Consumer Loans, Credit Quality Information And Allowances And Liabilities For Estimated Losses On Consumer Loans (Tables)

9 Months Ended

Sep. 30, 2012

Consumer Loans, Credit Quality Information And Allowances And Liabilities For Estimated Losses On Consumer Loans [Abstract]

Schedule Of Consumer Loan Fee Revenue

	Three Months Ended September 30,				Nine Months Ended September 30,
	2012		2011		2012		2011
Interest and fees on short-term loans	$	165,934	$	146,825	$	466,437	$	383,656
Interest and fees on installment loans		39,160		16,156		92,219		34,866
Total consumer loan fees	$	205,094	$	162,981	$	558,656	$	418,522

Components Of Company-Owned Consumer Loans And Receivables

	As of September 30, 2012
		Short-term Loans		Installment Loans		Total
Performing loans	$	163,758	$	98,262	$	262,020
Nonperforming loans		57,317		16,734		74,051
Total consumer loans, gross		221,075		114,996		336,071
Less: Allowance for losses		(52,015)		(27,231)		(79,246)
Consumer loans, net	$	169,060	$	87,765	$	256,825
	As of September 30, 2011
		Short-term Loans		Installment Loans		Total
Performing loans	$	137,439	$	44,534	$	181,973
Nonperforming loans		50,268		6,736		57,004
Total consumer loans, gross		187,707		51,270		238,977
Less: Allowance for losses		(38,969)		(8,366)		(47,335)
Consumer loans, net	$	148,738	$	42,904	$	191,642
	As of December 31, 2011
		Short-term Loans		Installment Loans		Total
Performing loans	$	157,056	$	59,146	$	216,202
Nonperforming loans		59,148		10,500		69,648
Total consumer loans, gross		216,204		69,646		285,850
Less: Allowance for losses		(50,129)		(12,943)		(63,072)
Consumer loans, net	$	166,075	$	56,703	$	222,778

Changes In Allowance For Losses

	Three Months Ended September 30, 2012
	Short-term Loans		Installment Loans		MLOC(a)		Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	50,652	$	19,919	$	-	$	70,571
Consumer loan loss provision		60,502		23,155		-		83,657
Charge-offs		(72,098)		(17,635)		-		(89,733)
Recoveries		12,959		1,792		-		14,751
Balance at end of period	$	52,015	$	27,231	$	-	$	79,246
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	2,417	$	378	$	-	$	2,795
Increase in liability		618		24		-		642
Balance at end of period	$	3,035	$	402	$	-	$	3,437
	Three Months Ended September 30, 2011
	Short-term Loans		Installment Loans		MLOC(a)		Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	31,196	$	6,015	$	-	$	37,211
Consumer loan loss provision		50,330		9,896		-		60,226
Charge-offs		(50,254)		(7,944)		-		(58,198)
Recoveries		7,697		399		-		8,096
Balance at end of period	$	38,969	$	8,366	$	-	$	47,335
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	1,852	$	285	$	-	$	2,137
Increase in liability		262		88		-		350
Balance at end of period	$	2,114	$	373	$	-	$	2,487

		Nine Months Ended September 30, 2012
		Short-term Loans		Installment Loans		MLOC(a)		Total
	Allowance for losses for Company-owned consumer loans:
	Balance at beginning of period	$	50,129	$	12,943	$	-	$	63,072
	Consumer loan loss provision		164,415		54,289		-		218,704
	Charge-offs		(194,667)		(44,178)		-		(238,845)
	Recoveries		32,138		4,177		-		36,315
	Balance at end of period	$	52,015	$	27,231	$	-	$	79,246
	Liability for third-party lender-owned consumer loans:
	Balance at beginning of period	$	2,617	$	445	$	-	$	3,062
	Increase (decrease) in liability		418		(43)		-		375
	Balance at end of period	$	3,035	$	402	$	-	$	3,437
		Nine Months Ended September 30, 2011
		Short-term Loans		Installment Loans		MLOC(a)		Total
	Allowance for losses for Company-owned consumer loans:
	Balance at beginning of period	$	34,455	$	2,988	$	1,510	$	38,953
	Consumer loan loss provision		124,490		21,757		(691)		145,556
	Charge-offs		(142,055)		(17,200)		(1,571)		(160,826)
	Recoveries		22,079		821		752		23,652
	Balance at end of period	$	38,969	$	8,366	$	-	$	47,335
	Liability for third-party lender-owned consumer loans:
	Balance at beginning of period	$	2,610	$	228	$	-	$	2,838
	(Decrease) increase in liability		(496)		145		-		(351)
	Balance at end of period	$	2,114	$	373	$	-	$	2,487
(a)a a a	Represents micro line of credit ("MLOC") receivables, which are participation interests in receivables acquired from a third-party lender. The Company stopped providing MLOC services on behalf of a third-party lender in October 2010 when the lender discontinued offering MLOC advances.