<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>b45472ffexv99w1.txt
<DESCRIPTION>JOINT FILING AGREEMENT
<TEXT>
<PAGE>

                                                                       Exhibit 1
                                    AGREEMENT

         Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934,
the undersigned hereby agree that only one statement containing the information
required by Schedule 13G need be filed with respect to the ownership by each of
the undersigned of shares of Common Stock of FirstFed Financial Corp. and that
this statement is filed on behalf of each of them.

         This agreement may be executed in any number of counterparts, each of
which shall be deemed an original.

         EXECUTED this 5th day of February, 2003.

HIGH ROCK CAPITAL LLC

By: High Rock Capital LLC

By:      /s/ David L. Diamond
         ------------------------------
         David L. Diamond,
         President

HIGH ROCK ASSET MANAGEMENT LLC

By: High Rock Asset Management LLC

By:      /s/ David L. Diamond
         ------------------------------
         David L. Diamond,
         President

</TEXT>
</DOCUMENT>