PRICING SUPPLEMENT NO.  72 DATED              Filed Pursuant to
February 23, 1995 TO PROSPECTUS               Rule 424(b)(5)
DATED March 29, 1994                          File No. 33-51877


                       CMS ENERGY CORPORATION

 General Term Notes (servicemark of J.W. Korth & Company), Series A
             Due 9 Months to 25 Years from date of issue

      Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated March 29, 1994.

Aggregate Principal Amount:            $   51,000.00            
Original Issue Date (Settlement Date)   March 2, 1995           
Stated Maturity Date:                   February 15, 1998       
Issue Price to Public:                 100.00% of Principal Amount
Interest Rate:                         7.750% Per Annum
Interest Payment Dates:                April 15 and monthly thereafter
                                       Commencing April 15, 1995
Survivor's Option:                     [ X ] Yes  [   ] No
Optional Redemption:                   [   ] Yes  [ X ] No

      Agent                            Principal Amount of Notes
                                        Solicited by Each Agent
Kemper Securities, Inc.                $        0.00     
J.W. Korth & Company                   $   51,000.00     
      Total                            $   51,000.00     

                                         Per Note
                                       Sold by Agents
                                        To Public          Total

Issue Price:                           $1,000.00       $   51,000.00

Agent's Discount or Commission:        $    4.50       $      229.50

Maximum Dealer's Discount or
  Selling Concession:                  $   11.50       $      586.50

Proceeds to the Company:               $  984.00       $   50,184.00

CUSIP Number:   12589QDD5