UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Notice of Effectiveness
Effectiveness Date:	January 17, 2017 5:15 P.M.

Form:

N-14

CIK: 0000810695 Company Name: Mutual Fund & Variable Insurance Trust File Number: 333-213741 SERIES/CLASSES (CONTRACTS) MERGERS CIK Series ID Class/Contract Name Acquiring: 0000810695 Mutual Fund & Variable Insurance Trust S000055104 Rational Iron Horse Fund C000173374 Rational Iron Horse Fund Class A Target: 0001314414 Northern Lights Fund Trust S000032551 Iron Horse Fund C000100370 Iron Horse Fund Class A Shares CIK Series ID Class/Contract Name Acquiring: 0000810695 Mutual Fund & Variable Insurance Trust S000055104 Rational Iron Horse Fund C000173376 Rational Iron Horse Fund Institutional Target: 0001314414 Northern Lights Fund Trust S000032551 Iron Horse Fund C000100371 Iron Horse Fund Class I Shares