XML 57 R42.htm IDEA: XBRL DOCUMENT v3.24.0.1
Deposits (Tables)
12 Months Ended
Dec. 31, 2023
Deposits, by Type [Abstract]  
Composition of Liabilities
The following table lists the composition of the deposit portfolio as of the end of the respective years.
($ in thousands)December 31, 2023December 31, 2022
Noninterest-bearing checking accounts$3,379,876 3,566,003 
Interest-bearing checking accounts1,411,142 1,514,166 
Money market accounts3,653,506 2,416,146 
Savings accounts608,380 728,641 
Other time deposits610,887 464,343 
Time deposits >$250,000355,209 276,319 
Total customer deposits10,019,000 8,965,618 
Brokered Deposits - time deposits12,599 261,911 
Total deposits$10,031,599 9,227,529 
Schedule of Maturities of Time Deposits
At December 31, 2023, the scheduled maturities of time deposits were as follows:
($ in thousands) 
2024$901,211 
202541,579 
202621,160 
20279,175 
20284,727 
Thereafter843 
$978,695 
Schedules of Concentration of Risk of Deposits No other market (as defined by county) had total loans outstanding in excess of 5% of the total portfolio at year end.
Percentage of Loans Outstanding
20232022
Wake County, North Carolina10.1 %11.6 %
New Hanover County, North Carolina8.1 %9.1 %
Mecklenburg County, North Carolina7.6 %7.9 %
Buncombe County, North Carolina5.3 %6.1 %
Guilford County, North Carolina5.0 %5.0 %
No other market area (as defined by county) comprises more than 5% of our deposit base at the dates presented.
Percentage of Total Deposits
20232022
Moore County, North Carolina10.8 %10.9 %
Buncombe County, North Carolina7.2 %8.3 %
Guilford County, North Carolina5.0 %6.0 %