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Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash Flows from Operating Activities  
Net Income$ 97,561$ 80,440
Adjustments to reconcile net income to net cash provided by operating activities:  
Depreciation and amortization39,60031,355
Amortization of discount on convertible debt2,6522,485
Consumer loan loss provision145,205129,963
Stock-based compensation3,9362,856
Deferred income taxes, net30,186(651)
Other2,790257
Changes in operating assets and liabilities  
Merchandise held for disposition(14,514)(33,726)
Pawn loan fees and service charges receivable(4,156)(873)
Finance and service charges on consumer loans(4,797)(3,392)
Prepaid expenses and other assets(10,032)(6,918)
Accounts payable and accrued expenses(1,923)10,657
Excess income tax benefit from stock-based compensation(503)(2,135)
Current income taxes9,6422,272
Other operating assets and liabilities1,609960
Net cash provided by operating activities297,256213,550
Cash Flows from Investing Activities  
Pawn loans made(582,938)(468,609)
Pawn loans repaid350,683289,487
Principal recovered through dispositions of forfeited pawn loans186,657199,999
Consumer loans made or purchased(1,149,153)(1,204,255)
Consumer loans repaid957,6961,056,838
Acquisitions, net of cash acquired (23,012)
Purchases of property and equipment(51,795)(37,466)
Investments in equity securities(5,000)(5,652)
Other investing activities(450)(120)
Net cash used in investing activities(294,300)(192,790)
Cash Flows from Financing Activities  
Net repayments under bank lines of credit8,975(16,304)
Issuance of long-term debt50,00025,000
Net proceeds from re-issuance of treasury shares1051,963
Loan costs paid(2,584)(290)
Payments on notes payable and other obligations(25,840)(9,121)
Excess income tax benefit from stock-based compensation5032,135
Treasury shares purchased(17,478)(14,503)
Dividends paid(3,088)(3,090)
Net cash provided by (used in) financing activities10,593(14,210)
Effect of exchange rates on cash2,491(127)
Net increase in cash and cash equivalents16,0406,423
Cash and cash equivalents at beginning of year38,32446,004
Cash and cash equivalents at end of period54,36452,427
Non-cash investing and financing activities  
Pawn loans forfeited and transferred to merchandise held for disposition207,887172,422
Pawn loans renewed138,80589,391
Consumer loans renewed$ 405,010$ 298,734