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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2019
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
An analysis of the allowance for loan losses for the years ended December 31, 2019, 2018 and 2017 is as follows:
Dollars in thousands
 
2019
 
2018
 
2017
 
 
 
 
 
 
 
Balance, beginning of year
 
$
13,047

 
$
12,565

 
$
11,674

Losses:
 
 
 
 
 
 
Commercial
 
281

 
248

 
23

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
2

 
38

 
5

Non-owner occupied
 
170

 
619

 
65

Construction and development
 
 
 
 
 
 
Land and land development
 
2

 
259

 
3

Construction
 
—

 
—

 
33

Residential real estate
 
 
 
 
 
 
Non-jumbo
 
979

 
887

 
359

Jumbo
 
—

 
—

 
2

Home equity
 
24

 
26

 
158

Mortgage warehouse lines
 
—

 
—

 
—

Consumer
 
285

 
244

 
389

Other
 
360

 
282

 
251

Total
 
2,103

 
2,603

 
1,288

Recoveries:
 
 

 
 

 
 

Commercial
 
17

 
16

 
124

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
21

 
23

 
89

Non-owner occupied
 
1

 
—

 
91

Construction and development
 
 
 
 
 
 
Land and land development
 
108

 
270

 
278

Construction
 
—

 
—

 
—

Real estate - mortgage
 
 
 
 
 
 
Non-jumbo
 
125

 
228

 
134

Jumbo
 
—

 
25

 
—

Home equity
 
19

 
10

 
30

Mortgage warehouse lines
 
—

 
—

 
—

Consumer
 
168

 
141

 
82

Other
 
121

 
122

 
101

Total
 
580

 
835

 
929

Net losses
 
1,523


1,768


359

Provision for loan losses
 
1,550

 
2,250

 
1,250

Balance, end of year
 
$
13,074


$
13,047


$
12,565
Allowance for Credit Losses on Financing Receivables
The following tables present the activity in the allowance for loan losses, balance in allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2019 and 2018.
 
For the Year Ended December 31, 2019
 
At December 31, 2019
 
At December 31, 2019
 
Allowance for loan losses
 
Allowance related to:
 
Loans
Dollars in thousands
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
1,705

$
(281
)
$
17

$
(295
)
$
1,146

 
$
51

$
1,095

$
—

$
1,146

 
$
5,285

$
201,853

$
—

$
207,138

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,214

(2
)
21

467

2,700

 
409

2,291

—

2,700

 
11,085

265,133

—

276,218

Non-owner occupied
5,742

(170
)
1

366

5,939

 
113

5,821

5

5,939

 
9,054

619,499

653

629,206

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
339

(2
)
108

155

600

 
589

11

—

600

 
1,960

82,152

—

84,112

Construction
64

—

—

178

242

 
—

242

—

242

 
—

37,523

—

37,523

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
2,090

(979
)
125

576

1,812

 
173

1,624

15

1,812

 
5,263

348,453

1,247

354,963

Jumbo
379

—

—

(368
)
11

 
—

11

—

11

 
3,980

66,023

944

70,947

Home equity
167

(24
)
19

(24
)
138

 
—

138

—

138

 
523

76,045

—

76,568

Mortgage warehouse lines
—

—

—

—

—

 
—

—

—

—

 
—

126,237

—

126,237

Consumer
79

(285
)
168

173

135

 
—

135

—

135

 
13

36,457

—

36,470

Other
268

(360
)
121

322

351

 
—

351

—

351

 
—

14,117

—

14,117

Total
$
13,047

$
(2,103
)
$
580

$
1,550

$
13,074

 
$
1,335

$
11,719

$
20

$
13,074

 
$
37,163

$
1,873,492

$
2,844

$
1,913,499


 
For the Year Ended December 31, 2018
 
At December 31, 2018
 
At December 31, 2018
 
Allowance for loan losses
 
Allowance related to:
 
Loans
Dollars in thousands
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
 Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality
(PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality
(PCI)
Total
Commercial
$
1,303

$
(248
)
$
16

$
634

$
1,705

 
$
682

$
1,023

$
—

$
1,705

 
$
4,362

$
189,953

$
—

$
194,315

Commercial real
   estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,424

(38
)
23

(195
)
2,214

 
462

1,752

—

2,214

 
11,569

254,793

—

266,362

Non-owner
  occupied
4,950

(619
)
—

1,411

5,742

 
9

5,729

4

5,742

 
9,855

553,809

1,162

564,826

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
641

(259
)
270

(313
)
339

 
298

41

—

339

 
5,824

63,009

—

68,833

Construction
153

—

—

(89
)
64

 
—

64

—

64

 
—

24,731

—

24,731

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,911

(887
)
228

838

2,090

 
585

1,495

10

2,090

 
6,261

329,342

1,374

336,977

Jumbo
72

—

25

282

379

 
106

273

—

379

 
4,953

67,671

975

73,599

Home equity
638

(26
)
10

(455
)
167

 
—

167

—

167

 
523

80,387

—

80,910

Mortgage warehouse
   lines
—

—

—

—

—

 
—

—

—

—

 
—

39,140

—

39,140

Consumer
210

(244
)
141

(28
)
79

 
—

79

—

79

 
9

32,451

—

32,460

Other
263

(282
)
122

165

268

 
—

268

—

268

 
—

12,899

—

12,899

Total
$
12,565

$
(2,603
)
$
835

$
2,250

$
13,047

 
$
2,142

$
10,891

$
14

$
13,047

 
$
43,356

$
1,648,185

$
3,511

$
1,695,052