PROXY Exhibit 99.2

ANFI, INC.

SOLICITED BY THE BOARD OF DIRECTORS OF
ANFI, INC. FOR THE SPECIAL MEETING OF SHAREHOLDERS

This instruction and proxy card is solicited by the Board of Directors of ANFI, Inc. (“ANFI”) for use at the Special Meeting of Shareholders to be held at the Irvine Mariott Hotel, 18000 Von Karman Avenue, Irvine, California 92612, on Wednesday, March 26, 2003 at 10:00 a.m., Pacific daylight time, from persons who participate in either (1) the Fidelity National Financial 401(k) Profit Sharing Plan (the “401(k) Plan”), or (2) the American National Financial Employee Stock Purchase Plan (the “ESPP”), or (3) both the 401(k) Plan and the ESPP.

By signing this instruction and proxy card, the undersigned hereby instructs Wells Fargo Bank Minnesota, N.A., Trustee for the 401(k) Plan and the ESPP, to exercise the voting rights relating to any shares of common stock of ANFI allocable to his or her account(s) as of February 11, 2003. This instruction and proxy card is to be returned to the tabulation agent at U.S. Stock Transfer in the enclosed postage paid envelope by March 19, 2003. For the 401(k) Plan, the Trustee will tabulate the votes received from all participants received by the deadline and will determine the ratio of votes for and against each item. The Trustee will then vote all shares held in the 401(k) Plan according to these ratios. For the ESPP, the Trustee will vote only those shares that are properly voted by ESPP participants.

(Continued and to be signed on other side)

FOLD AND DETACH HERE

Vote by Mail

Mark, sign and date
your proxy card
and
return it in the
enclosed
postage-paid
envelope

FOLD AND DETACH HERE

Please mark your votes as indicated in this example. X

1. To approve the Agreement and Plan of Merger dated as of January 9, 2003, as amended by First Amendment to Agreement and Plan of Merger, dated as of February 21, 2003, by and among ANFI, Inc., Fidelity National Financial, Inc., and ANFI Merger Sub, Inc. and the transactions contemplated thereby. FOR
o AGAINST
o ABSTAIN
o

2.	To transact such other business as may properly come before the meeting.
DO YOU PLAN TO ATTEND THE MEETING:		YES o	NO o
When signing as attorney, executor, officer, administrator, trustee or guardian, please give full title. If more than one trustee, all should sign. All joint owners must sign.

Signature(s)____________________________________________________________ Dated:__________________________, 2003

WHETHER OR NOT YOU PLAN TO ATTEND THE SPECIAL MEETING, YOU ARE URGED TO MARK, SIGN, DATE AND PROMPTLY RETURN THIS PROXY, USING THE ENCLOSED ENVELOPE.