EXHIBIT 99.1

        Certification Pursuant to Section 1350 of Chapter 63 of Title 18
                            of the United States Code

      I, Robert E. Busch, Chief Financial Officer of Public Service Electric and
Gas Company (the "Company"),  to the best of my knowledge,  certify that (i) the
Quarterly Report of the Company on Form 10-Q for the Quarter ended September 30,
2002 (the "Periodic  Report") fully  complies with the  requirements  of Section
13(a) or 15(d) of the Securities  Exchange Act of 1934 and (ii) the  information
contained in the Periodic Report fairly presents, in all material respects,  the
financial condition and results of operations of the Company.

                                          /s/ Robert E. Busch
                                          -----------------------------------
                                          Robert E. Busch
                                          Chief Financial Officer
                                          November 1, 2002