XML 113 R94.htm IDEA: XBRL DOCUMENT v3.22.4
Segment Information Underwriting Margins and Combined Ratios for our Underwriting Operations (Details) - Underwriting Operations
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Personal Lines Segment | Agency Channel      
Segment Reporting Information [Line Items]      
Underwriting Margin 4.10% 5.90% 14.20%
Combined Ratio 95.90% 94.10% 85.80%
Personal Lines Segment | Direct Channel      
Segment Reporting Information [Line Items]      
Underwriting Margin 3.80% 3.40% 12.30%
Combined Ratio 96.20% 96.60% 87.70%
Operating Segments      
Segment Reporting Information [Line Items]      
Underwriting Margin 4.20% 4.70% 12.30%
Combined Ratio 95.80% 95.30% 87.70%
Operating Segments | Personal Lines Segment      
Segment Reporting Information [Line Items]      
Underwriting Margin 4.00% 4.60% 13.20%
Combined Ratio 96.00% 95.40% 86.80%
Operating Segments | Commercial Lines Segment      
Segment Reporting Information [Line Items]      
Underwriting Margin 8.90% 11.10% 13.00%
Combined Ratio 91.10% 88.90% 87.00%
Operating Segments | Property Segment      
Segment Reporting Information [Line Items]      
Underwriting Margin (10.50%) (15.30%) (7.10%)
Combined Ratio 110.50% 115.30% 107.10%
Combined ratio amortization points 0.013 0.028 0.032