Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2017

Allowance for Loan and Lease Losses Write-offs, Net [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

An analysis of the allowance for loan losses for the three month periods ended March 31, 2017 and 2016, and for the year ended December 31, 2016 is as follows:

	Three Months Ended   March 31,				Year Ended   December 31,
Dollars in thousands	2017		2016		2016
Balance, beginning of year	$	11,674	$	11,472	$	11,472
Charge-offs:
Commercial	2		260		489
Commercial real estate
Owner occupied	3		—		179
Non-owner occupied	65		101		124
Construction and development
Land and land development	3		—		127
Construction	—		—		9
Residential real estate
Non-jumbo	160		120		169
Jumbo	1		—		—
Home equity	—		11		175
Mortgage warehouse lines	—		—		—
Consumer	30		15		98
Other	50		53		185
Total	314		560		1,555
Recoveries:
Commercial	3		59		73
Commercial real estate
Owner occupied	8		8		31
Non-owner occupied	2		3		17
Construction and development
Land and land development	15		5		840
Construction	—		—		—
Real estate - mortgage
Non-jumbo	22		36		136
Jumbo	—		—		6
Home equity	—		1		3
Mortgage warehouse lines	—		—		—
Consumer	18		15		76
Other	40		26		75
Total	108		153		1,257
Net charge-offs	206		407		298
Provision for loan losses	250		250		500
Balance, end of period	$	11,718	$	11,315	$	11,674

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses by loan class during the first three months of 2017 is as follows:

	Allowance for loan losses												Allowance related to:								Loans
	Beginning  Balance		Charge- offs			Recoveries		Provision			Ending Balance		Loans individua- lly evaluated  for impairm- ent		Loans collective- ly evaluated for impairm- ent		Loans acquired  with deteriora- ted credit quality		Total		Loans individua- lly evaluated for impairm- ent		Loans collectively evaluated for impairment		Loans acquired with deteriora- ted credit quality		Total
Commercial	$	934	$	(2	)	$	3	$	(117	)	$	818	$	—	$	818	$	—	$	818	$	275	$	134,533	$	—	$	134,808
Commercial real estate
Owner occupied	2,109		(3		)	8		565			2,679		375		2,304		—		2,679		7,653		210,080		—		217,733
Non-owner occupied	3,438		(65		)	2		1,026			4,401		200		4,201		—		4,401		10,978		390,817		—		401,795
Construction and development
Land and land development	2,263		(3		)	15		(1,567		)	708		589		119		—		708		6,949		61,130		—		68,079
Construction	24		—			—		(4		)	20		—		20		—		20		—		16,511		—		16,511
Residential real estate
Non-jumbo	2,174		(160		)	22		207			2,243		337		1,906		—		2,243		6,471		258,671		—		265,142
Jumbo	95		(1		)	—		76			170		25		145		—		170		4,478		55,288		—		59,766
Home equity	413		—			—		78			491		—		491		—		491		524		74,775		—		75,299
Mortgage warehouse lines	—		—			—		—			—		—		—		—		—		—		30,217		—		30,217
Consumer	121		(30		)	18		(29		)	80		—		80		—		80		39		24,401		—		24,440
Other	103		(50		)	40		15			108		—		108		—		108		—		8,831		—		8,831
PCI	—		—			—		—			—		—		—		—		—		—		—		2,012		2,012
Total	$	11,674	$	(314	)	$	108	$	250		$	11,718	$	1,526	$	10,192	$	—	$	11,718	$	37,367	$	1,265,254	$	2,012	$	1,304,633