Note 8 - Loans (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

Summary of Loans by Type
(In Thousands)	Dec. 31,			Dec. 31,
	2019			2018
Residential mortgage:
Residential mortgage loans - first liens	$	510,641		$	372,339
Residential mortgage loans - junior liens		27,503			25,450
Home equity lines of credit		33,638			34,319
1-4 Family residential construction		14,798			24,698
Total residential mortgage		586,580			456,806
Commercial:
Commercial loans secured by real estate		301,227			162,611
Commercial and industrial		126,374			91,856
Political subdivisions		53,570			53,263
Commercial construction and land		33,555			11,962
Loans secured by farmland		12,251			7,146
Multi-family (5 or more) residential		31,070			7,180
Agricultural loans		4,319			5,659
Other commercial loans		16,535			13,950
Total commercial		578,901			353,627
Consumer		16,741			17,130
Total		1,182,222			827,563
Less: allowance for loan losses		(9,836	)		(9,309	)
Loans, net	$	1,172,386		$	818,254

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(In Thousands)				Credit
	Market			Adjustment on			Credit
	Rate			Non-impaired			Adjustment on
	Adjustment			Loans			PCI Loans
Adjustments to gross amortized cost of loans at acquisition	$	(1,807	)	$	(1,914	)	$	(318	)
Accretion recognized in interest income		392			698
Recovery from PCI loan pay-off								10
Adjustments to gross amortized cost of loans at December 31, 2019	$	(1,415	)	$	(1,216	)	$	(308	)

Financing Receivable, Allowance for Credit Loss [Table Text Block]

Year Ended December 31, 2019	Dec. 31,										Dec. 31,
(In Thousands)	2018 Balance		Charge-offs			Recoveries		Provision (Credit)			2019 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens	$	3,156	$	(166	)	$	4	$	411		$	3,405
Residential mortgage loans - junior liens		325		(24	)		2		81			384
Home equity lines of credit		302		0			5		(31	)		276
1-4 Family residential construction		203		0			1		(87	)		117
Total residential mortgage		3,986		(190	)		12		374			4,182
Commercial:
Commercial loans secured by real estate		2,538		0			0		(617	)		1,921
Commercial and industrial		1,553		(6	)		6		(162	)		1,391
Commercial construction and land		110		0			0		856			966
Loans secured by farmland		102		0			0		56			158
Multi-family (5 or more) residential		114		0			0		42			156
Agricultural loans		46		0			0		(5	)		41
Other commercial loans		128		0			0		27			155
Total commercial		4,591		(6	)		6		197			4,788
Consumer		233		(183	)		39		192			281
Unallocated		499		0			0		86			585
Total Allowance for Loan Losses	$	9,309	$	(379	)	$	57	$	849		$	9,836

Year Ended December 31, 2018	Dec. 31,										Dec. 31,
(In Thousands)	2017 Balance		Charge-offs			Recoveries		Provision (Credit)			2018 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens	$	3,200	$	(108	)	$	4	$	60		$	3,156
Residential mortgage loans - junior liens		224		0			4		97			325
Home equity lines of credit		296		(50	)		0		56			302
1-4 Family residential construction		243		0			0		(40	)		203
Total residential mortgage		3,963		(158	)		8		173			3,986
Commercial:
Commercial loans secured by real estate		2,584		(21	)		0		(25	)		2,538
Commercial and industrial		1,065		(144	)		6		626			1,553
Commercial construction and land		150		0			0		(40	)		110
Loans secured by farmland		105		0			0		(3	)		102
Multi-family (5 or more) residential		172		0			311		(369	)		114
Agricultural loans		57		0			0		(11	)		46
Other commercial loans		102		0			0		26			128
Total commercial		4,235		(165	)		317		204			4,591
Consumer		159		(174	)		41		207			233
Unallocated		499		0			0		0			499
Total Allowance for Loan Losses	$	8,856	$	(497	)	$	366	$	584		$	9,309

Financing Receivable Credit Quality Indicators [Table Text Block]

December 31, 2019									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Residential Mortgage:
Residential Mortgage loans - first liens	$	500,963	$	193	$	9,324	$	84	$	77	$	510,641
Residential Mortgage loans - junior liens		26,953		79		471		0		0		27,503
Home Equity lines of credit		33,170		59		409		0		0		33,638
1-4 Family residential construction		14,798		0		0		0		0		14,798
Total residential mortgage		575,884		331		10,204		84		77		586,580
Commercial:
Commercial loans secured by real estate		294,397		4,773		1,693		0		364		301,227
Commercial and Industrial		114,293		9,538		2,543		0		0		126,374
Political subdivisions		53,570		0		0		0		0		53,570
Commercial construction and land		32,224		0		1,331		0		0		33,555
Loans secured by farmland		6,528		4,681		1,042		0		0		12,251
Multi-family (5 or more) residential		30,160		0		910		0		0		31,070
Agricultural loans		3,343		335		641		0		0		4,319
Other commercial loans		16,416		0		119		0		0		16,535
Total commercial		550,931		19,327		8,279		0		364		578,901
Consumer		16,720		0		21		0		0		16,741
Totals	$	1,143,535	$	19,658	$	18,504	$	84	$	441	$	1,182,222

December 31, 2018
(In Thousands)			Special
	Pass		Mention		Substandard		Doubtful		Total
Residential Mortgage:
Residential mortgage loans - first liens	$	363,407	$	937	$	7,944	$	51	$	372,339
Residential mortgage loans - junior liens		24,841		176		433		0		25,450
Home equity lines of credit		33,659		59		601		0		34,319
1-4 Family residential construction		24,698		0		0		0		24,698
Total residential mortgage		446,605		1,172		8,978		51		456,806
Commercial:
Commercial loans secured by real estate		156,308		740		5,563		0		162,611
Commercial and Industrial		84,232		5,230		2,394		0		91,856
Political subdivisions		53,263		0		0		0		53,263
Commercial construction and land		11,887		0		75		0		11,962
Loans secured by farmland		5,171		168		1,796		11		7,146
Multi-family (5 or more) residential		7,180		0		0		0		7,180
Agricultural loans		4,910		84		665		0		5,659
Other commercial loans		13,879		0		71		0		13,950
Total commercial		336,830		6,222		10,564		11		353,627
Consumer		17,116		0		14		0		17,130
Totals	$	800,551	$	7,394	$	19,556	$	62	$	827,563

Loans and Leases Receivable, Schedule of Special Mention Loans [Table Text Block]

					Risk
(In Thousands)	Balance,		Balance,		Rating
	December 31,		December 31,		December 31,
	2019		2018		2018
4 loans downgraded in 2019	$	6,668	$	7,043	Pass
1 loan with no change in rating in 2019		984		1,098	Special Mention
2 loans upgraded in 2019		3,570		3,781	Substandard
2 loans originated in 2019		4,135		0	N/A
Total Special Mention Loans of $500,000 or
More at December 31, 2019	$	15,357	$	11,922

Impaired Financing Receivable by Portfolio Segment [Table Text Block]

December 31, 2019	Loans:								Allowance for Loan Losses:
(In Thousands)
					Purchased
	Individually		Collectively		Performing				Individually		Collectively
	Evaluated		Evaluated		Loans		Totals		Evaluated		Evaluated		Totals
Residential mortgage:
Residential mortgage loans - first liens	$	1,023	$	405,186	$	104,432	$	510,641	$	0	$	3,405	$	3,405
Residential mortgage loans - junior liens		368		24,730		2,405		27,503		176		208		384
Home equity lines of credit		0		32,147		1,491		33,638		0		276		276
1-4 Family residential construction		0		14,640		158		14,798		0		117		117
Total residential mortgage		1,391		476,703		108,486		586,580		176		4,006		4,182
Commercial:
Commercial loans secured by real estate		684		198,532		102,011		301,227		0		1,921		1,921
Commercial and industrial		1,467		122,313		2,594		126,374		149		1,242		1,391
Political subdivisions		0		53,570		0		53,570		0		0		0
Commercial construction and land		1,261		29,710		2,584		33,555		678		288		966
Loans secured by farmland		607		11,386		258		12,251		48		110		158
Multi-family (5 or more) residential		0		10,617		20,453		31,070		0		156		156
Agricultural loans		76		4,243		0		4,319		0		41		41
Other commercial loans		0		15,947		588		16,535		0		155		155
Total commercial		4,095		446,318		128,488		578,901		875		3,913		4,788
Consumer		0		16,741		0		16,741		0		281		281
Unallocated														585
Total	$	5,486	$	939,762	$	236,974	$	1,182,222	$	1,051	$	8,200	$	9,836

December 31, 2018	Loans:						Allowance for Loan Losses:
(In Thousands)
	Individually		Collectively				Individually		Collectively
	Evaluated		Evaluated		Totals		Evaluated		Evaluated		Totals
Residential mortgage:
Residential mortgage loans - first liens	$	991	$	371,348	$	372,339	$	0	$	3,156	$	3,156
Residential mortgage loans - junior liens		293		25,157		25,450		116		209		325
Home equity lines of credit		0		34,319		34,319		0		302		302
1-4 Family residential construction		0		24,698		24,698		0		203		203
Total residential mortgage		1,284		455,522		456,806		116		3,870		3,986
Commercial:
Commercial loans secured by real estate		4,302		158,309		162,611		781		1,757		2,538
Commercial and industrial		2,157		89,699		91,856		659		894		1,553
Political subdivisions		0		53,263		53,263		0		0		0
Commercial construction and land		0		11,962		11,962		0		110		110
Loans secured by farmland		1,349		5,797		7,146		49		53		102
Multi-family (5 or more) residential		0		7,180		7,180		0		114		114
Agricultural loans		665		4,994		5,659		0		46		46
Other commercial loans		0		13,950		13,950		0		128		128
Total commercial		8,473		345,154		353,627		1,489		3,102		4,591
Consumer		17		17,113		17,130		0		233		233
Unallocated												499
Total	$	9,774	$	817,789	$	827,563	$	1,605	$	7,205	$	9,309

Impaired Financing Receivables [Table Text Block]

(In Thousands)	December 31, 2019						December 31, 2018
	Unpaid						Unpaid
	Principal		Recorded		Related		Principal		Recorded		Related
	Balance		Investment		Allowance		Balance		Investment		Allowance
With no related allowance recorded:
Residential mortgage loans - first liens	$	645	$	617	$	0	$	750	$	721	$	0
Residential mortgage loans - junior liens		42		42		0		54		54		0
Commercial loans secured by real estate		684		684		0		1,787		1,787		0
Commercial and industrial		563		563		0		817		817		0
Loans secured by farmland		129		129		0		862		862		0
Agricultural loans		76		76		0		665		665		0
Consumer		0		0		0		17		17		0
Total with no related allowance recorded		2,139		2,111		0		4,952		4,923		0
With a related allowance recorded:
Residential mortgage loans - first liens		406		406		0		270		270		0
Residential mortgage loans - junior liens		326		326		176		239		239		116
Commercial loans secured by real estate		0		0		0		2,515		2,515		781
Commercial and industrial		904		904		149		1,340		1,340		659
Construction and other land loans		1,261		1,261		678		0		0		0
Loans secured by farmland		478		478		48		487		487		49
Total with a related allowance recorded		3,375		3,375		1,051		4,851		4,851		1,605
Total	$	5,514	$	5,486	$	1,051	$	9,803	$	9,774	$	1,605

Schedule Of Additional Information On Impaired Loans [Table Text Block]

					Interest Income Recognized
	Average Investment in				on Impaired Loans
	Impaired Loans				o n a Cash Basis
(In Thousands)	Year Ended December 31,				Year Ended December 31,
	2019		2018		2019		2018
Residential mortgage:
Residential mortgage loans - first lien	$	1,440	$	980	$	87	$	52
Residential mortgage loans - junior lien		288		297		12		11
Home equity lines of credit		26		0		4		0
Total residential mortgage		1,754		1,277		103		63
Commercial:
Commercial loans secured by real estate		1,562		4,897		19		141
Commercial and industrial		1,186		708		25		47
Commercial construction and land		556		0		71		0
Loans secured by farmland		1,276		1,357		49		35
Multi-family (5 or more) residential		0		314		0		0
Agricultural loans		399		542		31		46
Other commercial loans		20		0		4		0
Total commercial		4,999		7,818		199		269
Consumer		3		18		0		1
Total	$	6,756	$	9,113	$	302	$	333

Financing Receivable, Nonaccrual [Table Text Block]

(In Thousands)	December 31, 2019				December 31, 2018
	Past Due				Past Due
	90+ Days and				90+ Days and
	Accruing		Nonaccrual		Accruing		Nonaccrual
Residential mortgage:
Residential mortgage loans - first liens	$	878	$	4,679	$	1,633	$	4,750
Residential mortgage loans - junior liens		53		326		151		239
Home equity lines of credit		71		73		219		27
Total residential mortgage		1,002		5,078		2,003		5,016
Commercial:
Commercial loans secured by real estate		107		1,148		394		3,958
Commercial and industrial		15		1,051		18		2,111
Commercial construction and land		0		1,311		0		52
Loans secured by farmland		43		565		459		1,297
Agricultural loans		0		0		0		665
Other commercial		0		49		0		0
Total commercial		165		4,124		871		8,083
Consumer		40		16		32		14
Totals	$	1,207	$	9,218	$	2,906	$	13,113

Financing Receivable, Past Due [Table Text Block]

	As of December 31, 2019							As of December 31, 2018
	Current &							Current &
(In Thousands)	Past Due		Past Due	Past Due				Past Due			Past Due	Past Due
	Less than		30-89	90+				Less than			30-89	90+
	30 Days		Days	Days		Total		30 Days			Days	Days		Total
Residential mortgage:
Residential mortgage loans - first liens	$	499,024	7,839	$	3,778	$	510,641	$	361,362		6,414	$	4,563	$	372,339
Residential mortgage loans - junior liens		27,041	83		379		27,503		24,876		184		390		25,450
Home equity lines of credit		33,115	452		71		33,638		33,611		480		228		34,319
1-4 Family residential construction		14,758	40		0		14,798		24,531		167		0		24,698
Total residential mortgage		573,938	8,414		4,228		586,580		444,380		7,245		5,181		456,806
Commercial:
Commercial loans secured by real estate		299,640	737		850		301,227		160,668		226		1,717		162,611
Commercial and industrial		126,221	16		137		126,374		90,915		152		789		91,856
Political subdivisions		53,570	0		0		53,570		53,263		0		0		53,263
Commercial construction and land		33,505	0		50		33,555		11,910		0		52		11,962
Loans secured by farmland		11,455	666		130		12,251		5,390		487		1,269		7,146
Multi-family (5 or more) residential		31,070	0		0		31,070		7,104		76		0		7,180
Agricultural loans		4,318	1		0		4,319		5,624		29		6		5,659
Other commercial loans		16,535	0		0		16,535		13,950		0		0		13,950
Total commercial		576,314	1,420		1,167		578,901		348,824		970		3,833		353,627
Consumer		16,496	189		56		16,741		16,991		93		46		17,130
Totals	$	1,166,748	10,023	$	5,451	$	1,182,222	$	810,195	$	8,308	$	9,060	$	827,563

Contractual Aging of Nonaccrual Loans [Table Text Block]

	Current &
(In Thousands)	Past Due		Past Due		Past Due
	Less than		30-89		90+
	30 Days		Days		Days		Total
December 31, 2019 Nonaccrual Totals	$	3,840	$	1,134	$	4,244	$	9,218
December 31, 2018 Nonaccrual Totals	$	5,793	$	1,166	$	6,154	$	13,113

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

Troubled Debt Restructurings (TDRs):
	Current &
(In Thousands)	Past Due		Past Due		Past Due
	Less than		30-89		90+
	30 Days		Days		Days		Nonaccrual		Total
December 31, 2019 Totals	$	889	$	0	$	0	$	1,737	$	2,626
December 31, 2018 Totals	$	612	$	43	$	0	$	2,884	$	3,539

Financing Receivable, Troubled Debt Restructuring, Payment Defaults [Table Text Block]

(Balances in Thousands)
	2019				2018
	Number				Number
	of		Recorded		of		Recorded
	Loans		Investment		Loans		Investment
Residential mortgage - first liens		1	$	261		0		0
Residential mortgage - junior liens		1		18		0		0
Commercial and industrial		8		170		0		0
Agricultural loans		1		81		0		0
Total		11	$	530		0	$	0

Schedule of Real Estate Acquired Through Foreclosure [Table Text Block]

(In Thousands)	Dec. 31,		Dec. 31,
	2019		2018
Foreclosed residential real estate	$	292	$	64

Schedule of Mortgage Loans in Process of Foreclosure [Table Text Block]

(In Thousands)	Dec. 31,		Dec. 31,
	2019		2018
Residential real estate in process of foreclosure	$	1,717	$	1,097

Troubled Debt Restructuring [Member]

Notes Tables

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(Balances in Thousands)
	2019				2018
			Post-				Post-
	Number		Modification		Number		Modification
	of		Recorded		of		Recorded
	Loans		Investment		Loans		Investment
Residential mortgage - first liens:
Reduced monthly payments and extended maturity date		1	$	271		0	$	0
Reduced monthly payments for a six-month period		0		0		1		80
Residential mortgage - junior liens,
Reduced monthly payments and extended maturity date		1		18		0		0
Commercial loans secured by real estate,
Extended interest only payments for a six-month period		0		0		2		36
Commercial and industrial:
Extended interest only payments for a six-month period		0		0		1		46
Reduced monthly payments and extended maturity date		8		177		0		0
Commercial construction and land,
Extended interest only payments and reduced monthly payments with a balloon payment at maturity		1		1,261		0		0
Agricultural loans,
Reduced monthly payments and extended maturity date		1		84		0		0
Total		12	$	1,811		4	$	162