S-8

As filed with the Securities and Exchange Commission on October 2, 2003

Registration No. 333-________

UNITED STATED SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM S-8

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

FIDELITY NATIONAL FINANCIAL, INC.

(Exact Name of Registrant as Specified in Its Charter)

Delaware	86-0498599
(State or Other Jurisdiction of	(I.R.S. Employer
Incorporation or Organization)	Identification No.)

601 Riverside Avenue
Jacksonville, Florida 32204
(Address of Principal Executive Offices)

FIDELITY NATIONAL INFORMATION SOLUTIONS 2001 STOCK INCENTIVE PLAN
VISTA INFORMATION SOLUTIONS, INC. 1999 STOCK OPTION PLAN
MICRO GENERAL CORPORATION 1999 STOCK INCENTIVE PLAN
MICRO GENERAL CORPORATION 1998 STOCK INCENTIVE PLAN
(Full title of the Plans)

Peter T. Sadowski, Esq.
Executive Vice President and General Counsel
Fidelity National Financial, Inc.
601 Riverside Avenue
Jacksonville, Florida 32204
(Name and Address of Agent For Service)

(904) 854-8100
(Telephone Number, Including Area Code, of Agent for Service)

Copies to:
Robert A. Miller, Jr., Esq.
Paul, Hastings, Janofsky & Walker LLP
515 South Flower Street, 25th Floor
Los Angeles, CA 90071-2228
(213) 683-6000

CALCULATION OF REGISTRATION FEE

Title Of	Amount		Proposed Maximum	Proposed Maximum		Amount of
Securities	To Be		Offering Price	Aggregate Offering		Registration
To Be Registered	Registered(1)		Per Share(2)	Price(2)		Fee
Common Stock, $0.0001 par value,		2,354,267	$0.02 to $47.80	$	44,125,143	$	3,570

(1)

Represents 1,817,895 shares issuable upon exercise of options outstanding under the Fidelity National Information Solutions 2001 Stock Incentive Plan, 163,534 shares issuable upon exercise of options outstanding under the Vista Information Solutions, Inc. 1999 Stock Option Plan, 306,902 shares issuable upon exercise of options outstanding under the Micro General Corporation 1999 Stock Incentive Plan, and 65,935 shares issuable upon exercise of options outstanding under the Micro General Corporation 1999 Stock Incentive Plan. These plans were previously administered by Fidelity National Information Solutions, Inc. (“FNIS”). Pursuant to an Agreement and Plan of Merger dated July 11, 2003, as amended (the “Merger Agreement”), among the Registrant, FNIS and others, the Registrant assumed theses plans. The options issued thereunder, which previously represented the right to acquire shares of FNIS Common Stock, now represent the right to acquire shares of the Common Stock of the Registrant.

(2)

In accordance with Rule 457(h), the aggregate offering price of shares of Common Stock registered hereby is estimated, solely for purposes of calculating the registration fee, on the basis of the exercise price per share for outstanding options.

TABLE OF CONTENTS

PART I
	INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS
PART II
	INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
		Item 3. Incorporation of Certain Documents by Reference
		Item 4. Description of Securities
		Item 5. Interests of Named Experts and Counsel
		Item 6. Indemnification of Directors and Officers
		Item 7. Exemption from Registration Claimed
		Item 8. Exhibits
		Item 9. Undertakings
	SIGNATURES
	POWER OF ATTORNEY
	INDEX TO EXHIBITS
EXHIBIT 4.1
EXHIBIT 5.1
EXHIBIT 23.1
EXHIBIT 23.2
EXHIBIT 23.3

PART I

INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS

The information required by Part I of Form S-8 is contained in a Section 10(a) prospectus to be distributed to optionees and is omitted from this Registration Statement in accordance with Rule 428 under the Securities Act of 1933, as amended, and the Note to Part I of Form S-8.

PART II

INFORMATION REQUIRED IN THE REGISTRATION STATEMENT

Item 3. Incorporation of Certain Documents by Reference

     The following documents filed by Fidelity National Financial, Inc. (the “Company” or the “Registrant”) with the Securities and Exchange Commission are hereby incorporated into this Registration Statement and made a part hereof by this reference:

     (a)  The Company’s Annual Report on Form 10-K, as amended, for the fiscal year ended December 31, 2002;

     (b)  The Company’s Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2003;

     (c)  The Company’s Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2003;

     (d)  The Company’s Current Reports on Form 8-K, dated January 29, 2003, March 5, 2003, March 6, 2003, April 1, 2003, April 23, 2003, May 23, 2003, July 11, 2003, July 23, 2003, September 22, 2003 and September 30, 2003;

     (e)  The description of the Company’s Common Stock, par value $0.0001 per share, in the Company’s Registration Statement on Form 8-A, including any amendment or report filed for the purpose of updating such description, filed on February 4, 1992.

     In addition, all documents filed by the Company with the Securities and Exchange Commission pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended, after the date of this Registration Statement, and prior to the filing of a post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold, are hereby incorporated by reference in this Registration Statement, and are a part hereof from the date of filing of such documents with the Securities and Exchange Commission.

Item 4. Description of Securities

     The class of securities to be offered is registered under Section 12 of the Exchange Act.

Item 5. Interests of Named Experts and Counsel

     Not applicable.

Item 6. Indemnification of Directors and Officers

     The Registrant’s Certificate of Incorporation limits, to the maximum extent permitted by Delaware law, the personal liability of directors for monetary damages for breach for breach of their fiduciary duties as a director. The Registrant’s Bylaws provide that it shall indemnify its officers and directors and may indemnify its employees and other agents to the fullest extent permitted by Delaware law.

     Section 145 of the Delaware General Corporation Law provides that a corporation may indemnify any person made a party to an action (other than an action by or in the right of the corporation) by reason of the fact that he or she was a director, officer, employee or agent for the corporation or was serving at the request of the corporation against expenses (including attorneys’ fees), judgments, fines, and amounts paid in settlement actually and reasonably incurred by him or her in connection with such action if he or she acted in good faith and in a manner he or she reasonably believed to be in, or not opposed to, the best interests of the corporation and, with respect to any criminal action (other than an action by or in the right of the corporation), has no reasonable cause to believe his or her conduct was unlawful.

     The Registrant’s directors and officers are covered by insurance policies indemnifying against certain liabilities, including certain liabilities arising under the Securities Act of 1933, as amended, which might be incurred by them in such capacities and against which they cannot be indemnified by the Registrant.

Item 7. Exemption from Registration Claimed

     Not Applicable.

Item 8. Exhibits

Exhibit No.	Description
4.1	Restated Certificate of Incorporation of the Registrant, as amended.
4.2	Restated Bylaws of the Registrant (incorporated by reference from Form S-4, Registration No. 333-103067).
4.3	Fidelity National Information Solutions, Inc. 2001 Stock Incentive Plan (incorporated by reference from Exhibit 4.1 to Fidelity National Information Solutions, Inc.’s Form S-8, Registration No. 333-75174).
4.4	Vista Information Solutions, Inc. 1999 Stock Option Plan (incorporated by reference from Exhibit 10.42 to Fidelity National Information Solutions, Inc.’s Form 10-KSB for the year ended December 31, 1999, File No. 000-20312).
4.5	Micro General Corporation 1999 Stock Incentive Plan (incorporated by reference from Exhibit 4.1 to Micro General Corporation’s Form S-8, Registration No. 333-95913.
4.6	Micro General Corporation 1998 Stock Incentive Plan (incorporated by reference from Exhibit 4.1 to Micro General Corporation’s Form S-8, Registration No. 333-64289).
4.7	Agreement and Plan of Merger by and among the Registrant, FNIS and FNIS Acquisition Corp., dated July 11, 2003 (incorporated by reference from Exhibit 2.1 to Form S-4, Registration No. 333-107816).
5.1	Opinion of Paul, Hastings, Janofsky & Walker LLP
23.1	Consent of KPMG LLP.
23.2	Consent of KPMG LLP.
23.3	Consent of PricewaterhouseCoopers LLP.
23.4	Consent of Paul, Hastings, Janofsky & Walker LLP (included in Exhibit 5.1).
24.1	Power of Attorney (included in signature page).

2

Item 9. Undertakings

     The undersigned Registrant hereby undertakes:

          (1) To file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement to include any material information with respect to the plan of distribution not previously disclosed in this Registration Statement or any material change to such information in this Registration Statement;

          (2) That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new Registration Statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof; and

          (3) To remove from registration by means of post-effective amendment any of the securities which remain unsold at the termination of the offering.

     The undersigned Registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each filing of the Registrant’s annual report pursuant to Section 13(a) or Section 15(d) of the Exchange Act of 1934 (and, where applicable each filing of an employee benefit plan’s annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in this Registration Statement shall be deemed to be a new Registration Statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.

     Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act of 1933 and will be governed by the final adjudication of such issue.

3

SIGNATURES

     Pursuant to the requirements of the Securities Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Jacksonville, State of Florida, on October 2, 2003.

FIDELITY NATIONAL FINANCIAL, INC.
By:	/s/  William P. Foley, II
	William P. Foley, II,
	Chairman of the Board and
	Chief Executive Officer

4

POWER OF ATTORNEY

     Each of the undersigned directors and officers of Fidelity National Financial Inc. does hereby make, constitute and appoint William P. Foley, II and Alan L. Stinson, and each of them acting individually, his true and lawful attorneys-in-fact and agents, with power to act without any other and with full power of substitution, to do any and all acts and things in his name and behalf in his capacity as director and/or officer, to sign any and all amendments (including post-effective amendments) to this Registration Statement, or any related Registration Statement that is to be effective upon filing pursuant to Rule 462(b) under the Securities Act of 1933, as amended, and to file the same, with exhibits thereto, and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite or necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that each of said attorneys-in-fact and agents, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

     Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement has been signed by the following persons in the capacities and on the date indicated.

Signature	Title	Date
/s/  William P. Foley, II William P. Foley, II	Chairman of the Board and Chief Executive Officer (Principal Executive Officer)	October 2, 2003
/s/  Alan L. Stinson Alan L. Stinson	Executive Vice President and Chief Financial Officer (Principal Financial and Accounting Officer)	October 2, 2003
/s/  Frank P. Willey	Director and Vice Chairman of the Board	October 2, 2003
Frank P. Willey
/s/  Patrick F. Stone	Director	October 2, 2003
Patrick F. Stone
/s/  Terry N. Christensen	Director	October 2, 2003
Terry N. Christensen
/s/  John F. Farrell, Jr.	Director	October 2, 2003
John F. Farrell, Jr.
/s/  Philip G. Heasley	Director	October 2, 2003
Philip G. Heasley
/s/  William A. Imparato	Director	October 2, 2003
William A. Imparato
/s/  Donald M. Koll	Director	October 2, 2003
Donald M. Koll

5

Signature	Title	Date
/s/  Daniel D. Lane	Director	October 2, 2003
Daniel D. (Ron) Lane
	Director
General William Lyon
/s/  Cary H. Thompson	Director	October 2, 2003
Cary H. Thompson

6

INDEX TO EXHIBITS

Exhibit No.	Description
4.1	Restated Certificate of Incorporation of the Registrant, as amended.
4.2	Restated Bylaws of the Registrant (incorporated by reference from Form S-4, Registration No. 333-103067).
4.3	Fidelity National Information Solutions, Inc. 2001 Stock Incentive Plan (incorporated by reference from Exhibit 4.1 to Fidelity National Information Solutions, Inc.’s Form S-8, Registration No. 333-75174).
4.4	Vista Information Solutions, Inc. 1999 Stock Option Plan (incorporated by reference from Exhibit 10.42 to Fidelity National Information Solutions, Inc.’s Form 10-KSB for the year ended December 31, 1999, File No. 000-20312).
4.5	Micro General Corporation 1999 Stock Incentive Plan (incorporated by reference from Exhibit 4.1 to Micro General Corporation’s Form S-8, Registration No. 333-95913.
4.6	Micro General Corporation 1998 Stock Incentive Plan (incorporated by reference from Exhibit 4.1 to Micro General Corporation’s Form S-8, Registration No. 333-64289).
4.7	Agreement and Plan of Merger by and among the Registrant, FNIS and FNIS Acquisition Corp., dated July 11, 2003 (incorporated by reference from Exhibit 2.1 to Form S-4, Registration No. 333-107816).
5.1	Opinion of Paul, Hastings, Janofsky & Walker LLP
23.1	Consent of KPMG LLP.
23.2	Consent of KPMG LLP.
23.3	Consent of PricewaterhouseCoopers LLP.
23.4	Consent of Paul, Hastings, Janofsky & Walker LLP (included in Exhibit 5.1).
24.1	Power of Attorney (included in signature page).

7 EX-4.1 3 a93430exv4w1.htm EXHIBIT 4.1

Exhibit 4.1

CERTIFICATE OF AMENDMENT

OF

RESTATED CERTIFICATE OF INCORPORATION

OF

FIDELITY NATIONAL FINANCIAL, INC.

          It is hereby certified that:

          1. The name of the corporation is Fidelity National Financial, Inc. (hereinafter called the “Corporation”).

          2. The Corporation’s Restated Certificate of Incorporation is hereby amended to delete Article FOURTH, paragraph (a), of such Restated Certificate of Incorporation in its entirety and replace such language with the following language:

“FOURTH: (a) General. The aggregate number of shares which the Corporation is authorized to issue is 253,000,000 shares, of which 3,000,000 shall be shares of preferred stock, $.0001 par value per share (the “Preferred Stock”) and 250,000,000 shall be shares of common stock, $.0001 par value per share (the “Common Stock”).”

          3. The foregoing amendment to the Corporation’s Restated Certificate of Incorporation has been duly adopted in accordance with the provisions of Section 242 of the General Corporation Law of the State of Delaware.

          In WITNESS WHEREOF, Fidelity National Financial, Inc. has caused this Certificate of Amendment of Restated Certificate of Incorporation to be executed by Alan L. Stinson, the Executive Vice President and Chief Financial Officer of the Corporation, on the 29th day of September, 2003.

Fidelity National Financial, Inc.,
a Delaware corporation
By:	/s/ Alan L. Stinson
	Name: Alan L. Stinson
	Title: Executive Vice President and
	Chief Financial Officer

RESTATED CERTIFICATE OF INCORPORATION
OF
FIDELITY NATIONAL FINANCIAL, INC.

FIDELITY NATIONAL FINANCIAL, INC., a corporation organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), does hereby certify as follows:

     1.     The present name of the Corporation is Fidelity National Financial, Inc. The original Certificate of Incorporation of the Corporation was filed with the Secretary of State of the State of Delaware on December 29, 1986.

     2.     This Restated Certificate of Incorporation was duly adopted in accordance with Section 245 of the Delaware General Corporation Law.

     3.     This Restated Certificate of Incorporation only restates and integrates and does not further amend the provisions of the Corporation’s Certificate of Incorporation as heretofore amended or supplemented, and there is no discrepancy between those provisions and the provisions of the restated Certificate of Incorporation, other than omissions permitted by section 245 (c) of the Delaware General Corporation Law.

     4.     The Certificate of Incorporation of the Corporation, as heretofore amended or supplemented, is hereby restated and integrated to read in its entirety as follows:

RESTATED CERTIFICATE OF INCORPORATION
OF
FIDELITY NATIONAL FINANCIAL, INC.

FIRST: The name of the corporation is Fidelity National Financial, Inc.

SECOND: The address of the registered office of the corporation in the State of Delaware is Corporation Trust Center, 1209 Orange Street, in the city of Wilmington, County of New Castle. The name of its registered agent at that address is The Corporation Trust Company.

THIRD: The purpose of the corporation is to engage in any lawful act or activity for which corporations may be organized under the General Corporation Law of Delaware.

FOURTH: (a) General. The aggregate number of shares which the Corporation is authorized to issue is 153,000,000 shares, of which 3,000,000 shall be shares of preferred stock, $.0001 par value per share (the “Preferred Stock”) and 150,000,000 shall be shares of common stock, $.0001 par value per share (the “Common Stock”).

     (b)  Preferred Stock. The Board of Directors is authorized, subject to limitations prescribed by law and the provisions of this Article FOURTH, to provide for the issuance of the shares of the Preferred Stock in series, and by filing a certificate pursuant to the applicable law of the State of Delaware, to establish from time to time the number of shares to be included in each such series, and to fix the designation, powers, preferences and rights of the shares of each such series and the qualifications, limitations or restrictions thereof.

          The authority of the Board of Directors with respect to each series of the Preferred Stock shall include, but not be limited to, determination of the following:

          (i) The number of shares constituting that series and the distinctive designation of that series;

          (ii) The dividend rate on the shares of that series, whether dividends shall be cumulative, and, if so, from which date or dates, and the relative rights of priority, if any, of payment of dividends on shares of that series;

          (iii) Whether that series shall have voting rights, in addition to the voting rights provided by law, and, if so, the terms of such voting rights;

          (iv) Whether that series shall have conversion privileges, and, if so, the terms and conditions of such conversion, including provision for adjustment of the conversion rate in such. events as the Board of Directors shall determine;

          (v) Whether or not the shares of that series shall be redeemable, and, if so, the terms and conditions of such redemption, including the date or date upon or after which they shall be redeemable, and the amount per share payable in case of redemption, which amount may vary under different conditions and at different redemption dates;

          (vi) Whether that series shall have a sinking fund for the redemption or purchase of shares of that series, and, if so, the terms, and amount of such sinking fund;

          (vii) The rights of the shares of that series in the event of voluntary or involuntary liquidation, dissolution or winding up of the corporation, and the relative rights of priority, if any, of payment of shares of that series; and

          (viii) Any other relative rights, preferences and limitations of that series.

     (c)  Common Stock. Each share of Common Stock issued and outstanding shall have one vote upon matters submitted to the common stock shareholders for a vote.

FIFTH: The Board of Directors shall have the power to adopt, amend and repeal the Bylaws of the Corporation (except so far as the Bylaws of the Corporation adopted by the stockholders shall otherwise provide). Any Bylaws adopted by the directors under the powers conferred hereby may be amended or repealed by the directors or by the stockholders. Notwithstanding the foregoing and anything contained in this Certificate of Incorporation to the contrary, Article II, Sections 1 (c), 5, 6 and 7; Article III, Section 2; and Article V of the Bylaws as originally adopted by the sole incorporator shall not be amended or repealed and no provision inconsistent therewith shall be adopted without the affirmative vote of the holders of at least 80% of the voting power of all the shares of the Corporation entitled to vote generally in the election of directors, voting together as a single class; provided, however, that the Continuing Directors by a two-thirds vote of such Continuing Directors defined in Article EIGHTH say amend or repeal the foregoing Bylaw provisions without the requirement of such shareholder vote. Notwithstanding anything contained in this Certificate of Incorporation to the contrary; the affirmative vote of the holders of at least 80% of the voting power of all the shares of the Corporation entitled to vote

-2-

generally in the election of directors, voting together as a single class, shall be required to alter, amend, adopt any provision inconsistent with or repeal this Article FIFTH; provided, however, that if the Continuing Directors as defined in Article EIGHTH shall by a two-thirds vote of such Continuing Directors have adopted a resolution approving the amendment or repeal proposal and have determined to recommend it for approval by the holders of stock entitled to vote thereon, then the vote required shall be the affirmative vote of the holders of at least a majority of the outstanding shares entitled to vote thereon.

SIXTH: Any action required or permitted to be taken by the stockholders of the Corporation must be effected at a duly called annual or special meeting of such holders and may not be effected by any consent in writing by such holders. Except as otherwise required by law and subject to the rights of the holders of the Preferred Stock, special meetings of stockholders of the Corporation may be called only by the Board of Directors pursuant to a resolution approved by a majority of the whole Board of Directors. Notwithstanding anything contained in this Certificate of Incorporation to the contrary, the affirmative vote of the holders of at least 80% of the voting power of all shares of the Corporation entitled to vote generally in the election of directors, voting together as a single class, shall be required to alter, amend, or adopt any provision inconsistent with or repeal this Article SIXTH; provided, however, that if the Continuing Directors as defined in Article EIGHTH shall by a two-thirds vote of such Continuing Directors have adopted a resolution approving the amendment or repeal proposal and have determined to recommend it for approval by the holders of stock entitled to vote thereon, then the vote required shall be the affirmative vote of the holders of at least a majority of the outstanding shares entitled to vote thereon.

SEVENTH: (a) The business and affairs of the corporation shall be managed by the Board of Directors of the corporation.

     (b)  Except as otherwise fixed by or pursuant to the provisions of Article FOURTH hereof relating to the rights of the holders of Preferred Stock to elect additional directors under specified circumstances, the number of the directors of the Corporation shall be fixed from time to time by or pursuant to the Bylaws of the Corporation. The directors, other than those who may be elected by the holders of Preferred Stock, shall be classified, with respect to the time for which they severally hold office, into three classes, as nearly equal in number as possible, as shall be provided in the manner specified in the Bylaws of the Corporation, one class to be originally elected for a term expiring at the annual meeting of stockholders to be held in 1988, another class to be originally elected for a term expiring at the annual meeting of stockholders to be held in 1989, and another class to be originally elected for a term expiring at the annual meeting of stockholders to be held in 1990, with each class to hold office until its successor is elected and qualified. At each annual meeting of the stockholders, the successors of the class of directors whose term expires at that meeting shall be elected to hold office for a term expiring at the annual meeting of stockholders held in the third year following the year of their election.

     (c)  Advance notice of stockholder nominations, for the election of directors shall be given in the manner provided in the Bylaws of the Corporation. Election of directors need not be by written ballot unless the Bylaws of the Corporation shall so provide.

-3-

     (d)  Except as otherwise provided for or fixed by or pursuant to the provisions of Article FOURTH hereof relating to the rights of the holders of Preferred Stock to elect directors under specified circumstances, newly created directorships resulting from any increase in the number of directors and any vacancies on the Board of Directors resulting from death, resignation, disqualification, removal or other cause shall be filled by the affirmative vote of a majority of the remaining directors then in office, even though less than a quorum of the Board of Directors. Any director elected in accordance with the preceding sentence shall hold office for the remainder of the full term of the class of directors in which the new directorship was created or the vacancy occurred and until such director’s successor shall have been elected and qualified. No decrease in the number of directors constituting the Board of Directors shall shorten the term of any incumbent director.

     (e)  Subject to the rights of any Preferred Stock to elect directors under specified circumstances, any director may be removed from office, only with cause, and only by the affirmative vote of the holders of 50% of the combined voting power of the then outstanding shares of stock entitled to vote generally in the election of directors, voting together as a single class.

     (f)  To the fullest extent permitted by the General Corporation Law of the State of Delaware, a director of the corporation shall not be personally liable to the corporation or its stockholders for monetary damages for breach of fiduciary duty as a director. Any repeal or modification of this paragraph shall be prospective only, and shall not adversely affect any limitation on the personal liability of a director of the corporation with respect to any act or omission occurring prior to the time of such repeal or modification.

     (g)  Notwithstanding anything contained in this Certificate of Incorporation to the contrary, the affirmative vote of the holders of at least 80% of the voting power of all shares of the Corporation entitled to vote generally in the election of directors, voting together as a single class, shall be required to alter, amend, adopt any provision inconsistent with or repeal this Article SEVENTH; provided, however, that if the Continuing Directors as defined in Article EIGHTH shall by a two-thirds vote of such Continuing Directors have adopted a resolution approving the amendment or repeal proposal and have determined to recommend it for approval by the holders of stock entitled to vote thereon, then the vote required shall be the affirmative vote of the holders of at least a majority of the outstanding shares entitled to vote thereon.

EIGHTH: (a) In addition to any affirmative vote required by law, this Certificate of Incorporation, any resolution or resolutions adopted by the Board of Directors pursuant to its authority under Article FOURTH of this Certificate of Incorporation, any agreement with any national securities exchange or otherwise, any Business Combination involving the corporation or any Subsidiary and any Related Person or any Affiliate or Associate of a Related Person shall be subject to approval or authorization in the manner provided by this Article EIGHTH. Certain capitalized terms used herein are defined in paragraph (d) of this Article EIGHTH.

     (b)  Except as otherwise expressly provided in paragraph (c) of this Article EIGHTH, no Business Combination shall be consummated or effected, either directly or indirectly, unless such Business Combination shall have been approved or authorized by the affirmative vote of the holders of not less than sixty-six and two-thirds percent (66-2/3%) of the outstanding shares of

-4-

Voting Stock which are not Beneficially Owned by any Related Person or an Affiliate or Associate of such Related Person, voting together as a single class (it being understood for purposes of this Article EIGHTH, each share of Voting Stock shall have one vote, notwithstanding any provision contained in Article FOURTH to the contrary), notwithstanding the fact that no vote for such transaction or approval by some lesser percentage of stockholders may be required or specified by law, this Certificate of Incorporation, any resolution or resolutions adopted by the Board of Directors of the corporation pursuant to its authority under Article FOURTH of this Certificate of Incorporation, any agreement with any national securities exchange or otherwise.

     (c)  The approval or authorization of any Business Combination in the manner provided for by paragraph (b) of this Article EIGHTH shall not be required if all the conditions specified in either paragraph (c)(i) or paragraph (c)(ii) of this Article EIGHTH are satisfied:

          (i) such Business Combination shall have been expressly approved by not less than two-thirds of the Continuing Directors, either in advance of or subsequent to a Related Person having become a Related Person; or

          (ii) all of the conditions specified in the following clauses shall have been met:

               (A) the Fair Market Value as of the Consummation Date of the consideration to be received per share of each class or series of Capital Stock by Disinterested Stockholders in the Business Combination is not less than the Highest Per Share Price (it being understood that the provisions of this subparagraph (c)(ii)(A) shall be required to be met with respect to every class or series of the outstanding Capital Stock, whether or not the Related Person has previously acquired any shares of a particular series or class of Capital Stock); and

               (B) the form of consideration to be received by Disinterested Stockholders in the Business Combination shall be United States currency or the form of consideration used by the Related Person in acquiring the largest aggregate number of shares of the Capital Stock that such Related Person has previously acquired; and

               (C) after such Related Person has become a Related Person and prior to the Consummation Date: (1) except as approved by not less than two-thirds of the Continuing Directors, there shall have been no failure to declare and pay at the regular date therefor any full quarterly dividends (whether or not cumulative) on the outstanding Capital Stock; and (2) such Related Person shall have not become the beneficial owner of any additional shares of Voting Stock except as part of the transaction which results in such Related Person becoming a Related Person; and

               (D) after such Related Person has become a Related Person, such Related Person shall not have received the benefit, directly or indirectly (except proportionately as a stockholder of the corporation), of any loans, advances, guarantees, pledges or other financial assistance or tax advantages provided by the corporation or any Subsidiary, whether in anticipation of or in connection with such Business Combination or otherwise; and

-5-

               (E) a proxy or information statement describing the proposed Business Combination and complying with the requirements of the Act as then in effect shall have been mailed to all Disinterested Stockholders at least thirty (30) days prior to the date of the stockholders’ meeting at which such Business Combination is to be considered (whether or not a proxy or information statement is required to be mailed pursuant to the Act) and such proxy or information statement shall have contained at the front thereof, in a prominent place, such recommendations and other relevant information concerning the Business Combination as a majority of the Continuing Directors may determine so to include.

     (d)  For the purposes of this Article EIGHTH:

          (i) The term “Act” shall mean the Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder, or any similar United States statute enacted to supercede or supplement the Act.

          (ii) The term “Affiliate” shall have the meaning ascribed to it in Rule 12b-2 under the Act, as in effect on October 31, 1986, and shall include any Person that, after giving effect to a Business Combination, would become an Affiliate.

          (iii) The term “Announcement Date” shall mean the date of the first public announcement of a proposed Business Combination.

          (iv) The term “Associate” shall have the meaning ascribed to it in Rule 12b-2, under the Act as in effect on October 31, 1986 (the term “registrant,” as used in such Rule 12b-2, meaning in this case the corporation), and shall include any Person that, after giving effect to a Business Combination, would become an Associate.

          (v) The term “Beneficial Owner” or “Beneficially Owned” shall mean, or refer to stock ownership by, any person who beneficially owns any Voting Stock within the meaning ascribed in Rule 13d-3 under the Act as in effect in October 31, 1986 or who has the right to acquire any such beneficial ownership (whether or not such right is exercisable immediately, with the passage of time or subject to any condition) pursuant to any agreement, contract, arrangement or understanding or upon the exercise of any conversion, exchange or other right, warrant or option, or otherwise. A Person shall be deemed the Beneficial Owner of all Capital Stock of which any Affiliate or Associate of such Person is the Beneficial Owner.

          (vi) The term “Business Combination” shall mean any (A) merger or consolidation of the corporation or a Subsidiary with or into a Related Person or any other corporation which is, or after such merger or consolidation would be, an Affiliate or Associate of a Related Person; (B) sale, lease, exchange, mortgage, pledge, transfer or other disposition (in one transaction or a series of transactions) to or with any Related Person or any Affiliate or Associate of any Related Person, of all or any Substantial Amount of the assets of the corporation, one or more Subsidiaries, or the corporation and one or more Subsidiaries, other than in the ordinary course of business; (C) adoption of any plan or proposal for the liquidation or dissolution of the corporation proposed by or on behalf of a Related Person or any Affiliate or Associate of any Related Person; (D) sale, lease, exchange, mortgage, pledge, transfer or other disposition (in one transaction or a series of transactions) to the corporation, one or more

-6-

Subsidiaries or the corporation and one or more Subsidiaries (in one transaction or a series of transactions) of all or any Substantial Amount of the assets of a Related Person or any Affiliate or Associate of any Related Person, other then in the ordinary course of business; (E) issuance, pledge or transfer of securities of the corporation, one or more Subsidiaries, or the corporation and one or more Subsidiaries (in one transaction or a series of transactions) to or with a Related Person or any Affiliate or Associate of any Related Person in exchange for a Substantial Amount of cash, securities or other property (or a combination thereof), except any issuance, pledge or transfer of such securities to any such Person if such Person is acting as an underwriter with respect to such securities; (F) reclassification of securities, (including any reverse stock split) or recapitalization of the corporation, any merger or consolidation of the corporation with or into one or more Subsidiaries, or any other transaction that would have the effect, either directly or indirectly, of increasing the voting power or the proportionate share of any class of equity or convertible securities of the corporation or any Subsidiary which is directly or indirectly Beneficially Owned by any Related Person or any Affiliate or Associate of my Related Person; (G) agreement, contract or other arrangement providing for any of the transactions described in this definition of Business Combinations; and (H) any series of transactions that not less than two-thirds of the Continuing Directors determine are related and, if taken together, would constitute a Business Combination under this definition of Business Combination.

          (vii) The term “Capital Stock” shall mean all capital stock of any class of the corporation authorized to be issued from time to time under this Certificate of Incorporation, whether now or hereafter outstanding.

          (viii) The term “Consummation Date” shall mean the date of the consummation of the Business Combination.

          (ix) The term “Continuing Director” shall mean any member of the Board of Directors of the corporation who is not the Related Person, and not an Affiliate, Associate, representative or nominee of the Related Person or of such an Affiliate or Associate, that is involved in the relevant Business Combination, and (A) was a member of the Board of Directors prior to the Determination Date with respect to such Related Person or (B) whose initial election as a director of the corporation succeeds a Continuing Director and was recommended by a majority vote of the Continuing Directors then in office; provided, that, in either case, such Continuing Director shall have continued in office after becoming a Continuing Director.

          (x) The term “Determination Date” shall mean the date and time at which a Person became a Related Person.

          (xi) The term “Disinterested Stockholder” shall mean a holder of shares of a particular class or series of Capital Stock who is not (A) a Related Person with or for the benefit of whom a Business Combination is proposed to be consummated or (B) an Affiliate or Associate of such Related Person.

          (xii) The term “Fair Market Value” shall mean (A) in the case of United States currency, the amount thereof; (B) in the case of stock and other securities, the highest closing sales price during the 30-day period immediately preceding the date in question of a share or trading unit of such stock or security on the Composite Tape for New York Stock Exchange —

-7-

Listed Stocks, or, if such stock or security is not listed on the New York Stock Exchange, on the principal United States securities exchange registered under the Act on which such stock or security is listed, or, if such stock or security to not listed on any such securities exchange, the highest closing sale price or bid quotation with respect to a share or trading unit of such stock or security during the 30-day period on the National Association of Securities Dealers, Inc., Automated Quotations System or any successor system or, if no such quotations are available, the fair market value on the date in question of a share or trading unit of such stock or security as determined in good faith by a majority vote of the Continuing Directors; and (C) in the case of property other than cash, stock or other securities, the fair market value of such property on the date in question as determined in good faith by a majority vote of the Continuing Directors.

          (xiii) The term “Highest Per Share Price” shall mean, with respect to the consideration to be received per share of each class or series of Capital Stock by Disinterested Stockholders in any particular Business Combinations, the higher of the following:

               (A) the highest per share price (including brokerage commissions transfer taxes and soliciting dealers’ fees) paid by or on behalf of the Related Person in acquiring Beneficial Ownership of any of its holdings of such class or series of Capital Stock of this corporation (1) within the two-year period immediately prior to the Announcement Date or (2) in the transaction or series of transactions in which the Related Person became a Related Person, whichever is higher; or

               (B) the fair Market Value per share of the shares of Capital Stock being acquired in the Business Combination as of (1) the Announcement Date or (2) the date on which the Related Person became a Related Person, whichever is higher.

     For the purposes of this paragraph (d)(xiii), (A) the price deemed to have been paid by a Related Person for any shares of Capital Stock of which an Affiliate or Associate is the Beneficial Owner shall be the price which to the highest of the following: (1) the price paid upon the acquisition thereof by the relevant Affiliate or Associate (if any, and whether or not such Affiliate or Associate was an Affiliate or Associate at the time of such acquisition) or (2) the Fair Market Value of such Capital Stock as of the day when the Related Person became a Beneficial Owner thereof; (B) in determining the Highest Per Share Price, all purchases by the Related Person shall be taken into account, regardless of whether the shares were purchased before or after the Related Person became a Related Person; (C) a Person shall be deemed to have acquired a share of Capital Stock at the time when such Person became the Beneficial Owner thereof; and (D) appropriate adjustments shall be made to reflect the relevant effect of any stock dividends, splits and distributions and any combination or reclassification of Capital Stock.

          (xiv) The phrase “consideration to be received” as used in subparagraph (c)(ii)(A) of this Article EIGHTH shall include, without limitation, the shares of Common Stock or any other class or series of Capital Stock retained by the Disinterested Stockholders in the event of a Business Combination that is a merger or consolidation in which the corporation is the surviving entity.

-8-

          (xv) The term “Person” shall mean any individual, corporation, partnership or other entity, including any group comprised of any Person and any other Person or any Affiliate or Associate thereof with whom such Person or any Affiliate or Associate thereof has any agreement, arrangement or understanding, directly or indirectly, for the purpose of acquiring, holding, voting, or disposing of Voting Stock and each Person, and any Affiliate or Associate thereof, that is a member of such group.

          (xvi) The term “Related Person” shall mean any Person who, alone or together with any Affiliates or Associates is:

               (A) the Beneficial Owner, directly or indirectly, of an aggregate percentage of the outstanding Voting Stock equal to or exceeding ten percent (10%), or

               (B) an assignee of or otherwise has succeeded to the Beneficial Ownership of any shares of Voting Stock which were at any time within the two-year period immediately prior to the date in question Beneficially Owned by any Related Person, if such assignment or succession shall have occurred in the course of a transaction or series of transactions not involving a public offering within the meaning of the Securities Act of 1933, as amended; provided, however, that the term “Related Person” shall not include (v) any officer or director initially appointed by the sole incorporator of the Corporation or any of their Affiliates or Associates, (w) any one or a group of more than one Continuing Director, (x) the corporation or any Subsidiary all of the Capital Stock of or other ownership interest in which is directly or indirectly owned by the Corporation, (y) any Person whose acquisition of such aggregate percentage of Voting Stock was approved by not less than a two-thirds vote of the Continuing Directors prior to such acquisition or (z) any pension, profit sharing, employee stock ownership or other employee benefit plan of the corporation or any Subsidiary or any trustee or fiduciary when acting in such capacity with respect to any such plan.

          (xvii) The term “Subsidiary” shall mean any Person a majority of any class of equity securities in which is owned, directly or indirectly, by the corporation, one or more Subsidiaries or the corporation and one or more Subsidiaries.

          (xviii) The term “Substantial Amount” shall mean the amount of stock, securities or other assets or property having a Fair Market Value equal to ten percent (l0%) or more of the Fair Market Value of the total consolidated assets of the corporation and its Subsidiaries taken as a whole as of the end of the most recent fiscal year of the corporation ended prior to the time as of which the determination is being made.

          (xix) The term “Voting Stock” shall mean all outstanding Common Stock of the corporation and all other outstanding Capital Stock, if any, entitled to vote on each matter on which the holders of record of Common Stock shall be entitled to vote, and each reference to a proportion of shares of Voting Stock shall refer to such proportion of the votes entitled to be cast by the holders of such shares of Common Stock and other Capital Stock voting as one class (it being understood that for purposes of this Article EIGHTH, each share of Voting Stock shall have the number of votes granted to it in accordance with Article FOURTH of this Certificate of incorporation).

-9-

     (e)  The fact that any Business Combination complies with the provisions of paragraph (c)(ii) of this Article EIGHTH shall not be construed to impose any fiduciary duty, obligation or responsibility on the Board of Directors, or any member thereof, to approve such Business Combination or recommend its adoption or approval to the stockholders of the corporation, nor shall such compliance limit, prohibit or otherwise restrict in any manner the Board of Directors, or any member thereof, with respect to evaluations of or actions and responses taken with respect to such Business Combination.

     (f)  A majority of the Continuing Directors of the corporation shall have the power and duty to determine for the purposes of this Article EIGHTH, on the basis of information known to then after reasonable inquiry, (i) whether a person is a Related Party, (ii) the number of shares of Voting Stock Beneficially Owned by any person, and (iii) whether a person is an Affiliate or Associate of another. A majority of the Continuing Directors of the corporation shall have the further power to interpret all of the terms and provisions of this Article EIGHTH.

     (g)  The affirmative vote of not less than sixty-six and two-thirds percent (66-2/3%) of the outstanding shares of Voting Stock which are not Beneficially Owned by any Related Person or any Affiliate or Associate of a Related Person shall be required to alter, amend or repeal, or adopt any provisions inconsistent with, the provision set forth in this Article EIGHTH; provided, however, that if the Continuing Directors shall by a two-thirds vote of such Continuing Directors have adopted a resolution approving the amendment or repeal proposal and have determined to recommend it for approval by the holders of stock entitled to vote thereon, then the vote required shall be the affirmative vote of the holders of at least a majority of the outstanding shares entitled to vote thereon.

NINTH: Subject to the other terms of this Certificate of Incorporation, the Corporation reserves the right to amend, altar, change or repeal any provision contained in this Certificate of Incorporation, in the manner now or hereafter prescribed by statute and this Certificate of Incorporation, and all rights conferred on stockholders herein are granted subject to this reservation.

TENTH: The period of duration of the Corporation is perpetual.

-10- EX-5.1 4 a93430exv5w1.htm EXHIBIT 5.1

EXHIBIT 5.1

OPINION OF PAUL, HASTINGS, JANOFSKY & WALKER LLP

October 2, 2003 33817.00029

Fidelity National Financial, Inc.
601 Riverside Avenue
Jacksonville, Florida 32204

Ladies and Gentlemen:

We are furnishing this opinion as special counsel to Fidelity National Financial, Inc., a Delaware corporation (the “Company”), for filing as Exhibit 5.1 to the Form S-8 Registration Statement (the “Registration Statement”) to be filed by the Company with the Securities and Exchange Commission under the Securities Act of 1933, as amended, relating to the Company’s issuance of up to 2,354,267 shares of its common stock, par value $.0001 per share (the “Shares”). In connection with the merger (the “Merger”) of FNIS Acquisition Corp., a Delaware corporation and wholly-owned subsidiary of the Company (“Merger Sub”), with and into Fidelity National Information Solutions, Inc., a Delaware corporation (“FNIS”), pursuant to that certain Agreement and Plan of Merger, dated as of July 11, 2003, as amended, by and among the Company, Merger Sub, Chicago Title and Trust Company, Inc. (solely for purpose of Section 5.19 thereof) and FNIS (as so amended, the “Merger Agreement”), the Company agreed to assume the Fidelity National Information Solutions 2001 Stock Incentive Plan, Vista Information Solutions, Inc. 1999 Stock Option Plan, Micro General Corporation 1999 Stock Incentive Plan and Micro General Corporation 1998 Stock Incentive Plan (collectively, the “Plans”) and all outstanding options granted under the respective Plans. The Shares are issuable upon exercise of options outstanding under the Plans.

We have examined the Certificate of Incorporation and Bylaws, each as amended to date, of the Company, and the originals, or copies certified or otherwise identified, of records of corporate action of the Company as furnished to us by the Company, certificates of public officials and of representatives of the Company, and such other instruments and documents as we deemed necessary, as a basis for the opinions hereinafter expressed. In such examination, we have assumed the genuineness of all signatures, the authenticity of all corporate records and other documents submitted to us and the conformity to original documents submitted to us as certified or photostatic copies.

Based upon our examination as aforesaid, and in reliance upon our examination of such questions of law as we deem relevant under the circumstances, we are of the opinion that the Shares, when purchased and issued as described in the Registration Statement and in accordance with the Plans (including the receipt of the full purchase price therefor), will be validly issued, fully paid and nonassessable.

We express no opinion with respect to the applicability or effect of the laws of any jurisdiction other than the Delaware General Corporation Law, as in effect as of the date hereof.

We hereby consent to the filing of this opinion of counsel as Exhibit 5.1 to the Registration Statement.

Very truly yours,

Paul, Hastings, Janofsky & Walker LLP

EX-23.1 5 a93430exv23w1.htm EXHIBIT 23.1

EXHIBIT 23.1

CONSENT OF KPMG LLP

The Board of Directors
Fidelity National Financial, Inc.

We consent to the use of our report dated January 28, 2003, except as to note P to the Consolidated Financial Statements, which is as of March 11, 2003, with respect to the consolidated balance sheets of Fidelity National Financial, Inc. and subsidiaries (the “Company”) as of December 31, 2002 and 2001, and the related consolidated statements of earnings, stockholders’ equity and cash flows for each of the years in the three-year period ended December 31, 2002, and the related financial statement schedule, incorporated by reference herein.

Effective January 1, 2002, the Company adopted Statement of Financial Accounting Standards No. 142, “Goodwill and Other Intangible Assets,” which resulted in a change in the method of accounting for the amortization of goodwill.

/s/  KPMG LLP
Los Angeles, California
October 1, 2003

EX-23.2 6 a93430exv23w2.htm EXHIBIT 23.2

EXHIBIT 23.2

CONSENT OF KPMG LLP

The Board of Directors
Fidelity National Information Solutions, Inc.

We consent to the use of our report dated February 28, 2003, with respect to the consolidated balance sheets of Fidelity National Information Solutions, Inc. and subsidiaries (the “Company”) as of December 31, 2002 and 2001, and the related consolidated statements of earnings, stockholders’ equity and cash flows for each of the years in the three-year period ended December 31, 2002, and the related financial statement schedule, incorporated by reference herein.

On July 9, 2002, the Company acquired 100% of Micro General Corporation (“Micro General”), which was a majority-owned subsidiary of Fidelity National Financial, Inc. (“Fidelity”), the majority owner of the Company at the time of the acquisition. The Company has accounted for the acquisition of the portion of Micro General that was owned by Fidelity in a manner similar to a pooling of interests, as the Company and Micro General were entities under common control of Fidelity.

Effective January 1, 2002, the Company adopted Statement of Financial Accounting Standards No. 142, “Goodwill and Other Intangible Assets,” which resulted in a change in the method of accounting for the amortization of goodwill.

/s/  KPMG LLP
Los Angeles, California
October 1, 2003

EX-23.3 7 a93430exv23w3.htm EXHIBIT 23.3

EXHIBIT 23.3

CONSENT OF PRICEWATERHOUSECOOPERS LLP

We hereby consent to the incorporation by reference in this Registration Statement on Form S-8 of Fidelity National Financial, Inc. of our report dated January 25, 2003 relating to the financial statements of Financial Services Division of ALLTEL Information Services, Inc., which appears in the Current Report of Fidelity National Financial, Inc. dated April 1, 2003.

/s/ PricewaterhouseCoopers LLP

Little Rock, AR
October 1, 2003

-----END PRIVACY-ENHANCED MESSAGE-----

EX-4.1

exv4w1

EX-5.1

exv5w1

EX-23.1

exv23w1

EX-23.2

exv23w2

EX-23.3

exv23w3