SUPPLEMENT DATED APRIL 19, 2000
                 TO PROSPECTUS DATED NOVEMBER 9, 1999 FOR
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         MODIFIED SINGLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE
                 POLICIES (SINGLE LIFE AND SURVIVORSHIP)
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                         KEMPER DESTINATIONS LIFE
                               Issued By
                  KEMPER INVESTORS LIFE INSURANCE COMPANY

This Supplement describes variations that apply if you purchase your Policy in
the State of Florida.  Policies issued in Florida are referred to as Modified
Premium Variable Universal Life Insurance Policies.  In addition, Policies
issued in Florida have restrictions on the "no lapse guarantee" feature under
the Policy.  These changes are further described below with reference to those
parts of the Prospectus modified by this Supplement.  Please read this
Supplement carefully and keep it with your Prospectus for future reference.

Policy Description
- ------------------

"Modified Premium" is substituted for "Modified Single Premium" wherever the
title of the Policy appears in the Prospectus.

No Lapse Guarantee
- ------------------

1.     The definition of "No Lapse Guarantee" appearing on page 4 of the
       Prospectus is revised to read as follows:

          "NO LAPSE GUARANTEE - Our guarantee that, if you have no
          outstanding Policy Debt, your Policy will not lapse prior
          to the Guarantee Period Expiration Date shown on your
          Policy's specifications page regardless of changes in the
          Net Surrender Value.

          The Guarantee Period Expiration Date is based on the
          Insured's Issue Age determined from the following table:

                         The Guarantee Period Expiration Date
                         Applicable Falls on the Policy
          *Issue Age     Anniversary Date Next Following
          ----------     -------------------------------

           0-14          Insured's 55th Birthday
           15-24         Insured's 65th Birthday
           25-44         Insured's 70th Birthday
           45-61         Insured's 75th Birthday
           62-74         Insured's 80th Birthday
                           or 10 years after Issue,
                           whichever is later




           75-84         Insured's 85th Birthday
                           or 10 years after Issue,
                           whichever is later
           85-90         No Guarantee Period Applies

          * Based on the age of the Insured - Single Life Policy
          * Based on the age of the older Insured
            Survivorship Policy

          If the Net Surrender Value becomes insufficient to cover
          the monthly charges while the No Lapse Guarantee is in
          effect, your Policy will remain in force, however, your
          Death Benefit will be reduced to equal your total
          Premiums (less any prior withdrawals of Premium).  The
          No Lapse Guarantee is not available under all Policies
          and is not available if your Policy covers an Insured
          whose Issue Age is 85 or older."

2.     The paragraph under "No Lapse Guarantee" appearing on page 7 of
       the Prospectus is revised to read as follows:

          "Under our No Lapse Guarantee, if you do not have any
          outstanding Policy Debt, your Policy will never lapse
          prior to the Guarantee Period Expiration Date shown on
          your Policy's specifications page, regardless of
          changes in the Net Surrender Value. If your Policy
          would have otherwise lapsed prior to the Guarantee
          Period Expiration Date, it will remain in force until
          payment of the Death Benefit or the Maturity Date,
          unless you voluntarily surrender your Policy at an
          earlier date.  If your Net Surrender Value is
          insufficient to cover a Monthly Deduction when due,
          we will give you a 61-day Grace Period to pay
          additional Premium.  If you do not pay sufficient
          additional Premium and the Grace Period ends prior
          to the Guarantee Period Expiration Date, at the end
          of the Grace Period your Policy will stay in force
          but the Death Benefit will be reduced to equal your
          total Premium payments (less any prior partial
          withdrawals of Premium).  The No Lapse Guarantee
          applies to your Policy unless: (a) you paid 90% of
          the Guideline Single Premium at issue for your Policy;
          (b) your Policy has outstanding Policy Debt; (c) your
          Policy covers an Insured whose Issue Age is 85 or
          older; or (d) the grace period ends on or after your
          Guarantee Period Expiration Date."

3.     The first sentence of the first paragraph under "No Lapse Guarantee
       and Grace Period" appearing on page 27 of the Prospectus is revised
       to read as follows:

          "Under our No Lapse Guarantee, we guarantee that your
          Policy will remain in force prior to the Guarantee
          Period Expiration Date shown on your Policy's
          specifications page regardless of changes in the Net
          Surrender Value, provided you have no outstanding
          Policy Debt."

4.     The last sentence of the third paragraph under "No Lapse Guarantee
       and Grace Period" appearing on page 27 of the Prospectus is revised
       to read as follows:



          "The No Lapse Guarantee applies to your Policy unless:
          (a) you paid 90% of the Guideline Single Premium for
          your Policy; (b) your Policy has outstanding Policy
          Debt; (c) your Policy covers an Insured whose Issue Age
          is 85 or older; or (d) the grace period ends on or
          after the Guarantee Period Expiration Date shown on
          your Policy's specifications page."

5.     The section entitled "Termination", appearing on page 28 of the
       Prospectus, is modified by adding the following to the end thereof:

          "or, (e) the Grace Period ends on or after the
          Guarantee Period Expiration Date shown on your
          Policy's specifications page."







00S6DVLSuppC.doc