The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   669,242 6,549 SH   SOLE   6,549 0 0
ABBVIE INC COM 00287Y109   620,045 3,615 SH   SOLE   3,615 0 0
AMAZON COM INC COM 023135106   255,283 1,321 SH   SOLE   1,321 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   516,556 4,375 SH   SOLE   4,375 0 0
APPLE INC COM 037833100   2,434,346 11,558 SH   SOLE   11,558 0 0
BANK MONTREAL QUE COM 063671101   628,204 7,492 SH   SOLE   7,492 0 0
BLACKSTONE INC COM 09260D107   608,353 4,914 SH   SOLE   4,914 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   690,312 16,622 SH   SOLE   16,622 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   621,263 18,457 SH   SOLE   18,457 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101   389,543 8,194 SH   SOLE   8,194 0 0
CENTERPOINT ENERGY INC COM 15189T107   506,058 16,335 SH   SOLE   16,335 0 0
CHEVRON CORP NEW COM 166764100   578,598 3,699 SH   SOLE   3,699 0 0
CHORD ENERGY CORPORATION COM NEW 674215207   350,954 2,093 SH   SOLE   2,093 0 0
DOW INC COM 260557103   664,929 12,534 SH   SOLE   12,534 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   19,199,628 179,520 SH   SOLE   179,520 0 0
GSK PLC SPONSORED ADR 37733W204   539,655 14,017 SH   SOLE   14,017 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   769,628 4,450 SH   SOLE   4,450 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   290,341 606 SH   SOLE   606 0 0
ISHARES INC CORE MSCI EMKT 46434G103   11,281,291 210,747 SH   SOLE   210,747 0 0
ISHARES TR S&P SML 600 GWT 464287887   666,937 5,193 SH   SOLE   5,193 0 0
ISHARES TR CORE S&P US GWT 464287671   1,090,417 8,554 SH   SOLE   8,554 0 0
ISHARES TR SP SMCP600VL ETF 464287879   851,113 8,750 SH   SOLE   8,750 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,130,929 9,348 SH   SOLE   9,348 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   5,763,844 97,975 SH   SOLE   97,975 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   18,475,274 70,374 SH   SOLE   70,374 0 0
ISHARES TR CORE MSCI EAFE 46432F842   779,282 10,728 SH   SOLE   10,728 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   762,427 5,006 SH   SOLE   5,006 0 0
ISHARES TR ESG AWARE MSCI 46435U663   449,411 11,673 SH   SOLE   11,673 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   9,369,942 135,101 SH   SOLE   135,101 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   19,629,095 53,851 SH   SOLE   53,851 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   17,116,380 157,464 SH   SOLE   157,464 0 0
ISHARES TR MRGSTR SM CP GR 464288604   1,138,615 25,036 SH   SOLE   25,036 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   202,478 2,188 SH   SOLE   2,188 0 0
ISHARES TR GLOBAL TECH ETF 464287291   8,275,063 99,916 SH   SOLE   99,916 0 0
ISHARES TR CORE US AGGBD ET 464287226   667,004 6,871 SH   SOLE   6,871 0 0
ISHARES TR MRNING SM CP ETF 464288703   15,217,502 262,778 SH   SOLE   262,778 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   639,965 6,690 SH   SOLE   6,690 0 0
M & T BK CORP COM 55261F104   622,846 4,115 SH   SOLE   4,115 0 0
NORTHWESTERN ENERGY GROUP IN COM NEW 668074305   628,003 12,540 SH   SOLE   12,540 0 0
OGE ENERGY CORP COM 670837103   645,135 18,071 SH   SOLE   18,071 0 0
ONEOK INC NEW COM 682680103   766,733 9,402 SH   SOLE   9,402 0 0
PFIZER INC COM 717081103   771,409 27,570 SH   SOLE   27,570 0 0
PHILIP MORRIS INTL INC COM 718172109   1,019,076 10,057 SH   SOLE   10,057 0 0
PPL CORP COM 69351T106   569,148 20,584 SH   SOLE   20,584 0 0
ROGERS COMMUNICATIONS INC CL B 775109200   544,567 14,726 SH   SOLE   14,726 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,178,267 2,165 SH   SOLE   2,165 0 0
TELUS CORPORATION COM 87971M103   650,187 42,945 SH   SOLE   42,945 0 0
VALERO ENERGY CORP COM 91913Y100   521,070 3,324 SH   SOLE   3,324 0 0
VALLEY NATL BANCORP COM 919794107   705,085 101,015 SH   SOLE   101,015 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,772,280 40,500 SH   SOLE   40,500 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   830,986 20,150 SH   SOLE   20,150 0 0
VICI PPTYS INC COM 925652109   674,758 23,560 SH   SOLE   23,560 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604   2,536,985 81,444 SH   SOLE   81,444 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208   274,325 3,243 SH   SOLE   3,243 0 0