Loss And Loss Adjustment Expense Reserves Incurred and Paid Claims Development with IBNR and Claim Counts (Details) $ in Millions |
Dec. 31, 2021
USD ($)
claim
|
Dec. 31, 2020
USD ($)
|
Dec. 31, 2019
USD ($)
|
Dec. 31, 2018
USD ($)
|
Dec. 31, 2017
USD ($)
|
Dec. 31, 2016
USD ($)
|
Dec. 31, 2015
USD ($)
|
Dec. 31, 2014
USD ($)
|
Dec. 31, 2013
USD ($)
|
Dec. 31, 2012
USD ($)
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
$ 19,734.9
|
$ 14,989.4
|
|
|
|
|
|
|
|
|
Commercial Lines - Liability | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
11,695.4
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
6,388.3
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
74.0
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
5,381.1
|
3,586.3
|
|
|
|
|
|
|
|
|
Commercial Lines - Physical Damage | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,154.6
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
2,991.8
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
0.7
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
163.5
|
82.7
|
|
|
|
|
|
|
|
|
Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
679.5
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
476.0
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
26.3
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
229.8
|
0.0
|
|
|
|
|
|
|
|
|
Property | Property Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,277.2
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
4,632.8
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
6.1
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
650.5
|
474.7
|
|
|
|
|
|
|
|
|
2012 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
71.1
|
70.9
|
$ 70.0
|
$ 70.1
|
$ 71.9
|
$ 68.8
|
$ 61.7
|
$ 57.0
|
$ 59.2
|
$ 62.2
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 3.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
7,434
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 64.1
|
64.2
|
63.3
|
62.1
|
58.6
|
53.6
|
47.3
|
38.4
|
28.2
|
$ 14.0
|
2013 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
78.9
|
78.9
|
78.9
|
77.9
|
81.6
|
75.4
|
65.3
|
68.1
|
66.4
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 4.4
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
7,703
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 71.7
|
70.8
|
68.9
|
66.9
|
61.9
|
55.6
|
43.6
|
30.6
|
$ 13.7
|
|
2014 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
70.9
|
70.7
|
69.4
|
70.7
|
70.5
|
68.3
|
70.0
|
74.9
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 4.3
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
7,969
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 64.2
|
61.1
|
59.0
|
56.9
|
51.1
|
44.3
|
33.9
|
$ 18.6
|
|
|
2015 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
45.1
|
44.8
|
47.0
|
48.3
|
46.1
|
45.4
|
51.2
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 4.9
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
8,519
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 37.1
|
36.1
|
33.9
|
30.9
|
26.5
|
18.1
|
$ 6.5
|
|
|
|
2016 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
40.1
|
40.2
|
41.5
|
41.0
|
43.3
|
51.8
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 3.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
7,065
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 33.8
|
32.7
|
30.6
|
27.0
|
20.9
|
$ 8.5
|
|
|
|
|
2017 | Commercial Lines - Liability | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
1,462.3
|
1,472.2
|
1,492.6
|
1,470.2
|
1,477.2
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 5.9
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
102,806
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 1,353.0
|
1,257.1
|
1,085.4
|
759.5
|
337.2
|
|
|
|
|
|
2017 | Commercial Lines - Physical Damage | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
456.6
|
456.1
|
457.3
|
459.3
|
463.9
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 0.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
87,721
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 455.6
|
455.6
|
455.4
|
456.0
|
408.5
|
|
|
|
|
|
2017 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
46.2
|
48.8
|
51.1
|
54.6
|
62.6
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 5.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
17,653
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 36.9
|
34.5
|
30.8
|
24.4
|
9.6
|
|
|
|
|
|
2017 | Property | Property Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
681.5
|
681.3
|
683.4
|
680.9
|
672.8
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 0.4
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
76,236
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 679.1
|
675.0
|
670.1
|
647.1
|
506.7
|
|
|
|
|
|
2018 | Commercial Lines - Liability | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
1,971.4
|
1,976.2
|
1,913.7
|
1,880.4
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 34.7
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
119,972
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 1,666.8
|
1,392.3
|
979.9
|
401.4
|
|
|
|
|
|
|
2018 | Commercial Lines - Physical Damage | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
525.6
|
526.3
|
528.3
|
528.7
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (1.1)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
93,305
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 525.4
|
524.9
|
524.8
|
467.6
|
|
|
|
|
|
|
2018 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
77.0
|
76.7
|
81.3
|
81.5
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 7.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
15,389
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 56.7
|
49.5
|
39.6
|
17.6
|
|
|
|
|
|
|
2018 | Property | Property Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
846.5
|
845.4
|
845.2
|
839.0
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 11.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
64,872
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 826.6
|
812.6
|
781.2
|
595.9
|
|
|
|
|
|
|
2019 | Commercial Lines - Liability | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
2,426.3
|
2,370.9
|
2,301.1
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 82.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
136,273
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 1,684.5
|
1,184.4
|
474.8
|
|
|
|
|
|
|
|
2019 | Commercial Lines - Physical Damage | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
626.6
|
628.3
|
633.1
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (1.9)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
99,456
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 624.8
|
625.1
|
561.1
|
|
|
|
|
|
|
|
2019 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
85.4
|
83.1
|
80.7
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 14.7
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
10,577
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 56.0
|
42.4
|
20.0
|
|
|
|
|
|
|
|
2019 | Property | Property Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
962.8
|
965.2
|
971.7
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 2.4
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
75,434
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 950.5
|
930.4
|
708.0
|
|
|
|
|
|
|
|
2020 | Commercial Lines - Liability | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
2,388.8
|
2,335.7
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 175.5
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
117,027
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 1,110.4
|
440.8
|
|
|
|
|
|
|
|
|
2020 | Commercial Lines - Physical Damage | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
624.9
|
631.8
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (4.4)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
99,436
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 621.8
|
540.6
|
|
|
|
|
|
|
|
|
2020 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
80.7
|
75.0
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 24.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
9,260
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 38.6
|
15.8
|
|
|
|
|
|
|
|
|
2020 | Property | Property Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
1,246.8
|
1,223.5
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 56.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
109,427
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 1,141.2
|
832.5
|
|
|
|
|
|
|
|
|
2021 | Commercial Lines - Liability | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,446.6
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 650.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
153,749
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 573.6
|
|
|
|
|
|
|
|
|
|
2021 | Commercial Lines - Physical Damage | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
920.9
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (11.4)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
123,801
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 764.2
|
|
|
|
|
|
|
|
|
|
2021 | Commercial Lines - Other | Commercial Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
84.1
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 45.9
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
8,472
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 16.9
|
|
|
|
|
|
|
|
|
|
2021 | Property | Property Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
1,539.6
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 333.4
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
118,874
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 1,035.4
|
|
|
|
|
|
|
|
|
|
Agency Channel | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
27,787.9
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
21,599.3
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
85.7
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
6,274.3
|
5,378.7
|
|
|
|
|
|
|
|
|
Agency Channel | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
16,753.2
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
16,477.7
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
2.1
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
277.6
|
82.4
|
|
|
|
|
|
|
|
|
Agency Channel | 2017 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
4,509.2
|
4,546.4
|
4,511.1
|
4,485.8
|
4,474.8
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 0.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
779,396
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,418.3
|
4,285.5
|
4,048.5
|
3,478.5
|
2,074.0
|
|
|
|
|
|
Agency Channel | 2017 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
2,645.1
|
2,640.6
|
2,643.5
|
2,638.5
|
2,635.5
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 0.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
1,514,952
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 2,641.7
|
2,640.8
|
2,640.9
|
2,643.2
|
2,599.8
|
|
|
|
|
|
Agency Channel | 2018 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,238.7
|
5,192.7
|
5,182.1
|
5,141.8
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 89.3
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
856,502
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,940.6
|
4,635.0
|
4,028.7
|
2,378.0
|
|
|
|
|
|
|
Agency Channel | 2018 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
2,818.9
|
2,821.7
|
2,822.6
|
2,819.0
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (4.6)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
1,695,396
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 2,819.5
|
2,819.9
|
2,827.4
|
2,769.1
|
|
|
|
|
|
|
Agency Channel | 2019 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,918.2
|
5,886.9
|
5,885.0
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 112.5
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
915,954
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 5,272.8
|
4,533.2
|
2,715.2
|
|
|
|
|
|
|
|
Agency Channel | 2019 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,261.1
|
3,254.7
|
3,277.9
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (3.1)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
1,878,499
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 3,255.9
|
3,259.2
|
3,242.5
|
|
|
|
|
|
|
|
Agency Channel | 2020 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,405.4
|
5,433.8
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 280.3
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
754,470
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,112.2
|
2,383.0
|
|
|
|
|
|
|
|
|
Agency Channel | 2020 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,319.8
|
3,328.5
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (14.6)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
1,782,861
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 3,322.5
|
3,250.1
|
|
|
|
|
|
|
|
|
Agency Channel | 2021 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
6,716.4
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 991.0
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
875,200
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 2,855.4
|
|
|
|
|
|
|
|
|
|
Agency Channel | 2021 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
4,708.3
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (222.0)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
2,094,032
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,438.1
|
|
|
|
|
|
|
|
|
|
Direct Channel | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
27,397.0
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
21,087.3
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
63.5
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
6,373.2
|
5,277.3
|
|
|
|
|
|
|
|
|
Direct Channel | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
19,185.3
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
18,865.1
|
|
|
|
|
|
|
|
|
|
All outstanding liabilities before 2017, net of reinsurance1 |
2.1
|
|
|
|
|
|
|
|
|
|
Liabilities for claims and claim adjustment expenses, net of reinsurance |
322.3
|
40.6
|
|
|
|
|
|
|
|
|
Direct Channel | 2017 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
4,219.2
|
4,254.4
|
4,229.3
|
4,209.9
|
4,209.5
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (0.5)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
772,945
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,147.1
|
4,035.6
|
3,808.3
|
3,255.2
|
1,912.6
|
|
|
|
|
|
Direct Channel | 2017 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
2,750.8
|
2,745.6
|
2,749.0
|
2,743.7
|
2,750.6
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 0.8
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
1,791,658
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 2,747.9
|
2,747.6
|
2,748.4
|
2,753.5
|
$ 2,742.1
|
|
|
|
|
|
Direct Channel | 2018 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,052.5
|
5,003.2
|
4,980.9
|
4,904.8
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 77.1
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
871,243
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,787.7
|
4,481.7
|
3,863.5
|
2,235.1
|
|
|
|
|
|
|
Direct Channel | 2018 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,179.3
|
3,182.0
|
3,181.9
|
3,202.3
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (6.2)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
2,070,183
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 3,182.6
|
3,183.0
|
3,193.8
|
$ 3,170.0
|
|
|
|
|
|
|
Direct Channel | 2019 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,837.9
|
5,811.7
|
5,756.5
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 91.9
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
957,488
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 5,218.8
|
4,452.5
|
2,630.3
|
|
|
|
|
|
|
|
Direct Channel | 2019 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,749.6
|
3,737.8
|
3,787.9
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (5.5)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
2,271,699
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 3,746.8
|
3,751.3
|
$ 3,782.6
|
|
|
|
|
|
|
|
Direct Channel | 2020 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,322.7
|
5,356.9
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 263.2
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
787,231
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 4,018.7
|
2,301.3
|
|
|
|
|
|
|
|
|
Direct Channel | 2020 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
3,753.3
|
3,775.6
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (26.1)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
2,136,940
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 3,765.9
|
$ 3,720.0
|
|
|
|
|
|
|
|
|
Direct Channel | 2021 | Personal Lines - Liability | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
6,964.7
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ 972.2
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
970,710
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 2,915.0
|
|
|
|
|
|
|
|
|
|
Direct Channel | 2021 | Personal Lines - Physical Damage | Personal Lines Segment |
|
|
|
|
|
|
|
|
|
|
Claims Development [Line Items] |
|
|
|
|
|
|
|
|
|
|
Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
5,752.3
|
|
|
|
|
|
|
|
|
|
Total of IBNR Liabilities Plus Expected Development on Reported Claims |
$ (311.9)
|
|
|
|
|
|
|
|
|
|
Cumulative Number of Incurred Claim Counts | claim |
2,618,463
|
|
|
|
|
|
|
|
|
|
Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance |
$ 5,421.9
|
|
|
|
|
|
|
|
|
|