8-K

UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington, D.C.  20549


FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934DATE OF REPORT (Date of Earliest Event Reported):July 25, 2012

CASH AMERICA INTERNATIONAL, INC.
(Exact name of registrant as specified in its charter)

Texas	1-9733	75-2018239
(State of incorporation)	(Commission File No.)	(IRS Employer Identification No.)

1600 West 7th Street
Fort Worth, Texas 76102
(Address of principal executive offices) (Zip Code)


Registrant’s telephone number, including area code:    (817) 335-1100

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

⃞ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

⃞ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

⃞ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

⃞ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

          On July 26, 2012, Cash America International, Inc. (the “Company”) issued a press release to announce its consolidated financial results for the three and six months ended June 30, 2012.  A copy of the Company’s press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

ITEM 7.01 REGULATION FD DISCLOSURE

Financial Results for Three and Six Months Ended June 30, 2012

See Item 2.02 Results of Operations and Financial Condition.

Enova International, Inc. Registration Statement Withdrawal

          On July 26, 2012, the Company issued a press release to announce that its board of directors has unanimously approved the withdrawal of Enova International, Inc.’s (“Enova”) Registration Statement on Form S-1, together with all exhibits and the amendments thereto (collectively, the “Registration Statement”).  The Registration Statement was initially filed with the Securities and Exchange Commission (the “SEC”) on September 15, 2011. The Registration Statement has not been declared effective by the SEC, and no securities have been sold in connection with the offering pursuant to the Registration Statement.  Enova filed its Application for Withdrawal of Registration Statement with the SEC on July 25, 2012.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d)	Exhibits
	Exhibit No.	Description
	99.1	Cash America International, Inc. press release for financial results, dated July 26, 2012
	99.2	Cash America International, Inc. press release regarding the Enova International, Inc. Registration Statement withdrawal, dated July 26, 2012

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		CASH AMERICA INTERNATIONAL, INC.
Date:	July 26, 2012	By:	/s/ J. Curtis Linscott
			J. Curtis Linscott
			Executive Vice President,
			General Counsel & Secretary

EXHIBIT INDEX

Exhibit No.	Description
99.1	Cash America International, Inc. press release for financial results, dated July 26, 2012
99.2	Cash America International, Inc. press release regarding the Enova International, Inc. Registration Statement withdrawal, dated July 26, 2012

EX-99.1

Exhibit 99.1

Cash America Reports Second Quarter Net Income Increase of 12% and Declares Dividend

FORT WORTH, Texas--(BUSINESS WIRE)--July 26, 2012--Cash America International, Inc. (NYSE: CSH) reported today that its net income for the second quarter ended June 30, 2012 was up 12% to $29,820,000 (94 cents per share), which compares to the second quarter 2011 net income of $26,981,000 (84 cents per share). Earnings per share for the second quarter of 2012 were slightly below analysts’ consensus estimates of 96 cents per share, as reported by ThomsonReuters First Call. The Company’s outlook for earnings expectations has not been updated since July 21, 2011 due to the filing of a Registration Statement on Form S-1 with the Securities and Exchange Commission by the Company’s wholly-owned subsidiary that comprises its e-commerce segment, Enova International, Inc. (“Enova”), on September 15, 2011 for the proposed offering of Enova’s common stock in an initial public offering. However, in a separate press release today the Company announced that its Board of Directors unanimously approved the withdrawal of Enova’s Registration Statement, and the Company filed an application for withdrawal of the Registration Statement on July 25, 2012.

Total revenue during the second quarter of 2012 was $411.6 million, up 19% from $345.9 million in the second quarter of 2011. Contributing to the increase in total revenue was a 37% increase in revenue on consumer loan balances and an 8% increase in fees and service charges on pawn loans during the second quarter of 2012 as compared to the second quarter of 2011. Consolidated net revenue increased 11%, to $233.6 million, which led to a 9% increase in income from operations in the second quarter of 2012 compared to the same period in 2011. Consolidated income from operations for the second quarter of 2012 was $54.2 million and included approximately $1.1 million of expenses in the second quarter of 2012 associated with due diligence conducted on an abandoned acquisition opportunity and expenses directly related to the proposed Enova initial public offering, which equated to approximately 2 cents per share after taxes.

Commenting on the results of the quarter, Daniel R. Feehan, President and Chief Executive Officer of Cash America said, “The success of our e-commerce segment’s prior expansion into foreign markets led to a 33% growth in operating income related to e-commerce activities in the second quarter of 2012 compared to the second quarter of 2011. We are excited about the diversification of earnings between international and domestic sources within our e-commerce segment and the long term prospects for continued growth of this segment. We ended the second quarter of 2012 with a healthy year-over-year increase of 7% in pawn loan balances in our U.S. locations; however, our pawn lending business did not experience the growth in pawn loan balances that we expected in the second quarter. Consequently, the rate of revenue and operating income growth of our retail services segment fell short of our expectations for the quarter. Overall however, we are pleased with our consolidated revenue and earnings increases in the second quarter.”

For the first six months of fiscal year 2012, total revenue increased 22%, to $869.1 million compared to $710.8 million for the same period in 2011. Income from operations through the first six months of fiscal year 2012 increased 12% to $126.2 million, and the Company posted a 13% increase in net income to $71,287,000 ($2.24 per share) for the first six months of fiscal year 2012 compared to $63,359,000 ($1.99 per share) for the same period in 2011.

Cash America will host a conference call to discuss the second quarter results on Thursday, July 26, at 7:00 AM CDT. A live webcast of the call will be available on the Investor Relations section of the Company’s corporate website (http://www.cashamerica.com). To listen to the live call, please go to the website at least fifteen minutes early to register, download, and install any necessary audio software. A replay will be available on the Company’s website following the call.

Additionally, the Company announced that the Board of Directors, at its regularly scheduled quarterly meeting, declared a $0.035 (3.5 cents) per share cash dividend on common stock outstanding. The dividend will be paid at the close of business on August 22, 2012 to shareholders of record on August 8, 2012.

Outlook for the Third Quarter of 2012 and Related Fiscal Year

Management believes that the opportunities for growth in revenue and earnings will be largely associated with the customer demand for the credit products provided by the Company, which take the form of pawn loans and consumer loans and the disposition of unredeemed collateral by way of consumer spending on retail sales and the commercial sale of refined gold and diamonds. Other elements which could affect the growth in revenue include the regulatory governance of consumer loan products and the development and growth of new markets for the Company’s e-commerce distribution platform for consumer lending products, as well as developments related to its pawn operations in Mexico. As the Company enters the third quarter of 2012, management anticipates that demand for the Company’s consumer loan products will continue on a similar pace to the one we have experienced in the second quarter of 2012 with a continued heavier weighting to the international portfolio. Demand for the Company’s pawn lending products has proven more challenging in the second quarter and management expects growth in its pawn lending business but is more reserved about expectations for the remainder of 2012.

Based on its views and on the preceding factors, management expects the third quarter 2012 net income per share to be between 95 cents and $1.05 per share compared to $1.08 per share in the third quarter of 2011. This estimated range for the third quarter of 2012 does not include deferred costs of approximately $3.0 million related to Enova’s proposed initial public offering that was withdrawn. These costs will be recognized during the third quarter and are estimated to be approximately 6 cents per share after taxes. Based on the Company’s growth through the first half of 2012, which produced earnings per share of $2.24, and factors noted above for the remainder of 2012, management expects its fiscal year 2012 earnings per share to be in a range of between $4.35 and $4.60 per share, compared to $4.25 per share in fiscal 2011, excluding the unusual expenses noted above of approximately 6 cents per share.

About the Company

As of June 30, 2012, Cash America International, Inc. had 1,086 total locations offering specialty financial services to consumers, which include 790 lending locations (including one unconsolidated franchised location) operating in 23 states in the United States under the names “Cash America Pawn,” “SuperPawn,” “Pawn X-Change,” “Cash America Payday Advance,” and “Cashland,” and 195 pawn lending locations, of which the Company is a majority owner, operating in 21 jurisdictions in central and southern Mexico under the name “Prenda Fácil.” The Company also operated 95 unconsolidated franchised and six Company-owned check cashing centers operating in 16 states in the United States under the name “Mr. Payroll” as of June 30, 2012. Additionally, as of June 30, 2012, the Company offered consumer loans over the Internet to customers in 32 states in the United States at http://www.cashnetusa.com and http://www.netcredit.com, in the United Kingdom at http://www.quickquid.co.uk and http://www.poundstopocket.co.uk, in Australia at http://www.dollarsdirect.com.au, and in Canada at http://www.dollarsdirect.ca.

For additional information regarding the Company and the services it provides, visit the Company’s websites located at:

http://www.cashamerica.com	http://www.poundstopocket.co.uk
http://www.enova.com	http://www.dollarsdirect.com.au
http://www.cashnetusa.com	http://www.dollarsdirect.ca
http://www.netcredit.com	http://www.goldpromise.com
http://www.cashlandloans.com	http://www.mrpayroll.com
http://www.quickquid.co.uk	http://www.primaryinnovations.net

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

This release contains forward-looking statements about the business, financial condition and prospects of the Company. The actual results of the Company could differ materially from those indicated by the forward-looking statements because of various risks and uncertainties including, without limitation: changes in domestic and foreign pawn, consumer credit, tax and other laws and governmental rules and regulations applicable to the Company's business or changes in the interpretation or enforcement thereof; the anticipated regulation of consumer financial products and services by the Consumer Financial Protection Bureau; acceptance by consumers, legislators or regulators of the negative characterization by the media and consumer activists with respect to certain of the Company’s loan products; risks related to the Company’s previously-announced proposed initial public offering of Enova; the deterioration of the political, regulatory or economic environment in foreign countries where the Company operates or in the future may operate; the actions of third parties who provide, acquire or offer products and services to, from or for the Company; changes in demand for the Company's services and the continued acceptance of the online distribution channel by the Company’s online loan customers; fluctuations in the price of gold or a deterioration in economic conditions; changes in competition; the ability of the Company to open new locations in accordance with its plans or to successfully integrate newly acquired businesses into the Company’s operations; interest rate and foreign currency exchange rate fluctuations; the effect of any current or future litigation proceedings or any judicial decisions or rule-making that affect the Company’s arbitration agreements; changes in the capital markets; changes in the Company’s ability to satisfy its debt obligations or to refinance existing debt obligations or obtain new capital to finance growth; a prolonged interruption in the Company’s operations of its facilities, systems and business functions, including its information technology and other business systems; security breaches, cyber attacks or fraudulent activity; the implementation of new, or changes in the interpretation of existing, accounting principles or financial reporting requirements; acts of God, war or terrorism, pandemics and other events; the effect of any of such changes on the Company’s business or the markets in which it operates; and other risks and uncertainties indicated in the Company's filings with the Securities and Exchange Commission. These risks and uncertainties are beyond the ability of the Company to control, nor can the Company predict, in many cases, all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. When used in this release, terms such as “believes,” “estimates,” “should,” “could,” “would,” “plans,” “expects,” “anticipates,” “may,” “forecasts,” “projects” and similar expressions and variations as they relate to the Company or its management are intended to identify forward-looking statements. The Company disclaims any intention or obligation to update or revise any forward-looking statements to reflect events or circumstances occurring after the date of this release.

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES
HIGHLIGHTS OF CONSOLIDATED RESULTS OF OPERATIONS
(dollars in thousands, except per share data)
(Unaudited)
	Three Months Ended					Six Months Ended
	June 30,					June 30,
	2012		2011			2012		2011
Consolidated Operations:
Total revenue	$	411,644	$	345,939	$	869,132	$	710,803
Net revenue		233,608		209,848		490,392		425,976
Total expenses		179,377		160,024		364,153		312,924
Income from Operations	$	54,231	$	49,824	$	126,239	$	113,052
Income before income taxes		47,283		43,796		112,114		101,335
Net Income	$	29,220	$	27,245	$	69,743	$	63,032
Net loss (income) attributable to the noncontrolling interest		600		(264)		1,544		327
Net Income Attributable to Cash America International, Inc.	$	29,820	$	26,981	$	71,287	$	63,359
Earnings per share:
Net Income attributable to Cash America International, Inc. common shareholders:
Basic	$	1.01	$	0.91	$	2.41	$	2.14
Diluted	$	0.94	$	0.84	$	2.24	$	1.99
Weighted average common shares outstanding:
Basic		29,645		29,593		29,631		29,673
Diluted		31,822		31,994		31,867		31,828

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS
(dollars in thousands, except per share data)
(Unaudited)
	June 30,						December 31,
	2012			2011			2011
Assets
Current assets:
Cash and cash equivalents	$	68,939		$	48,375		$	62,542
Pawn loans		232,909			229,343			253,519
Consumer loans, net		226,364			160,371			222,778
Merchandise held for disposition, net		144,814			132,192			161,884
Pawn loan fees and service charges receivable		44,606			41,757			48,003
Income taxes receivable		-			3,598			-
Prepaid expenses and other assets		34,578			33,835			31,301
Deferred tax assets		37,846			32,560			35,065
Total current assets		790,056			682,031			815,092
Property and equipment, net		255,685			232,715			246,429
Goodwill		564,313			546,674			562,721
Intangible assets, net		32,819			28,638			34,771
Other assets		15,503			14,179			15,236
Total assets	$	1,658,376		$	1,504,237		$	1,674,249
Liabilities and Equity
Current liabilities:
Accounts payable and accrued expenses	$	93,569		$	86,565		$	113,113
Customer deposits		11,537			10,440			9,935
Income taxes currently payable		2,135			-			12,880
Current portion of long-term debt		35,939			19,773			34,273
Total current liabilities		143,180			116,778			170,201
Deferred tax liabilities		93,930			92,979			89,712
Noncurrent income tax payable		2,449			2,638			2,315
Other liabilities		1,137			1,711			1,413
Long-term debt		438,462			431,734			503,018
Total liabilities	$	679,158		$	645,840		$	766,659
Equity:
Cash America International, Inc. equity:
Common stock, $0.10 par value per share, 80,000,000 shares authorized, 30,235,164 shares issued and outstanding		3,024			3,024			3,024
Additional paid-in capital		166,135			165,840			167,683
Retained earnings		845,292			705,502			776,060
Accumulated other comprehensive (loss) income		(3,988	)		11,195			(6,896	)
Treasury shares, at cost (929,223 shares, 942,722 shares and 1,011,356 shares at June 30, 2012 and 2011, and at December 31, 2011, respectively)		(34,861	)		(33,492	)		(37,419	)
Total Cash America International, Inc. shareholders' equity		975,602			852,069			902,452
Noncontrolling interest		3,616			6,328			5,138
Total equity		979,218			858,397			907,590
Total liabilities and equity	$	1,658,376		$	1,504,237		$	1,674,249

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF INCOME (in thousands, except per share data) (Unaudited)
	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2012		2011		2012		2011
Revenue
Pawn loan fees and service charges	$	72,051	$	66,453	$	144,950	$	131,735
Proceeds from disposition of merchandise		155,956		143,875		364,339		315,802
Consumer loan fees		180,722		132,414		353,562		255,541
Other		2,915		3,197		6,281		7,725
Total Revenue		411,644		345,939		869,132		710,803
Cost of Revenue
Disposed merchandise		105,639		90,962		243,960		200,198
Consumer loan loss provision		72,397		45,129		134,780		84,629
Total Cost of Revenue		178,036		136,091		378,740		284,827
Net Revenue		233,608		209,848		490,392		425,976
Expenses
Operations and administration		164,190		147,716		334,345		288,174
Depreciation and amortization		15,187		12,308		29,808		24,750
Total Expenses		179,377		160,024		364,153		312,924
Income from Operations		54,231		49,824		126,239		113,052
Interest expense		(6,693)		(5,831)		(13,869)		(11,442)
Interest income		28		20		57		42
Foreign currency transaction loss		(252)		(185)		(165)		(281)
Equity in loss of unconsolidated subsidiary		(31)		(32)		(148)		(36)
Income before Income Taxes		47,283		43,796		112,114		101,335
Provision for income taxes		18,063		16,551		42,371		38,303
Net Income		29,220		27,245		69,743		63,032
Net loss (income) attributable to the noncontrolling interest		600		(264)		1,544		327
Net Income Attributable to Cash America International, Inc.	$	29,820	$	26,981	$	71,287	$	63,359
Earnings Per Share:
Net Income attributable to Cash America International, Inc. common shareholders:
Basic	$	1.01	$	0.91	$	2.41	$	2.14
Diluted	$	0.94	$	0.84	$	2.24	$	1.99
Weighted average common shares outstanding:
Basic		29,645		29,593		29,631		29,673
Diluted		31,822		31,994		31,867		31,828
Dividends declared per common share	$	0.035	$	0.035	$	0.070	$	0.070

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES PAWN LENDING ACTIVITIES – FINANCIAL AND OPERATING DATA (dollars in thousands, except where otherwise noted)
The following table outlines certain data related to the Company’s pawn loan activities as of and for the three and six months ended June 30, 2012 and 2011 (dollars in thousands).
	2012						2011
	Domestic		Foreign		Total		Domestic		Foreign		Total
As of June 30,
Ending pawn loan balances	$	221,572	$	11,337	$	232,909	$	207,330	$	22,013	$	229,343
Ending merchandise balance, net	$	132,758	$	12,056	$	144,814	$	124,054	$	8,138	$	132,192
Three Months Ended June 30,
Pawn loan fees and service charges	$	68,185	$	3,866	$	72,051	$	61,158	$	5,295	$	66,453
Average pawn loan balance outstanding	$	207,195	$	13,661	$	220,856	$	187,148	$	21,910	$	209,058
Amount of pawn loans written and renewed	$	231,354	$	15,186	$	246,540	$	221,658	$	25,515	$	247,173
Annualized yield on pawn loans		132.4%		113.8%		131.2%		131.1%		96.9%		127.5%
Average amount per pawn loan (in ones)	$	129	$	84	$	121	$	123	$	105	$	121
Gross profit margin on disposition of merchandise		34.0%		10.3%		32.3%		39.2%		14.0%		36.8%
Merchandise turnover		2.9		3.5		3.0		2.7		6.1		2.9
	2012						2011
Six Months Ended June 30,	Domestic		Foreign		Total		Domestic		Foreign		Total
Pawn loan fees and service charges	$	137,598	$	7,352	$	144,950	$	121,384	$	10,351	$	131,735
Average pawn loan balance outstanding	$	214,058	$	14,613	$	228,671	$	186,580	$	21,184	$	207,764
Amount of pawn loans written and renewed	$	436,809	$	33,823	$	470,632	$	401,197	$	46,400	$	447,597
Annualized yield on pawn loans		129.3%		101.2%		127.5%		131.2%		98.5%		127.9%
Average amount per pawn loan (in ones)	$	130	$	92	$	123	$	122	$	107	$	120
Gross profit margin on disposition of merchandise		34.7%		10.0%		33.0%		38.5%		14.1%		36.6%
Merchandise turnover		3.2		3.8		3.3		3.0		5.8		3.2

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES MERCHANDISE DISPOSITION, GROSS PROFIT AND OPERATING DATA (dollars in thousands)
Profit from the disposition of merchandise represents the proceeds received from the disposition of merchandise in excess of the cost of disposed merchandise, which is the Company’s cost basis in the loan or the amount paid for purchased merchandise. Retail sales include the sale of jewelry and general merchandise direct to consumers through the Company’s domestic and foreign retail services locations or over the Internet. Commercial sales include the sale of refined gold, platinum, silver, and diamonds to brokers or manufacturers. The following table summarizes the proceeds from the disposition of merchandise and the related profit for the three and six months ended June 30, 2012 and 2011 (dollars in thousands).
	Three Months Ended June 30,
	2012									2011
	Retail			Commercial			Total			Retail			Commercial			Total
Proceeds from disposition	$	83,623		$	72,333		$	155,956		$	76,792		$	67,083		$	143,875
Gross profit on disposition	$	31,701		$	18,616		$	50,317		$	30,641		$	22,272		$	52,913
Gross profit margin		37.9	%		25.7	%		32.3	%		39.9	%		33.2	%		36.8	%
Percentage of total gross profit		63.0	%		37.0	%		100.0	%		57.9	%		42.1	%		100.0	%
	Six Months Ended June 30,
	2012									2011
	Retail			Commercial			Total			Retail			Commercial			Total
Proceeds from disposition	$	195,655		$	168,684		$	364,339		$	174,232		$	141,570		$	315,802
Gross profit on disposition	$	73,447		$	46,932		$	120,379		$	69,126		$	46,478		$	115,604
Gross profit margin		37.5	%		27.8	%		33.0	%		39.7	%		32.8	%		36.6	%
Percentage of total gross profit		61.0	%		39.0	%		100.0	%		59.8	%		40.2	%		100.0	%

The table below summarizes the age of merchandise held for disposition before valuation allowance of $0.7 million at June 30, 2012 and 2011 (dollars in thousands).
	As of June 30,
	2012			2011
	Amount		%	Amount		%
Jewelry - held for one year or less	$	89,125	61.3	$	85,062	64.0
Other merchandise - held for one year or less		49,666	34.1		43,222	32.5
Total merchandise held for one year or less		138,791	95.4		128,284	96.5
Jewelry - held for more than one year		2,562	1.8		1,840	1.4
Other merchandise - held for more than one year		4,161	2.8		2,768	2.1
Total merchandise held for more than one year		6,723	4.6		4,608	3.5
Total merchandise held for disposition	$	145,514	100.0	$	132,892	100.0

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES CONSUMER LOAN FINANCIAL AND OPERATING DATA (dollars in thousands, except where otherwise noted)
The following table sets forth consumer loan fees by segment, adjusted for the deduction of the loan loss provision for the three and six months ended June 30, 2012 and 2011 (dollars in thousands).
	Three Months Ended June 30,
	2012									2011
	Retail Services			E-Commerce			Total			Retail Services			E-Commerce			Total
Interest and fees on short-term loans	$	25,894		$	126,316		$	152,210		$	25,031		$	96,806		$	121,837
Interest and fees on installment loans		2,685			25,827			28,512			2,289			8,288			10,577
Consumer loan fees	$	28,579		$	152,143		$	180,722		$	27,320		$	105,094		$	132,414
Consumer loan loss provision		6,603			65,794			72,397			4,756			40,373			45,129
Consumer loan fees, net of loss provision	$	21,976		$	86,349		$	108,325		$	22,564		$	64,721		$	87,285
Year-over-year change - $	$	(588)		$	21,628		$	21,040		$	801		$	15,553		$	16,354
Year-over-year change - %		(2.6)	%		33.4	%		24.1	%		3.7	%		31.6	%		23.1	%
Consumer loan loss provision as a % of consumer loan fees		23.1	%		43.2	%		40.1	%		17.4	%		38.4	%		34.1	%
	Six Months Ended June 30,
	2012									2011
	Retail Services			E-Commerce			Total			Retail Services			E-Commerce			Total
Interest and fees on short-term loans	$	52,805		$	247,698		$	300,503		$	49,760		$	187,070		$	236,830
Interest and fees on installment loans		5,146			47,913			53,059			3,395			15,316			18,711
Consumer loan fees	$	57,951		$	295,611		$	353,562		$	53,155		$	202,386		$	255,541
Consumer loan loss provision		11,069			123,711			134,780			7,939			76,690			84,629
Consumer loan fees, net of loss provision	$	46,882		$	171,900		$	218,782		$	45,216		$	125,696		$	170,912
Year-over-year change - $	$	1,666		$	46,204		$	47,870		$	(1,105)		$	26,537		$	25,432
Year-over-year change - %		3.7	%		36.8	%		28.0	%		(2.4)	%		26.8	%		17.5	%
Consumer loan loss provision as a % of consumer loan fees		19.1	%		41.8	%		38.1	%		14.9	%		37.9	%		33.1	%

In addition to providing consumer loans owned by the Company and consumer loans guaranteed by the Company, which are either generally accepted accounting principles (“GAAP”) items or disclosures required by GAAP, the Company has provided combined consumer loans, which is a non-GAAP measure. In addition, the Company has provided disclosure regarding consumer loans written, which is statistical data that is not included in the Company’s financial statements. The Company also provides allowances and liabilities for losses on consumer loans on a combined basis, which are GAAP measures.

Management believes these measures provide investors with important information needed to evaluate the magnitude of potential loan losses and the opportunity for revenue performance of the consumer loan portfolio on an aggregate basis. The comparison of the aggregate amounts from period to period is more meaningful than comparing only the residual amount on the Company’s balance sheet since both revenue and the loss provision for loans are impacted by the aggregate amount of loans owned by the Company and those guaranteed by the Company as reflected in its financial statements.

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES CONSUMER LOAN FINANCIAL AND OPERATING DATA (dollars in thousands, except where otherwise noted)
The following tables summarize selected data related to the Company’s consumer loan activities as of June 30, 2012 and 2011 and for the three and six months ended June 30, 2012 and 2011.
						Three Months Ended						Six Months Ended
						June 30,						June 30,
						2012			2011			2012		2011
	Combined consumer loan loss provision as a % of combined consumer loans written(a)					8.8%			6.4%			8.4%		6.3%
	Charge-offs (net of recoveries) as a % of combined consumer loans written(a)					7.2%			6.0%			8.0%		6.5%
	Combined consumer loan loss provision as a % of consumer loan fees					40.1%			34.1%			38.1%		33.1%
(a)	The disclosure regarding the amount and number of consumer loans written is statistical data that is not included in the Company’s financial statements.
		As of June 30,
		2012							2011
		Company Owned(a)		Guaranteed by the Company(a)			Combined(b)		Company Owned(a)		Guaranteed by the Company(a)		Combined(b)
	Ending consumer loan balances:
	Retail Services
	Short-term loans	$	46,700	$	7,055		$	53,755	$	48,500	$	8,432	$	56,932
	Installment loans		9,146		6,296			15,442		6,980		4,754		11,734
	Total Retail Services, gross		55,846		13,351			69,197		55,480		13,186		68,666
	E-Commerce
	Domestic
	Short-term loans		66,239		37,093			103,332		43,156		31,127		74,283
	Installment loans		25,795		-			25,795		10,132		-		10,132
	Total Domestic, gross		92,034		37,093			129,127		53,288		31,127		84,415
	Foreign
	Short-term loans		94,411		3,541			97,952		72,655		2,946		75,601
	Installment loans		54,644		-			54,644		16,159		-		16,159
	Total Foreign, gross		149,055		3,541			152,596		88,814		2,946		91,760
	Total E-Commerce, gross		241,089		40,634			281,723		142,102		34,073		176,175
	Total ending loan balance, gross		296,935		53,985			350,920		197,582		47,259		244,841
	Less: Allowance and liabilities for losses(a)		(70,571)		(2,795)			(73,366)		(37,211)		(2,137)		(39,348)
	Total ending loan balance, net	$	226,364	$	51,190		$	277,554	$	160,371	$	45,122	$	205,493
	Allowance and liability for losses as a % of combined consumer loans and fees receivable, gross(b)		23.8%		5.2%			20.9%		18.8%		4.5%		16.1%
(a)	GAAP measure. The consumer loan balances guaranteed by the Company represent loans originated by third-party lenders through the Company's credit services organization programs (the "CSO programs"), so these balances are not recorded in the Company’s financial statements. However, the Company has established a liability for estimated losses in support of its guarantee of these loans, which is reflected in the table above and included in its financial statements.
(b)	Except for allowance and liability for estimated losses, amounts represent non-GAAP measures.

	CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES CONSUMER LOAN FINANCIAL AND OPERATING DATA (dollars in thousands, except where otherwise noted)
	The following tables summarize consumer loans written for the three and six months ended June 30, 2012 and 2011 (dollars in thousands).
		Three Months Ended June 30,
		2012						2011
		Company Owned(a)		Guaranteed by the Company(a)(b)		Combined(a)		Company Owned(a)		Guaranteed by the Company(a)(b)		Combined(a)
	Amount of consumer loans written:
	Retail Services
	Short-term loans	$	177,924	$	35,295	$	213,219	$	179,193	$	41,283	$	220,476
	Installment loans		2,153		4,296		6,449		2,142		3,578		5,720
	Total Retail Services		180,077		39,591		219,668		181,335		44,861		226,196
	E-Commerce
	Domestic
	Short-term loans		114,143		181,120		295,263		102,774		155,189		257,963
	Installment loans		16,101		-		16,101		7,410		-		7,410
	Total Domestic		130,244		181,120		311,364		110,184		155,189		265,373
	Foreign
	Short-term loans		246,373		17,251		263,624		185,814		14,170		199,984
	Installment loans		31,728		-		31,728		11,999		-		11,999
	Total Foreign		278,101		17,251		295,352		197,813		14,170		211,983
	Total E-Commerce		408,345		198,371		606,716		307,997		169,359		477,356
	Total amount of consumer loans written	$	588,422	$	237,962	$	826,384	$	489,332	$	214,220	$	703,552
	Number of consumer loans written:
	Retail Services
	Short-term loans		381,179		64,945		446,124		381,208		73,121		454,329
	Installment loans		1,943		567		2,510		1,632		754		2,386
	Total Retail Services		383,122		65,512		448,634		382,840		73,875		456,715
	E-Commerce
	Domestic
	Short-term loans		370,193		250,776		620,969		310,842		220,090		530,932
	Installment loans		15,796		-		15,796		6,281		-		6,281
	Total Domestic		385,989		250,776		636,765		317,123		220,090		537,213
	Foreign
	Short-term loans		473,060		23,144		496,204		348,236		20,968		369,204
	Installment loans		28,421		-		28,421		10,074		-		10,074
	Total Foreign		501,481		23,144		524,625		358,310		20,968		379,278
	Total E-Commerce		887,470		273,920		1,161,390		675,433		241,058		916,491
	Total number of consumer loans written		1,270,592		339,432		1,610,024		1,058,273		314,933		1,373,206
(a)	The disclosure regarding the amount and number of consumer loans written is statistical data that is not included in the Company’s financial statements.
(b)	Loans guaranteed by the Company represent loans originated by third-party lenders through the CSO programs.

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES CONSUMER LOAN FINANCIAL AND OPERATING DATA (dollars in thousands, except where otherwise noted)
		Six Months Ended June 30,
		2012						2011
		Company Owned(a)		Guaranteed by the Company(a)(b)		Combined(a)		Company Owned(a)		Guaranteed by the Company(a)(b)		Combined(a)
	Amount of consumer loans written:
	Retail Services
	Short-term loans	$	353,598	$	72,662	$	426,260	$	337,411	$	82,516	$	419,927
	Installment loans		3,664		6,156		9,820		4,979		5,067		10,046
	Total Retail Services		357,262		78,818		436,080		342,390		87,583		429,973
	E-Commerce
	Domestic
	Short-term loans		214,201		343,402		557,603		205,563		310,534		516,097
	Installment loans		27,367		-		27,367		13,039		-		13,039
	Total Domestic		241,568		343,402		584,970		218,602		310,534		529,136
	Foreign
	Short-term loans		486,895		35,048		521,943		337,197		25,066		362,263
	Installment loans		56,410		-		56,410		20,953		-		20,953
	Total Foreign		543,305		35,048		578,353		358,150		25,066		383,216
	Total E-Commerce		784,873		378,450		1,163,323		576,752		335,600		912,352
	Total amount of consumer loans written	$	1,142,135	$	457,268	$	1,599,403	$	919,142	$	423,183	$	1,342,325
	Number of consumer loans written:
	Retail Services
	Short-term loans		750,563		131,676		882,239		732,479		144,297		876,776
	Installment loans		3,480		844		4,324		3,547		1,062		4,609
	Total Retail Services		754,043		132,520		886,563		736,026		145,359		881,385
	E-Commerce
	Domestic
	Short-term loans		686,578		469,902		1,156,480		614,594		435,109		1,049,703
	Installment loans		25,811		-		25,811		12,831		-		12,831
	Total Domestic		712,389		469,902		1,182,291		627,425		435,109		1,062,534
	Foreign
	Short-term loans		925,263		46,499		971,762		644,764		39,089		683,853
	Installment loans		50,203		-		50,203		18,218		-		18,218
	Total Foreign		975,466		46,499		1,021,965		662,982		39,089		702,071
	Total E-Commerce		1,687,855		516,401		2,204,256		1,290,407		474,198		1,764,605
	Total number of consumer loans written		2,441,898		648,921		3,090,819		2,026,433		619,557		2,645,990
(a)	The disclosure regarding the amount and number of consumer loans written is statistical data that is not included in the Company’s financial statements.
(b)	Loans guaranteed by the Company represent loans originated by third-party lenders through the CSO programs.

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES
INCOME FROM OPERATIONS BY OPERATING SEGMENT
(dollars in thousands)

The following tables contain operating segment data for the three and six months ended June 30, 2012 and 2011 (dollars in thousands).

Corporate operations primarily include corporate expenses, such as personnel, legal, occupancy, and other costs related to corporate service functions, such as executive oversight, insurance and risk management, public and government relations, internal audit, treasury, payroll, compliance and licensing, finance, accounting, tax, collections support, and information systems (except for online lending systems, which are included in the e-commerce segment). Corporate income includes miscellaneous income not directly attributable to the Company’s segments. Corporate assets primarily include: corporate property and equipment, non-qualified savings plan assets, marketable securities, foreign exchange forward contracts and prepaid insurance.

	Retail Services							E-Commerce
	Domestic		Foreign			Total		Domestic		Foreign		Total		Corporate			Consolidated
Three Months Ended June 30, 2012
Revenue
Pawn loan fees and service charges	$	68,185	$	3,866		$	72,051	$	-	$	-	$	-	$	-		$	72,051
Proceeds from disposition of merchandise		144,484		11,472			155,956		-		-		-		-			155,956
Consumer loan fees		28,579		-			28,579		73,802		78,341		152,143		-			180,722
Other		2,185		211			2,396		288		11		299		220			2,915
Total revenue		243,433		15,549			258,982		74,090		78,352		152,442		220			411,644
Disposed merchandise		95,345		10,294			105,639		-		-		-		-			105,639
Consumer loan loss provision		6,603		-			6,603		30,643		35,151		65,794		-			72,397
Total cost of revenue		101,948		10,294			112,242		30,643		35,151		65,794		-			178,036
Net revenue		141,485		5,255			146,740		43,447		43,201		86,648		220			233,608
Expenses
Operations and administration		88,204		7,822			96,026		25,773		27,778		53,551		14,613			164,190
Depreciation and amortization		7,514		1,121			8,635		2,727		300		3,027		3,525			15,187
Total expenses		95,718		8,943			104,661		28,500		28,078		56,578		18,138			179,377
Income (loss) from operations	$	45,767	$	(3,688	)	$	42,079	$	14,947	$	15,123	$	30,070	$	(17,918	)	$	54,231
As of June 30, 2012
Total assets	$	900,302	$	113,498		$	1,013,800	$	360,912	$	152,888	$	513,800	$	130,776		$	1,658,376
Goodwill						$	353,945					$	210,368				$	564,313
	Retail Services							E-Commerce
	Domestic		Foreign			Total		Domestic		Foreign		Total		Corporate			Consolidated
Three Months Ended June 30, 2011
Revenue
Pawn loan fees and service charges	$	61,158	$	5,295		$	66,453	$	-	$	-	$	-	$	-		$	66,453
Proceeds from disposition of merchandise		130,264		13,582			143,846		29		-		29		-			143,875
Consumer loan fees		27,320		-			27,320		55,212		49,882		105,094		-			132,414
Other		2,522		174			2,696		110		229		339		162			3,197
Total revenue		221,264		19,051			240,315		55,351		50,111		105,462		162			345,939
Disposed merchandise		79,252		11,687			90,939		23		-		23		-			90,962
Consumer loan loss provision		4,756		-			4,756		16,504		23,869		40,373		-			45,129
Total cost of revenue		84,008		11,687			95,695		16,527		23,869		40,396		-			136,091
Net revenue		137,256		7,364			144,620		38,824		26,242		65,066		162			209,848
Expenses
Operations and administration		81,772		7,936			89,708		19,463		20,176		39,639		18,369			147,716
Depreciation and amortization		6,224		1,460			7,684		2,574		208		2,782		1,842			12,308
Total expenses		87,996		9,396			97,392		22,037		20,384		42,421		20,211			160,024
Income (loss) from operations	$	49,260	$	(2,032	)	$	47,228	$	16,787	$	5,858	$	22,645	$	(20,049	)	$	49,824
As of June 30, 2011
Total assets	$	836,555	$	135,852		$	972,407	$	304,586	$	92,342	$	396,928	$	134,902		$	1,504,237
Goodwill						$	336,392					$	210,282				$	546,674

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES INCOME FROM OPERATIONS BY OPERATING SEGMENT (in thousands)
	Retail Services							E-Commerce
	Domestic		Foreign			Total		Domestic		Foreign		Total		Corporate			Consolidated
Six Months Ended June 30, 2012
Revenue
Pawn loan fees and service charges	$	137,598	$	7,352		$	144,950	$	-	$	-	$	-	$	-		$	144,950
Proceeds from disposition of merchandise		340,470		23,869			364,339		-		-		-		-			364,339
Consumer loan fees		57,951		-			57,951		142,926		152,685		295,611		-			353,562
Other		5,147		260			5,407		453		5		458		416			6,281
Total revenue		541,166		31,481			572,647		143,379		152,690		296,069		416			869,132
Disposed merchandise		222,473		21,487			243,960		-		-		-		-			243,960
Consumer loan loss provision		11,069		-			11,069		52,597		71,114		123,711		-			134,780
Total cost of revenue		233,542		21,487			255,029		52,597		71,114		123,711		-			378,740
Net revenue		307,624		9,994			317,618		90,782		81,576		172,358		416			490,392
Expenses
Operations and administration		179,463		16,016			195,479		49,589		54,501		104,090		34,776			334,345
Depreciation and amortization		14,646		2,249			16,895		5,339		563		5,902		7,011			29,808
Total expenses		194,109		18,265			212,374		54,928		55,064		109,992		41,787			364,153
Income (loss) from operations	$	113,515	$	(8,271	)	$	105,244	$	35,854	$	26,512	$	62,366	$	(41,371	)	$	126,239
	Retail Services							E-Commerce
	Domestic		Foreign			Total		Domestic		Foreign		Total		Corporate			Consolidated
Six Months Ended June 30, 2011
Revenue
Pawn loan fees and service charges	$	121,384	$	10,351		$	131,735	$	-	$	-	$	-	$	-		$	131,735
Proceeds from disposition of merchandise		290,925		24,848			315,773		29		-		29		-			315,802
Consumer loan fees		53,155		-			53,155		113,923		88,463		202,386		-			255,541
Other		6,247		276			6,523		343		537		880		322			7,725
Total revenue		471,711		35,475			507,186		114,295		89,000		203,295		322			710,803
Disposed merchandise		178,829		21,346			200,175		23		-		23		-			200,198
Consumer loan loss provision		7,939		-			7,939		33,662		43,028		76,690		-			84,629
Total cost of revenue		186,768		21,346			208,114		33,685		43,028		76,713		-			284,827
Net revenue		284,943		14,129			299,072		80,610		45,972		126,582		322			425,976
Expenses
Operations and administration		164,333		17,197			181,530		38,367		35,491		73,858		32,786			288,174
Depreciation and amortization		12,269		2,971			15,240		5,322		400		5,722		3,788			24,750
Total expenses		176,602		20,168			196,770		43,689		35,891		79,580		36,574			312,924
Income (loss) from operations	$	108,341	$	(6,039	)	$	102,302	$	36,921	$	10,081	$	47,002	$	(36,252	)	$	113,052

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES
LOCATION INFORMATION

Retail Services Segment

The following table sets forth the number of domestic and foreign Company-owned and franchised locations in the Company’s retail services segment offering pawn lending, consumer lending, and other services as of June 30, 2012 and 2011. The Company’s domestic retail services locations operate under the names “Cash America Pawn,” “SuperPawn,” “Cash America Payday Advance,” “Cashland,” “Pawn X-Change” and “Mr. Payroll.” The Company’s foreign retail services locations (of which the Company is a majority owner) operate under the name “Prenda Fácil.”

	As of June 30,
	2012			2011
	Domestic(a)(b)	Foreign(a)	Total	Domestic(a)(b)	Foreign(a)	Total
Retail services locations offering:
Both pawn and consumer lending	577	-	577	572	-	572
Pawn lending only	130	195	325	125	184	309
Consumer lending only	83	-	83	85	-	85
Other (c)	101	-	101	118	-	118
Total retail services	891	195	1,086	900	184	1,084

(a)	Except as described in (c) below, includes locations that operate in 23 states in the United States as of both June 30, 2012 and 2011, respectively, and 21 jurisdictions in Mexico, as of both June 30, 2012 and 2011, respectively.
(b)	Includes unconsolidated franchised locations as follows: one location operating under the name “Cash America Pawn” as of June 30, 2012 and nine locations operating under the names “Cash America Pawn” and “SuperPawn” as of June 30, 2011.
(c)	As of June 30, 2012 and 2011, includes six and six consolidated Company-owned check cashing locations, respectively, and 95 and 112 unconsolidated franchised check cashing locations, respectively. As of June 30, 2012 and 2011, includes locations that operate in 16 and 18 states in the United States, respectively.

E-Commerce Segment

As of June 30, 2012, the Company’s e-commerce operating segment offered consumer loans to customers over the Internet:

• in the United States at http://www.cashnetusa.com and http://www.netcredit.com,
• in the United Kingdom at http://www.quickquid.co.uk and http://www.poundstopocket.co.uk,
• in Australia at http://www.dollarsdirect.com.au, and
• in Canada at http://www.dollarsdirect.ca.

The following table includes, as of June 30, 2012 and 2011, the number of states in the United States and other foreign countries where the Company’s e-commerce segment operates.

	June 30, 2012	June 30, 2011
United States	32	30
United Kingdom	Y	Y
Australia	Y	Y
Canada	Y	Y

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES
NON-GAAP DISCLOSURE

Non-GAAP Disclosure

In addition to the financial information prepared in conformity with GAAP the Company provides historical non-GAAP financial information. Management believes that presentation of non-GAAP financial information is meaningful and useful in understanding the activities and business metrics of the Company’s operations. Management believes that these non-GAAP financial measures reflect an additional way of viewing aspects of the Company’s business that, when viewed with its GAAP results, provide a more complete understanding of factors and trends affecting its business.

Management provides non-GAAP financial information for informational purposes and to enhance understanding of the Company’s GAAP consolidated financial statements. Readers should consider the information in addition to, but not instead of, its financial statements prepared in accordance with GAAP. This non-GAAP financial information may be determined or calculated differently by other companies, limiting the usefulness of those measures for comparative purposes.

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES ADJUSTED EARNINGS PER SHARE
Adjusted Earnings Per Share In addition to reporting financial results in accordance with GAAP, the Company has provided adjusted earnings and adjusted earnings per share, which are non-GAAP measures. Management believes that the presentation of these measures provides investors with greater transparency and facilitates comparison of operating results across a broad spectrum of companies with varying capital structures, compensation strategies, derivative instruments and amortization methods, which provides a more complete understanding of the Company’s financial performance, competitive position and prospects for the future. Management also believes that investors regularly rely on non-GAAP financial measures, such as adjusted earnings and adjusted earnings per share, to assess operating performance and that such measures may highlight trends in the Company’s business that may not otherwise be apparent when relying on financial measures calculated in accordance with GAAP. The following table provides a reconciliation between net income attributable to the Company and diluted earnings per share calculated in accordance with GAAP to adjusted earnings and adjusted earnings per share, respectively (dollars in thousands, except per share data):
	Three Months Ended									Six Months Ended
	June 30,								June 30,
	2012				2011				2012				2011
	$		Per Diluted Share		$		Per Diluted Share		$		Per Diluted Share		$		Per Diluted Share
Net income attributable to Cash America International, Inc.	$	29,820	$	0.94	$	26,981	$	0.84	$	71,287	$	2.24	$	63,359	$	1.99
Adjustments:
Intangible asset amortization, net of tax		664		0.02		981		0.03		1,403		0.04		2,085		0.07
Non-cash equity-based compensation, net of tax		942		0.03		838		0.03		1,915		0.06		1,607		0.05
Convertible debt non-cash interest and issuance cost amortization, net of tax		583		0.02		550		0.02		1,166		0.04		1,090		0.03
Foreign currency transaction loss, net of tax		156		-		115		-		103		-		175		0.01
Adjusted earnings	$	32,165	$	1.01	$	29,465	$	0.92	$	75,874	$	2.38	$	68,316	$	2.15

CASH AMERICA INTERNATIONAL, INC. AND SUBSIDIARIES
ADJUSTED EBITDA

Adjusted EBITDA

The table below shows adjusted EBITDA, a non-GAAP measure that the Company defines as earnings excluding depreciation, amortization, interest, foreign currency transaction gains or losses, equity in earnings or loss of unconsolidated subsidiary, taxes and including the net income or loss attributable to noncontrolling interests. Management believes adjusted EBITDA is used by investors to analyze operating performance and evaluate the Company’s ability to incur and service debt and its capacity for making capital expenditures. Adjusted EBITDA is also useful to investors to help assess the Company’s liquidity and estimated enterprise value. The computation of adjusted EBITDA as presented below may differ from the computation of similarly-titled measures provided by other companies (dollars in thousands):

	Trailing 12 Months Ended
	June 30,
	2012			2011
Net income attributable to Cash America International, Inc.		$	143,891		$	125,972
Adjustments:
Depreciation and amortization expenses			59,207			47,744
Interest expense, net			27,859			22,713
Foreign currency transaction loss			1,149			570
Equity in loss of unconsolidated subsidiary			216			172
Provision for income taxes			86,428			75,835
Net loss attributable to the noncontrolling interest			(2,014)			(661)
Adjusted EBITDA		$	316,736		$	272,345
Adjusted EBITDA margin calculated as follows:
Total revenue		$	1,741,393		$	1,420,088
Adjusted EBITDA			316,736			272,345
Adjusted EBITDA as a percentage of total revenue			18.2%			19.2%

CONTACT:
Cash America International, Inc.
Thomas A. Bessant, Jr., 817-335-1100

EX-99.2

Exhibit 99.2

Cash America Announces the Filing of an Application for the Withdrawal of the Registration Statement of Its Wholly-Owned Subsidiary Enova International, Inc.

FORT WORTH, Texas--(BUSINESS WIRE)--July 26, 2012--Cash America International, Inc. (NYSE: CSH) (“Cash America”) today announced that its board of directors has unanimously approved the withdrawal of Enova International, Inc.’s (“Enova”) Registration Statement on Form S-1, together with all exhibits and the amendments thereto (collectively, the “Registration Statement”). The Registration Statement was initially filed with the Securities and Exchange Commission (the “SEC”) on September 15, 2011 in connection with a proposed initial public offering (“IPO”) of Enova’s common stock. The Registration Statement has not been declared effective by the SEC, and no securities have been sold in connection with the offering pursuant to the Registration Statement. Enova filed its Application for Withdrawal of Registration Statement with the SEC on July 25, 2012.

Commenting on the withdrawal of Enova’s Registration Statement, Daniel R. Feehan, President and Chief Executive Officer of Cash America said, “While it is disappointing that the volatility in the IPO market did not provide us with the window of opportunity we desired to launch the Enova IPO, our Board is very happy continuing to operate Enova as a wholly-owned subsidiary of Cash America. Enova, which comprises our e-commerce segment, continues to grow at very impressive rates as it expands internationally and deploys innovative new consumer credit products in the U.S. We continue to believe this business has an exciting future.”

The Company also reported that it had deferred costs of $3.0 million directly related to the proposed Enova IPO as of the end of June 30, 2012. These expenses will be recognized in the third quarter and reflected in the Company’s third quarter results ended September 30, 2012. Management estimates that the after tax impact on earnings of these costs will be approximately $1.9 million, or 6 cents per share.

About the Company

As of June 30, 2012, Cash America International, Inc. had 1,086 total locations offering specialty financial services to consumers, which include 790 lending locations (including one unconsolidated franchised location) operating in 23 states in the United States under the names “Cash America Pawn,” “SuperPawn,” “Pawn X-Change,” “Cash America Payday Advance,” and “Cashland,” and 195 pawn lending locations, of which the Company is a majority owner, operating in 21 jurisdictions in central and southern Mexico under the name “Prenda Fácil.” The Company also operated 95 unconsolidated franchised and six Company-owned check cashing centers operating in 16 states in the United States under the name “Mr. Payroll” as of June 30, 2012. Additionally, as of June 30, 2012, the Company offered consumer loans over the Internet to customers in 32 states in the United States at http://www.cashnetusa.com and http://www.netcredit.com,in the United Kingdom at http://www.quickquid.co.uk and http://www.poundstopocket.co.uk, in Australia at http://www.dollarsdirect.com.au, and in Canada at http://www.dollarsdirect.ca.

For additional information regarding the Company and the services it provides, visit the Company’s websites located at:

http://www.cashamerica.com	http://www.poundstopocket.co.uk
http://www.enova.com	http://www.dollarsdirect.com.au
http://www.cashnetusa.com	http://www.dollarsdirect.ca
http://www.netcredit.com	http://www.goldpromise.com
http://www.cashlandloans.com	http://www.mrpayroll.com
http://www.quickquid.co.uk	http://www.primaryinnovations.net

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

This release contains forward-looking statements about the business, financial condition and prospects of the Company. The actual results of the Company could differ materially from those indicated by the forward-looking statements because of various risks and uncertainties including, without limitation: changes in domestic and foreign pawn, consumer credit, tax and other laws and governmental rules and regulations applicable to the Company's business or changes in the interpretation or enforcement thereof; the anticipated regulation of consumer financial products and services by the Consumer Financial Protection Bureau; acceptance by consumers, legislators or regulators of the negative characterization by the media and consumer activists with respect to certain of the Company’s loan products; risks related to the Company’s previously announced proposed initial public offering of Enova; the deterioration of the political, regulatory or economic environment in foreign countries where the Company operates or in the future may operate; the actions of third parties who provide, acquire or offer products and services to, from or for the Company; changes in demand for the Company's services and the continued acceptance of the online distribution channel by the Company’s online loan customers; fluctuations in the price of gold or a deterioration in economic conditions; changes in competition; the ability of the Company to open new locations in accordance with its plans or to successfully integrate newly acquired businesses into the Company’s operations; interest rate and foreign currency exchange rate fluctuations; the effect of any current or future litigation proceedings or any judicial decisions or rule-making that affect the Company’s arbitration agreements; changes in the capital markets; changes in the Company’s ability to satisfy its debt obligations or to refinance existing debt obligations or obtain new capital to finance growth; a prolonged interruption in the Company’s operations of its facilities, systems and business functions, including its information technology and other business systems; security breaches, cyber attacks or fraudulent activity; the implementation of new, or changes in the interpretation of existing, accounting principles or financial reporting requirements; acts of God, war or terrorism, pandemics and other events; the effect of any of such changes on the Company’s business or the markets in which it operates; and other risks and uncertainties indicated in the Company's filings with the Securities and Exchange Commission. These risks and uncertainties are beyond the ability of the Company to control, nor can the Company predict, in many cases, all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. When used in this release, terms such as “believes,” “estimates,” “should,” “could,” “would,” “plans,” “expects,” “anticipates,” “may,” “forecasts,” “projects” and similar expressions and variations as they relate to the Company or its management are intended to identify forward-looking statements. The Company disclaims any intention or obligation to update or revise any forward-looking statements to reflect events or circumstances occurring after the date of this release.

CONTACT:
Cash America International, Inc.
Thomas A. Bessant, Jr., 817-335-1100