Consumer Loans, Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans (Tables)

9 Months Ended

Sep. 30, 2011

Consumer Loans, Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Abstract]

Schedule Of Consumer Loan Fee Revenue

		Three Months Ended September 30,				Nine Months Ended September 30,
		2011		2010		2011		2010
	Interest and fees on short-term loans	$	146,825	$	121,662	$	383,656	$	326,993
	Interest and fees on installment loans		16,156		3,086		34,866		6,615
	Interest and fees on MLOC(a)		-		10,121		-		25,568
	Total consumer loan fees	$	162,981	$	134,869	$	418,522	$	359,176
(a)	The Company's MLOC program ended in October 2010 because the third-party lender discontinued offering MLOC advances.

Components Of Company-Owned Consumer Loans And Receivables

	As of September 30, 2011
	Short-term Loans			Installment Loans			MLOC			Total
Current	$	137,439		$	44,534		$	-		$	181,973
Nonperforming loans		50,268			6,736			-			57,004
Total consumer loans, gross		187,707			51,270			-			238,977
Less: Allowance for losses		(38,969	)		(8,366	)		-			(47,335	)
Consumer loans, net	$	148,738		$	42,904		$	-		$	191,642
	As of September 30, 2010
	Short-term Loans			Installment Loans			MLOC			Total
Current	$	95,795		$	6,292		$	17,374		$	119,461
Nonperforming loans		50,925			858			3,822			55,605
Total consumer loans, gross		146,720			7,150			21,196			175,066
Less: Allowance for losses		(40,567	)		(1,375	)		(3,644	)		(45,586	)
Consumer loans, net	$	106,153		$	5,775		$	17,552		$	129,480

	As of December 31, 2010
	Short-term Loans			Installment Loans			MLOC			Total
Current	$	115,535		$	16,309		$	-		$	131,844
Nonperforming loans		43,599			1,377			1,510			46,486
Total consumer loans, gross		159,134			17,686			1,510			178,330
Less: Allowance for losses		(34,455	)		(2,988	)		(1,510	)		(38,953	)
Consumer loans, net	$	124,679		$	14,698		$	-		$	139,377

Changes In Allowance For Losses

	Three Months Ended September 30, 2011
	Short-term Loans			Installment Loans			MLOC			Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	31,196		$	6,015		$	-		$	37,211
Consumer loan loss provision		50,330			9,896			-			60,226
Charge-offs		(50,254	)		(7,944	)		-			(58,198	)
Recoveries		7,697			399			-			8,096
Balance at end of period	$	38,969		$	8,366		$	-		$	47,335
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	1,852		$	285		$	-		$	2,137
Increase in liability		262			88			-			350
Balance at end of period	$	2,114		$	373		$	-		$	2,487
	Three Months Ended September 30, 2010
	Short-term Loans			Installment Loans			MLOC			Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	32,179		$	1,016		$	3,528		$	36,723
Consumer loan loss provision		46,342			1,359			3,970			51,671
Charge-offs		(43,723	)		(1,076	)		(4,136	)		(48,935	)
Recoveries		5,769			76			282			6,127
Balance at end of period	$	40,567		$	1,375		$	3,644		$	45,586
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	3,319		$	6		$	-		$	3,325
Decrease in liability		(590	)		55			-			(535	)
Balance at end of period	$	2,729		$	61		$	-		$	2,790

	Nine Months Ended September 30, 2011
	Short-term Loans			Installment Loans			MLOC			Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	34,455		$	2,988		$	1,510		$	38,953
Consumer loan loss provision		124,490			21,757			(691	)		145,556
Charge-offs		(142,055	)		(17,200	)		(1,571	)		(160,826	)
Recoveries		22,079			821			752			23,652
Balance at end of period	$	38,969		$	8,366		$	-		$	47,335
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	2,610		$	228		$	-		$	2,838
Decrease in liability		(496	)		145			-			(351	)
Balance at end of period	$	2,114		$	373		$	-		$	2,487
	Nine Months Ended September 30, 2010
	Short-term Loans			Installment Loans			MLOC			Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period	$	25,194		$	520		$	1,636		$	27,350
Consumer loan loss provision		116,213			3,260			10,644			130,117
Charge-offs		(119,832	)		(2,615	)		(9,321	)		(131,768	)
Recoveries		18,992			210			685			19,887
Balance at end of period	$	40,567		$	1,375		$	3,644		$	45,586
Liability for third-party lender-owned consumer loans:
Balance at beginning of period	$	2,944		$	-		$	-		$	2,944
Decrease in liability		(215	)		61			-			(154	)
Balance at end of period	$	2,729		$	61		$	-		$	2,790