Schedule of capital ratios |
| | | | | | | | | | | | | | | | | | | | | | Actual | | Fully Phased-In Regulatory Guidelines Minimum | | To Be Well Capitalized Under Current Prompt Corrective Action Provisions | ($ in thousands) | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | | | | | (must equal or exceed) | | (must equal or exceed) | As of December 31, 2019 | | | | | | | | | | | | Common Equity Tier I Capital Ratio | | | | | | | | | | | | Company | $ | 610,642 |
| | 13.28 | % | | $ | 321,994 |
| | 7.00 | % | | $ N/A |
| | N/A |
| Bank | 661,234 |
| | 14.38 | % | | 321,866 |
| | 7.00 | % | | 298,875 |
| | 6.50 | % | Total Capital Ratio | | | | | | | | | | | | Company | 684,931 |
| | 14.89 | % | | 482,991 |
| | 10.50 | % | | N/A |
| | N/A |
| Bank | 683,178 |
| | 14.86 | % | | 482,799 |
| | 10.50 | % | | 459,808 |
| | 10.00 | % | Tier I Capital Ratio | | | | | | | | | | | | Company | 662,987 |
| | 14.41 | % | | 390,993 |
| | 8.50 | % | | N/A |
| | N/A |
| Bank | 661,234 |
| | 14.38 | % | | 390,837 |
| | 8.50 | % | | 367,846 |
| | 8.00 | % | Leverage Ratio | | | | | | | | | | | | Company | 662,987 |
| | 11.19 | % | | 236,904 |
| | 4.00 | % | | N/A |
| | N/A |
| Bank | 661,234 |
| | 11.17 | % | | 236,700 |
| | 4.00 | % | | 295,875 |
| | 5.00 | % | | | | | | | | | | | | | As of December 31, 2018 | | | | | | | | | | | | Common Equity Tier I Capital Ratio | | | | | | | | | | | | Company | $ | 535,566 |
| | 12.28 | % | | $ | 305,287 |
| | 7.00 | % | | $ N/A |
| | N/A |
| Bank | 586,053 |
| | 13.44 | % | | 305,163 |
| | 7.00 | % | | 283,366 |
| | 6.50 | % | Total Capital Ratio | | | | | | | | | | | | Company | 609,428 |
| | 13.97 | % | | 457,930 |
| | 10.50 | % | | N/A |
| | N/A |
| Bank | 607,717 |
| | 13.94 | % | | 457,745 |
| | 10.50 | % | | 435,948 |
| | 10.00 | % | Tier I Capital Ratio | | | | | | | | | | | | Company | 587,764 |
| | 13.48 | % | | 370,705 |
| | 8.50 | % | | N/A |
| | N/A |
| Bank | 586,053 |
| | 13.44 | % | | 370,555 |
| | 8.50 | % | | 348,758 |
| | 8.00 | % | Leverage Ratio | | | | | | | | | | | | Company | 587,764 |
| | 10.47 | % | | 224,014 |
| | 4.00 | % | | N/A |
| | N/A |
| Bank | 586,053 |
| | 10.45 | % | | 224,406 |
| | 4.00 | % | | 280,508 |
| | 5.00 | % |
|