0000871839-12-000150.txt : 20120518 0000871839-12-000150.hdr.sgml : 20120518 20120518080503 ACCESSION NUMBER: 0000871839-12-000150 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 7 FILED AS OF DATE: 20120518 DATE AS OF CHANGE: 20120518 EFFECTIVENESS DATE: 20120518 FILER: COMPANY DATA: COMPANY CONFORMED NAME: T. Rowe Price Spectrum Fund, Inc. CENTRAL INDEX KEY: 0000808303 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 033-10992 FILM NUMBER: 12853940 BUSINESS ADDRESS: STREET 1: 100 EAST PRATT STREET CITY: BALTIMORE STATE: MD ZIP: 21202 BUSINESS PHONE: 410-345-2000 MAIL ADDRESS: STREET 1: 100 EAST PRATT STREET CITY: BALTIMORE STATE: MD ZIP: 21202 FORMER COMPANY: FORMER CONFORMED NAME: PRICE T ROWE SPECTRUM FUND INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: PRICE T ROWE OMNI TRUST DATE OF NAME CHANGE: 19870726 FILER: COMPANY DATA: COMPANY CONFORMED NAME: T. Rowe Price Spectrum Fund, Inc. CENTRAL INDEX KEY: 0000808303 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-04998 FILM NUMBER: 12853941 BUSINESS ADDRESS: STREET 1: 100 EAST PRATT STREET CITY: BALTIMORE STATE: MD ZIP: 21202 BUSINESS PHONE: 410-345-2000 MAIL ADDRESS: STREET 1: 100 EAST PRATT STREET CITY: BALTIMORE STATE: MD ZIP: 21202 FORMER COMPANY: FORMER CONFORMED NAME: PRICE T ROWE SPECTRUM FUND INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: PRICE T ROWE OMNI TRUST DATE OF NAME CHANGE: 19870726 0000808303 S000002122 Spectrum Income Fund C000005512 Spectrum Income Fund RPSIX 0000808303 S000002123 Spectrum Growth Fund C000005513 Spectrum Growth Fund PRSGX 0000808303 S000002124 Spectrum International Fund C000005514 Spectrum International Fund PSILX 485BPOS 1 spcxbrl-5120113.htm Untitled Document

Registration Nos. 033-10992/811-4998

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM N-1A

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933   /X/

 

 Post-Effective Amendment No. 29     /X/

and/or

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 /X/

 Amendment No. 33      /X/

T. ROWE PRICE SPECTRUM FUND, INC.

Exact Name of Registrant as Specified in Charter

100 East Pratt Street, Baltimore, Maryland 21202
Address of Principal Executive Offices

410-345-2000
Registrant’s Telephone Number, Including Area Code

David Oestreicher

100 East Pratt Street, Baltimore, Maryland 21202
Name and Address of Agent for Service

 It is proposed that this filing will become effective (check appropriate box):

/X/ Immediately upon filing pursuant to paragraph (b)

// On (date) pursuant to paragraph (b)

// 60 days after filing pursuant to paragraph (a)(1)

// On (date) pursuant to paragraph (a)(1)

// 75 days after filing pursuant to paragraph (a)(2)

// On (date) pursuant to paragraph (a)(2) of Rule 485

 If appropriate, check the following box:

// This post-effective amendment designates a new effective date for a previously filed post-effective amendment.


Page 2

EXHIBITS

  

Exhibit

Exhibit No.

XBRL Instance Document

EX-101.INS

XBRL Taxonomy Extension Schema Document

EX-101.SCH

XBRL Taxonomy Extension Calculation Linkbase Document

EX-101.CAL

XBRL Taxonomy Extension Definition Linkbase Document

EX-101.DEF

XBRL Taxonomy Extension Labels Linkbase Document

EX-101.LAB

XBRL Taxonomy Extension Presentation Linkbase Document

EX-101.PRE


Page 3

Pursuant to the requirements of the Securities Act of 1933, as amended, and the Investment Company Act of 1940, as amended, the Registrant certifies that it meets all of the requirements for effectiveness of this Registration Statement pursuant to Rule 485(b) under the Securities Act of 1933 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Baltimore, State of Maryland, this May 18, 2012.

 T. ROWE PRICE SPECTRUM FUND, INC.

 /s/Edward C. Bernard

By: Edward C. Bernard

 Chairman of the Board

Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated:

   

Signature

Title

Date

   
   

/s/Edward C. Bernard

Chairman of the Board

May 18, 2012

Edward C. Bernard

(Chief Executive Officer)

 
   
   

/s/Gregory K. Hinkle

Treasurer (Chief

May 18, 2012

Gregory K. Hinkle

Financial Officer)

 
   
   

*

Director

May 18, 2012

William R. Brody

  
   
   

*

Director

May 18, 2012

Jeremiah E. Casey

  
   
   

*

Director

May 18, 2012

Anthony W. Deering

  
   
   

*

Director

May 18, 2012

Donald W. Dick, Jr.

  
   
   

*

Director

May 18, 2012

Karen N. Horn

  
   
   

*

Director

May 18, 2012

Theo C. Rodgers

  
   
   

/s/Brian C. Rogers

Director and Vice President

May 18, 2012

Brian C. Rogers

  
   
   


Page 4

   

*

Director

May 18, 2012

John G. Schreiber

  
   
   

*

Director

May 18, 2012

Mark. R. Tercek

  
   
   

*/s/David Oestreicher

Vice President and

May 18, 2012

David Oestreicher

Attorney-In-Fact

 


Page 5

T. ROWE PRICE BALANCED FUND, INC.

T. ROWE PRICE BLUE CHIP GROWTH FUND, INC.

T. ROWE PRICE CALIFORNIA TAX-FREE INCOME TRUST

T. ROWE PRICE CAPITAL APPRECIATION FUND

T. ROWE PRICE CAPITAL OPPORTUNITY FUND, INC.

T. ROWE PRICE CORPORATE INCOME FUND, INC.

T. ROWE PRICE DIVERSIFIED MID-CAP GROWTH FUND, INC.

T. ROWE PRICE DIVERSIFIED SMALL-CAP GROWTH FUND, INC.

T. ROWE PRICE DIVIDEND GROWTH FUND, INC.

T. ROWE PRICE EQUITY INCOME FUND

T. ROWE PRICE EQUITY SERIES, INC.

T. ROWE PRICE FINANCIAL SERVICES FUND, INC.

T. ROWE PRICE FIXED INCOME SERIES, INC.

T. ROWE PRICE FLOATING RATE FUND, INC.

T. ROWE PRICE GLOBAL REAL ESTATE FUND, INC.

T. ROWE PRICE GLOBAL TECHNOLOGY FUND, INC.

T. ROWE PRICE GNMA FUND

T. ROWE PRICE GROWTH & INCOME FUND, INC.

T. ROWE PRICE GROWTH STOCK FUND, INC.

T. ROWE PRICE HEALTH SCIENCES FUND, INC.

T. ROWE PRICE HIGH YIELD FUND, INC.

T. ROWE PRICE INDEX TRUST, INC.

T. ROWE PRICE INFLATION FOCUSED BOND FUND, INC.

T. ROWE PRICE INFLATION PROTECTED BOND FUND, INC.

T. ROWE PRICE INSTITUTIONAL EQUITY FUNDS, INC.

T. ROWE PRICE INSTITUTIONAL INCOME FUNDS, INC.

T. ROWE PRICE INSTITUTIONAL INTERNATIONAL FUNDS, INC.

T. ROWE PRICE INTERNATIONAL FUNDS, INC.

T. ROWE PRICE INTERNATIONAL INDEX FUND, INC.

T. ROWE PRICE INTERNATIONAL SERIES, INC.

T. ROWE PRICE MEDIA & TELECOMMUNICATIONS FUND, INC.

T. ROWE PRICE MID-CAP GROWTH FUND, INC.

T. ROWE PRICE MID-CAP VALUE FUND, INC.

T. ROWE PRICE MULTI-SECTOR ACCOUNT PORTFOLIOS, INC.

T. ROWE PRICE NEW AMERICA GROWTH FUND
T. ROWE PRICE NEW ERA FUND, INC.

T. ROWE PRICE NEW HORIZONS FUND, INC.

T. ROWE PRICE NEW INCOME FUND, INC.

T. ROWE PRICE PERSONAL STRATEGY FUNDS, INC.

T. ROWE PRICE PRIME RESERVE FUND, INC.

T. ROWE PRICE REAL ASSETS FUND, INC.

T. ROWE PRICE REAL ESTATE FUND, INC.

T. ROWE PRICE RESERVE INVESTMENT FUNDS, INC.

T. ROWE PRICE RETIREMENT FUNDS, INC.

T. ROWE PRICE SCIENCE & TECHNOLOGY FUND, INC.

T. ROWE PRICE SHORT-TERM BOND FUND, INC.

T. ROWE PRICE SMALL-CAP STOCK FUND, INC.

T. ROWE PRICE SMALL-CAP VALUE FUND, INC.

T. ROWE PRICE SPECTRUM FUND, INC.

T. ROWE PRICE STATE TAX-FREE INCOME TRUST


Page 6

T. ROWE PRICE STRATEGIC INCOME FUND, INC.

T. ROWE PRICE SUMMIT FUNDS, INC.

T. ROWE PRICE SUMMIT MUNICIPAL FUNDS, INC.

T. ROWE PRICE TAX-EFFICIENT FUNDS, INC.

T. ROWE PRICE TAX-EXEMPT MONEY FUND, INC.

T. ROWE PRICE TAX-FREE HIGH YIELD FUND, INC.

T. ROWE PRICE TAX-FREE INCOME FUND, INC.

T. ROWE PRICE TAX-FREE SHORT-INTERMEDIATE FUND, INC.

T. ROWE PRICE U.S. BOND ENHANCED INDEX FUND, INC.

T. ROWE PRICE U.S. LARGE-CAP CORE FUND, INC.

T. ROWE PRICE U.S. TREASURY FUNDS, INC.

T. ROWE PRICE VALUE FUND, INC.

POWER OF ATTORNEY

 RESOLVED, that the Corporation does hereby constitute and authorize Edward C. Bernard, Margery K. Neale and David Oestreicher, and each of them individually, their true and lawful attorneys and agents to take any and all action and execute any and all instruments which said attorneys and agents may deem necessary or advisable to enable the Corporation/Trust to comply with the Securities Act of 1933, as amended, and the Investment Company Act of 1940, as amended, and any rules, regulations, orders or other requirements of the United States Securities and Exchange Commission thereunder, in connection with the registration under the Securities Act of 1933, as amended, of shares of the Corporation/Trust, to be offered by the Corporation/Trust, and the registration of the Corporation/Trust under the Investment Company Act of 1940, as amended, including specifically, but without limitation of the foregoing, power and authority to sign the name of the Corporation/Trust on its behalf, and to sign the names of each of such directors/trustees and officers on his behalf as such director/trustee or officer to any (i) Registration Statement on Form N-1A or N-14 of the Corporation/Trust filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended; (ii) Registration Statement on Form N-1A or N-14 of the Corporation/Trust under the Investment Company Act of 1940, as amended; (iii) amendment or supplement (including, but not limited to, Post-Effective Amendments adding additional series or classes of the Corporation/ Trust) to said Registration Statement; and (iv) instruments or documents filed or to be filed as a part of or in connection with such Registration Statement, including Articles Supplementary, Articles of Amendment, and other instruments with respect to the Articles of Incorporation or Master Trust Agreement of the Corporation/Trust.

 IN WITNESS WHEREOF, the above named Corporations/Trusts have caused these presents to be signed and the same attested by its Secretary, each thereunto duly authorized by its Board of Directors/Trustees, and each of the undersigned has hereunto set his hand and seal as of the day set opposite his name.


Page 7

   

ALL CORPORATIONS/TRUSTS

  

/s/Edward C. Bernard

Edward C. Bernard

Chairman of the Board (Principal Executive Officer)

Director/Trustee

April 24, 2012

/s/Gregory K. Hinkle

Gregory K. Hinkle

Treasurer (Principal Financial Officer)

April 24, 2012

/s/William R. Brody

William R. Brody

Director/Trustee

April 24, 2012

/s/Jeremiah E. Casey

Jeremiah E. Casey

Director/Trustee

April 24, 2012

/s/Anthony W. Deering

Anthony W. Deering

Director/Trustee

April 24, 2012

/s/Donald W. Dick, Jr.

Donald W. Dick, Jr.

Director/Trustee

April 24, 2012

/s/Karen N. Horn

Karen N. Horn

Director/Trustee

April 24, 2012

/s/Theo C. Rodgers

Theo C. Rodgers

Director/Trustee

April 24, 2012

/s/John G. Schreiber

John G. Schreiber

Director/Trustee

April 24, 2012

/s/Mark R. Tercek

Mark R. Tercek

Director/Trustee

April 24, 2012

(Signatures Continued)


Page 8

MICHAEL C. GITLIN, Director/Trustee


T. ROWE PRICE CALIFORNIA TAX-FREE INCOME TRUST

T. ROWE PRICE CORPORATE INCOME FUND, INC.

T. ROWE PRICE FIXED INCOME SERIES, INC.

T. ROWE PRICE GNMA FUND

T. ROWE PRICE FLOATING RATE FUND, INC.

T. ROWE PRICE HIGH YIELD FUND, INC.

T. ROWE PRICE INSTITUTIONAL INCOME FUNDS, INC.

T. ROWE PRICE INFLATION FOCUSED BOND FUND, INC.

T. ROWE PRICE INFLATION PROTECTED BOND FUND, INC.

T. ROWE PRICE NEW INCOME FUND, INC.

T. ROWE PRICE PRIME RESERVE FUND, INC.

T. ROWE PRICE RESERVE INVESTMENT FUNDS, INC.

T. ROWE PRICE SHORT-TERM BOND FUND, INC.

T. ROWE PRICE STATE TAX-FREE INCOME TRUST

T. ROWE PRICE STRATEGIC INCOME FUND, INC.

T. ROWE PRICE SUMMIT FUNDS, INC.

T. ROWE PRICE SUMMIT MUNICIPAL FUNDS, INC.

T. ROWE PRICE TAX-EXEMPT MONEY FUND, INC.

T. ROWE PRICE TAX-FREE HIGH YIELD FUND, INC.

T. ROWE PRICE TAX-FREE INCOME FUND, INC.

T. ROWE PRICE TAX-FREE SHORT-INTERMEDIATE FUND, INC.

T. ROWE PRICE U.S. BOND ENHANCED INDEX FUND, INC.

T. ROWE PRICE U.S. TREASURY FUNDS, INC.

MICHAEL C. GITLIN, Director and President

T. ROWE PRICE MULTI-SECTOR ACCOUNT PORTFOLIOS, INC.

  

/s/Michael C. Gitlin

Michael C. Gitlin

April 24, 2012

(Signatures Continued)


Page 9

JOHN H. LAPORTE, Director/Trustee

T. ROWE PRICE CAPITAL OPPORTUNITY FUND, INC.

T. ROWE PRICE DIVERSIFIED MID-CAP GROWTH FUND, INC.

T. ROWE PRICE EQUITY SERIES, INC.

T. ROWE PRICE NEW AMERICA GROWTH FUND

T. ROWE PRICE SCIENCE & TECHNOLOGY FUND, INC.

T. ROWE PRICE SMALL-CAP STOCK FUND, INC.

T. ROWE PRICE SMALL-CAP VALUE FUND, INC.

JOHN H. LAPORTE, Director and Vice President

T. ROWE PRICE DIVERSIFIED SMALL-CAP GROWTH FUND, INC.

T. ROWE PRICE HEALTH SCIENCES FUND, INC.

T. ROWE PRICE NEW HORIZONS FUND, INC.

  

/s/John H. Laporte

John H. Laporte

April 24, 2012

(Signatures Continued)


Page 10

BRIAN C. ROGERS, Director/Trustee

T. ROWE PRICE BALANCED FUND, INC.

T. ROWE PRICE BLUE CHIP GROWTH FUND, INC.

T. ROWE PRICE CAPITAL APPRECIATION FUND

T. ROWE PRICE DIVIDEND GROWTH FUND, INC.

T. ROWE PRICE FINANCIAL SERVICES FUND, INC.

T. ROWE PRICE GLOBAL REAL ESTATE FUND, INC.

T. ROWE PRICE GLOBAL TECHNOLOGY FUND, INC.

T. ROWE PRICE GROWTH & INCOME FUND, INC.

T. ROWE PRICE GROWTH STOCK FUND, INC.

T. ROWE INDEX TRUST, INC.

T. ROWE PRICE INSTITUTIONAL INTERNATIONAL FUNDS, INC.

T. ROWE PRICE INTERNATIONAL FUNDS, INC.

T. ROWE PRICE INTERNATIONAL INDEX FUND, INC.

T. ROWE PRICE INTERNATIONAL SERIES, INC.

T. ROWE PRICE MEDIA & TELECOMMUNICATIONS FUND, INC.

T. ROWE PRICE MID-CAP GROWTH FUND, INC.

T. ROWE PRICE MID-CAP VALUE FUND, INC.

T. ROWE PRICE NEW ERA FUND, INC.

T. ROWE PRICE REAL ASSETS FUND, INC.

T. ROWE PRICE REAL ESTATE FUND, INC.

T. ROWE PRICE TAX-EFFICIENT FUNDS, INC.

T. ROWE PRICE U.S. LARGE-CAP CORE FUND, INC.

BRIAN C. ROGERS, Director/Trustee and President

T. ROWE PRICE EQUITY INCOME FUND

T. ROWE PRICE INSTITUTIONAL EQUITY FUNDS, INC.

BRIAN C. ROGERS, Director/Trustee and Vice President

T. ROWE PRICE PERSONAL STRATEGY FUNDS, INC.

T. ROWE PRICE RETIREMENT FUNDS, INC.

T. ROWE PRICE SPECTRUM FUND, INC.

T. ROWE PRICE VALUE FUND, INC.

   

/s/Brian C. Rogers

Brian C. Rogers

 

April 24, 2012

(Signatures Continued)


Page 11

ATTEST:

/s/Patricia B. Lippert

Patricia B. Lippert, Secretary


EX-101.INS 3 trpsf-20120426.xml 0000808303 rr:AfterTaxesOnDistributionsAndSalesMember trpsf:C000005513Member trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 rr:AfterTaxesOnDistributionsMember trpsf:C000005514Member trpsf:S000002124Member 2011-05-02 2012-05-01 0000808303 rr:AfterTaxesOnDistributionsAndSalesMember trpsf:C000005514Member trpsf:S000002124Member 2011-05-02 2012-05-01 0000808303 rr:AfterTaxesOnDistributionsMember trpsf:C000005512Member trpsf:S000002122Member 2011-05-02 2012-05-01 0000808303 rr:AfterTaxesOnDistributionsMember trpsf:C000005513Member trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 rr:AfterTaxesOnDistributionsAndSalesMember trpsf:C000005512Member trpsf:S000002122Member 2011-05-02 2012-05-01 0000808303 trpsf:SAndPFiveHundredIndexMember trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 trpsf:LipperGeneralBondFundsAverageMember trpsf:S000002122Member 2011-05-02 2012-05-01 0000808303 trpsf:RussellThreeThousandIndexMember trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 trpsf:BarclaysUsAggregateBondIndexMember trpsf:S000002122Member 2011-05-02 2012-05-01 0000808303 trpsf:LipperInternationalMultiCapGrowthFundsAverageMember trpsf:S000002124Member 2011-05-02 2012-05-01 0000808303 trpsf:MsciAllCountryWorldIndexExUsaMember trpsf:S000002124Member 2011-05-02 2012-05-01 0000808303 trpsf:LipperMultiCapCoreFundsIndexMember trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 trpsf:CombinedIndexPortfolioMember trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 trpsf:S000002124Member 2011-05-02 2012-05-01 0000808303 trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 trpsf:S000002122Member 2011-05-02 2012-05-01 0000808303 trpsf:C000005513Member trpsf:S000002123Member 2011-05-02 2012-05-01 0000808303 trpsf:C000005512Member trpsf:S000002122Member 2011-05-02 2012-05-01 0000808303 trpsf:C000005514Member trpsf:S000002124Member 2011-05-02 2012-05-01 0000808303 2011-05-02 2012-05-01 iso4217:USD xbrli:pure false 2012-04-26 2012-05-01 2011-12-31 485BPOS 0000808303 T. Rowe Price Spectrum Fund, Inc. 0.0096 0.0069 0.0080 &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AnnualFundOperatingExpensesSpectrumIncomeFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AnnualFundOperatingExpensesSpectrumGrowthFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AnnualFundOperatingExpensesSpectrumInternationalFund ~&lt;/div&gt; 0.0686 -0.1661 -0.1983 0.3773 0.3409 0.1496 0.0805 0.1636 0.1516 0.0947 0.1926 0.0209 0.0838 0.2260 0.1637 0.0865 0.0619 0.1573 -0.4152 -0.0943 -0.4639 0.4499 0.2029 0.4094 0.1688 0.1352 0.0968 -0.0360 0.0416 -0.1161 0.0416 -0.0360 -0.0259 -0.0281 -0.1333 -0.1394 0.0784 0.0103 0.0762 0.0211 -0.1161 0.0276 -0.0376 0.0261 -0.0714 -0.1176 -0.0210 -0.0088 0.0574 -0.0025 -0.0001 0.0018 -0.0367 -0.0032 0.0650 -0.0248 0.0553 -0.0203 0.0393 -0.0191 -0.0291 -0.0044 0.0001 0.0388 0.0578 0.0345 0.0789 0.0475 0.0676 0.0292 0.0506 0.0686 0.0351 0.0584 0.0346 0.0426 0.0492 0.0511 0.0488 0.0402 0.0507 <b>Performance</b> <b>Performance</b> <b>Performance</b> <table border="0" width="60%"> <tr> <td width="31%">&nbsp;</td> <td width="1%">&nbsp;</td> <td width="13%">&nbsp;</td> <td width="1%">&nbsp;</td> <td width="13%">&nbsp;</td> <td width="1%">&nbsp;</td> </tr> <tr> <td align="left">&nbsp;</td> <td align="left">&nbsp;</td> <td align="center"><b><i>Quarter</i></b></td> <td align="left">&nbsp;</td> <td align="center"><b><i>Total</i></b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left">&nbsp;</td> <td align="left">&nbsp;</td> <td align="center"><b><i>Ended</i></b></td> <td align="left">&nbsp;</td> <td align="center"><b><i>Return</i></b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left"><b>Best Quarter</b></td> <td align="left">&nbsp;</td> <td align="center"><b>6/30/09</b></td> <td align="left">&nbsp;</td> <td align="center"><b>9.91%</b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left"><b>Worst Quarter</b></td> <td align="left">&nbsp;</td> <td align="center"><b>12/31/08</b></td> <td align="left">&nbsp;</td> <td align="center"><b>-5.40%</b></td> <td align="left">&nbsp;</td> </tr> </table> <table border="0" width="60%"> <tr> <td width="31%">&nbsp;</td> <td width="1%">&nbsp;</td> <td width="13%">&nbsp;</td> <td width="1%">&nbsp;</td> <td width="13%">&nbsp;</td> <td width="1%">&nbsp;</td> </tr> <tr> <td align="left">&nbsp;</td> <td align="left">&nbsp;</td> <td align="center"><b><i>Quarter</i></b></td> <td align="left">&nbsp;</td> <td align="center"><b><i>Total</i></b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left">&nbsp;</td> <td align="left">&nbsp;</td> <td align="center"><b><i>Ended</i></b></td> <td align="left">&nbsp;</td> <td align="center"><b><i>Return</i></b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left"><b>Best Quarter</b></td> <td align="left">&nbsp;</td> <td align="center"><b>6/30/09</b></td> <td align="left">&nbsp;</td> <td align="center"><b>31.13%</b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left"><b>Worst Quarter</b></td> <td align="left">&nbsp;</td> <td align="center"><b>12/31/08</b></td> <td align="left">&nbsp;</td> <td align="center"><b>-22.45%</b></td> <td align="left">&nbsp;</td> </tr> </table> <table border="0" width="60%"> <tr> <td width="31%">&nbsp;</td> <td width="1%">&nbsp;</td> <td width="13%">&nbsp;</td> <td width="1%">&nbsp;</td> <td width="13%">&nbsp;</td> <td width="1%">&nbsp;</td> </tr> <tr> <td align="left">&nbsp;</td> <td align="left">&nbsp;</td> <td align="center"><b><i>Quarter</i></b></td> <td align="left">&nbsp;</td> <td align="center"><b><i>Total</i></b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left">&nbsp;</td> <td align="left">&nbsp;</td> <td align="center"><b><i>Ended</i></b></td> <td align="left">&nbsp;</td> <td align="center"><b><i>Return</i></b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left"><b>Best Quarter</b></td> <td align="left">&nbsp;</td> <td align="center"><b>6/30/09</b></td> <td align="left">&nbsp;</td> <td align="center"><b>21.62%</b></td> <td align="left">&nbsp;</td> </tr> <tr> <td align="left"><b>Worst Quarter</b></td> <td align="left">&nbsp;</td> <td align="center"><b>12/31/08</b></td> <td align="left">&nbsp;</td> <td align="center"><b>-24.66%</b></td> <td align="left">&nbsp;</td> </tr> </table> <p><b>Spectrum Growth Fund</b></p> <p><b><i>Calendar Year Returns</i></b></p> <p><b>Spectrum International Fund</b></p> <p><b><i>Calendar Year Returns</i></b></p> <p><b>Spectrum Income Fund</b></p> <p><b><i>Calendar Year Returns</i></b></p> 0.0991 0.2162 0.3113 2009-06-30 2009-06-30 2009-06-30 -0.2245 -0.2466 -0.0540 2008-12-31 2008-12-31 2008-12-31 &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AnnualTotalReturnsBarChartSpectrumIncomeFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AnnualTotalReturnsBarChartSpectrumInternationalFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AnnualTotalReturnsBarChartSpectrumGrowthFund ~&lt;/div&gt; 0.0000 0.0000 0.0000 <b>Example</b> <b>Example</b> <b>Example</b> This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund&#8217;s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund&#8217;s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund&#8217;s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: &lt;div style="display:none;"&gt;~ http://troweprice.com/role/ExpenseExampleSpectrumGrowthFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/ExpenseExampleSpectrumIncomeFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/ExpenseExampleSpectrumInternationalFund ~&lt;/div&gt; 70 98 82 255 306 221 384 531 444 1178 990 859 <b>Fees and Expenses</b> <b>Fees and Expenses</b> <b>Fees and Expenses</b> This table describes the fees and expenses that you may pay if you buy and hold shares of the fund. This table describes the fees and expenses that you may pay if you buy and hold shares of the fund. This table describes the fees and expenses that you may pay if you buy and hold shares of the fund. 0.0080 0.0069 0.0096 <b>Best Quarter</b> <b>Best Quarter</b> <b>Best Quarter</b> <b>Worst Quarter</b> <b>Worst Quarter</b> <b>Worst Quarter</b> 0.0000 0.0000 0.0000 20 20 20 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 <b>Investment Objective</b> <b>Investment Objective</b> <b>Investment Objective</b> The fund seeks a high level of current income with moderate share price fluctuation. The fund seeks long-term capital appreciation The fund seeks long-term capital appreciation. and growth of income with current income a secondary objective. <p align="center"><b><i>Annual fund operating expenses</i></b></p> <p align="center"><b><i>(expenses that you pay each year as a</i></b></p> <p align="center"><b><i>percentage of the value of your investment)</i></b></p> <p align="center"><b><i>Annual fund operating expenses</i></b></p> <p align="center"><b><i>(expenses that you pay each year as a</i></b></p> <p align="center"><b><i>percentage of the value of your investment)</i></b></p> <p align="center"><b><i>Annual fund operating expenses</i></b></p> <p align="center"><b><i>(expenses that you pay each year as a</i></b></p> <p align="center"><b><i>percentage of the value of your investment)</i></b></p> 0.0000 0.0000 0.0000 1-800-225-5132 1-800-225-5132 1-800-225-5132 troweprice.com troweprice.com troweprice.com The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. <p>The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of future performance.</p> <p>The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.</p> <p>The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of future performance.</p> <p>The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.</p> <p>The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of future performance.</p> <p>The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.</p> The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of future performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of future performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of future performance. Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132. Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132. Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132. <b><p><i>Average Annual Total Returns</i></p> <p align="center"><i>Periods ended</i></p><p align="center"><i>December 31, 2011</i></p></b> <b><p><i>Average Annual Total Returns</i></p> <p align="center"><i>Periods ended</i></p><p align="center"><i>December 31, 2011</i></p></b> <b><p><i>Average Annual Total Returns</i></p> <p align="center"><i>Periods ended</i></p><p align="center"><i>December 31, 2011</i></p></b> In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account. In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account. In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account. &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AverageAnnualTotalReturnsSpectrumIncomeFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AverageAnnualTotalReturnsSpectrumInternationalFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/AverageAnnualTotalReturnsSpectrumGrowthFund ~&lt;/div&gt; After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. <b>Portfolio Turnover</b> <b>Portfolio Turnover</b> <b>Portfolio Turnover</b> 0.13 0.082 0.147 The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 8.2% of the average value of its portfolio. The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 13.0% of the average value of its portfolio. The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 14.7% of the average value of its portfolio. 2012-05-01 0 0 -0.0200 <b>Principal Risks</b> <b>Principal Risks</b> <b>Principal Risks</b> The fund&#8217;s share price fluctuates, which means you could lose money by investing in the fund. The fund&#8217;s share price fluctuates, which means you could lose money by investing in the fund. The fund&#8217;s share price fluctuates, which means you could lose money by investing in the fund. <p>As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund&#8217;s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:</p> <p><i><b>Asset allocation risk</b></i> The fund&#8217;s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund&#8217;s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.</p> <p><i><b>Interest rate risk</b></i> A rise in interest rates could cause the price of a bond fund in which the fund invests to fall. Generally, the longer the weighted average maturity of an underlying fund, the greater its interest rate risk.</p> <p><i><b>Credit risk</b></i> An issuer of a debt security or counterparty to an over-the-counter derivative held by an underlying bond fund could be downgraded or default, thereby negatively affecting the fund&#8217;s price or yield. The fund is exposed to greater credit risk to the extent it invests in underlying funds that hold high yield bonds. Issuers of high yield bonds are usually not as strong financially and the securities they issue carry a higher risk of default and should be considered speculative.</p> <p><i><b>Liquidity risk</b></i> This is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.</p> <p><i><b>Foreign investing risk</b></i> The fund&#8217;s investments in international funds may be adversely affected by economic conditions or developments overseas, or decreases in foreign currency values relative to the U.S. dollar. The risks are heightened for underlying funds that focus on emerging markets.</p> <p><i><b>Dividend-paying stock risk</b></i> To the extent the fund invests in an underlying fund that focuses on stocks, it is exposed to greater volatility and the risk of stock market declines that could cause the fund to underperform bond funds with similar objectives. Stocks of established companies paying high dividends may not participate in a broad market advance to the same degree as most other stocks, and a sharp rise in interest rates could cause a company to reduce or eliminate its dividend.</p> <p>As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund&#8217;s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:</p> <p><i><b>Asset allocation risk</b></i> The fund&#8217;s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund&#8217;s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.</p> <p><i><b>General equity risk</b></i> Stocks generally fluctuate in value more than bonds and may decline significantly over short periods. As with any fund having equity exposure, the fund&#8217;s share price can fall because of overall weakness in the stock market. The value of a stock fund in which the fund invests may decline due to general market conditions or because of factors that affect a particular industry or market sector.</p> <p><i><b>Foreign investing risk</b></i> The fund&#8217;s investments in international funds may be adversely affected by economic conditions or developments overseas, or decreases in foreign currency values relative to the U.S. dollar. The risks are heightened for underlying funds that focus on emerging markets.</p> <p><i><b>Investment style risk</b></i> Because the fund invests in stock funds with both growth and value characteristics, its share price may be negatively affected if either investing approach falls out of favor. Growth stocks tend to be more volatile than the overall stock market and are more sensitive to changes in current or expected earnings. Value stocks carry the risk that investors will not recognize their intrinsic value for a long time or that they are actually appropriately priced at a low level.</p> <p><i><b>Small- and mid-cap stock risk</b></i> Investing in small- and mid-cap funds entails greater risk than investing in funds that focus on larger companies. Stocks of smaller companies are usually more volatile than stocks of larger companies because smaller companies usually have more limited financial resources and less experienced management, and seldom pay significant dividends that could help to cushion returns in a falling market.</p> <p><i><b>Risks of bond and money market investing</b></i> Bonds and money market securities have three main sources of risk. <i><b>Interest rate risk</b></i> is the risk that a rise in interest rates will cause the price of a debt security held by the fund to fall. Securities with longer maturities typically suffer greater declines than those with shorter maturities. <i><b>Credit risk</b></i> is the risk that an issuer of a debt security will default (fail to make scheduled interest or principal payments), potentially reducing the fund&#8217;s income level and share price. This risk is increased when a security is downgraded or the perceived creditworthiness of the issuer deteriorates. <i><b>Liquidity risk</b></i> is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.</p> <p>As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund&#8217;s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:</p> <p><i><b>Asset allocation risk</b></i> The fund&#8217;s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund&#8217;s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.</p> <p><i><b>General equity risk</b></i> Stocks generally fluctuate in value more than bonds and may decline significantly over short periods. As with any fund having equity exposure, the fund&#8217;s share price can fall because of overall weakness in the stock market. The value of a stock fund in which the fund invests may decline due to general market conditions or because of factors that affect a particular industry or market sector.</p> <p><i><b>Foreign investing risk</b></i> Investing in the securities of non-U.S. companies involves special risks not typically associated with investing in U.S. companies. Foreign securities tend to be more volatile and less liquid than investments in U.S. securities, and may lose value because of adverse political, social or economic developments overseas or due to changes in the exchange rates between foreign currencies and the U.S. dollar. In addition, foreign investments are subject to settlement practices, and regulatory and financial reporting standards, that differ from those of the U.S. These risks are heightened for the fund&#8217;s investments in emerging markets.</p> <p><i><b>Risks of bond and money market investing</b></i> Bonds and money market securities have three main sources of risk. <i><b>Interest rate risk</b></i> is the risk that a rise in interest rates will cause the price of a debt security held by the fund to fall. Securities with longer maturities typically suffer greater declines than those with shorter maturities. <i><b>Credit risk</b></i> is the risk that an issuer of a debt security will default (fail to make scheduled interest or principal payments), potentially reducing the fund&#8217;s income level and share price. This risk is increased when a security is downgraded or the perceived creditworthiness of the issuer deteriorates. <i><b>Liquidity risk</b></i> is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.</p> <p><h3>SUMMARY</h3></p><p><h3>Spectrum International Fund</h4></p> <p><h3>SUMMARY</h3></p><p><h4>Spectrum Growth Fund</h4></p> <p><h3>SUMMARY</h3></p><p><h4>Spectrum Income Fund</h4></p> <p><b><i>Fees and Expenses of the Fund</i></b></p> <p align="center"><b><i>Shareholder fees (fees paid directly from your investment)</i></b></p> <p><b><i>Fees and Expenses of the Fund</i></b></p> <p align="center"><b><i>Shareholder fees (fees paid directly from your investment)</i></b></p> <p><b><i>Fees and Expenses of the Fund</i></b></p> <p align="center"><b><i>Shareholder fees (fees paid directly from your investment)</i></b></p> &lt;div style="display:none;"&gt;~ http://troweprice.com/role/ShareholderFeesSpectrumGrowthFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/ShareholderFeesSpectrumInternationalFund ~&lt;/div&gt; &lt;div style="display:none;"&gt;~ http://troweprice.com/role/ShareholderFeesSpectrumIncomeFund ~&lt;/div&gt; <p><b>Investments, Risks, and Performance</b></p><p><b>Principal Investment Strategies</b></p> <p><b>Investments, Risks, and Performance</b></p><p><b>Principal Investment Strategies</b></p> <p><b>Investments, Risks, and Performance</b></p><p><b>Principal Investment Strategies</b></p> <p>The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in developed and emerging market equity funds, a money market fund, and, from time to time, international bond funds, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.</p> <p>The fund can invest in stock funds and, to a lesser degree, bond funds, which, in turn, have holdings in many different foreign countries, developed as well as emerging markets, and in both large and small companies.</p> <p>Within the ranges shown in the following table, the portfolio manager decides how much of the fund&#8217;s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.</p> <table cellpadding="0" cellspacing="0" width="50%" > <tr style="font-size:1pt"> <td style="width:50.8%">&nbsp;</td> <td style="width:27.93%">&nbsp;</td> <td style="width:21.28%">&nbsp;</td> </tr> <tr> <td colspan="3" style="border-bottom:0.5pt;border-bottom-color:#000000; border-bottom-style:solid; vertical-align:top"> <div style="color:#004f7c;font-family:Sans-Serif; font-size:8.0pt; font-style:italic; font-weight:bold; text-align:left">Asset Allocation Ranges for Underlying Funds</div> </td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000;border-left-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt;font-style:italic; font-weight:bold; margin-left:-80.00pt; text-align:center">International Fund</div> </td> <td colspan="2" style="border-right:0.5pt;border-right-color:#000000; border-right-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif;font-size:8.0pt; font-style:italic; font-weight:bold; margin-left:80.00pt; text-align:center">Investment Range</div> </td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Africa &amp; Middle East</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">%</div> </td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Emerging Europe</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Emerging Markets Bond</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Emerging Markets Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">European Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-30</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">International Bond</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">International Discovery</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">International Growth &amp; Income</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-35</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">International Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-55</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Japan</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; text-align:right">0-30</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Latin America</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">New Asia</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Overseas Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:right">0-35</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-bottom:0.5pt; border-bottom-color:#000000; border-bottom-style:solid; border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Summit Cash Reserves</div> </td> <td style="background-color:#e6edf2; border-bottom:0.5pt; border-bottom-color:#000000; border-bottom-style:solid;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;text-align:right">0-25</div> </td> <td style="background-color:#e6edf2; border-bottom:0.5pt; border-bottom-color:#000000;border-bottom-style:solid; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> </table> <p>The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.</p> <p>The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in domestic and international equity funds and a money market fund, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.</p> <p>The fund can invest in funds holding domestic and foreign stocks, small-cap, mid-cap, and large-cap stocks, and growth and value stocks.</p> <p>Within the ranges shown in the following table, the portfolio manager decides how much of the fund&#8217;s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.</p> <table cellpadding="0" cellspacing="0" width="50%"> <tr style="font-size:1pt"> <td style="width:47.37%">&nbsp;</td> <td style="width:29.93%">&nbsp;</td> <td style="width:22.7%">&nbsp;</td> </tr> <tr> <td colspan="3" style="border-bottom:0.5pt; border-bottom-color:#000000;border-bottom-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt;font-style:italic; font-weight:bold; text-align:left">Asset Allocation Ranges for Underlying Funds</div> </td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt; font-style:italic; font-weight:bold; margin-left:-80.00pt;text-align:center">Growth Fund</div> </td> <td colspan="2" style="border-right:0.5pt; border-right-color:#000000;border-right-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt;font-style:italic; font-weight:bold; margin-left:80.00pt; text-align:center">Investment Range</div> </td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Blue Chip Growth</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt; text-align:right">5-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;text-align:left">%</div> </td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;text-align:left">Emerging Markets Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt;text-align:right">0-10</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Equity Income</div> </td> <td style="background-color:#e6edf2;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;margin-left:02.00pt; text-align:right">5-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt;border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Growth Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt; text-align:right">5-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000;border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal;font-weight:normal; text-align:left">International Growth &amp; Income</div> </td> <td style="background-color:#e6edf2;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;margin-left:02.00pt; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt;border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">International Stock</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000;border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal;font-weight:normal; text-align:left">Mid-Cap Growth</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt;text-align:right">0-15</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Mid-Cap Value</div> </td> <td style="background-color:#e6edf2;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;margin-left:02.00pt; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt;border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">New Horizons</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000;border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal;font-weight:normal; text-align:left">Real Assets</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt;text-align:right">0-10</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Small-Cap Value</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; margin-left:02.00pt; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Summit Cash Reserves</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:02.00pt; text-align:right">0-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-bottom:0.5pt; border-bottom-color:#000000;border-bottom-style:solid; border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Value</div> </td> <td style="background-color:#e6edf2; border-bottom:0.5pt; border-bottom-color:#000000; border-bottom-style:solid;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;margin-left:02.00pt; text-align:right">5-25</div> </td> <td style="background-color:#e6edf2; border-bottom:0.5pt;border-bottom-color:#000000; border-bottom-style:solid; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> </table> <p>The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.</p> <p>The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in domestic and international bond funds, a money market fund, and an income-oriented stock fund, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.</p> <p>The fund can invest in funds holding high-quality domestic and foreign bonds, high-yield bonds (&#8220;junk bonds&#8221;), short- and long-term securities, and dividend-paying stocks.</p> <p>Within the ranges shown in the following table, the portfolio manager decides how much of the fund&#8217;s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.</p> <table cellpadding="0" cellspacing="0" width="50%" > <tr style="font-size:1pt"> <td style="width:48.72%">&nbsp;</td> <td style="width:28.49%">&nbsp;</td> <td style="width:22.79%">&nbsp;</td> </tr> <tr> <td colspan="3" style="border-bottom:0.5pt; border-bottom-color:#000000;border-bottom-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt;font-style:italic; font-weight:bold; text-align:left">Asset Allocation Ranges for Underlying Funds</div> </td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt; font-style:italic; font-weight:bold; margin-left:-80.00pt; text-align:center">Income Fund</div> </td> <td colspan="2" style="border-right:0.5pt; border-right-color:#000000; border-right-style:solid; vertical-align:top"> <div style="color:#004f7c; font-family:Sans-Serif; font-size:8.0pt; font-style:italic;font-weight:bold; margin-left:80.00pt; text-align:center">Investment Range</div> </td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Corporate Income</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">0-10</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:justify">%</div> </td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Emerging Markets Bond</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Equity Income</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">5-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000;border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal;font-weight:normal; text-align:left">GNMA</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:04.00pt;text-align:right">5-20</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">High Yield</div> </td> <td style="background-color:#e6edf2;vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal;margin-left:04.00pt; text-align:right">10-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt;border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">International Bond</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">0-20</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000;border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal;font-weight:normal; text-align:left">New Income</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:04.00pt;text-align:right">10-30</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt;border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Short-Term Bond</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-right:0.5pt; border-right-color:#000000; border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">Summit Cash Reserves</div> </td> <td style="background-color:#e6edf2; vertical-align:bottom"> <div style="font-family:Sans-Serif;font-size:8.0pt; font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">0-25</div> </td> <td style="background-color:#e6edf2; border-right:0.5pt; border-right-color:#000000; border-right-style:solid;font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> <tr> <td style="border-bottom:0.5pt; border-bottom-color:#000000;border-bottom-style:solid; border-left:0.5pt; border-left-color:#000000; border-left-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt; font-style:normal; font-weight:normal; text-align:left">U.S. Treasury Long-Term</div> </td> <td style="background-color:#e6edf2; border-bottom:0.5pt; border-bottom-color:#000000;border-bottom-style:solid; vertical-align:bottom"> <div style="font-family:Sans-Serif; font-size:8.0pt;font-style:normal; font-weight:normal; margin-left:04.00pt; text-align:right">0-15</div> </td> <td style="background-color:#e6edf2;border-bottom:0.5pt; border-bottom-color:#000000; border-bottom-style:solid; border-right:0.5pt; border-right-color:#000000;border-right-style:solid; font-size:1pt; vertical-align:bottom">&nbsp;</td> </tr> </table> <p>The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.</p> While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund. Combined Index Portfolio is an unmanaged portfolio composed of S&P 500 Index (ranging from 80% - 87.5%) and MSCI EAFE Index (ranging from 12.5% - 20%) through 8/31/08. From 9/1/08 through 12/31/11 the portfolio was composed of Russell 3000 Index (ranging from 80% - 74%) and MSCI All Country World Index ex-USA (ranging from 20% - 26%). The indices and percentages may vary over time. Subject to certain exceptions, accounts with a balance of less than $10,000 are charged an annual $20 fee. 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Spectrum Income Fund

SUMMARY

Spectrum Income Fund

Investment Objective
The fund seeks a high level of current income with moderate share price fluctuation.
Fees and Expenses
This table describes the fees and expenses that you may pay if you buy and hold shares of the fund.

Fees and Expenses of the Fund

Shareholder fees (fees paid directly from your investment)

Shareholder Fees (USD $)
Spectrum Income Fund
Maximum sales charge (load) imposed on purchases [1] none
Maximum deferred sales charge (load) [1] none
Redemption fee [1] none
Maximum account fee [1][2] 20
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
[2] Subject to certain exceptions, accounts with a balance of less than $10,000 are charged an annual $20 fee.

Annual fund operating expenses

(expenses that you pay each year as a

percentage of the value of your investment)

Annual Fund Operating Expenses
Spectrum Income Fund
Management fees [1] none
Distribution and service (12b-1) fees [1] none
Other expenses [1] none
Acquired fund fees and expenses [1] 0.69%
Total annual fund operating expenses [1] 0.69%
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
Example
This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
Expense Example (USD $)
1 year
3 years
5 years
10 years
Spectrum Income Fund
70 221 384 859
Portfolio Turnover
The fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund’s performance. During the most recent fiscal year, the fund’s portfolio turnover rate was 14.7% of the average value of its portfolio.

Investments, Risks, and Performance

Principal Investment Strategies

The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in domestic and international bond funds, a money market fund, and an income-oriented stock fund, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.

The fund can invest in funds holding high-quality domestic and foreign bonds, high-yield bonds (“junk bonds”), short- and long-term securities, and dividend-paying stocks.

Within the ranges shown in the following table, the portfolio manager decides how much of the fund’s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.

     
Asset Allocation Ranges for Underlying Funds
Income Fund
Investment Range
Corporate Income
0-10
%
Emerging Markets Bond
0-20
 
Equity Income
5-25
 
GNMA
5-20
 
High Yield
10-25
 
International Bond
0-20
 
New Income
10-30
 
Short-Term Bond
0-15
 
Summit Cash Reserves
0-25
 
U.S. Treasury Long-Term
0-15
 

The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.

Principal Risks

As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund’s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:

Asset allocation risk The fund’s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund’s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.

Interest rate risk A rise in interest rates could cause the price of a bond fund in which the fund invests to fall. Generally, the longer the weighted average maturity of an underlying fund, the greater its interest rate risk.

Credit risk An issuer of a debt security or counterparty to an over-the-counter derivative held by an underlying bond fund could be downgraded or default, thereby negatively affecting the fund’s price or yield. The fund is exposed to greater credit risk to the extent it invests in underlying funds that hold high yield bonds. Issuers of high yield bonds are usually not as strong financially and the securities they issue carry a higher risk of default and should be considered speculative.

Liquidity risk This is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.

Foreign investing risk The fund’s investments in international funds may be adversely affected by economic conditions or developments overseas, or decreases in foreign currency values relative to the U.S. dollar. The risks are heightened for underlying funds that focus on emerging markets.

Dividend-paying stock risk To the extent the fund invests in an underlying fund that focuses on stocks, it is exposed to greater volatility and the risk of stock market declines that could cause the fund to underperform bond funds with similar objectives. Stocks of established companies paying high dividends may not participate in a broad market advance to the same degree as most other stocks, and a sharp rise in interest rates could cause a company to reduce or eliminate its dividend.

Performance

The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.

The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.

Spectrum Income Fund

Calendar Year Returns

Bar Chart
           
    Quarter   Total  
    Ended   Return  
Best Quarter   6/30/09   9.91%  
Worst Quarter   12/31/08   -5.40%  
In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.

Average Annual Total Returns

Periods ended

December 31, 2011

Average Annual Total Returns
1 Year
5 Years
10 Years
Spectrum Income Fund
4.16% 5.74% 6.86%
Spectrum Income Fund Returns after taxes on distributions
2.61% 3.93% 5.07%
Spectrum Income Fund Returns after taxes on distributions and sale of fund shares
2.76% 3.88% 4.88%
Spectrum Income Fund Barclays U.S. Aggregate Bond Index
7.84% 6.50% 5.78%
Spectrum Income Fund Lipper General Bond Funds Average
7.62% 5.53% 7.89%
Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132.

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Spectrum International Fund

SUMMARY

Spectrum International Fund

Investment Objective
The fund seeks long-term capital appreciation.
Fees and Expenses
This table describes the fees and expenses that you may pay if you buy and hold shares of the fund.

Fees and Expenses of the Fund

Shareholder fees (fees paid directly from your investment)

Shareholder Fees (USD $)
Spectrum International Fund
Maximum sales charge (load) imposed on purchases [1] none
Maximum deferred sales charge (load) [1] none
Redemption fee (as a percentage of amount redeemed on shares held for 90 days or less) [1] 2.00%
Maximum account fee [1][2] 20
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
[2] Subject to certain exceptions, accounts with a balance of less than $10,000 are charged an annual $20 fee.

Annual fund operating expenses

(expenses that you pay each year as a

percentage of the value of your investment)

Annual Fund Operating Expenses
Spectrum International Fund
Management fees [1] none
Distribution and service (12b-1) fees [1] none
Other expenses [1] none
Acquired fund fees and expenses [1] 0.96%
Total annual fund operating expenses [1] 0.96%
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
Example
This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
Expense Example (USD $)
1 year
3 years
5 years
10 years
Spectrum International Fund
98 306 531 1,178
Portfolio Turnover
The fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund’s performance. During the most recent fiscal year, the fund’s portfolio turnover rate was 8.2% of the average value of its portfolio.

Investments, Risks, and Performance

Principal Investment Strategies

The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in developed and emerging market equity funds, a money market fund, and, from time to time, international bond funds, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.

The fund can invest in stock funds and, to a lesser degree, bond funds, which, in turn, have holdings in many different foreign countries, developed as well as emerging markets, and in both large and small companies.

Within the ranges shown in the following table, the portfolio manager decides how much of the fund’s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.

     
Asset Allocation Ranges for Underlying Funds
International Fund
Investment Range
Africa & Middle East
0-15
%
Emerging Europe
0-15
 
Emerging Markets Bond
0-15
 
Emerging Markets Stock
0-20
 
European Stock
0-30
 
International Bond
0-20
 
International Discovery
0-20
 
International Growth & Income
0-35
 
International Stock
0-55
 
Japan
0-30
 
Latin America
0-15
 
New Asia
0-20
 
Overseas Stock
0-35
 
Summit Cash Reserves
0-25
 

The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.

Principal Risks

As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund’s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:

Asset allocation risk The fund’s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund’s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.

General equity risk Stocks generally fluctuate in value more than bonds and may decline significantly over short periods. As with any fund having equity exposure, the fund’s share price can fall because of overall weakness in the stock market. The value of a stock fund in which the fund invests may decline due to general market conditions or because of factors that affect a particular industry or market sector.

Foreign investing risk Investing in the securities of non-U.S. companies involves special risks not typically associated with investing in U.S. companies. Foreign securities tend to be more volatile and less liquid than investments in U.S. securities, and may lose value because of adverse political, social or economic developments overseas or due to changes in the exchange rates between foreign currencies and the U.S. dollar. In addition, foreign investments are subject to settlement practices, and regulatory and financial reporting standards, that differ from those of the U.S. These risks are heightened for the fund’s investments in emerging markets.

Risks of bond and money market investing Bonds and money market securities have three main sources of risk. Interest rate risk is the risk that a rise in interest rates will cause the price of a debt security held by the fund to fall. Securities with longer maturities typically suffer greater declines than those with shorter maturities. Credit risk is the risk that an issuer of a debt security will default (fail to make scheduled interest or principal payments), potentially reducing the fund’s income level and share price. This risk is increased when a security is downgraded or the perceived creditworthiness of the issuer deteriorates. Liquidity risk is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.

Performance

The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.

The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.

Spectrum International Fund

Calendar Year Returns

Bar Chart
           
    Quarter   Total  
    Ended   Return  
Best Quarter   6/30/09   31.13%  
Worst Quarter   12/31/08   -22.45%  
In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.

Average Annual Total Returns

Periods ended

December 31, 2011

Average Annual Total Returns
1 Year
5 Years
10 Years
Spectrum International Fund
(11.61%) (2.03%) 5.84%
Spectrum International Fund Returns after taxes on distributions
(11.76%) (2.91%) 5.11%
Spectrum International Fund Returns after taxes on distributions and sale of fund shares
(7.14%) (1.91%) 4.92%
Spectrum International Fund MSCI All Country World Index ex USA
(13.33%) (2.48%) 6.76%
Spectrum International Fund Lipper International Multi-Cap Growth Funds Average
(13.94%) (3.67%) 5.06%
Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132.
XML 15 R1.htm IDEA: XBRL DOCUMENT v2.4.0.6
Spectrum Growth Fund

SUMMARY

Spectrum Growth Fund

Investment Objective
The fund seeks long-term capital appreciation
and growth of income with current income a secondary objective.
Fees and Expenses
This table describes the fees and expenses that you may pay if you buy and hold shares of the fund.

Fees and Expenses of the Fund

Shareholder fees (fees paid directly from your investment)

Shareholder Fees (USD $)
Spectrum Growth Fund
Maximum sales charge (load) imposed on purchases [1] none
Maximum deferred sales charge (load) [1] none
Redemption fee [1] none
Maximum account fee [1][2] 20
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
[2] Subject to certain exceptions, accounts with a balance of less than $10,000 are charged an annual $20 fee.

Annual fund operating expenses

(expenses that you pay each year as a

percentage of the value of your investment)

Annual Fund Operating Expenses
Spectrum Growth Fund
Management fees [1] none
Distribution and service (12b-1) fees [1] none
Other expenses [1] none
Acquired fund fees and expenses [1] 0.80%
Total annual fund operating expenses [1] 0.80%
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
Example
This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
Expense Example (USD $)
1 year
3 years
5 years
10 years
Spectrum Growth Fund
82 255 444 990
Portfolio Turnover
The fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund’s performance. During the most recent fiscal year, the fund’s portfolio turnover rate was 13.0% of the average value of its portfolio.

Investments, Risks, and Performance

Principal Investment Strategies

The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in domestic and international equity funds and a money market fund, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.

The fund can invest in funds holding domestic and foreign stocks, small-cap, mid-cap, and large-cap stocks, and growth and value stocks.

Within the ranges shown in the following table, the portfolio manager decides how much of the fund’s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.

     
Asset Allocation Ranges for Underlying Funds
Growth Fund
Investment Range
Blue Chip Growth
5-25
%
Emerging Markets Stock
0-10
 
Equity Income
5-25
 
Growth Stock
5-25
 
International Growth & Income
0-20
 
International Stock
0-20
 
Mid-Cap Growth
0-15
 
Mid-Cap Value
0-15
 
New Horizons
0-15
 
Real Assets
0-10
 
Small-Cap Value
0-15
 
Summit Cash Reserves
0-25
 
Value
5-25
 

The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.

Principal Risks

As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund’s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:

Asset allocation risk The fund’s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund’s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.

General equity risk Stocks generally fluctuate in value more than bonds and may decline significantly over short periods. As with any fund having equity exposure, the fund’s share price can fall because of overall weakness in the stock market. The value of a stock fund in which the fund invests may decline due to general market conditions or because of factors that affect a particular industry or market sector.

Foreign investing risk The fund’s investments in international funds may be adversely affected by economic conditions or developments overseas, or decreases in foreign currency values relative to the U.S. dollar. The risks are heightened for underlying funds that focus on emerging markets.

Investment style risk Because the fund invests in stock funds with both growth and value characteristics, its share price may be negatively affected if either investing approach falls out of favor. Growth stocks tend to be more volatile than the overall stock market and are more sensitive to changes in current or expected earnings. Value stocks carry the risk that investors will not recognize their intrinsic value for a long time or that they are actually appropriately priced at a low level.

Small- and mid-cap stock risk Investing in small- and mid-cap funds entails greater risk than investing in funds that focus on larger companies. Stocks of smaller companies are usually more volatile than stocks of larger companies because smaller companies usually have more limited financial resources and less experienced management, and seldom pay significant dividends that could help to cushion returns in a falling market.

Risks of bond and money market investing Bonds and money market securities have three main sources of risk. Interest rate risk is the risk that a rise in interest rates will cause the price of a debt security held by the fund to fall. Securities with longer maturities typically suffer greater declines than those with shorter maturities. Credit risk is the risk that an issuer of a debt security will default (fail to make scheduled interest or principal payments), potentially reducing the fund’s income level and share price. This risk is increased when a security is downgraded or the perceived creditworthiness of the issuer deteriorates. Liquidity risk is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.

Performance

The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.

The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.

Spectrum Growth Fund

Calendar Year Returns

Bar Chart
           
    Quarter   Total  
    Ended   Return  
Best Quarter   6/30/09   21.62%  
Worst Quarter   12/31/08   -24.66%  
In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.

Average Annual Total Returns

Periods ended

December 31, 2011

Average Annual Total Returns
1 Year
5 Years
10 Years
Spectrum Growth Fund
(3.60%) 0.18% 4.75%
Spectrum Growth Fund Returns after taxes on distributions
(3.76%) (0.44%) 4.26%
Spectrum Growth Fund Returns after taxes on distributions and sale of fund shares
(2.10%) 0.01% 4.02%
Spectrum Growth Fund Russell 3000 Index
1.03% (0.01%) 3.51%
Spectrum Growth Fund S&P 500 Index
2.11% (0.25%) 2.92%
Spectrum Growth Fund Combined Index Portfolio
[1] (2.59%) (0.88%) 3.46%
Spectrum Growth Fund Lipper Multi-Cap Core Funds Index
(2.81%) (0.32%) 3.45%
[1] Combined Index Portfolio is an unmanaged portfolio composed of S&P 500 Index (ranging from 80% - 87.5%) and MSCI EAFE Index (ranging from 12.5% - 20%) through 8/31/08. From 9/1/08 through 12/31/11 the portfolio was composed of Russell 3000 Index (ranging from 80% - 74%) and MSCI All Country World Index ex-USA (ranging from 20% - 26%). The indices and percentages may vary over time.
Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132.
XML 16 R19.htm IDEA: XBRL DOCUMENT v2.4.0.6
Label Element Value
Risk/Return: rr_RiskReturnAbstract  
Document Type dei_DocumentType 485BPOS
Document Period End Date dei_DocumentPeriodEndDate Dec. 31, 2011
Registrant Name dei_EntityRegistrantName T. Rowe Price Spectrum Fund, Inc.
Central Index Key dei_EntityCentralIndexKey 0000808303
Amendment Flag dei_AmendmentFlag false
Document Creation Date dei_DocumentCreationDate Apr. 26, 2012
Document Effective Date dei_DocumentEffectiveDate May 01, 2012
Prospectus Date rr_ProspectusDate May 01, 2012
Spectrum Growth Fund
 
Risk/Return: rr_RiskReturnAbstract  
Risk/Return [Heading] rr_RiskReturnHeading

SUMMARY

Spectrum Growth Fund

Objective [Heading] rr_ObjectiveHeading Investment Objective
Objective, Primary [Text Block] rr_ObjectivePrimaryTextBlock The fund seeks long-term capital appreciation
Objective, Secondary [Text Block] rr_ObjectiveSecondaryTextBlock and growth of income with current income a secondary objective.
Expense [Heading] rr_ExpenseHeading Fees and Expenses
Expense Narrative [Text Block] rr_ExpenseNarrativeTextBlock This table describes the fees and expenses that you may pay if you buy and hold shares of the fund.
Shareholder Fees: rr_ShareholderFeesAbstract  
Shareholder Fees Caption [Text] rr_ShareholderFeesCaption

Fees and Expenses of the Fund

Shareholder fees (fees paid directly from your investment)

Operating Expenses: rr_OperatingExpensesAbstract  
Operating Expenses Caption [Text] rr_OperatingExpensesCaption

Annual fund operating expenses

(expenses that you pay each year as a

percentage of the value of your investment)

Portfolio Turnover [Heading] rr_PortfolioTurnoverHeading Portfolio Turnover
Portfolio Turnover [Text Block] rr_PortfolioTurnoverTextBlock The fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund’s performance. During the most recent fiscal year, the fund’s portfolio turnover rate was 13.0% of the average value of its portfolio.
Portfolio Turnover, Rate rr_PortfolioTurnoverRate 13.00%
Expense Example: rr_ExpenseExampleAbstract  
Expense Example [Heading] rr_ExpenseExampleHeading Example
Expense Example Narrative [Text Block] rr_ExpenseExampleNarrativeTextBlock This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
Strategy [Heading] rr_StrategyHeading

Investments, Risks, and Performance

Principal Investment Strategies

Strategy Narrative [Text Block] rr_StrategyNarrativeTextBlock

The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in domestic and international equity funds and a money market fund, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.

The fund can invest in funds holding domestic and foreign stocks, small-cap, mid-cap, and large-cap stocks, and growth and value stocks.

Within the ranges shown in the following table, the portfolio manager decides how much of the fund’s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.

     
Asset Allocation Ranges for Underlying Funds
Growth Fund
Investment Range
Blue Chip Growth
5-25
%
Emerging Markets Stock
0-10
 
Equity Income
5-25
 
Growth Stock
5-25
 
International Growth & Income
0-20
 
International Stock
0-20
 
Mid-Cap Growth
0-15
 
Mid-Cap Value
0-15
 
New Horizons
0-15
 
Real Assets
0-10
 
Small-Cap Value
0-15
 
Summit Cash Reserves
0-25
 
Value
5-25
 

The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.

Risk [Heading] rr_RiskHeading Principal Risks
Risk Narrative [Text Block] rr_RiskNarrativeTextBlock

As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund’s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:

Asset allocation risk The fund’s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund’s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.

General equity risk Stocks generally fluctuate in value more than bonds and may decline significantly over short periods. As with any fund having equity exposure, the fund’s share price can fall because of overall weakness in the stock market. The value of a stock fund in which the fund invests may decline due to general market conditions or because of factors that affect a particular industry or market sector.

Foreign investing risk The fund’s investments in international funds may be adversely affected by economic conditions or developments overseas, or decreases in foreign currency values relative to the U.S. dollar. The risks are heightened for underlying funds that focus on emerging markets.

Investment style risk Because the fund invests in stock funds with both growth and value characteristics, its share price may be negatively affected if either investing approach falls out of favor. Growth stocks tend to be more volatile than the overall stock market and are more sensitive to changes in current or expected earnings. Value stocks carry the risk that investors will not recognize their intrinsic value for a long time or that they are actually appropriately priced at a low level.

Small- and mid-cap stock risk Investing in small- and mid-cap funds entails greater risk than investing in funds that focus on larger companies. Stocks of smaller companies are usually more volatile than stocks of larger companies because smaller companies usually have more limited financial resources and less experienced management, and seldom pay significant dividends that could help to cushion returns in a falling market.

Risks of bond and money market investing Bonds and money market securities have three main sources of risk. Interest rate risk is the risk that a rise in interest rates will cause the price of a debt security held by the fund to fall. Securities with longer maturities typically suffer greater declines than those with shorter maturities. Credit risk is the risk that an issuer of a debt security will default (fail to make scheduled interest or principal payments), potentially reducing the fund’s income level and share price. This risk is increased when a security is downgraded or the perceived creditworthiness of the issuer deteriorates. Liquidity risk is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.

Risk Lose Money [Text] rr_RiskLoseMoney The fund’s share price fluctuates, which means you could lose money by investing in the fund.
Bar Chart and Performance Table [Heading] rr_BarChartAndPerformanceTableHeading Performance
Performance Narrative [Text Block] rr_PerformanceNarrativeTextBlock

The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.

The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.

Performance Information Illustrates Variability of Returns [Text] rr_PerformanceInformationIllustratesVariabilityOfReturns The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index.
Performance Availability Phone [Text] rr_PerformanceAvailabilityPhone 1-800-225-5132
Performance Availability Website Address [Text] rr_PerformanceAvailabilityWebSiteAddress troweprice.com
Performance Past Does Not Indicate Future [Text] rr_PerformancePastDoesNotIndicateFuture The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.
Bar Chart Table: rr_BarChartTableAbstract  
Bar Chart [Heading] rr_BarChartHeading

Spectrum Growth Fund

Calendar Year Returns

Bar Chart Closing [Text Block] rr_BarChartClosingTextBlock
           
    Quarter   Total  
    Ended   Return  
Best Quarter   6/30/09   21.62%  
Worst Quarter   12/31/08   -24.66%  
Performance Table Heading rr_PerformanceTableHeading

Average Annual Total Returns

Periods ended

December 31, 2011

Performance Table Uses Highest Federal Rate rr_PerformanceTableUsesHighestFederalRate After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.
Performance Table Not Relevant to Tax Deferred rr_PerformanceTableNotRelevantToTaxDeferred After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.
Performance Table Narrative rr_PerformanceTableNarrativeTextBlock In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.
Performance Table Closing [Text Block] rr_PerformanceTableClosingTextBlock Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132.
Spectrum Growth Fund | Spectrum Growth Fund
 
Shareholder Fees: rr_ShareholderFeesAbstract  
Maximum sales charge (load) imposed on purchases rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice none [1]
Maximum deferred sales charge (load) rr_MaximumDeferredSalesChargeOverOfferingPrice none [1]
Redemption fee rr_RedemptionFee none [1]
Maximum account fee rr_MaximumAccountFee 20 [1],[2]
Operating Expenses: rr_OperatingExpensesAbstract  
Management fees rr_ManagementFeesOverAssets none [1]
Distribution and service (12b-1) fees rr_DistributionAndService12b1FeesOverAssets none [1]
Other expenses rr_OtherExpensesOverAssets none [1]
Acquired fund fees and expenses rr_AcquiredFundFeesAndExpensesOverAssets 0.80% [1]
Total annual fund operating expenses rr_ExpensesOverAssets 0.80% [1]
Expense Example: rr_ExpenseExampleAbstract  
1 year rr_ExpenseExampleYear01 82
3 years rr_ExpenseExampleYear03 255
5 years rr_ExpenseExampleYear05 444
10 years rr_ExpenseExampleYear10 990
Bar Chart Table: rr_BarChartTableAbstract  
2002 rr_AnnualReturn2002 (19.83%)
2003 rr_AnnualReturn2003 34.09%
2004 rr_AnnualReturn2004 15.16%
2005 rr_AnnualReturn2005 9.47%
2006 rr_AnnualReturn2006 16.37%
2007 rr_AnnualReturn2007 8.65%
2008 rr_AnnualReturn2008 (41.52%)
2009 rr_AnnualReturn2009 40.94%
2010 rr_AnnualReturn2010 16.88%
2011 rr_AnnualReturn2011 (3.60%)
Highest Quarterly Return, Label rr_HighestQuarterlyReturnLabel Best Quarter
Highest Quarterly Return, Date rr_BarChartHighestQuarterlyReturnDate Jun. 30, 2009
Highest Quarterly Return rr_BarChartHighestQuarterlyReturn 21.62%
Lowest Quarterly Return, Label rr_LowestQuarterlyReturnLabel Worst Quarter
Lowest Quarterly Return, Date rr_BarChartLowestQuarterlyReturnDate Dec. 31, 2008
Lowest Quarterly Return rr_BarChartLowestQuarterlyReturn (24.66%)
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (3.60%)
5 Years rr_AverageAnnualReturnYear05 0.18%
10 Years rr_AverageAnnualReturnYear10 4.75%
Spectrum Growth Fund | Returns after taxes on distributions | Spectrum Growth Fund
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (3.76%)
5 Years rr_AverageAnnualReturnYear05 (0.44%)
10 Years rr_AverageAnnualReturnYear10 4.26%
Spectrum Growth Fund | Returns after taxes on distributions and sale of fund shares | Spectrum Growth Fund
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (2.10%)
5 Years rr_AverageAnnualReturnYear05 0.01%
10 Years rr_AverageAnnualReturnYear10 4.02%
Spectrum Growth Fund | Russell 3000 Index
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 1.03%
5 Years rr_AverageAnnualReturnYear05 (0.01%)
10 Years rr_AverageAnnualReturnYear10 3.51%
Spectrum Growth Fund | S&P 500 Index
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 2.11%
5 Years rr_AverageAnnualReturnYear05 (0.25%)
10 Years rr_AverageAnnualReturnYear10 2.92%
Spectrum Growth Fund | Combined Index Portfolio
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (2.59%) [3]
5 Years rr_AverageAnnualReturnYear05 (0.88%) [3]
10 Years rr_AverageAnnualReturnYear10 3.46% [3]
Spectrum Growth Fund | Lipper Multi-Cap Core Funds Index
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (2.81%)
5 Years rr_AverageAnnualReturnYear05 (0.32%)
10 Years rr_AverageAnnualReturnYear10 3.45%
Spectrum Income Fund
 
Risk/Return: rr_RiskReturnAbstract  
Risk/Return [Heading] rr_RiskReturnHeading

SUMMARY

Spectrum Income Fund

Objective [Heading] rr_ObjectiveHeading Investment Objective
Objective, Primary [Text Block] rr_ObjectivePrimaryTextBlock The fund seeks a high level of current income with moderate share price fluctuation.
Expense [Heading] rr_ExpenseHeading Fees and Expenses
Expense Narrative [Text Block] rr_ExpenseNarrativeTextBlock This table describes the fees and expenses that you may pay if you buy and hold shares of the fund.
Shareholder Fees: rr_ShareholderFeesAbstract  
Shareholder Fees Caption [Text] rr_ShareholderFeesCaption

Fees and Expenses of the Fund

Shareholder fees (fees paid directly from your investment)

Operating Expenses: rr_OperatingExpensesAbstract  
Operating Expenses Caption [Text] rr_OperatingExpensesCaption

Annual fund operating expenses

(expenses that you pay each year as a

percentage of the value of your investment)

Portfolio Turnover [Heading] rr_PortfolioTurnoverHeading Portfolio Turnover
Portfolio Turnover [Text Block] rr_PortfolioTurnoverTextBlock The fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund’s performance. During the most recent fiscal year, the fund’s portfolio turnover rate was 14.7% of the average value of its portfolio.
Portfolio Turnover, Rate rr_PortfolioTurnoverRate 14.70%
Expense Example: rr_ExpenseExampleAbstract  
Expense Example [Heading] rr_ExpenseExampleHeading Example
Expense Example Narrative [Text Block] rr_ExpenseExampleNarrativeTextBlock This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
Strategy [Heading] rr_StrategyHeading

Investments, Risks, and Performance

Principal Investment Strategies

Strategy Narrative [Text Block] rr_StrategyNarrativeTextBlock

The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in domestic and international bond funds, a money market fund, and an income-oriented stock fund, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.

The fund can invest in funds holding high-quality domestic and foreign bonds, high-yield bonds (“junk bonds”), short- and long-term securities, and dividend-paying stocks.

Within the ranges shown in the following table, the portfolio manager decides how much of the fund’s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.

     
Asset Allocation Ranges for Underlying Funds
Income Fund
Investment Range
Corporate Income
0-10
%
Emerging Markets Bond
0-20
 
Equity Income
5-25
 
GNMA
5-20
 
High Yield
10-25
 
International Bond
0-20
 
New Income
10-30
 
Short-Term Bond
0-15
 
Summit Cash Reserves
0-25
 
U.S. Treasury Long-Term
0-15
 

The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.

Risk [Heading] rr_RiskHeading Principal Risks
Risk Narrative [Text Block] rr_RiskNarrativeTextBlock

As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund’s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:

Asset allocation risk The fund’s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund’s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.

Interest rate risk A rise in interest rates could cause the price of a bond fund in which the fund invests to fall. Generally, the longer the weighted average maturity of an underlying fund, the greater its interest rate risk.

Credit risk An issuer of a debt security or counterparty to an over-the-counter derivative held by an underlying bond fund could be downgraded or default, thereby negatively affecting the fund’s price or yield. The fund is exposed to greater credit risk to the extent it invests in underlying funds that hold high yield bonds. Issuers of high yield bonds are usually not as strong financially and the securities they issue carry a higher risk of default and should be considered speculative.

Liquidity risk This is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.

Foreign investing risk The fund’s investments in international funds may be adversely affected by economic conditions or developments overseas, or decreases in foreign currency values relative to the U.S. dollar. The risks are heightened for underlying funds that focus on emerging markets.

Dividend-paying stock risk To the extent the fund invests in an underlying fund that focuses on stocks, it is exposed to greater volatility and the risk of stock market declines that could cause the fund to underperform bond funds with similar objectives. Stocks of established companies paying high dividends may not participate in a broad market advance to the same degree as most other stocks, and a sharp rise in interest rates could cause a company to reduce or eliminate its dividend.

Risk Lose Money [Text] rr_RiskLoseMoney The fund’s share price fluctuates, which means you could lose money by investing in the fund.
Bar Chart and Performance Table [Heading] rr_BarChartAndPerformanceTableHeading Performance
Performance Narrative [Text Block] rr_PerformanceNarrativeTextBlock

The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.

The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.

Performance Information Illustrates Variability of Returns [Text] rr_PerformanceInformationIllustratesVariabilityOfReturns The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index.
Performance Availability Phone [Text] rr_PerformanceAvailabilityPhone 1-800-225-5132
Performance Availability Website Address [Text] rr_PerformanceAvailabilityWebSiteAddress troweprice.com
Performance Past Does Not Indicate Future [Text] rr_PerformancePastDoesNotIndicateFuture The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.
Bar Chart Table: rr_BarChartTableAbstract  
Bar Chart [Heading] rr_BarChartHeading

Spectrum Income Fund

Calendar Year Returns

Bar Chart Closing [Text Block] rr_BarChartClosingTextBlock
           
    Quarter   Total  
    Ended   Return  
Best Quarter   6/30/09   9.91%  
Worst Quarter   12/31/08   -5.40%  
Performance Table Heading rr_PerformanceTableHeading

Average Annual Total Returns

Periods ended

December 31, 2011

Performance Table Uses Highest Federal Rate rr_PerformanceTableUsesHighestFederalRate After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.
Performance Table Not Relevant to Tax Deferred rr_PerformanceTableNotRelevantToTaxDeferred After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.
Performance Table Narrative rr_PerformanceTableNarrativeTextBlock In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.
Performance Table Closing [Text Block] rr_PerformanceTableClosingTextBlock Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132.
Spectrum Income Fund | Spectrum Income Fund
 
Shareholder Fees: rr_ShareholderFeesAbstract  
Maximum sales charge (load) imposed on purchases rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice none [1]
Maximum deferred sales charge (load) rr_MaximumDeferredSalesChargeOverOfferingPrice none [1]
Redemption fee rr_RedemptionFee none [1]
Maximum account fee rr_MaximumAccountFee 20 [1],[2]
Operating Expenses: rr_OperatingExpensesAbstract  
Management fees rr_ManagementFeesOverAssets none [1]
Distribution and service (12b-1) fees rr_DistributionAndService12b1FeesOverAssets none [1]
Other expenses rr_OtherExpensesOverAssets none [1]
Acquired fund fees and expenses rr_AcquiredFundFeesAndExpensesOverAssets 0.69% [1]
Total annual fund operating expenses rr_ExpensesOverAssets 0.69% [1]
Expense Example: rr_ExpenseExampleAbstract  
1 year rr_ExpenseExampleYear01 70
3 years rr_ExpenseExampleYear03 221
5 years rr_ExpenseExampleYear05 384
10 years rr_ExpenseExampleYear10 859
Bar Chart Table: rr_BarChartTableAbstract  
2002 rr_AnnualReturn2002 6.86%
2003 rr_AnnualReturn2003 14.96%
2004 rr_AnnualReturn2004 8.05%
2005 rr_AnnualReturn2005 2.09%
2006 rr_AnnualReturn2006 8.38%
2007 rr_AnnualReturn2007 6.19%
2008 rr_AnnualReturn2008 (9.43%)
2009 rr_AnnualReturn2009 20.29%
2010 rr_AnnualReturn2010 9.68%
2011 rr_AnnualReturn2011 4.16%
Highest Quarterly Return, Label rr_HighestQuarterlyReturnLabel Best Quarter
Highest Quarterly Return, Date rr_BarChartHighestQuarterlyReturnDate Jun. 30, 2009
Highest Quarterly Return rr_BarChartHighestQuarterlyReturn 9.91%
Lowest Quarterly Return, Label rr_LowestQuarterlyReturnLabel Worst Quarter
Lowest Quarterly Return, Date rr_BarChartLowestQuarterlyReturnDate Dec. 31, 2008
Lowest Quarterly Return rr_BarChartLowestQuarterlyReturn (5.40%)
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 4.16%
5 Years rr_AverageAnnualReturnYear05 5.74%
10 Years rr_AverageAnnualReturnYear10 6.86%
Spectrum Income Fund | Returns after taxes on distributions | Spectrum Income Fund
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 2.61%
5 Years rr_AverageAnnualReturnYear05 3.93%
10 Years rr_AverageAnnualReturnYear10 5.07%
Spectrum Income Fund | Returns after taxes on distributions and sale of fund shares | Spectrum Income Fund
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 2.76%
5 Years rr_AverageAnnualReturnYear05 3.88%
10 Years rr_AverageAnnualReturnYear10 4.88%
Spectrum Income Fund | Barclays U.S. Aggregate Bond Index
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 7.84%
5 Years rr_AverageAnnualReturnYear05 6.50%
10 Years rr_AverageAnnualReturnYear10 5.78%
Spectrum Income Fund | Lipper General Bond Funds Average
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 7.62%
5 Years rr_AverageAnnualReturnYear05 5.53%
10 Years rr_AverageAnnualReturnYear10 7.89%
Spectrum International Fund
 
Risk/Return: rr_RiskReturnAbstract  
Risk/Return [Heading] rr_RiskReturnHeading

SUMMARY

Spectrum International Fund

Objective [Heading] rr_ObjectiveHeading Investment Objective
Objective, Primary [Text Block] rr_ObjectivePrimaryTextBlock The fund seeks long-term capital appreciation.
Expense [Heading] rr_ExpenseHeading Fees and Expenses
Expense Narrative [Text Block] rr_ExpenseNarrativeTextBlock This table describes the fees and expenses that you may pay if you buy and hold shares of the fund.
Shareholder Fees: rr_ShareholderFeesAbstract  
Shareholder Fees Caption [Text] rr_ShareholderFeesCaption

Fees and Expenses of the Fund

Shareholder fees (fees paid directly from your investment)

Operating Expenses: rr_OperatingExpensesAbstract  
Operating Expenses Caption [Text] rr_OperatingExpensesCaption

Annual fund operating expenses

(expenses that you pay each year as a

percentage of the value of your investment)

Portfolio Turnover [Heading] rr_PortfolioTurnoverHeading Portfolio Turnover
Portfolio Turnover [Text Block] rr_PortfolioTurnoverTextBlock The fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund’s performance. During the most recent fiscal year, the fund’s portfolio turnover rate was 8.2% of the average value of its portfolio.
Portfolio Turnover, Rate rr_PortfolioTurnoverRate 8.20%
Expense Example: rr_ExpenseExampleAbstract  
Expense Example [Heading] rr_ExpenseExampleHeading Example
Expense Example Narrative [Text Block] rr_ExpenseExampleNarrativeTextBlock This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:
Strategy [Heading] rr_StrategyHeading

Investments, Risks, and Performance

Principal Investment Strategies

Strategy Narrative [Text Block] rr_StrategyNarrativeTextBlock

The fund diversifies its assets widely among a set of T. Rowe Price mutual funds representing specific market segments. The fund, which normally invests in developed and emerging market equity funds, a money market fund, and, from time to time, international bond funds, seeks to maintain broad exposure to several markets in an attempt to reduce the impact of markets that are declining and to benefit from good performance in particular market segments over time.

The fund can invest in stock funds and, to a lesser degree, bond funds, which, in turn, have holdings in many different foreign countries, developed as well as emerging markets, and in both large and small companies.

Within the ranges shown in the following table, the portfolio manager decides how much of the fund’s assets to allocate to underlying fund investments based on the outlook for, and on the relative valuations of, the underlying funds and the various markets in which they invest.

     
Asset Allocation Ranges for Underlying Funds
International Fund
Investment Range
Africa & Middle East
0-15
%
Emerging Europe
0-15
 
Emerging Markets Bond
0-15
 
Emerging Markets Stock
0-20
 
European Stock
0-30
 
International Bond
0-20
 
International Discovery
0-20
 
International Growth & Income
0-35
 
International Stock
0-55
 
Japan
0-30
 
Latin America
0-15
 
New Asia
0-20
 
Overseas Stock
0-35
 
Summit Cash Reserves
0-25
 

The fund may sell shares of the underlying funds for a variety of reasons, such as to secure gains, limit losses, or redeploy assets into more promising opportunities.

Risk [Heading] rr_RiskHeading Principal Risks
Risk Narrative [Text Block] rr_RiskNarrativeTextBlock

As with any mutual fund, there is no guarantee that the fund will achieve its objective. The fund’s share price fluctuates, which means you could lose money by investing in the fund. The principal risks of investing in this fund are summarized as follows:

Asset allocation risk The fund’s risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund’s assets among the various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.

General equity risk Stocks generally fluctuate in value more than bonds and may decline significantly over short periods. As with any fund having equity exposure, the fund’s share price can fall because of overall weakness in the stock market. The value of a stock fund in which the fund invests may decline due to general market conditions or because of factors that affect a particular industry or market sector.

Foreign investing risk Investing in the securities of non-U.S. companies involves special risks not typically associated with investing in U.S. companies. Foreign securities tend to be more volatile and less liquid than investments in U.S. securities, and may lose value because of adverse political, social or economic developments overseas or due to changes in the exchange rates between foreign currencies and the U.S. dollar. In addition, foreign investments are subject to settlement practices, and regulatory and financial reporting standards, that differ from those of the U.S. These risks are heightened for the fund’s investments in emerging markets.

Risks of bond and money market investing Bonds and money market securities have three main sources of risk. Interest rate risk is the risk that a rise in interest rates will cause the price of a debt security held by the fund to fall. Securities with longer maturities typically suffer greater declines than those with shorter maturities. Credit risk is the risk that an issuer of a debt security will default (fail to make scheduled interest or principal payments), potentially reducing the fund’s income level and share price. This risk is increased when a security is downgraded or the perceived creditworthiness of the issuer deteriorates. Liquidity risk is the risk that the fund may not be able to sell a holding in a timely manner at a desired price.

Risk Lose Money [Text] rr_RiskLoseMoney The fund’s share price fluctuates, which means you could lose money by investing in the fund.
Bar Chart and Performance Table [Heading] rr_BarChartAndPerformanceTableHeading Performance
Performance Narrative [Text Block] rr_PerformanceNarrativeTextBlock

The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index. The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.

The fund can also experience short-term performance swings, as shown by the best and worst calendar quarter returns during the years depicted.

Performance Information Illustrates Variability of Returns [Text] rr_PerformanceInformationIllustratesVariabilityOfReturns The bar chart showing calendar year returns and the average annual total returns table indicate risk by illustrating how much returns can differ from one year to the next and how fund performance compares with that of a comparable market index.
Performance Availability Phone [Text] rr_PerformanceAvailabilityPhone 1-800-225-5132
Performance Availability Website Address [Text] rr_PerformanceAvailabilityWebSiteAddress troweprice.com
Performance Past Does Not Indicate Future [Text] rr_PerformancePastDoesNotIndicateFuture The fund’s past performance (before and after taxes) is not necessarily an indication of future performance.
Bar Chart Table: rr_BarChartTableAbstract  
Bar Chart [Heading] rr_BarChartHeading

Spectrum International Fund

Calendar Year Returns

Bar Chart Closing [Text Block] rr_BarChartClosingTextBlock
           
    Quarter   Total  
    Ended   Return  
Best Quarter   6/30/09   31.13%  
Worst Quarter   12/31/08   -22.45%  
Performance Table Heading rr_PerformanceTableHeading

Average Annual Total Returns

Periods ended

December 31, 2011

Performance Table Uses Highest Federal Rate rr_PerformanceTableUsesHighestFederalRate After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.
Performance Table Not Relevant to Tax Deferred rr_PerformanceTableNotRelevantToTaxDeferred After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.
Performance Table Narrative rr_PerformanceTableNarrativeTextBlock In addition, the average annual total returns table shows hypothetical after-tax returns to suggest how taxes paid by a shareholder may influence returns. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as a 401(k) account or individual retirement account.
Performance Table Closing [Text Block] rr_PerformanceTableClosingTextBlock Updated performance information is available through troweprice.com or may be obtained by calling 1-800-225-5132.
Spectrum International Fund | Spectrum International Fund
 
Shareholder Fees: rr_ShareholderFeesAbstract  
Maximum sales charge (load) imposed on purchases rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice none [1]
Maximum deferred sales charge (load) rr_MaximumDeferredSalesChargeOverOfferingPrice none [1]
Redemption fee (as a percentage of amount redeemed on shares held for 90 days or less) rr_RedemptionFeeOverRedemption 2.00% [1]
Maximum account fee rr_MaximumAccountFee 20 [1],[2]
Operating Expenses: rr_OperatingExpensesAbstract  
Management fees rr_ManagementFeesOverAssets none [1]
Distribution and service (12b-1) fees rr_DistributionAndService12b1FeesOverAssets none [1]
Other expenses rr_OtherExpensesOverAssets none [1]
Acquired fund fees and expenses rr_AcquiredFundFeesAndExpensesOverAssets 0.96% [1]
Total annual fund operating expenses rr_ExpensesOverAssets 0.96% [1]
Expense Example: rr_ExpenseExampleAbstract  
1 year rr_ExpenseExampleYear01 98
3 years rr_ExpenseExampleYear03 306
5 years rr_ExpenseExampleYear05 531
10 years rr_ExpenseExampleYear10 1,178
Bar Chart Table: rr_BarChartTableAbstract  
2002 rr_AnnualReturn2002 (16.61%)
2003 rr_AnnualReturn2003 37.73%
2004 rr_AnnualReturn2004 16.36%
2005 rr_AnnualReturn2005 19.26%
2006 rr_AnnualReturn2006 22.60%
2007 rr_AnnualReturn2007 15.73%
2008 rr_AnnualReturn2008 (46.39%)
2009 rr_AnnualReturn2009 44.99%
2010 rr_AnnualReturn2010 13.52%
2011 rr_AnnualReturn2011 (11.61%)
Highest Quarterly Return, Label rr_HighestQuarterlyReturnLabel Best Quarter
Highest Quarterly Return, Date rr_BarChartHighestQuarterlyReturnDate Jun. 30, 2009
Highest Quarterly Return rr_BarChartHighestQuarterlyReturn 31.13%
Lowest Quarterly Return, Label rr_LowestQuarterlyReturnLabel Worst Quarter
Lowest Quarterly Return, Date rr_BarChartLowestQuarterlyReturnDate Dec. 31, 2008
Lowest Quarterly Return rr_BarChartLowestQuarterlyReturn (22.45%)
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (11.61%)
5 Years rr_AverageAnnualReturnYear05 (2.03%)
10 Years rr_AverageAnnualReturnYear10 5.84%
Spectrum International Fund | Returns after taxes on distributions | Spectrum International Fund
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (11.76%)
5 Years rr_AverageAnnualReturnYear05 (2.91%)
10 Years rr_AverageAnnualReturnYear10 5.11%
Spectrum International Fund | Returns after taxes on distributions and sale of fund shares | Spectrum International Fund
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (7.14%)
5 Years rr_AverageAnnualReturnYear05 (1.91%)
10 Years rr_AverageAnnualReturnYear10 4.92%
Spectrum International Fund | MSCI All Country World Index ex USA
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (13.33%)
5 Years rr_AverageAnnualReturnYear05 (2.48%)
10 Years rr_AverageAnnualReturnYear10 6.76%
Spectrum International Fund | Lipper International Multi-Cap Growth Funds Average
 
Average Annual Return: rr_AverageAnnualReturnAbstract  
1 Year rr_AverageAnnualReturnYear01 (13.94%)
5 Years rr_AverageAnnualReturnYear05 (3.67%)
10 Years rr_AverageAnnualReturnYear10 5.06%
[1] While the fund itself charges no management fee, it will indirectly bear its pro-rata share of the expenses of the underlying T. Rowe Price funds in which it invests (acquired funds). The acquired funds are expected to bear the operating expenses of the fund.
[2] Subject to certain exceptions, accounts with a balance of less than $10,000 are charged an annual $20 fee.
[3] Combined Index Portfolio is an unmanaged portfolio composed of S&P 500 Index (ranging from 80% - 87.5%) and MSCI EAFE Index (ranging from 12.5% - 20%) through 8/31/08. From 9/1/08 through 12/31/11 the portfolio was composed of Russell 3000 Index (ranging from 80% - 74%) and MSCI All Country World Index ex-USA (ranging from 20% - 26%). The indices and percentages may vary over time.
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