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Allowance For Loan Losses (Tables)
3 Months Ended
Mar. 31, 2019
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
An analysis of the allowance for loan losses for the three month period ended March 31, 2019 and for the year ended December 31, 2018 is as follows:
 
 
March 31,
 
December 31,
Dollars in thousands
 
2019
 
2018
Balance, beginning of year
 
$
13,047

 
$
12,565

Charge-offs:
 
 
 
 
Commercial
 
17

 
248

Commercial real estate
 
 
 
 
Owner occupied
 
2

 
38

Non-owner occupied
 

 
619

Construction and development
 
 
 
 
Land and land development
 

 
259

Construction
 

 

Residential real estate
 
 
 
 
Non-jumbo
 
216

 
887

Jumbo
 

 

Home equity
 

 
26

Mortgage warehouse lines
 

 

Consumer
 
89

 
244

Other
 
90

 
282

Total
 
414

 
2,603

Recoveries:
 
 

 
 

Commercial
 
3

 
16

Commercial real estate
 
 
 
 
Owner occupied
 
7

 
23

Non-owner occupied
 

 

Construction and development
 
 
 
 
Land and land development
 
102

 
270

Construction
 

 

Residential real estate
 
 
 
 
Non-jumbo
 
21

 
228

Jumbo
 

 
25

Home equity
 
12

 
10

Mortgage warehouse lines
 

 

Consumer
 
63

 
141

Other
 
41

 
122

Total
 
249

 
835

Net charge-offs
 
165


1,768

Provision for loan losses
 
250

 
2,250

Balance, end of period
 
$
13,132


$
13,047

Allowance for Credit Losses on Financing Receivables
The following table presents the activity in the allowance for loan losses, balance in the allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment during the first three months of 2019 and for the year ended 2018:
 
For the Three Months Ended March 31, 2019
 
At March 31, 2019
 
At March 31, 2019
 
Allowance for loan losses
 
Allowance related to:
 
Loans
 
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
1,705

$
(17
)
$
3

$
(1,385
)
$
306

 
$
22

$
284

$

$
306

 
$
5,451

$
183,797

$

$
189,248

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,214

(2
)
7

1,190

3,409

 
447

2,962


3,409

 
11,829

260,259


272,088

Non-owner occupied
5,742



243

5,985

 

5,981

4

5,985

 
10,083

559,123

1,186

570,392

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
339


102

(143
)
298

 
288

10


298

 
2,629

61,563


64,192

Construction
64



193

257

 

257


257

 

36,040


36,040

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
2,090

(216
)
21

371

2,266

 
615

1,642

9

2,266

 
6,250

351,538

1,319

359,107

Jumbo
379



(265
)
114

 
104

10


114

 
4,883

63,467

963

69,313

Home equity
167


12

(59
)
120

 

120


120

 
523

79,847


80,370

Mortgage warehouse lines





 




 

49,355


49,355

Consumer
79

(89
)
63

56

109

 

109


109

 
22

36,024


36,046

Other
268

(90
)
41

49

268

 

268


268

 

12,045


12,045

Total
$
13,047

$
(414
)
$
249

$
250

$
13,132

 
$
1,476

$
11,643

$
13

$
13,132

 
$
41,670

$
1,693,058

$
3,468

$
1,738,196


 
For the Year Ended December 31, 2018
 
At December 31, 2018
 
At December 31, 2018
 
Allowance for loan losses
 
Allowance related to:
 
Loans
 
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
1,303

$
(248
)
$
16

$
634

$
1,705

 
$
682

$
1,023

$

$
1,705

 
$
4,362

$
189,953

$

$
194,315

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,424

(38
)
23

(195
)
2,214

 
462

1,752


2,214

 
11,569

254,793


266,362

Non-owner occupied
4,950

(619
)

1,411

5,742

 
9

5,729

4

5,742

 
9,855

553,809

1,162

564,826

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
641

(259
)
270

(313
)
339

 
298

41


339

 
5,824

63,009


68,833

Construction
153



(89
)
64

 

64


64

 

24,731


24,731

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,911

(887
)
228

838

2,090

 
585

1,495

10

2,090

 
6,261

329,342

1,374

336,977

Jumbo
72


25

282

379

 
106

273


379

 
4,953

67,671

975

73,599

Home equity
638

(26
)
10

(455
)
167

 

167


167

 
523

80,387


80,910

Mortgage warehouse lines





 




 

39,140


39,140

Consumer
210

(244
)
141

(28
)
79

 

79


79

 
9

32,451


32,460

Other
263

(282
)
122

165

268

 

268


268

 

12,899


12,899

Total
$
12,565

$
(2,603
)
$
835

$
2,250

$
13,047

 
$
2,142

$
10,891

$
14

$
13,047

 
$
43,356

$
1,648,185

$
3,511

$
1,695,052