Consumer Loans, Credit Quality Information And Allowances And Liabilities For Estimated Losses On Consumer Loans (Tables)

9 Months Ended

Sep. 30, 2013

Consumer Loans, Credit Quality Information And Allowances And Liabilities For Estimated Losses On Consumer Loans [Abstract]

Schedule Of Consumer Loan Fee Revenue

	Three Months Ended September 30,				Nine Months Ended September 30,
	2013		2012		2013		2012
Interest and fees on short-term loans	$	118,775	$	145,857	$	385,548	$	420,439
Interest and fees on line of credit accounts		50,504		20,077		102,021		45,998
Interest and fees on installment loans		58,284		39,160		152,630		92,219
Total consumer loan revenue	$	227,563	$	205,094	$	640,199	$	558,656

Components Of Company-Owned Consumer Loans And Receivables

	As of September 30, 2013
		Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Current loans	$	103,320	$	87,554	$	155,100	$	345,974
Delinquent loans		41,706		12,052		18,505		72,263
Total consumer loans, gross		145,026		99,606		173,605		418,237
Less: allowance for losses		(34,829)		(21,934)		(33,193)		(89,956)
Consumer loans, net	$	110,197	$	77,672	$	140,412	$	328,281
	As of September 30, 2012
		Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Current loans	$	130,034	$	33,724	$	98,262	$	262,020
Delinquent loans		52,438		4,879		16,734		74,051
Total consumer loans, gross		182,472		38,603		114,996		336,071
Less: allowance for losses		(43,852)		(8,163)		(27,231)		(79,246)
Consumer loans, net	$	138,620	$	30,440	$	87,765	$	256,825
	As of December 31, 2012
		Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Current loans	$	146,732	$	36,603	$	117,641	$	300,976
Delinquent loans		52,565		6,097		15,483		74,145
Total consumer loans, gross		199,297		42,700		133,124		375,121
Less: allowance for losses		(45,982)		(11,107)		(28,614)		(85,703)
Consumer loans, net	$	153,315	$	31,593	$	104,510	$	289,418

Changes In Allowance For Losses

	Three Months Ended September 30, 2013
	Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	42,068	$	10,649	$	27,146	$	79,863
Consumer loan loss provision		42,032		25,140		32,738		99,910
Charge-offs		(58,862)		(15,414)		(30,762)		(105,038)
Recoveries		9,591		1,559		4,071		15,221
Balance at end of period	$	34,829	$	21,934	$	33,193	$	89,956
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	2,439	$	-		608	$	3,047
(Decrease) increase in liability		(226)		-		9		(217)
Balance at end of period	$	2,213	$	-		617	$	2,830
	Three Months Ended September 30, 2012
	Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	45,409	$	5,243	$	19,919	$	70,571
Consumer loan loss provision		50,846		9,656		23,155		83,657
Charge-offs		(63,281)		(8,817)		(17,635)		(89,733)
Recoveries		10,878		2,081		1,792		14,751
Balance at end of period	$	43,852	$	8,163	$	27,231	$	79,246
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	2,417	$	-	$	378	$	2,795
Increase in liability		618		-		24		642
Balance at end of period	$	3,035	$	-	$	402	$	3,437

		Nine Months Ended September 30, 2013
		Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period		$	45,982	$	11,107	$	28,614	$	85,703
Consumer loan loss provision			130,624		41,612		80,206		252,442
Charge-offs			(172,504)		(35,490)		(86,237)		(294,231)
Recoveries			30,727		4,705		10,610		46,042
Balance at end of period		$	34,829	$	21,934	$	33,193	$	89,956
Liability for third-party lender-owned consumer loans:
Balance at beginning of period		$	2,934	$	-	$	564	$	3,498
(Decrease) increase in liability			(721)		-		53		(668)
Balance at end of period	-1	$	2,213	$	-	$	617	$	2,830
		Nine Months Ended September 30, 2012
		Short-term Loans		Line of Credit Accounts		Installment Loans		Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period		$	46,406	$	3,723	$	12,943	$	63,072
Consumer loan loss provision			146,156		18,259		54,289		218,704
Charge-offs			(178,095)		(16,572)		(44,178)		(238,845)
Recoveries			29,385		2,753		4,177		36,315
Balance at end of period		$	43,852	$	8,163	$	27,231	$	79,246
Liability for third-party lender-owned consumer loans:
Balance at beginning of period		$	2,617	$	-	$	445	$	3,062
Increase (decrease) in liability			418		-		(43)		375
Balance at end of period		$	3,035	$	-	$	402	$	3,437