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Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table presents Summit's, as well as Summit Community's, actual and required minimum capital amounts and ratios as of March 31, 2019 and December 31, 2018 under the Basel III Capital Rules.  The minimum required capital levels presented below reflect the minimum required capital levels (inclusive of the full capital conservation buffers) that will be effective as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in.  Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 
 
 Actual
 
Minimum Required Capital - Basel III Fully Phased-in
 
Minimum Required To Be Well Capitalized
Dollars in thousands
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of March 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
CET1 (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Summit
 
$
206,142

 
11.4
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
222,400

 
12.3
%
 
126,569

 
7.0
%
 
117,528

 
6.5
%
Tier I Capital (to risk weighted assets)
 
 

 
 

 
 

 
 

 
 

Summit
 
225,142

 
12.5
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
222,400

 
12.3
%
 
153,691

 
8.5
%
 
144,650

 
8.0
%
Total Capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
Summit
 
238,274

 
13.2
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
235,532

 
13.0
%
 
190,237

 
10.5
%
 
181,178

 
10.0
%
Tier I Capital (to average assets)
 
 

 
 

 
 

 
 

 
 

 
 

Summit
 
225,142

 
10.2
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
222,400

 
10.0
%
 
88,960

 
4.0
%
 
111,200

 
5.0
%
 
 
 Actual
 
Minimum Required Capital - Basel III Fully Phased-in
 
Minimum Required To Be Well Capitalized
Dollars in thousands
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2018
 
 

 
 

 
 

 
 

CET1 (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Summit
 
197,551

 
11.1
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
213,930

 
12.0
%
 
124,793

 
7.0
%
 
115,879

 
6.5
%
Tier I Capital (to risk weighted assets)
 
 

 
 

 
 

 
 

 
 

Summit
 
216,551

 
12.2
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
213,930

 
12.0
%
 
151,534

 
8.5
%
 
142,620

 
8.0
%
Total Capital (to risk weighted assets)
 
 

 
 

 
 

 
 

 
 

Summit
 
229,598

 
12.9
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
226,977

 
12.8
%
 
186,192

 
10.5
%
 
177,326

 
10.0
%
Tier I Capital (to average assets)
 
 

 
 

 
 

 
 

 
 

 
 

Summit
 
216,551

 
10.1
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
213,930

 
10.0
%
 
85,572

 
4.0
%
 
106,965

 
5.0
%