Income Taxes (Tables)

12 Months Ended

Dec. 31, 2013

Income Taxes [Abstract]

Components Of Deferred Tax Assets And Liabilities

	As of December 31,
	2013		2012
Deferred tax assets:
Deferred finish-out allowances from lessors	$	767	$	760
Tax over book accrual of pawn loan fees and service charges		7,007		7,915
Convertible debt		483		0
Reserves for Ohio Reimbursement Program(a)		-		4,821
Reserves for 2013 Litigation Settlement(a)		6,394		0
Allowance for consumer loan losses		32,288		31,801
Deferred compensation		12,028		11,252
Net operating losses		17,568		15,468
Deferred state credits		1,186		1,206
Investment in Subsidiaries		-		9,338
Other		2,564		5,273
Total deferred tax assets		80,285		87,834
Deferred tax liabilities:
Amortizable intangible assets	$	79,750	$	66,972
Property and equipment		45,911		49,166
Convertible debt		-		897
Other		3,417		1,672
Total deferred tax liabilities		129,078		118,707
Net deferred tax liabilities before valuation allowance	$	(48,793)	$	(30,873)
Valuation Allowance		(13,824)		(21,846)
Net deferred tax liabilities after valuation allowance	$	(62,617)		(52,719)
Balance sheet classification:
Current deferred tax assets, net	$	38,800	$	48,992
Noncurrent deferred tax liabilities, net		(101,417)		(101,711)
Net deferred tax liabilities	$	(62,617)	$	(52,719)

(a)

See Note 13 for further discussion of the Ohio Reimbursement Program and the 2013 Litigation Settlement.

Components Of Provision For Income Taxes

	Year Ended December 31,
	2013		2012		2011
Income (loss) before income taxes:
Domestic	$	176,077	$	214,463	$	225,351
Foreign		(2,487)		(28,143)		(7,825)
Income before income taxes		173,590		186,320		217,526
Current provision:
Federal	$	19,908	$	81,756	$	51,613
Foreign		(689)		603		440
State and local		2,678		5,818		4,744
Total current provision for income taxes		21,897		88,177		56,797
Deferred provision (benefit):
Federal	$	8,456	$	(8,031)	$	27,475
Foreign		-		4,811		(2,998)
State and local		401		(301)		1,086
Total deferred provision for income taxes		8,857		(3,521)		25,563
Total provision for income taxes	$	30,754	$	84,656	$	82,360

Reconciliation Of Effective Tax Rate

	Year Ended December 31,
	2013			2012			2011
Tax provision computed at the federal statutory income tax rate	$	60,757		$	65,212		$	76,134
State and local income taxes, net of federal tax benefits		2,395			3,587			3,790
Nondeductible lobbying		690			865			882
Foreign tax difference		(297)			2,027			587
Investment in subsidiaries (a)		(23,907)			(9,338)			-
Valuation allowance		(9,371)			21,846			-
Tax effect of Regulatory Penalty(b)		1,790			-			-
Change in reserve for uncertain tax benefits, net		(1,021)			-			-
Other		(282)			457			967
Total provision	$	30,754		$	84,656		$	82,360
Effective tax rate		17.7	%		45.4	%		37.9	%

For the years ended December 31, 2013 and 2012, relates to the Creazione Deduction.

Represents the tax effect of the $5.0 million penalty paid to the CFPB, which is nondeductible for tax purposes, in connection with the Regulatory Penalty. See Note 13.

Aggregate Change In Balance Of Unrecognized Tax Benefits

	2013		2012		2011
Balance at January 1,	$	1,021	$	955	$	1,082
Decrease due to lapse of statute of limitations		(1,021)		-		-
Effect of change in foreign currency rates		-		66		(127)
Balance at December 31,	$	0	$	1,021	$	955