[ZURICH LIFE LETTERHEAD]




VIA EDGAR
---------


May 6, 2002

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549


     Re:  Kemper Investors Life Insurance Company
          KILICO Variable Separate Account ("Registrant")
          Post-Effective Amendment No. 5 to Form S-6 Registration Statement
          (File Nos. 333-79615 and 811-5025)

Commissioners:

     Pursuant to Rule 497(j) of the Securities Act of 1933, as amended, and on
behalf of the Registrant, please accept this letter as certification that the
prospectus for the Registrant dated May 1, 2002, does not differ from that
contained in Post-Effective Amendment No. 5 (the "Amendment") to the
Registrant's Registration Statement on Form S-6. The Amendment was filed
electronically with the Securities and Exchange Commission on April 30, 2002.

     Please call the undersigned at (847) 874-7386 if you have any question or
comment.

Yours truly,

/s/ TERRY R. YOUNG

Terry R. Young
Senior Counsel