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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2011
Allowance For Loan Losses [Abstract]  
Allowance Calculation At The Segment Level And Adjusted Beginning Balance For The Allowance For Credit Losses
    Year ended December 31, 2011  
    Commercial, financial and agricultural     Commercial real estate     Construction real estate     Residential real estate     Consumer     Leases     Total  
(In thousands)                                          
                                           
Allowance for credit losses:                                          
Beginning balance   $ 11,555     $ 24,369     $ 70,462     $ 30,259     $ 6,925     $ 5     $ 143,575  
     Transfer of loans at fair value     2       150       63       4       -       -       219  

     Transfer of allowance to held

           for sale (1)

     1,184       4,327       1,998       5,450       141       -       13,100  
     Charge-offs     18,350       23,063       64,166       20,691       7,612       -       133,882  
  Recoveries     1,402       1,825       1,463       1,719       2,385       4       8,798  
       Net Charge-offs     16,948       21,238       62,703       18,972       5,227       (4 )     125,084  
     Provision     23,529       16,885       8,735       9,859       4,273       (9 )     63,272  
Ending balance   $ 16,950     $ 15,539     $ 14,433     $ 15,692     $ 5,830     $ -     $ 68,444  

 

(1) Transfer of allowance to held for sale was allocated on a pro-rata basis based on the outstanding balance of the loans held for sale.
Activity In The Allowance For Loan Losses
(In thousands)   2010     2009  
Average loans   $ 4,642,478     $ 4,594,436  
Allowance for loan losses:                
Beginning balance   $ 116,717     $ 100,088  
Charge-offs:                
Commercial, financial and agricultural     8,484       10,047  
Commercial real estate     7,748       5,662  
Construction real estate     23,308       21,956  
Residential real estate     18,401       11,765  
Consumer     8,373       9,583  
Lease financing     -       9  
Total charge-offs     66,314       59,022  
Recoveries:                
Commercial, financial and agricultural     1,237       1,010  
Commercial real estate     850       771  
Construction real estate     813       1,322  
Residential real estate     1,429       1,723  
Consumer     1,763       2,001  
Lease financing     -       3  
Total recoveries     6,092       6,830  
Net charge-offs     60,222       52,192  
Provision for loan losses     87,080       68,821  
Ending balance   $ 143,575     $ 116,717  
Ratio of net charge-offs to average loans     1.30 %     1.14 %
Ratio of allowance for loan losses to end of period loans     3.03 %     2.52 %
Composition Of The Allowance For Loan Losses

 

    December 31, 2011  
(In thousands)   Commercial, financial and agricultural     Commercial real estate     Construction real estate     Residential real estate     Consumer     Leases     Total  
                                           
Allowance for loan losses:                                          
   Ending allowance balance attributed to loans                                          
      Individually evaluated for impairment   $ 5,819     $ 4,431     $ 3,414     $ 2,271     $ -     $ -     $ 15,935  
      Collectively evaluated for impairment     11,131       11,108       11,019       13,421       5,830       -       52,509  
    Total ending allowance balance   $ 16,950     $ 15,539     $ 14,433     $ 15,692     $ 5,830     $ -     $ 68,444  
                                                         
Loan Balance:                                                        
    Loans individually evaluated for impairment   $ 40,621     $ 51,978     $ 50,240     $ 44,276     $ 20     $ -     $ 187,135  
    Loans collectively evaluated for impairment     703,176       1,056,596       167,306       1,584,342       616,485       2,059       4,129,964  
Total ending loan balance   $ 743,797     $ 1,108,574     $ 217,546     $ 1,628,618     $ 616,505     $ 2,059     $ 4,317,099  
                                                         
Allowance for loan losses as a percentage of loan balance:                                                        
    Loans individually evaluated for impairment     14.33 %     8.52 %     6.80 %     5.13 %     - %     - %     8.52 %
    Loans collectively evaluated for impairment     1.58 %     1.05 %     6.59 %     0.85 %     0.95 %     - %     1.27 %
Total ending loan balance     2.28 %     1.40 %     6.63 %     0.96 %     0.95 %     - %     1.59 %
                                                         
Recorded Investment:                                                        
    Loans individually evaluated for impairment   $ 40,621     $ 51,978     $ 50,240     $ 44,276     $ 20     $ -     $ 187,135  
    Loans collectively evaluated for impairment     706,297       1,060,831       167,856       1,588,147       619,415       2,102       4,144,648  
Total ending loan balance   $ 746,918     $ 1,112,809     $ 218,096     $ 1,632,423     $ 619,435     $ 2,102     $ 4,331,783  

    December 31, 2010  
(In thousands)   Commercial,
financial and
agricultural		     Commercial
real estate		     Construction
real estate		     Residential
real estate		     Consumer     Leases     Total  
                                           
Allowance for loan losses:                                                        
Ending allowance balance attributed to loans                                                        
Individually evaluated for impairment   $ 3,028     $ 12,652     $ 45,312     $ 5,912     $ -     $ -     $ 66,904  
Collectively evaluated for impairment     8,527       11,717       25,150       24,347       6,925       5       76,671  
Total ending allowance balance   $ 11,555     $ 24,369     $ 70,462     $ 30,259     $ 6,925     $ 5     $ 143,575  
                                                         
Loan Balance:                                                        
Loans individually evaluated for impairment   $ 19,205     $ 57,930     $ 113,571     $ 60,227     $ -     $ -     $ 250,933  
Loans collectively evaluated for impairment     718,697       1,168,686       292,909       1,631,982       666,871       2,607       4,481,752  
Total ending loan balance   $ 737,902     $ 1,226,616     $ 406,480     $ 1,692,209     $ 666,871     $ 2,607     $ 4,732,685  
                                                         
Allowance for loan losses as a percentage of loan balance:                                                        
Loans individually evaluated for impairment     15.77 %     21.84 %     39.90 %     9.82 %     -       -       26.66 %
Loans collectively evaluated for impairment     1.19 %     1.00 %     8.59 %     1.49 %     1.04 %     0.19 %     1.71 %
Total ending loan balance     1.57 %     1.99 %     17.33 %     1.79 %     1.04 %     0.19 %     3.03 %
                                                         
Recorded Investment:                                                        
Loans individually evaluated for impairment   $ 19,205     $ 57,930     $ 113,571     $ 60,227     $ -     $ -     $ 250,933  
Loans collectively evaluated for impairment     721,583       1,173,490       293,962       1,637,443       670,116       2,663       4,499,257  
Total ending loan balance   $ 740,788     $ 1,231,420     $ 407,533     $ 1,697,670     $ 670,116     $ 2,663     $ 4,750,190