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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash Flows from Operating Activities    
Net income $ 1,793 $ 1,698
Adjustments to reconcile net earnings to net cash provided by operating activities:    
Depreciation 298 339
Provision for loan losses 1,500 2,001
Stock compensation expense 1 1
Deferred income tax expense (benefit) (160) (688)
Loans originated for sale (1,224) (2,884)
Proceeds from loans sold 1,302 1,758
(Gain) on loans sold     
Securities (gains) (42) (1,165)
Other-than-temporary impairment of securities 54 229
Loss on disposal of assets 40 77
Write down of foreclosed properties 929 1,912
Amortization of securities premiums (accretion of discounts), net 1,368 858
Amortization of goodwill and purchase accounting adjustments, net 91 91
Decrease in accrued interest receivable 78 516
(Increase) in cash surrender value of bank owned life insurance (237) (275)
(Increase) decrease in other assets 937 (815)
Increase in other liabilities 119 922
Net cash provided by operating activities 6,847 4,575
Cash Flows from Investing Activities    
Proceeds from (purchase of) interest bearing deposits with other banks     
Proceeds from maturities and calls of securities available for sale 808 803
Proceeds from sales of securities available for sale 11,893 25,632
Principal payments received on securities available for sale 15,712 14,501
Purchases of securities available for sale (31,623) (45,733)
Redemption of Federal Home Loan Bank Stock 1,674 805
Net principal payments received on loans (11,417) 5,051
Purchases of premises and equipment (192) (12)
Proceeds from sales of other repossessed assets & property held for sale 1,981 1,243
Net cash provided by (used in) investing activities (11,164) 2,290
Cash Flows from Financing Activities    
Net increase in demand deposit, NOW and savings accounts 2,702 16,877
Net increase (decrease) in time deposits 36,490 (22,238)
Net increase in short-term borrowings 2,002 1
Proceeds from long-term borrowings 3,454  
Repayment of long-term borrowings (43,179) (3,133)
Exercise of stock options 61  
Dividends paid on preferred stock (194) (149)
Net cash provided by (used in) financing activities 1,336 (8,642)
Increase (decrease) in cash and cash equivalents (2,981) (1,777)
Cash and cash equivalents:    
Beginning 14,802 [1] 32,691
Ending 11,821 30,914
Supplemental Disclosures of Cash Flow Information    
Interest 5,047 6,944
Income taxes    159
Supplemental Schedule of Noncash Investing and Financing Activities    
Other assets acquired in settlement of loans $ 1,343 $ 1,087
[1] December 31, 2012 financial information has been extracted from audited consolidated financial statements