Allowance For Loan Losses (Tables)

9 Months Ended

Sep. 30, 2017

Allowance for Loan and Lease Losses Write-offs, Net [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

An analysis of the allowance for loan losses for the nine month periods ended September 30, 2017 and 2016, and for the year ended December 31, 2016 is as follows:

	Nine Months Ended   September 30,				Year Ended   December 31,
Dollars in thousands	2017		2016		2016
Balance, beginning of year	$	11,674	$	11,472	$	11,472
Charge-offs:
Commercial	23		379		489
Commercial real estate
Owner occupied	3		179		179
Non-owner occupied	65		122		124
Construction and development
Land and land development	3		50		127
Construction	21		—		9
Residential real estate
Non-jumbo	200		119		169
Jumbo	2		—		—
Home equity	95		117		175
Mortgage warehouse lines	—		—		—
Consumer	147		61		98
Other	179		128		185
Total	738		1,155		1,555
Recoveries:
Commercial	13		69		73
Commercial real estate
Owner occupied	82		25		31
Non-owner occupied	92		13		17
Construction and development
Land and land development	246		514		840
Construction	—		—		—
Real estate - mortgage
Non-jumbo	50		58		136
Jumbo	—		6		6
Home equity	29		3		3
Mortgage warehouse lines	—		—		—
Consumer	64		55		76
Other	78		59		75
Total	654		802		1,257
Net charge-offs	84		353		298
Provision for loan losses	875		500		500
Balance, end of period	$	12,465	$	11,619	$	11,674

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses by loan class during the first nine months of 2017 is as follows:

	Allowance for loan losses												Allowance related to:								Loans
	Beginning  Balance		Charge- offs			Recoveries		Provision			Ending Balance		Loans individua- lly evaluated  for impairm- ent		Loans collective- ly evaluated for impairm- ent		Loans acquired  with deteriora- ted credit quality (PCI)		Total		Loans individua- lly evaluated for impairm- ent		Loans collective- ly evaluated for impairm- ent		Loans acquired with deteriora- ted credit quality (PCI)		Total
Commercial	$	934	$	(23	)	$	13	$	293		$	1,217	$	259	$	958	$	—	$	1,217	$	513	$	186,669	$	11	$	187,193
Commercial real estate
Owner occupied	2,109		(3		)	82		121			2,309		127		2,178		4		2,309		9,586		229,559		695		239,840
Non-owner occupied	3,438		(65		)	92		1,709			5,174		501		4,670		3		5,174		10,898		451,799		1,846		464,543
Construction and development
Land and land development	2,263		(3		)	246		(1,858		)	648		525		123		—		648		6,499		64,913		—		71,412
Construction	24		(21		)	—		13			16		—		16		—		16		—		28,756		—		28,756
Residential real estate
Non-jumbo	2,174		(200		)	50		24			2,048		217		1,829		2		2,048		5,928		347,853		1,861		355,642
Jumbo	95		(2		)	—		(15		)	78		15		63		—		78		4,422		55,826		1,005		61,253
Home equity	413		(95		)	29		261			608		—		608		—		608		524		82,196		—		82,720
Mortgage warehouse lines	—		—			—		—			—		—		—		—		—		—		33,525		—		33,525
Consumer	121		(147		)	64		177			215		—		215		—		215		29		36,886		—		36,915
Other	103		(179		)	78		150			152		—		152		—		152		—		9,994		—		9,994
Total	$	11,674	$	(738	)	$	654	$	875		$	12,465	$	1,644	$	10,812	$	9	$	12,465	$	38,399	$	1,527,976	$	5,418	$	1,571,793