Notes Receivable (Tables)

12 Months Ended

Dec. 31, 2015

Notes Receivable [Abstract]

Schedule Of Current And Non-Current Notes Receivable

In Millions
December 31	2015			2014
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	128		$	97
EnerBank notes receivable held for sale			16			41
Other			-			1
Non-current
EnerBank notes receivable			1,017			800
Total notes receivable		$	1,161		$	939

Schedule Of Allowance For Loan Losses

In Millions
Years Ended December 31	2015			2014
Balance at beginning of period		$	8		$	5
Charge-offs			(8)			(6)
Recoveries			1			1
Provision for loan losses			8			8
Balance at end of period		$	9		$	8