Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash Flows from Operating Activities
Net income	$ 14,101,000	$ 11,693,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	869,000	930,000
Provision for credit losses	1,500,000	1,950,000
Share-based compensation expense	196,000	169,000
Deferred income tax (benefit) expense	(413,000)	661,000
Loans originated for sale	(946,000)	(8,891,000)
Proceeds from sale of loans	963,000	9,006,000
Gains on loans held for sale	(17,000)	(153,000)
Realized losses on debt securities, net	59,000	152,000
Gain on equity investments	(45,000)	(372,000)
Gain on disposal of assets	(5,000)	(109,000)
Write-downs of foreclosed properties	0	24,000
Amortization of securities premiums, net	843,000	1,255,000
Accretion related to acquisition adjustments, net	(167,000)	(357,000)
Amortization of intangibles	343,000	378,000
Earnings on bank owned life insurance and annuities	(379,000)	(212,000)
Increase in accrued interest receivable	(398,000)	(444,000)
Increase in other assets	(916,000)	(332,000)
Increase (decrease) in other liabilities	1,590,000	(512,000)
Net cash provided by operating activities	17,178,000	14,836,000
Cash Flows from Investing Activities
Proceeds from maturities and calls of debt securities available for sale	1,145,000	210,000
Proceeds from sales of debt securities available for sale	36,940,000	16,092,000
Principal payments received on debt securities available for sale	8,048,000	8,730,000
Purchases of debt securities available for sale	(63,369,000)	(22,202,000)
Purchase of equity investments	(41,000)	0
Purchases of other investments	(3,171,000)	(304,000)
Proceeds from redemptions of other investments	6,141,000	304,000
Net loan originations	(16,872,000)	(90,457,000)
Purchases of premises and equipment	(1,384,000)	(320,000)
Proceeds from disposal of premises and equipment	12,000	0
Improvements to property held for sale	(2,000)	0
Proceeds from sales of repossessed assets & property held for sale	0	3,063,000
Purchase of life insurance contracts and annuities	0	(10,000,000)
Net cash used in investing activities	(32,553,000)	(94,884,000)
Cash Flows from Financing Activities
Net increase in demand deposit, NOW and savings accounts	107,693,000	71,595,000
Net increase (decrease) in time deposits	22,370,000	(6,289,000)
Net decrease in short-term borrowings	(85,849,000)	0
Repayment of long-term borrowings	(5,000)	(5,000)
Proceeds from issuance of common stock	47,000	65,000
Dividends paid on common stock	(2,557,000)	(2,294,000)
Dividends paid on preferred stock	(225,000)	(225,000)
Net cash provided by financing activities	41,474,000	62,847,000
Increase (decrease) in cash and cash equivalents	26,099,000	(17,201,000)
Cash and cash equivalents:
Beginning	44,717,000	78,458,000
Ending	70,816,000	61,257,000
Cash payments for:
Interest	15,545,000	2,680,000
Supplemental Disclosures of Noncash Investing and Financing Activities
Real property and other assets acquired in settlement of loans	59,000	0
Right of use assets obtained in exchange for lease obligations	$ 733,000	$ 0