497 1 c59327ee497.txt DEFINITIVE MATERIALS 1 SUPPLEMENTS DATED JANUARY 2, 2001 TO PROSPECTUSES DATED MAY 1, 2000 AND JUNE 23, 2000 -------------------------------------------------------------------------------- KEMPER ADVANTAGE III, ZURICH KEMPER LIFEINVESTOR AND ZURICH PREFERRED (INDIVIDUALLY A "CONTRACT," COLLECTIVELY THE "CONTRACTS") -------------------------------------------------------------------------------- ISSUED BY KILICO VARIABLE SEPARATE ACCOUNT KILICO VARIABLE ANNUITY SEPARATE ACCOUNT AND KEMPER INVESTORS LIFE INSURANCE COMPANY The Dreyfus Socially Responsible Growth Fund, Inc., Dreyfus Stock Index Fund, and the Dreyfus VIF-Appreciation and Dreyfus VIF-Small Cap Portfolios of Dreyfus Variable Investment Fund each offer two classes of shares: Service shares and Initial shares. Each Fund's prospectus dated December 31, 2000 describes the Service shares and the Initial shares. Currently, only the Funds' Initial shares are available for investment under the Contracts, and each Fund or Portfolio may not be available under your Contract.