Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 28,137	$ 23,061
Interest bearing deposits with other banks	33,751	36,479
Cash and cash equivalents	61,888	59,540
Debt Securities, Available-for-sale	276,355	293,147
Other investments	12,972	16,635
Loans held for sale, net	1,319	400
Loans and Leases Receivable, Net of Deferred Income	1,913,499	1,695,052
Loans and Leases Receivable, Allowance	(13,074)	(13,047)
Loans, net	1,900,425	1,682,005
Property held for sale	19,276	21,432
Premises and equipment, net	44,168	37,553
Accrued interest receivable	8,439	8,708
Intangible assets	23,022	25,842
Cash surrender value of life insurance policies	43,603	42,386
Other assets	12,025	12,938
Total assets	2,403,492	2,200,586
Deposits
Non interest bearing	260,553	222,120
Interest bearing	1,652,684	1,412,706
Total deposits	1,913,237	1,634,826
Short-term borrowings	199,345	309,084
Long-term borrowings	717	735
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Other liabilities	22,840	16,522
Total liabilities	2,155,728	1,980,756
Commitments and Contingencies
Shareholders' Equity
Preferred stock, $1.00 par value, authorized 250,000 shares	0	0
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2019 - 12,474,641 shares, 2018 - 12,399,887 shares; outstanding: 2019 - 12,408,542 shares, 2018 - 12,312,933 shares	80,084	80,431
Unearned ESOP Shares	(714)	(939)
Retained earnings	165,859	141,354
Accumulated other comprehensive income	2,535	(1,016)
Total shareholders' equity	247,764	219,830
Total liabilities and shareholders' equity	$ 2,403,492	$ 2,200,586