0001104659-12-046830.txt : 20120829 0001104659-12-046830.hdr.sgml : 20120829 20120629095114 ACCESSION NUMBER: 0001104659-12-046830 CONFORMED SUBMISSION TYPE: CORRESP PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20120629 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT SEVEN CENTRAL INDEX KEY: 0000809013 IRS NUMBER: 060974148 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: CORRESP BUSINESS ADDRESS: STREET 1: HARTFORD LIFE INSURANCE STREET 2: 200 HOPMEADOW STREET CITY: SIMSBURY STATE: CT ZIP: 06089 BUSINESS PHONE: 860-843-5910 MAIL ADDRESS: STREET 1: 200 HOPMEADOW STREET CITY: SIMSBURY STATE: CT ZIP: 06089 FORMER COMPANY: FORMER CONFORMED NAME: HARTFORD LIFE INSURANCE CO THOMSON MCKINNON SEPARATE ACCT DATE OF NAME CHANGE: 19920703 CORRESP 1 filename1.htm

 

 

GRAPHIC

 

 

 

Elizabeth Gioia

Counsel

Law Department

 

Direct Dial:

(860) 323-2120

 

Fax:

(855) 722-9055

 

June 29, 2012

 

Michael Kosoff

Office of Insurance Products

United States Securities and Exchange Commission

Division of Investment Management

Washington, D.C.  20549

 

Re:          Hartford Life Insurance Co Separate Account Seven

Initial Registration Statement on Form N-4

File Nos., 333-181234; 811-04972

 

Dear Mr. Kosoff:

 

Presented below please find specific responses to each of your comments and questions from June 27, 2012:

 

1. Fund Table — Total Annual Fund Operating Expenses (pp. 5-10)

 

Management fees for the American Funds Master Feeder Funds should be reflected in the appropriate columns as according to Form N1-A and as reflected in the underlying fund Registration Statement.

 

RESPONSE:  Agreed.

 

2. Expense Examples (p. 11).

 

Please confirm that the 5 and 10 year columns do not contain the charge for the liquidity feature, and revise the prefatory language accordingly.

 

RESPONSE:  The expense examples reflect that the liquidity rider charge is only reflected in years 1 and 3 and that in all years the highest possible charges are reflected in the examples.  We have revised the prefatory language accordingly.

 

3. Liquidity Feature (p. 26)

 

Please clarify whether or not the rider fee can increase after the rider is elected.

 

RESPONSE:  Agreed.

 

4. Daily Lock Income Benefit (p. 57)

 

Please clarify in the Objective that longevity protection is offered in the form of lifetime payments.

 

RESPONSE:  Agreed.

 

 

Sincerely,

 

 

 

/s/ Elizabeth L. Gioia

 

Elizabeth L. Gioia

 

 

1

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