Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2012

Allowance For Loan Losses [Abstract]

Activity In The Allowance For Loan Losses

	Three months ended March 31, 2012
	Commercial, financial and agricultural	Commercial real estate	Construction real estate	Residential real estate	Consumer	Leases	Centennial loan put	Total
(In thousands)
Allowance for credit losses:
Beginning balance	$16,950	$15,539	$14,433	$15,692	$5,830	$-	$-	$68,444
Charge-offs	4,538	4,934	4,320	3,922	1,253	-	-	18,967
Recoveries	468	92	67	609	707	-	-	1,943
Net Charge-offs	4,070	4,842	4,253	3,313	546	-	-	17,024
Provision	5,448	1,309	(433)	1,489	525	-	-	8,338
Ending balance	$18,328	$12,006	$9,747	$13,868	$5,809	$-	-	$59,758
Provision for Centennial loanput	-	-	-	-	-	-	662	662
Allowance for Credit Losses	$18,328	$12,006	$9,747	$13,868	$5,809	$-	$662	$60,420

	Three months ended March 31, 2011
	Commercial, financial and agricultural	Commercial real estate	Construction real estate	Residential real estate	Consumer	Leases	Total
(In thousands)
Allowance for credit losses:
Beginning balance	$11,555	$24,369	$70,462	$30,259	$6,925	$5	$143,575
Charge-offs	1,841	1,785	3,420	2,487	1,973	-	11,506
Recoveries	569	802	96	501	390	3	2,361
Net Charge-offs	1,272	983	3,324	1,986	1,583	(3)	9,145
Provision	1,508	1,834	4,697	4,142	1,923	(4)	14,100
Ending balance	$11,791	$25,220	$71,835	$32,415	$7,265	$4	$148,530

Composition Of The Allowance For Loan Losses

	March 31, 2012
	Commercial, financial and agricultural	Commercial real estate	Construction real estate	Residential real estate	Consumer	Leases	Total
(In thousands)
Allowance for loan losses:
Ending allowance balance attributed to loans:
Individually evaluated for impairment	$4,704	$1,506	$2,096	$1,199	$-	$-	$ 9,505
Collectively evaluated for impairment	13,624	10,500	7,651	12,669	5,809	-	50,253
Total ending allowance balance	$18,328	$12,006	$9,747	$13,868	$5,809	$-	$59,758
Loan balance:
Loans individually evaluated for impairment	$40,210	$43,265	$52,046	$43,752	$20	$-	$179,293
Loans collectively evaluated for impairment	712,182	1,045,083	151,769	1,623,947	610,160	1,949	4,145,090
Total ending loan balance	$752,392	$1,088,348	$203,815	$ 1,667,699	$610,180	$ 1,949	$ 4,324,383
Allowance for loan losses as a percentage of loan balance:
Loans individually evaluated for impairment	11.70%	3.48%	4.03%	2.74%	-%	-%	5.30%
Loans collectively evaluated for impairment	1.91%	1.00%	5.04%	0.78%	0.95%	-%	1.21%
Total ending loan balance	2.44%	1.10%	4.78%	0.83%	0.95%	-%	1.38%
Recorded investment:
Loans individually evaluated for impairment	$40,241	$43,305	$52,106	$43,752	$20	$-	$179,424
Loans collectively evaluated for impairment	715,590	1,048,838	152,282	1,627,708	612,740	2,001	4,159,159
Total ending loan balance	$755,831	$1,092,143	$204,388	$ 1,671,460	$612,760	$ 2,001	$ 4,338,583

	December 31, 2011
(In thousands)	Commercial, financial and agricultural	Commercial real estate	Construction real estate	Residential real estate	Consumer	Leases	Total
Allowance for loan losses:
Ending allowance balance attributed to loans:
Individually evaluated for impairment	$5,819	$4,431	$3,414	$2,271	$-	$-	$15,935
Collectively evaluated for impairment	11,131	11,108	11,019	13,421	5,830	-	52,509
Total ending allowance balance	$16,950	$15,539	$14,433	$15,692	$5,830	$-	$68,444
Loan balance:
Loans individually evaluated for impairment	$40,621	$51,978	$50,240	$44,276	$20	$-	$187,135
Loans collectively evaluated for impairment	703,176	1,056,596	167,306	1,584,342	616,485	2,059	4,129,964
Total ending loan balance	$743,797	$1,108,574	$217,546	$1,628,618	$616,505	$2,059	$4,317,099
Allowance for loan losses as a percentage of loan balance:
Loans individually evaluated for impairment	14.33%	8.52%	6.80%	5.13%	-%	-%	8.52%
Loans collectively evaluated for impairment	1.58%	1.05%	6.59%	0.85%	0.95%	-%	1.27%
Total ending loan balance	2.28%	1.40%	6.63%	0.96%	0.95%	-%	1.59%
Recorded investment:
Loans individually evaluated for impairment	$40,621	$51,978	$50,240	$44,276	$20	$-	$187,135
Loans collectively evaluated for impairment	706,297	1,060,831	167,856	1,588,147	619,415	2,102	4,144,648
Total ending loan balance	$746,918	$1,112,809	$218,096	$1,632,423	$619,435	$2,102	$4,331,783