XML 81 R53.htm IDEA: XBRL DOCUMENT v2.4.0.6
Capital Ratios (Tables)
 12 Months Ended
Dec. 31, 2011
Capital Ratios [Abstract]  
Capital Ratios For Park And Each Subsidiary
    2011     2010  
    Tier 1
Risk-Based		     Total
Risk-Based		     Leverage     Tier 1
Risk-Based		     Total
Risk-Based		     Leverage  
Park National Bank     9.52 %     11.46 %     6.58 %     9.43 %     11.38 %     6.68 %
Vision Bank     23.42 %     24.72 %     15.89 %     11.75 %     13.12 %     9.12 %
Park     14.15 %     16.65 %     9.81 %     13.24 %     15.71 %     9.54 %
Various Measures Of Capital For Park And Each Of PNB And VB

 

    To Be
Adequately Capitalized		     To Be Well Capitalized  
(In thousands)   Actual Amount     Ratio     Amount     Ratio     Amount     Ratio  
At December 31, 2011                                    
Total Risk-Based Capital
(to risk-weighted assets)		                                    
PNB   $ 498,367       11.46 %   $ 347,972       8.00 %   $ 434,965       10.00 %
VB (1)     115,637       24.72 %     37,427       8.00 %     46,784       10.00 %
Park     812,286       16.65 %     390,270       8.00 %     487,837       10.00 %
Tier 1 Risk-Based Capital
(to risk-weighted assets)		                                                
PNB   $ 413,870       9.52 %   $ 173,986       4.00 %   $ 260,979       6.00 %
VB     109,566       23.42 %     18,714       4.00 %     28,071       6.00 %
Park     690,419       14.15 %     195,135       4.00 %     292,702       6.00 %
Leverage Ratio
(to average total assets)		                                                
PNB   $ 413,870       6.58 %   $ 251,691       4.00 %   $ 314,614       5.00 %
VB (1)     109,566       15.89 %     27,588       4.00 %     34,485       5.00 %
Park     690,419       9.81 %     281,506       4.00 %     351,882       5.00 %
                                                 
At December 31, 2010                                                
Total Risk-Based Capital
(to risk-weighted assets)		                                                
PNB   $ 495,668       11.38 %   $ 348,452       8.00 %   $ 435,565       10.00 %
VB (Restated) (1)(2)     80,305       13.12 %     48,966       8.00 %     61,208       10.00 %
Park (Restated)     786,214       15.71 %     400,307       8.00 %     500,384       10.00 %
Tier 1 Risk-Based Capital
(to risk-weighted assets)		                                                
PNB   $ 410,879       9.43 %   $ 174,226       4.00 %   $ 261,339       6.00 %
VB (Restated)     71,897       11.75 %     24,483       4.00 %     36,725       6.00 %
Park (Restated)     662,390       13.24 %     200,154       4.00 %     300,230       6.00 %
Leverage Ratio
(to average total assets)		                                                
PNB   $ 410,879       6.68 %   $ 246,084       4.00 %   $ 307,605       5.00 %
VB (Restated) (1)(2)     71,897       9.12 %     31,520       4.00 %     39,400       5.00 %
Park (Restated)     662,390       9.54 %     277,817       4.00 %     347,271       5.00 %

 

(1) Park management had agreed to maintain Vision Bank's total risk-based capital at 16.00% and the leverage ratio at 12.00%.
(2) As a result of the financial statement restatement for the year ended December 31, 2010, Vision Bank's December 31, 2010 total risk-based capital ratio declined from 19.55% to 13.12% and its leverage ratio declined from 14.05% to 9.12%.