`,_D*IS6%Q8>%M>6Y4([S MHP7<"=N\8/'8_P!*XRBCV>M[@>A+8?8].U*,W%S<1?V@_"O/:*3I[Z@>C6#,-?TN&2"XCDB M@E7=U:6RTN4^()@XDOHVB+2!@P#`EAS]W&:X_2-3FTB^6 M[MUC:0*5Q("1S]"*HTO9:@>@3B[@GUVYU.??IL\+"`&0$.3]W:,]0.*R_$E_ M=6VE:-!!.\4%(_E7)T52IV=V!U/CR.=]42ZY:TD0")MV5)QS@5R MU%%7%P% M"BBBF`4444`6;+[%O8W_`-H*8^40;02?I M!P0<=?K3]`T=]7NV7#>1"-\I09;'H!ZFI=;M]1N-3A6:R>V\W$-K">,*#@*/ MS_6HO[UK@4;+^S@KF_%TS9&P0%0,=\DY_E6F-!@;6Q:K/(;=K?[2/E_>%=N[ M;C^]2:#H4MS-/<7%N\L5FVUH4Y:5Q_![#U-6;)+P^)9Y]0A\O4#"TMM%(=@9 M^BCKTP#@>U3*6KLP,Z^L;+^RDU"Q-PB&;R2DY!).,Y!`'%1Z=8V\EG<7U\TH MMX2J!8L!G=NP)X&`":UM<6]N],M/[3B5-2-QY<2`A2Z$[N`#0[9[I95GE&GM:FZWD#>%!P5],YXJ MM=V-G)IAO].-P$CE$4LMQ_Z)>J%7]'_`./R3_KUN/\` MT2])[`4****8!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`% M%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!1110`4444`%7]'_`./R3_KUN/\`T2]4*OZ/_P`?DG_7KMQ_Z)>J%7]'_X_)/^O6X_]$O2>P%"BBBF M`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`! M1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%% M%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`444 M4`%%%%`!5_1_^/R3_KUN/_1+U0J_H_\`Q^2?]>MQ_P"B7I/8"A1113`****` M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`* M***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB M@`J_H_\`Q^2?]>MQ_P"B7JA5_1_^/R3_`*];C_T2])[`4****8!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%7] M'_X_)/\`KUN/_1+U0J_H_P#Q^2?]>MQ_Z)>D]@*%%%%,`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"K^C_`/'Y M)_UZW'_HEZH5?T?_`(_)/^O6X_\`1+TGL!0HHHI@%%%%`!1110`4444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444` M%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4 M444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`5?T?_`(_)/^O6 MX_\`1+U0J_H__'Y)_P!>MQ_Z)>D]@*%%%%,`HHHH`****`"BBB@`HHHH`*** M*`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH M`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@` :HHHH`****`"BBB@`HHHH`****`"BBB@#_]D_ ` end GRAPHIC 12 masstxfreeincfndx3x1.jpg GRAPHIC begin 644 masstxfreeincfndx3x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M^0'\`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`HHHH`****`"BBJ.HZBMA+:*T9<7$OED@_+ M75D73F-N0MV@=SOXBW<+VYRQQVI#K
V*W`F596D#-D1^6VWTYSVZ4`;-% M9NHZ]IFESK!?7/E2,N\+Y;-QDC/`/H:J?\)CH/\`S_\`_D&3_P")JE&3Z`;M M%9NG:]IFJ3M!8W/FR*N\KY;+QD#/('J*E>^ M#2::W`NT5DV>L[M/LKBZA/(7 M[HQ\QY]QQU]J0&E15!M2"ZNMCY7RE?\`6[N-^"0F/7:":;42!S( MD>0!@;@<'KTXQ]:`-&BL*+Q"9I8Q'9R,DL\<2Y(#`-$),D9Z^WM^%&G^(DGL MX3<0R"ZD1&$:*!YA;.-N3_LGJ1TH`W:*REU^T=28XYG(:-<`#.YV*@1)/(>2(R`;& M94+;>#GH/T/--F\06ELK&82?(`&95&TO@':.>N&!]/?B@#7HJG+J"0VL4SQ2 M;IB%2(;2[,><=<=`>^*J6VM%KV>VG@D!$K)$57KB-7VGG[W)]N*`->BLM==M MC,T3Q3QNBNTH8#]V%P3NP?1ATSUI!KUN4;]Q<"17">65&XG9OXYQ]WF@#5HI MD4B31)+&=R.H93Z@]*?0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%% M%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`444 M4`%%%%`!56]L(;XQ>=NQ&6(`/7 M">!CT],]ZRFGN5U,HTTGV@72(D0)"M#M&YL=.NXY]0!47A^TO;G3[>YN)RZ. M(I%#S-(<@Y9LGID<8'%`&GJ.@Z9JDZSWUMYLBKL#>8R\9)QP1ZFJG_"':#_S MX?\`D:3_`.*JUJ6IW-G<+'!ITUTI7<73.`"Z266&4@*YC(PX!R` M00?4^_-5]-U.YO+AHY].FM5"[@[YP3D<<@>OZ5%<38UPQWEQ)!"$0VX5RBR, M2=V2.I^[Q[U$KWU`/^$^J/9Z=I$,4S*S1PAD*KL*LVTG)^8X]NG?K5JSU6Y= M[$2W1DW2-%*$"DR-Q@KQS&,GD'R3L8#C=D'IU!Z'WJD]_./$`D`F^Q+(+4G'[6-8=DLZO#&D<;Y7*[2Q!Z8S\Q'I[5D)+>+'A^T62-TDG3 M8R,5###LC%@3QZD_G5B/3(XM,%A'-*L2C"GY20OIR"".W(K"FUV>#25E-S(U MTF\DJB>7*5P2`W&5Y[?-U]#3#J-Y9;DME.U[JY;.4`=A+PI+$8!!/3GT[T`: M9\,6)P!).`(S&!E3@&,QGDC/0YQG&><=:F.@6GVE[B,M',XQO"H2#C&02I/0 M8QTZ\5!IFHW4MC?L7^U7,`)79M\MS@X"D#VY!Y%9EW>S*Z7MO?>;+%8RR,VU M>2'C)0C''IZT`;XTBW6PAM(VD18&WQ.I&Y&YY'&.YXQCG&*CDT*WDW%YIRS2 M-(6#`'4(2T:?NSYJH0!UZ-_%[$=:=/J] M_'=W"1OODC2X(M]@.-FW8>.3D'-`&A;^'K6U\]HR\C31NC*^T*=P4'A0,?<' M3U-00>'%D@D74'$CM*LBD8?;A`@SN7!X'=?\:NZ'=37=F\DQ+8D*HY9"67CD M["1GDC\*T:`&0QK#"D48`1%"J`,8`I]%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%-+J'"%@'8$A<\D#K_,?G3JQ];T^:^N+8I&)(U& M)`2.GFQ-_)&_*@#4FFC@0-*VU2RH#CNQ``_,BG,VU2V,X&<5R]UHUXT9CAM4 MWK*#;2;EQ;@3LW`SP-I7@>F.PJ2TTFZ$UN\EMLC20F2-=J`@A0-H#MT8;\YS MG.!DT`=#;3I=6T<\>=D@R,X_IQ^52U3>Q?"+;WMQ;1HN`B!&S[DNI.?QIOV" MY_Z"UY_WQ#_\;H`O5$;B`7`MS-&)RNX1[AN(]<=<5';6TL,A:2^N+@$8VR+& M`/?Y5!K,OK*[?71$-F1%5F M7'0'./\`T$_E7,VVD7C.SR64<2KYA2,*B@`^5\J@,VW<%D'7NF(J/;HD:E8RT+#S.@W@*1N'S`G'8&@#IZAFN8+=D6>>.)I#M0.X!8^@SU MKGDL9)7>>.$731W!2$X1HPBDD;LD="S#*Y(Q^%;,B30ZHUPL#S)+&D?R%1Y> M&8DG)'!W#ID\4`7JCCFBE9ECD1RO4*P..2/Y@C\#7&M87QU8I)IL:":UD\I8 M@BK'+E*;)I%]]I24Q[A;KY4860$MⅅIU(^ M8A6_3)H`Z:F">%EB82H5E_U9###\9X]>`37/66EWBZE'=R6X0^8Q)+*652UP M2,@_[E9)L+PSQ/!IJPQ_:$D7[A>%04W#._Y<[6)V[LYY MP35B;3[P:/I,*)*);<*)/)9-R_NF4XW<'DC\.E`&\#D9'2F331P(&E;:I94! MQW8@`?F17.3:/<21Q0FS3>LT;33!EVRQAU.SKG``Z'^[QUIQTJY\R'=9K)Y< MZ&%@R_N$6=F..>,H5Z>F#T%`'1JZLS*K`E#A@#T.,\_@131-&9V@#?O$4.5Q MT!)`/_CI_*L#4-(NI[^]G2%6RDK0,2.)#'"%(ST.4;GVJ)M+O0TQCLT&5B$H M=4<7)4R;FQN&<[E/S$=*`.HHK%T:PN+6[:2>-BK1*J,[`LI`4,3R>6(!XS]W MDY-;5`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!69K$TT#6 M6&(&[CU.3[^U.N;Z8QVLD,V`UNUP0JC]Z04P.>@.X^_3FM&:UM[A&2>"*5'( M9E=`02.YS318VH*SZM:?_KV_P!W M^HI-*P&C1114`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%1S_P"HD_W3_*I*CG_U$G^Z?Y4`9%%%%:@%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!5K3_P#7M_N_U%5:M:?_`*]O]W^HI/8"Q/NX_&C2-&E6VO8KM2D<\$=LJD*&VJK#)VDC^+U[=J+1[@: MKZK8H)=UU&##O+J3\V%^]@=3CVIXO[,H7^U0A0"Q)D`P`<$GTP3@^E8LOA9Y M+6*`Z@VU$8$F/.YV#AF^]W+YYSTX(I6\+%F8_;F"_,8P(R"I,BOR0P)Y7M@\ M]>,T6CW`W%NK=Y&C2>-G10S*K`D`]#BHX]0M9;:2XCD+1QMM?"-N4^FW&<\C MMWJGIFC'3KB22*X`1HEC$2H0H(`&XY8Y/&.W'7/6F)HURE@\7]HL+HL["=%9 M1\W4LF[#'K@]N,=*5EW`NP:K97,R107"N[@,N`<'(SC/3..<=<4V75["*22- MY\/&=I`1B2?;CGWQT[U2M_#XBNDF-R0%B$96)3'QMVX!!R!W]<]ZBD\,(Q?; M:=H@;R,KHKH0RL,@CH13JBM8$M;6&WCSLB0(N M?0#`J6H`****`"BBB@`HHHH`****`"F38\E\]-II]1S_`.HD_P!T_P`J`,O$ M7]]_^^!_C1B+^^__`'P/\:916H#\1?WW_P"^!_C1B+^^_P#WP/\`&F44`/Q% M_??_`+X'^-&(O[[_`/?`_P`:910`_$7]]_\`O@?XT8B_OO\`]\#_`!IE%`#\ M1?WW_P"^!_C1B+^^_P#WP/\`&F44`/Q%_??_`+X'^-&(O[[_`/?`_P`:910` M_$7]]_\`O@?XT8B_OO\`]\#_`!IE%`#\1?WW_P"^!_C1B+^^_P#WP/\`&F44 M`/Q%_??_`+X'^-&(O[[_`/?`_P`:910`_$7]]_\`O@?XT8B_OO\`]\#_`!IE M%`#\1?WW_P"^!_C1B+^^_P#WP/\`&F44`/Q%_??_`+X'^-&(O[[_`/?`_P`: M910`_$7]]_\`O@?XT8B_OO\`]\#_`!IE%`#\1?WW_P"^!_C1B+^^_P#WP/\` M&F44`/Q%_??_`+X'^-&(O[[_`/?`_P`:910`_$7]]_\`O@?XT8B_OO\`]\#_ M`!IE%`#\1?WW_P"^!_C1B+^^_P#WP/\`&F44`/Q%_??_`+X'^-&(O[[_`/?` M_P`:910`_$7]]_\`O@?XT8B_OO\`]\#_`!IE%`#\1?WW_P"^!_C1B+^^_P#W MP/\`&JUS'/W8HB/E'N<GO63]B;_G\N?^^A_A5_2(3#.^9I9,K_&0<<_2D]@+ MMU>P6DD$>E4&T^YFM8H9(8I#:3[U25SLE!0\9P2`N_`R#G9[TV/2KR&:.6.16>&/*EY M6VR2[`FYAC(&!ZGIV.30!KV\\=S")86)0DCD$$$'!!!Y!!!&*B34;*258ENH MO-8L%C+@,=I(.`>>JG\J-.ADM[)(YE59!DMM?=N))).<#DDD].]9+Z#Z$,"<@">20_^.N!]#T-8+Z+?2W+7#M%&7-A6,=2A_YY]`!UZ\@&X9 M/X4`6**I?;991_HMG*X/1Y?W:_KS^E,G681E[Z^CMXNXB^7\"QY_+%`%BXO8 M+=@COF0](T&YC^`YJ-9;Z4[DMXX4["5LL?RX'ZUE?V[I]JQATNU>ZE/7RU/S M'U)/)^O-.#>)+H^8HMK5>T;\D_S_`*57*^H&F)=14_-:V[#U6UN MD]O*W?\`H.:8VHB3$=I#+),W0/&R*ON21T^E9YU?5XQ^\T1VQ_)DA8)J-E<6C=,EH6E]*S6LZ283D#J.>XZU$K0W"?*R2(?3!% M3Z-96UIW%+%H4,44T`GG-O*2VQG+$.6W;LGZ M#\CG.30NAQ*]NZ75RI@=I."I#LQRQ(*]3D],=3B@"Q:WS7&HW=HUNT?V<(0[ M,#O#;N<#H/EJG:Z\MQ??9#;['^TR09)A+.DB-,P96&GZ50E\-Z<\,D4<;6Z2(J,(<+G M:@*;/_0L4`7O*;U3_OL?XTV0")"\LD2(.2S2*`/U MK!O=8$.1<7L%MC_EG`/-D_/H/RJC'F((8XA_>[G\3S3LEOJ!SYU&VD7$6BWMU_UVW/ MG\\U:AGU@J%L=$M[;/0NZ@#\.*V6O;5/O7$7_?0-0/J]DG_+4L?15-/T0%$Z M5X@N\_:-3AMU/\,)&1_+^=21>$K7S!)=3R73_P#3288_GG]:E_M:27_CVLY9 M,]SP*0C5KC@^7;J?3D_UHO+T`T$MK:PAP@MX(QZ,J_UJE+K5I&^T;W]U''ZT MD>CQ;M]S(\[^K'`J_%%'"NV)%0>BC%3H!1&MV9ZEQ]5IXU>R/_+4CZJ:N%$/ M55/U%,:V@;[T$9^J"C0!B7UH_2YB_%P/YT7%];01>89XW]!&X8G\`:1M/M&Z MV\?X#%-CTVSCD#K`-PZ9)(_(T:`5E2^U49!%M;'U8!FJY%I%M'%Y?E1-ZEF4 MDU8HHNP*,F@PD[H7,+=BLH_QK0T2TN;::07%R)EVX7D$CGO3:M:?_KV_W?ZB MDV[`5/%$3/;0R1Q//(C@I#Y99'.Y>&QT]C]:=)%=0ZM?7%M#(\DEFFS<#Y(R!]:WZ*:=@.?EL9+B5$CB\NW: M=C&)(B0@\O!.WC'S9QTYK=AC\J%(]Q;8H7F6.,U6%W7;NVDX"C^\Q["N>M!J&L7;RVMP8HUX:Z*X+>RCL/;\3S M19V\*_C_P#7H/\`:[C'[F// M<=OYT[ON`ZUT;3;`;H[=`PYWR?,1^)Z4^?5K2+A7,K>B#/ZU$ND>:P:\N9)C MZ9P*NP6EO;_ZJ)5/KCG\ZEON!0\_4KO_`%,0MD/\3]?\_A3DT=&.^ZFDF?W. M!6G12OV`III=DG2`'ZDFITM;>,Y2"-3ZA14M%%P"BBBD`4444`%%%%`!1110 M`4444`%6M/\`]>W^[_455JUI_P#KV_W?ZBD]@-&BBBLP"BBB@`HHHH`****` M"BBB@`HHHH`****`"BBB@`HHHH`****`"F3`F%P!DE33ZCG_`-1)_NG^5`&7 MY,O_`#S?_ODT>3+_`,\W_P"^33**U`?Y,O\`SS?_`+Y-'DR_\\W_`.^33**` M'^3+_P`\W_[Y-'DR_P#/-_\`ODTRB@!_DR_\\W_[Y-'DR_\`/-_^^33**`'^ M3+_SS?\`[Y-'DR_\\W_[Y-,HH`?Y,O\`SS?_`+Y-'DR_\\W_`.^33*AN+J&V M`,T@7=PHZEOH!R:`+/DR_P#/-_\`ODT>3+_SS?\`[Y-4/MTDG_'O93N#_$X$ M8_7G]*CF:\\LO/<6UG&!\Q7YR/\`@1P/TH`N7,R6@7S\J6X5=I+,?0#J:IW4 MUT(C+.?[.MO[\H&]OH.@_4^U9(U-6G:+0[5KJX/#W,O/ZG_ZPJ>#P_YKBZUJ MY-S(.=I.$7_/X"JY>X$$>H":9AHFGS7UQT-Q*"GTXJQ_PC>HZC\^L74Q M':*$8"_IC]/QJVVI6MLH@LXO,(X5(EP*01ZG=G<\@M4[*O6GMMH!6_X0BT_O M7OYC_P")H'@RQB(D2'(`Q[\5:_L^]_Z"+_D?\:1M+N91LFOG:,]1CK^ MM/F?;_]\FCR9?\`GF__`'R:912`?Y,O_/-_^^31Y,O_`#S?_ODTRB@! M_DR_\\W_`.^31Y,O_/-_^^33**`'^3+_`,\W_P"^31Y,O_/-_P#ODTRB@!_D MR_\`/-_^^31Y,O\`SS?_`+Y-,HH`?Y,O_/-_^^31Y,O_`#S?_ODTRB@!_DR_ M\\W_`.^31Y,O_/-_^^33**`'^3+_`,\W_P"^31Y,O_/-_P#ODTRB@!_DR_\` M/-_^^31Y,O\`SS?_`+Y-,HH`?Y,O_/-_^^35FQC=)B61E&WN/I5.K6G_`.O; M_=_J*3V`T:***S`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH MHH`*CG_U$G^Z?Y5)4<_^HD_W3_*@#(HHHK4`HHHH`****`"BBD)`!).`.YH` M6F3316\9DF=40=V-9UWK,<<1>!D\L?\`+>0X3\.['Z?G6/%+?ZM-NL$;`.#> M3CI_N+T'X9/O32;`TM0UL0IG=]F0]&=G:2?/O)#.G3D<^EYYHWL M&G#`1M$7R?3&:P%P]RR0++Y[QB2$B91^XRW`^0XZ],$_,/F]-2;3]+N;,W+6 M5LX:($2/$I.-O'/TQ0!E?VOIW_/];_\`?P4?VOIW_/\`6_\`W\%5'L=!/)CM MN/0_X5&UGX?'!BA_`FM[>0&S'+',@>)U=3T*G(I]( MEYB3W8_Q?R^M06>A2WW[^\1+*USNQM`=O\!^GM6CY-FX%MING02;>#+)&&Q^ M)_K1:VX"1Z-#$1=ZY<_:)>R'[@]@._\`*K8NKJ]'EV$7DPCCS&&./:BT\/VD M9WW$44K]<;`%'X5<_LO3_P#GQM?^_*_X4.0$=MI4,+>9*3/*>2S\_I5^JG]E MZ?\`\^-K_P!^5_PH_LO3_P#GQM?^_*_X5-VP+=%5/[+T_P#Y\;7_`+\K_A1_ M9>G_`//C:_\`?E?\*`+=%5/[+T__`)\;7_ORO^%']EZ?_P`^-K_WY7_"@"W1 M53^R]/\`^?&U_P"_*_X4?V7I_P#SXVO_`'Y7_"@"W153^R]/_P"?&U_[\K_A M1_9>G_\`/C:_]^5_PH`MT54_LO3_`/GQM?\`ORO^%']EZ?\`\^-K_P!^5_PH M`MT54_LO3_\`GQM?^_*_X4?V7I__`#XVO_?E?\*`+=%5/[+T_P#Y\;7_`+\K M_A1_9>G_`//C:_\`?E?\*`+=%5/[+T__`)\;7_ORO^%']EZ?_P`^-K_WY7_" M@"W153^R]/\`^?&U_P"_*_X4?V7I_P#SXVO_`'Y7_"@"W153^R]/_P"?&U_[ M\K_A1_9>G_\`/C:_]^5_PH`MT54_LO3_`/GQM?\`ORO^%']EZ?\`\^-K_P!^ M5_PH`MT54_LO3_\`GQM?^_*_X4?V7I__`#XVO_?E?\*`+=%5/[+T_P#Y\;7_ M`+\K_A1_9>G_`//C:_\`?E?\*`+=%5/[+T__`)\;7_ORO^%']EZ?_P`^-K_W MY7_"@"W5K3_]>W^[_45E?V7I_P#SXVO_`'Y7_"K-CI.FO,0VGVC#;WA7V]J3 MV`W:*;&B1QK'&JHB@!548``Z`"G5F`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`%>]M1>0>4TC(N03M56S[?,"*A_L[,'V?SW2V4@)$@7&P*!L) M()QD$YX//6KU%`&=_8\0=G6>=7(VJP*_*G/R#CIR??WX%6Y8T6S>,*-@C*@> MV*FJ.?\`U$G^Z?Y4`<\--LQ_R[K^-.%A:`?\>\?_`'S5BBMKL#/ET>U'!D9@H'EF0]SPH()Z=OKVJ*Y MU"5$MWB$15H3/(>6RHV\+CUW=>>G3GB[.*TQ*)[#S0"!)%NP>V1FH3I5FQ<^4P+G)(D8'OP#GA>3\HXY/%69<)`V M(VMXK2 MYMXYXEW1R*'4Y/((S1S(#/HK4^R0?W/U-'V2#^Y^IHYD!ET5J?9(/[GZFC[) M!_<_4TN, M[N.N/>EL]0L9;F-+8-^]4;7_`(22N_;USG;STH<@-.BBBH`****`"BBB@`HH MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*BNHY9;:2."7R9&4A9-N[:?7% M2T4`9;Z3(=/$$=R(Y=@C9@'*%0>FS?P2.":T;2W2TM(;:+. MR)`BYZX`Q4U%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`49+*674?M#3J8?+, M8BVD,N>I#!A@GCG';C%5Y-'ED>X#78:*2,1HKHS,@!!P26^8'G/&3GKP*UJ* M`,I=%5+%85G<2H0R-EO+4A]XQ'G``/&.N.,TMKHL-MPK4HH`****`"BBB@`HHHH`****`"BBB@`HHHH`__]D_ ` end GRAPHIC 13 masstxfreeincfndx4x1.jpg GRAPHIC begin 644 masstxfreeincfndx4x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M40'/`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`HJAK>H_P!DZ5-?>5YOE;?DW;QG MV`[FBN&_X6+_`-0K_P`F/_L:/^%B_P#4*_\`)C_[&CV,^P'QGV`[FBN&_X6+_U"O\`R8_^QH_X6+_U"O\`R8_^QH]C M/L!W-%<-_P`+%_ZA7_DQ_P#8T?\`"Q?^H5_Y,?\`V-'L9]@.YHKAO^%B_P#4 M*_\`)C_[&C_A8O\`U"O_`"8_^QH]C/L!W-%<-_PL7_J%?^3'_P!C1_PL7_J% M?^3'_P!C1[&?8#N:*X;_`(6+_P!0K_R8_P#L:/\`A8O_`%"O_)C_`.QH]C/L M!W-%<-_PL7_J%?\`DQ_]C1_PL7_J%?\`DQ_]C1[&?8#N:*X;_A8O_4*_\F/_ M`+&C_A8O_4*_\F/_`+&CV,^P'QGV`[ MFBN&_P"%B_\`4*_\F/\`[&C_`(6+_P!0K_R8_P#L:/8S[`=S17#?\+%_ZA7_ M`),?_8T?\+%_ZA7_`),?_8T>QGV`[FBN&_X6+_U"O_)C_P"QH_X6+_U"O_)C M_P"QH]C/L!W-%<-_PL7_`*A7_DQ_]C1_PL7_`*A7_DQ_]C1[&?8#N:*X;_A8 MO_4*_P#)C_[&C_A8O_4*_P#)C_[&CV,^P'Z^S^1LE,>W?NS@`YS@>M3*G**NT!!XU_Y%6]_X!_Z&M;1X9-)AF-ENU"1T$JO,5*J7(\PC/&[IZ#K5B[T2QLX6GGL8MZ6 M\SF)9)0FY7C"G+8;HQ]CVK)_X0[7O^?#_P`C1_\`Q5'_``AVO?\`/A_Y&C_^ M*K33^8#9AT72;G46MUL_+6&2#)$K'S!(A8CKT''3FH6L8;2SNW%I]CFDL9P\ M.\MP)(]K_P"?#_R- M'_\`%4M+_$!9\2Z19:?8H]L@#>:%1U+D2H5R221MSD?P^M_P"?#_R-'_\`%5<912LV!A45N_\`"':]_P`^'_D:/_XJ MC_A#M>_Y\/\`R-'_`/%57/'N!A45N_\`"':]_P`^'_D:/_XJC_A#M>_Y\/\` MR-'_`/%4<\>X&%16[_PAVO?\^'_D:/\`^*H_X0[7O^?#_P`C1_\`Q5'/'N!A M45N_\(=KW_/A_P"1H_\`XJC_`(0[7O\`GP_\C1__`!5'/'N!A45N_P#"':]_ MSX?^1H__`(JC_A#M>_Y\/_(T?_Q5'/'N!A45N_\`"':]_P`^'_D:/_XJC_A# MM>_Y\/\`R-'_`/%4<\>X&%16[_PAVO?\^'_D:/\`^*H_X0[7O^?#_P`C1_\` MQ5'/'N!A45N_\(=KW_/A_P"1H_\`XJC_`(0[7O\`GP_\C1__`!5'/'N!A45N M_P#"':]_SX?^1H__`(JC_A#M>_Y\/_(T?_Q5'/'N!A45N_\`"':]_P`^'_D: M/_XJC_A#M>_Y\/\`R-'_`/%4<\>X&%16[_PAVO?\^'_D:/\`^*H_X0[7O^?# M_P`C1_\`Q5'/'N!A45N_\(=KW_/A_P"1H_\`XJC_`(0[7O\`GP_\C1__`!5' M/'N!A45N_P#"':]_SX?^1H__`(JC_A#M>_Y\/_(T?_Q5'/'N!A45N_\`"':] M_P`^'_D:/_XJC_A#M>_Y\/\`R-'_`/%4<\>X&%16[_PAVO?\^'_D:/\`^*H_ MX0[7O^?#_P`C1_\`Q5'/'N!A45N_\(=KW_/A_P"1H_\`XJC_`(0[7O\`GP_\ MC1__`!5'/'N!A45N_P#"':]_SX?^1H__`(JC_A#M>_Y\/_(T?_Q5'/'N!A45 MN_\`"':]_P`^'_D:/_XJC_A#M>_Y\/\`R-'_`/%4<\>X&%16[_PAVO?\^'_D M:/\`^*H_X0[7O^?#_P`C1_\`Q5'/'N!A45N_\(=KW_/A_P"1H_\`XJC_`(0[ M7O\`GP_\C1__`!5'/'N!A45N_P#"':]_SX?^1H__`(JC_A#M>_Y\/_(T?_Q5 M'/'N!A45N_\`"':]_P`^'_D:/_XJC_A#M>_Y\/\`R-'_`/%4<\>X&%16[_PA MVO?\^'_D:/\`^*H_X0[7O^?#_P`C1_\`Q5'/'N!A45N_\(=KW_/A_P"1H_\` MXJC_`(0[7O\`GP_\C1__`!5'/'N!A5Z1\.O^0#/_`-?3?^@K7*?\(=KW_/A_ MY&C_`/BJ[+P+9W%EHTT=S'LLG_ M`*":OU0UW_D`ZC_UZR?^@FK]\NH=2OX0\C"XF$-N>HB?RT)_##,W_`#W-+H]U>2"PMY)';?;QW#2 M,,Y79M*Y]=^#D\\G\`#?HKGI-7E_M*XAMYI'54?<'$9\LJZ+E0/FP`6/S=<` MCBG3Z@\8?R-2\T);^9;M^[;[5)E\KP.<;5&%P>:`-^BN?35&BO8P-06XL=ZB M2Y;8`"4DRI8`#@JGO\V.]16-_?W%FET]U)_K+>,H$3!\Q(\G[N>"Y(^GIQ0! MTM%8%K>R6GAJRO'GDF\H+]HR`S'C:5.!GY21[_+SWJGJVHSQQRV4DTDDS6LB M3+A`@;R6?(`^;J/]WKW%`'5T5SEQK%S##Y44B/>)+<9AP"VU4D:,$#GG"'U- M:>CW+W-B99)/,4,0LC-&2RCN2AV^O3TH`T**HV=_YNFM?7&V.$[I%(SQ&"<$ M_4<_C2Q:I;26J7!\V.-Y!$/,B93N)P.,>O>@"[14%U=0VD8>9B`3M4*I9F/H M``2>`3^!IBZA:M+'&LNXRJ&0JI*D$9'S=.1T&>:`+5%5K2^M[S=]GDW[<$_* M1D'H1GJ#@X(X.*8NJ6;122"4[$QDF-ANR<#;Q\V3P,9SVH`N45%;SQW,*RPM MN1LX."#P<$$'D$'C%2T`%%5IKZW@N%@D6RAR%92CGE>AY`K3H`***2 M@!:*CBGAF_U4J2?*&^5@>#T/T-24`%%%5?M\!U'[""YF"[CA"57ZGH#S0!:H MK,\.!CH=I(\LLKRQAV:20N22/4_RHU!9K*&YO8Y9Y6P<1@C:H.T$@$XX"YY] M6]30!IT5S=OJES)-;`71:!WQ(Y,3%5W84DIEH7K31RF<^6JVX\L!&5_,D9"Q(!YP`?E., MU7FUB[2VB$=UYKDR#SP\/EO(`NU0QP-AW'@?-P?0T`=516(U_,EIK#+\-G#*/,W_*1N\J$A!N!&#N@/)K3H`****`"BBB M@`HIK?=/TKE;>_O7TRPMVEF\Y&MY993G+QNR8&??MWB7%]^X,C?+(R_*2D90#N,_/@=]OKDG-N=9FGTWRS/+*] MQ:,)5/E!%;R2V0!\^5`(]I7_L_L\,D2!F&[S(RW`(/&", M&@`&JPG419;)!(6V;CMP&V;]N,Y^[SG&/>GOJ,*:@ED`7F89.&4;1]"03^`- M5?['*W@N!,KE2KY>/,N54+@/GA3CD8[MZT\:9(\ZS2R1J9#').J1G+2*`.&S MP.!QSQWYH`6+68)HRT<,Q8A&C3"@RJV=K+SC!VMU(/'.*G>_B6Q%UMQ:"!6+W#"+*Y^0'[S M9[8&?QQ5ZB@"%X@MJT44:,`FU8W.%/&`#P>/P-9=IIEV-+>WF9$8W:S(FXL( MT$BMM!QST)'UQ6U10!GWD=U<2QR0Q(&M)]T8DW7GB!=(N_LL$;M"'LTCCAPYQ($=&RW'RYV`=\9/6MVB@"II]M);69CE M*^8[R2-M)(!=BV`>,XSC/'X5!IVG7%I.TDMWYRE=NW,IYR.?GD8?I^-:5%`& M/J>E2W=^MP@B/R(JLSLIB*L6#``8?J.#C&/,1B0N=T&U MF(=/EY)#=.,8ZFMBB@#-U?\`X^=+_P"OP?\`HN2M*J5W9R7-Y:2^>JQ6\GF& M/9DLVT@M.B@#-\.?\B]8?\`7!?Y M5I52TFSDT_3XK66=9O*`566/9\H'&1D\U=H`IZG??8+42^69&9UC50&P2QP, MD`X'X>W>H8-1TZW@6"%G$<),2J(G.-G!QQR!T)Z#UJU>6WVJ)(R^W;+')G&? MNN&Q^.*J?V7(FQH;D+*IF&YX]P*R/N(QD:J MD=O)\K&?US2G3'6RT^"*X"/9A0)"F<@(4.!G@X/O]#0`R[U.SEMUC>.66&X= MK>5?+<.O[LMRN-W(QVZ'-21ZO;$3$D^7&ZHC("^\%%?(`&<8;]*KP:-6B$'8RD_-. MOEQ1LB1!.VU#3H62WAD?Y\,"4=@=S$`E MR,?O\AU*DAB2JHZA3EB/XR>`![4`75U M.T;.V4LH02%U1BH!&1\V,9P1QG/-+%J5M+(D<;2%W_A\E\K_`+W'R_CBLYO# MY:"*`W(5(H4BW1QE'?;C&Y@W(R,XX/O4T&D2120/Y\>Z-RSN$VYG)P0` M"#GIV[`&M1110`50T?\`X\Y/^OJX_P#1SU?JAH__`!YR?]?5Q_Z.>GT`-=_Y M`.H_]>LG_H)J_39$26-HY%5T8%65AD$'J"*I?V+I7_0,LO\`OPG^%&E@+]%4 M/[%TK_H&67_?A/\`"C^Q=*_Z!EE_WX3_``HT`OT50_L72O\`H&67_?A/\*/[ M%TK_`*!EE_WX3_"C0"_15#^Q=*_Z!EE_WX3_``H_L72O^@99?]^$_P`*-`+] M%4/[%TK_`*!EE_WX3_"C^Q=*_P"@99?]^$_PHT`OT50_L72O^@99?]^$_P`* M/[%TK_H&67_?A/\`"C0"_15#^Q=*_P"@99?]^$_PH_L72O\`H&67_?A/\*-` M+]%4/[%TK_H&67_?A/\`"C^Q=*_Z!EE_WX3_``HT`OT50_L72O\`H&67_?A/ M\*/[%TK_`*!EE_WX3_"C0"_15#^Q=*_Z!EE_WX3_``H_L72O^@99?]^$_P`* M-`+]%4/[%TK_`*!EE_WX3_"C^Q=*_P"@99?]^$_PHT`OT50_L72O^@99?]^$ M_P`*/[%TK_H&67_?A/\`"C0"_15#^Q=*_P"@99?]^$_PH_L72O\`H&67_?A/ M\*-`+]%4/[%TK_H&67_?A/\`"C^Q=*_Z!EE_WX3_``HT`OT50_L72O\`H&67 M_?A/\*/[%TK_`*!EE_WX3_"C0"_15#^Q=*_Z!EE_WX3_``H_L72O^@99?]^$ M_P`*-`+]%4/[%TK_`*!EE_WX3_"C^Q=*_P"@99?]^$_PHT`OT50_L72O^@99 M?]^$_P`*/[%TK_H&67_?A/\`"C0"_15#^Q=*_P"@99?]^$_PH_L72O\`H&67 M_?A/\*-`+]%4/[%TK_H&67_?A/\`"C^Q=*_Z!EE_WX3_``HT`OT50_L72O\` MH&67_?A/\*/[%TK_`*!EE_WX3_"C0"_15#^Q=*_Z!EE_WX3_``H_L72O^@99 M?]^$_P`*-`+]%4/[%TK_`*!EE_WX3_"C^Q=*_P"@99?]^$_PHT`OT50_L72O M^@99?]^$_P`*/[%TK_H&67_?A/\`"C0"_15#^Q=*_P"@99?]^$_PH_L72O\` MH&67_?A/\*-`+]%4/[%TK_H&67_?A/\`"C^Q=*_Z!EE_WX3_``HT`OT50_L7 M2O\`H&67_?A/\*/[%TK_`*!EE_WX3_"C0"_15#^Q=*_Z!EE_WX3_``H_L72O M^@99?]^$_P`*-`+]4-'_`./.3_KZN/\`T<]']BZ5_P!`RR_[\)_A5N""*WB6 M*")(HUZ(BA0._04:6`DHHHI`%%%%`!1110`4444`%%%%`!1110`4444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444` K%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`'__V3\_ ` end GRAPHIC 14 masstxfreeincfndx6x1.jpg GRAPHIC begin 644 masstxfreeincfndx6x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` MF@$%`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`WJ**S4U7$S+-$$B#2*'#Y/R9R2,<=/>M@-*BJ"7\@:,SVWE) M*/W9WY).,X(QQP#ZU';:E/<*H6U3S'B$J#SLC&1U..#SZ47`TZ*RTU2=[>WE M^RQ@W!^0&;C&TG).WVJ=[R8NR0VPE:,`R_O,`$C.!QR?RZBBX%VBJMK>I=R, ML:G8(TD#'ONSV_"H8]1DGCA^SVX>62(2E6DVA0??'U[=J+@:%%007*SVQF"E M<9#*>H(X(_,52&JNMJL\]L$$D)ECQ)N#87=@\<'%%P-2BJ0U!?L]Q(\95H#C M8#DMD`KCZY%$-Y/+>/`8(U6,@.WF\Y*AN!CGK1<"[165#K#/$));;;NA,RB. M3>2!C@\#'6IDU!BD#/%'^^9@#'+O&`I;.<>V*5P+]%9T.HR/:Q7$D"*LK1JH M67 M^T2#.">AQ@TVVU)Y8[5Y8%C6X)VXDW8&TMD\#THN!HT50BU!W\J1[?9;S,!' M)OR>>F1CC/U/6FP:JLS*OE%6,YAP6[8;#?\`CI'YT7`T:*@M+AKB-BR!&5RI M`)/3Z@']*GH`****`"BBB@`HHHH`****`"BBB@`HHHH`*IPZ=!&DX9$9IV81T;V/7\ZO446`H#2XS;V<,I65+;J&3(?Y2.GXYITEE(LKO:SB`2`!U\L,. M!@$>AQ]>@J[118"A%I[VTZM;3JD6Q$9&CW$A<]\CUI(].D@CA^SW`26.(1%F MCW!@/;/U[]ZT*7:W]T_E2L!7@ME@MC"&+9R68]22T+E=N3RE7Z*+`9UKI8LUC^S2+&ZQ>6["/ASV8C/7/\Z(],VNKM,"_ MF-(VU-H.4*\#/'K6C12L!0CTR**SA@CV(8VC9G5`-Y4@\_7'ZTZ&TGMQY<-R M!``=B-'DKGISGH*NT4[`9\.E)!);R1S2[XN"78L&!'(P3@9.#QZ4^+3Q'%91 MF3<+;_9^_P#*5_#K5VBBP%"/3W7RHWN-]O"P,<>S!XZ9/?'T'2FKI2K);R>: MT0"8_(9J_H MVHWTNG:D\E[<.RB/:S2L2,MSCFN:KL:C'TO)6 M_P!\[_YYJ[!XB?(%U;QR#^]'\C?X?I6)14\J`[*TNK:^'^BR[GZF-AAQ^'?\ M*EKB58JP9200<@CM70:9K8F*P7[`/T6<_P`F_P`?SK-QML!K44K*58JPP125 M(!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`444J[ MWU M!X_"K>A?\@O5/I%_Z%52=XW`;1114@%%%%`'1:#J)G46,[9D`_X_N_P"' MY5JUQ2,R.KH2K*<@CL:[&WN!>6D5T,`N,.!V8=?\?QK*2L!)1114@%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%4]9F,&DRXX:5A&/IU/ M\L?C5RL?Q*V(;1.V78_H/Z4UN!@4445L`4444`6Q#_:>F2676>',UMZGCYD_ M$#/U'O5;0O\`D%ZI](O_`$*G0RO!,DL3;70AE/H:U'M4CL]1O8%"V]XL;JH_ M@;?\R_@?T(I-VT`QZ***8!1110`5O>&ILKMNLOQ''OL()1_P`LY"I_X$/_`+$TX[@Q'I_GM5:B@`HHHH`****`"K^AC.L6OL^?R MJA6KX0/X7[C\>O_`.JL>MD[JX!1113`****`"BBB@`HHHH`*Z;P M_;^3ISS,/FN&X_W5_P`3G\JP]/LWOKM(5.!U=O[JCJ:ZT[0%2-=L:`*B^@'2 MHF^@!11168!129YQ2T`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`(R1RQ/#,NZ*088?U'O7*ZEI\MA-M;YHFY20#AA_C[5U=(ZI+$T4R" M2)NJG^8]#[TT[`<316S?:!*F9+$F>/KL_C7\._X?E6.05)#`@C@@]JU33`2B MBBF`4444`%2V\$MS,L,"%W;H!5RQT>ZO`'(\F`_\M).`?H.IKH;6V@L83';* M?F^_(WWG_P`![5+E;8!MC9QZ?;>2A#2-S+(/XCZ#V%3T45D!1U54,$;2-#L5 M\E)FPC\$8/!]<].U4H5CE>W@,B17@MP)&)'F%BF`/4XZ_@*VZC$\)=T$L9:, M9==PRH]_2E8#'L)&M+H1.J'>Q1`K_=&XY"C'."2#TX`/M5K68S(MLJPI,3(V M(WZ']VWM5Z.6*3'ENK94,-ISP>AISND:%Y&557DLQP!18##-]/&T4<,KLB1* MV6V9E0)N)`)W$DC''O27>HW<:;D<@M"98\A`&SN.#GDX&W@?CUK=1TD0/&RL MK&5'N<94IND^6,#C&"!DYQ@]ZW*2D1E=`Z,&5AD$'((I M@.HIK,J*6=@J@9))P!3J`"BBFJRNH9&#*1D$'(-`#J***`"BBB@`HHHH`*** M*`#I39XH;H8N8(YO=A\WYCFG44`9TFA6#DE&GB/H"&'\JA_X1V#_`)_I/^_` M_P#BJUZ*?,P,Q-`LU_UD\\G^Z`G^-78+*SMB#!;(&'\;_.?UX'X"IJ*+M@*S M,YRQ)/J:2BBD`4444`%8WV626\GB8.$D$J$;"`BMCY@W0DD#CW]JV:*`,BP% MS!=A&C+)*2S.4(P/F[]AD`X//S^U7+Y6_<2`%DCDW.`"3C:0.!UP2#CVJW11 M8#&:6^EDMR49`3]Y0ZC[YSE0#U7'WB,9JNPU".*-%$^&@1F=FD)64@^@)QQT MZ5T-%*P&-)]K1HMHG+-/893<*? M/Q'MW`&)Y%D>)&=/NL5!*_0T6`QE2>2^1Y$N/*296(Q M)\A(<'DGD9V\CC!^M)B]%HH'VGS_`".V[&/*/X;M^/?\*WJ*+`97SOM7D ML^6VER<;Y/NXY'&SIVJ725EC,*.LN!;*"&#*$(`XQT)//N,$5JT46`****8! M1110`45N_9X?^>,?_?(H^SP_\\8_^^12N!A45N_9X?\`GC'_`-\BC[/#_P`\ M8_\`OD47`PJ*W?L\/_/&/_OD4?9X?^>,?_?(HN!A45N_9X?^>,?_`'R*/L\/ M_/&/_OD47`PJ*W?L\/\`SQC_`.^11]GA_P">,?\`WR*+@85%;OV>'_GC'_WR M*/L\/_/&/_OD47`PJ*W?L\/_`#QC_P"^11]GA_YXQ_\`?(HN!A45N_9X?^>, M?_?(H^SP_P#/&/\`[Y%%P,*BMW[/#_SQC_[Y%'V>'_GC'_WR*+@85%;OV>'_ M`)XQ_P#?(H^SP_\`/&/_`+Y%%P,*BMW[/#_SQC_[Y%'V>'_GC'_WR*+@85%; MOV>'_GC'_P!\BC[/#_SQC_[Y%%P,*BMW[/#_`,\8_P#OD4?9X?\`GC'_`-\B MBX&%16[]GA_YXQ_]\BC[/#_SQC_[Y%%P,*BMW[/#_P`\8_\`OD4?9X?^>,?_ M`'R*+@85%;OV>'_GC'_WR*/L\/\`SQC_`.^11<#"HK=^SP_\\8_^^111<#__ !V3\_ ` end GRAPHIC 15 masstxfreeincfndx27x1.jpg GRAPHIC begin 644 masstxfreeincfndx27x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M,@"7`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`HHHH`***0\`G&?:@"I/>M;WJQ/$[1/'N5HU+$$'!R!SCD8 MQ[T@U.&2YCMX4F>1QNYC90J]R215>]NQIEO+?W0W3/B.*%3DG^ZH]R>I_P`* MGTNUE@A,MTP>[G.^9AT![*/8#C]>]`%TG`R:AMKN"[#&WD$@4X)'3\#W'N*Q M]6>?5M0_LFS8+!%AKR0],'HG'7/<>E;-M;1VL7EQY]2QZL?6@":JEY=O;36Z MI$T@=CO"C+!0.H'?G'YU)>2M!:R21@%P/E!Z9[9]JYG5[DV$$NH1W5P]R3]G MM3G/F-G+G;@C!(QP/X1SR*`-?^U6O;]["PC<-'@SS2)@1@]``>K'W^O/2K)O MT:\^Q6X\Z9`#*<\1C_:/J?3^5]E96WI-`%^BBB@`HHHH`*KI>VTETULDRM,N1Q[UG:Y?W`FBTO36`OKD9WGI"G=C_2K6E:8FG0*N\R2[<,Y&/?@=NS75V]EIQ`,9Q/<$96 M+_9'JWZ#OZ5F>)+J/1-+-O9[FO;T[`Y.Z1O5B>N><#ZT`9%]JT^H:@^IQ1#R M+!Q%;Q2#=YDS<=CCWZ]A6K?ZMJEA93+-+;O<;$4&-#E96S\@'?C!_P#UUH:9 MH5O;:%#I]PF_&)'(8J=^_M5LZ59&6"0P9:W8M&2QX8]6//)]SDT`< MOH5U>:5<7%G(89=JEYFP03,W."V><#DGMCUZV;77]3FCLR5@)N;DA/D(+0CJ M^,_*`/4G_';;0M-;[3FV_P"/HDRD.P+9.3SGC)'..M/DTBQEGBF,)#Q1^4NQ MV4;/[N`>10!'=RKJ$%)'1L=N!GCI@5U%QX=TZ==C)*D1ZPQS,L9_X"#@?A5EM+LFTXV'D!;4C M!C0E<\YZCF@#B-/NYDU&764LFFFO9VBL@Q`49)R?7C_'FMZ+6[M;VYC:2":& MV7:[A=H:7&2`<\*HY)Z_I6Q)I-C+;V\#0#R[?'E`,05XQU!S_C4*^'],6">% M+;;'.UF:*Q;KP!_GWO)K4LRVY^_Y*J27+=!T';O[ MTL6NWL>F#5KT0QV\BEH[502Y7'!W?7VZ&KL,%C:P/'!I]S(CIY9#*S'9_=^< MY`]JIRVEE]F^ROH.HR0C`'[P'@=!GS,X]NGM0!C:3-JMR)=1LBDM_>2@-^Z+ M)&@[%NBCV&3TKNT=9%W(RL.F5.1GO7+7FHMINI0W\-C>06SC9>(T/R@#@/D9 M&1T]Q6UI=]I<[3S0!HT444`%4-5GF"QVEHVVYN255O^ M>:C[S_@/U(J_5*=)H[];F.'SE\KR\!@&7G/?C!_H*`'0Q6NDZ?M!$5O"I9F8 M_B23W-S.%/\`.J,> ML-#]K-W%)Y<+2E9!C!"<[1^!Z^QK3NK:.[@,,N[:2K?*Q!!!!!!'N!49L+9E M96CW*Q.)#B1AM8#&5YXX]*1-+LTB>)8L(\2Q$;C]U<[1[8R>:` M(SJ!DT6XO7AGMC''(Q5EPXV@\@,/;(R*FM[SSKN>W,94PXY8\M[X]/?V-2/: MQR6DEM(7>.12C;F))!&#S2+9Q+=FZ^=I2I4%G)"@G)`'0=!0!4FUF*($&%S( M&92O'!#JHY]RRX]C2/K*1)*9875X8II'4$'_`%>W(![YW#%3'3(9)[N250?M M&P';D$!1P<^N>X]!39M&LIX/*E1V&6);S&W-N^\"./8>E`$3;"W_M'3LYB7<%F@]E)(R/Q!KHZ M*`*]B)A:(+@$2#/WB"<9XR1QG&,X[T58HH`****`"BBB@`HHHH`****`"BBB 8@`HHHH`****`"BBB@`HHHH`****`/__9 ` end -----END PRIVACY-ENHANCED MESSAGE-----