0001104659-24-060245.txt : 20240513 0001104659-24-060245.hdr.sgml : 20240513 20240513082321 ACCESSION NUMBER: 0001104659-24-060245 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240513 DATE AS OF CHANGE: 20240513 EFFECTIVENESS DATE: 20240513 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIZENS & NORTHERN CORP CENTRAL INDEX KEY: 0000810958 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance IRS NUMBER: 232451943 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14195 FILM NUMBER: 24937005 BUSINESS ADDRESS: STREET 1: 90-92 MAIN ST CITY: WELLSBORO STATE: PA ZIP: 16901 BUSINESS PHONE: 877-838-2517 MAIL ADDRESS: STREET 1: 90-92 MAIN ST CITY: WELLSBORO STATE: PA ZIP: 16901 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0000810958 XXXXXXXX 03-31-2024 03-31-2024 false CITIZENS & NORTHERN CORP
90-92 Main St Wellsboro PA 16901
13F HOLDINGS REPORT 028-14195 N
Mark A. Hughes Executive Vice President and Chief Financial Officer 570-724-3411 /s/ Mark A. Hughes Wellsboro PA 05-13-2024 1 109 295716211 1 0001520684 028-14473 Citizens & Northern Bank
INFORMATION TABLE 2 infotable.xml Abbott Labs COM 002824100 2382768 20964 SH DFND 1 20964 0 0 Accenture PLC SHS CLASS A G1151C101 227030 655 SH DFND 1 655 0 0 Adobe Systems Inc COM 00724F101 1750962 3470 SH DFND 1 3470 0 0 Alphabet Inc Class C CAP STK CL C 02079K107 7583766 49808 SH DFND 1 49808 0 0 Amazon Communications Inc COM 023135106 5852068 32443 SH DFND 1 32443 0 0 American Tower REIT Inc COM 03027X100 1758749 8901 SH DFND 1 8901 0 0 Analog Devices Inc COM 032654105 1721169 8702 SH DFND 1 8702 0 0 Apple Computer Inc COM 037833100 9430200 54993 SH DFND 1 54993 0 0 AT&T Inc COM 00206R102 1035883 58857 SH DFND 1 58857 0 0 Avantis Emerging Markets Equity ETF AVANTIS EMGMKT 025072604 392215 6767 SH DFND 1 6767 0 0 Avantis International Equity ETF INTL EQT ETF 025072703 2014248 31601 SH DFND 1 31601 0 0 Avantis US Equity ETF US EQT ETF 025072885 1058159 11823 SH DFND 1 11823 0 0 Bath & Body Works COM 070830104 1449480 28978 SH DFND 1 28978 0 0 Becton, Dickinson & Co. COM 075887109 1156334 4673 SH DFND 1 4673 0 0 Berkshire Hathaway Inc Class B New CL B NEW 084670702 540368 1285 SH DFND 1 1285 0 0 Biogen Idec Inc COM 09062X103 970551 4501 SH DFND 1 4501 0 0 Blackrock, Inc. COM 09247X101 1131331 1357 SH DFND 1 1357 0 0 Blackstone Inc COM 09260D107 1603239 12204 SH DFND 1 12204 0 0 Boeing Co COM 097023105 1064340 5515 SH DFND 1 5515 0 0 Bristol Myers Squibb Co COM 110122108 1013776 18694 SH DFND 1 18694 0 0 Caterpillar Inc COM 149123101 338948 925 SH DFND 1 925 0 0 CDW Corporation COM 12514G108 1534936 6001 SH DFND 1 6001 0 0 Cencora, Inc. COM 03073E105 1658893 6827 SH DFND 1 6827 0 0 Charles Schwab Corp COM 808513105 988092 13659 SH DFND 1 13659 0 0 Chevron Corp COM 166764100 1201348 7616 SH DFND 1 7616 0 0 Chipotle Mexican Grill Inc Corp Common COM 169656105 3028854 1042 SH DFND 1 1042 0 0 Cisco Systems Inc COM 17275R102 1568571 31428 SH DFND 1 31428 0 0 Citizens & Northern Corp COM 172922106 5783321 307951 SH DFND 1 307951 0 0 Citizens Financial Services Inc COM 174615104 4355282 88522 SH DFND 1 88522 0 0 CME Group Inc COM 12572Q105 240910 1119 SH DFND 1 1119 0 0 Coca Cola Co COM 191216100 1399248 22871 SH DFND 1 22871 0 0 Comcast Corp Class A CL A 20030N101 1897213 43765 SH DFND 1 43765 0 0 Corning Inc COM 219350105 656761 19926 SH DFND 1 19926 0 0 Costco Wholesale Corp (New) COM 22160K105 3934223 5370 SH DFND 1 5370 0 0 CVS Health Corporation COM 126650100 2206560 27665 SH DFND 1 27665 0 0 Deere & Co COM 244199105 376238 916 SH DFND 1 916 0 0 DFA Dimensional International Core Equity 2 ETF INTL CORE EQUITY 25434V799 247999 9271 SH DFND 1 9271 0 0 Dimensional U.S. Core Equity 2 ETF US CORE EQUITY 2 25434V708 4789177 149896 SH DFND 1 149896 0 0 Disney Walt Co COM 254687106 1277071 10437 SH DFND 1 10437 0 0 DuPont de Nemours Inc COM 26614N102 836470 10910 SH DFND 1 10910 0 0 Eli Lilly & Co COM 532457108 216273 278 SH DFND 1 278 0 0 EOG Resources, Inc. COM 26875P101 1125759 8806 SH DFND 1 8806 0 0 Exxon Mobil Corp COM 30231G102 3356198 28873 SH DFND 1 28873 0 0 Fidelity MSCI Real Estate Index ETF MSCI RL EST ETF 316092857 17055346 653712 SH DFND 1 653712 0 0 FlexShares Core Select Bond Fund ETF CRE SLCT BD FD 33939L670 269772 12229 SH DFND 1 12229 0 0 Flexshares Morningstar Global Upstream Nat Res Index ETF MORNSTAR UPSTR 33939L407 23373635 569117 SH DFND 1 569117 0 0 FlexShares STOXX US ESG Select Index ETF STOX US ESG SLCT 33939L696 293678 2320 SH DFND 1 2320 0 0 Freeport-McMoran, Inc. CL B 35671D857 841987 17907 SH DFND 1 17907 0 0 General Dynamics Corp COM 369550108 2067544 7319 SH DFND 1 7319 0 0 GSK PLC ADR SPONSORED ADR 37733W204 1652338 38543 SH DFND 1 38543 0 0 Halliburton Co COM 406216101 1045931 26533 SH DFND 1 26533 0 0 Home Depot Inc COM 437076102 2436627 6352 SH DFND 1 6352 0 0 Honeywell Intl Inc COM 438516106 1791627 8729 SH DFND 1 8729 0 0 Illinois Tool Works Inc COM 452308109 386932 1442 SH DFND 1 1442 0 0 Intercontinental Exchange Inc Common COM 45866F104 1368940 9961 SH DFND 1 9961 0 0 International Business Machines COM 459200101 2613288 13685 SH DFND 1 13685 0 0 iShares Barclays MBS Bond Fund ETF MBS ETF 464288588 2554304 27638 SH DFND 1 27638 0 0 iShares Barclays TIPS Bond Fund TIPS BD ETF 464287176 369705 3442 SH DFND 1 3442 0 0 iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 351713 669 SH DFND 1 669 0 0 iShares iBoxx $ High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 577378 7428 SH DFND 1 7428 0 0 iShares JPMorgan USD Emerging Markets Bond ETF JPMORGAN USD EMG 464288281 9038108 100793 SH DFND 1 100793 0 0 iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 531419 2967 SH DFND 1 2967 0 0 iShares S&P MidCap 400 Index Fd CORE S&P MCP ETF 464287507 12248100 201648 SH DFND 1 201648 0 0 iShares Short-Term National Muni Bond ETF SHRT NAT MUN ETF 464288158 973570 9296 SH DFND 1 9296 0 0 iShares Trust Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 850040 2522 SH DFND 1 2522 0 0 Johnson & Johnson COM 478160104 288064 1821 SH DFND 1 1821 0 0 JPMorgan Chase & Co COM 46625H100 4834441 24136 SH DFND 1 24136 0 0 Lauder (Estee) Cos Inc Class A CL A 518439104 1105564 7172 SH DFND 1 7172 0 0 Lowes Cos Inc COM 548661107 286826 1126 SH DFND 1 1126 0 0 Marsh & McLennan Cos Inc COM 571748102 1485528 7212 SH DFND 1 7212 0 0 Masco Corp COM 574599106 1521516 19289 SH DFND 1 19289 0 0 Mastercard Inc Class A CL A 57636Q104 3853042 8001 SH DFND 1 8001 0 0 McDonalds Corp COM 580135101 1627133 5771 SH DFND 1 5771 0 0 Meta Platforms Inc CL A 30303M102 4668852 9615 SH DFND 1 9615 0 0 Microchip Technology Inc COM 595017104 1126488 12557 SH DFND 1 12557 0 0 Microsoft Corp COM 594918104 12877818 30609 SH DFND 1 30609 0 0 Mondelez Intl Inc Class A CL A 609207105 2110010 30143 SH DFND 1 30143 0 0 National Fuel Gas Co N J COM 636180101 210744 3923 SH DFND 1 3923 0 0 Nextera Energy Inc COM 65339F101 1098485 17188 SH DFND 1 17188 0 0 Nike, Inc. Class B CL B 654106103 1817197 19336 SH DFND 1 19336 0 0 Norfolk Southern Corp COM 655844108 2172512 8524 SH DFND 1 8524 0 0 Nvidia Corp COM 67066G104 7804048 8637 SH DFND 1 8637 0 0 Oracle Corp COM 68389X105 2173053 17300 SH DFND 1 17300 0 0 Palo Alto Networks Inc Common COM 697435105 1391953 4899 SH DFND 1 4899 0 0 Paypal Holdings, Inc. COM 70450Y103 783046 11689 SH DFND 1 11689 0 0 Pfizer Inc COM 717081103 900349 32445 SH DFND 1 32445 0 0 Procter & Gamble Co COM 742718109 2929424 18055 SH DFND 1 18055 0 0 Rockwell Automation Inc Common COM 773903109 233064 800 SH DFND 1 800 0 0 Roper Industries Inc New COM 776696106 625337 1115 SH DFND 1 1115 0 0 Salesforce, Inc. COM 79466L302 2536237 8421 SH DFND 1 8421 0 0 Schlumberger Ltd COM STK 806857108 1934574 35296 SH DFND 1 35296 0 0 SPDR Dow Jones Industrial Average ETF Trust UT SER 1 78467X109 1011504 2543 SH DFND 1 2543 0 0 SPDR Nuveen Bloomberg Barclays ST Muni Bond ETF NUVEEN BLMBRG SH 78468R739 271926 5732 SH DFND 1 5732 0 0 SPDR Portfolio Long Term Treasury ETF PORTFOLIO LN TSR 78464A664 888576 31803 SH DFND 1 31803 0 0 SPDR Portfolio S&P 400 Mid Cap ETF PORTFOLIO S&P400 78464A847 13627250 255479 SH DFND 1 255479 0 0 SPDR S&P 500 ETF Trust TR UNIT 78462F103 1534164 2933 SH DFND 1 2933 0 0 SYSCO Corp COM 871829107 203437 2506 SH DFND 1 2506 0 0 Tjx Companies (New) COM 872540109 1700306 16765 SH DFND 1 16765 0 0 Truist Financial Corporation COM 89832Q109 1637667 42013 SH DFND 1 42013 0 0 Union Pacific Corp COM 907818108 1240471 5044 SH DFND 1 5044 0 0 Unitedhealth Group, Inc. COM 91324P102 307209 621 SH DFND 1 621 0 0 Vanguard Dividend Appreciation Index ETF DIV APP ETF 921908844 689353 3775 SH DFND 1 3775 0 0 Vanguard Russell 1000 Growth ETF VNG RUS1000GRW 92206C680 35181780 405928 SH DFND 1 405928 0 0 Vanguard Tax-Exempt Bond Index ETF TAX EXEMPT BD 922907746 230028 4546 SH DFND 1 4546 0 0 Vanguard Total International Bond Index Fund ETF TOTAL INT BD ETF 92203J407 1015380 20642 SH DFND 1 20642 0 0 Vanguard Total World Stock Index Fund ETF TT WRLD ST ETF 922042742 221000 2000 SH DFND 1 2000 0 0 Verizon Communications COM 92343V104 553914 13201 SH DFND 1 13201 0 0 W W Grainger Inc COM 384802104 1522898 1497 SH DFND 1 1497 0 0 Zimmer Biomet Holdings, Inc. COM 98956P102 1637080 12404 SH DFND 1 12404 0 0