The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIA Group Ltd Sponsored ADR Com 001317205 344 8,159 SH   SOLE   3,761 0 4,398
AT&T Inc Com 00206R102 6,544 276,951 SH   SOLE   274,450 0 2,501
AT&T Inc Com 00206R102 713 30,182 SH   DFND   29,862 0 320
Abbott Laboratories Com 002824100 44,517 376,114 SH   SOLE   374,340 0 1,774
Abbott Laboratories Com 002824100 698 5,896 SH   DFND   5,846 0 50
AbbVie Inc Com 00287Y109 11,718 72,283 SH   SOLE   71,183 0 1,100
AbbVie Inc Com 00287Y109 997 6,151 SH   DFND   5,883 0 268
Adobe Inc Com 00724F101 5,015 11,006 SH   SOLE   11,006 0 0
Adobe Inc Com 00724F101 75 165 SH   DFND   165 0 0
Advanced Micro Devices Inc Com 007903107 178 1,630 SH   SOLE   1,630 0 0
Advanced Micro Devices Inc Com 007903107 77 700 SH   DFND   700 0 0
Agilent Technologies Inc Com 00846U101 341 2,580 SH   SOLE   2,580 0 0
Air Products & Chemicals Inc Com 009158106 12,226 48,923 SH   SOLE   48,630 0 293
Air Products & Chemicals Inc Com 009158106 320 1,281 SH   DFND   1,106 0 175
Allstate Corp Com 020002101 1,126 8,130 SH   SOLE   8,130 0 0
Alphabet Inc Class C Com 02079K107 1,832 656 SH   SOLE   656 0 0
Alphabet Inc Class C Com 02079K107 87 31 SH   DFND   31 0 0
Alphabet Inc Class A Com 02079K305 54,712 19,671 SH   SOLE   19,519 0 152
Alphabet Inc Class A Com 02079K305 353 127 SH   DFND   127 0 0
Altria Group Inc Com 02209S103 915 17,519 SH   SOLE   17,519 0 0
Altria Group Inc Com 02209S103 61 1,165 SH   DFND   1,165 0 0
Amadeus IT Group SA Unsponsore Com 02263T104 304 4,624 SH   SOLE   2,894 0 1,730
Amazon.com Inc Com 023135106 19,305 5,922 SH   SOLE   5,843 0 79
Amazon.com Inc Com 023135106 183 56 SH   DFND   56 0 0
Ambev SA Sponsored ADR Com 02319V103 44 13,702 SH   SOLE   13,702 0 0
American Electric Power Co Com 025537101 1,345 13,479 SH   SOLE   13,479 0 0
American Express Co Com 025816109 3,458 18,491 SH   SOLE   18,491 0 0
American Express Co Com 025816109 938 5,016 SH   DFND   5,016 0 0
American Tower Corporation REI Com 03027X100 10,546 41,978 SH   SOLE   41,637 0 341
American Tower Corporation REI Com 03027X100 42 166 SH   DFND   166 0 0
AmerisourceBergen Corp Com 03073E105 5,334 34,478 SH   SOLE   34,077 0 401
AmerisourceBergen Corp Com 03073E105 14 93 SH   DFND   93 0 0
Ameriprise Financial Inc Com 03076C106 31 103 SH   SOLE   103 0 0
Ameriprise Financial Inc Com 03076C106 263 874 SH   DFND   874 0 0
Amgen Inc Com 031162100 546 2,259 SH   SOLE   2,259 0 0
Amgen Inc Com 031162100 190 785 SH   DFND   785 0 0
Analog Devices Inc Com 032654105 24,579 148,802 SH   SOLE   147,710 0 1,092
Analog Devices Inc Com 032654105 276 1,670 SH   DFND   1,670 0 0
Anthem Inc Com 036752103 566 1,153 SH   SOLE   1,153 0 0
Apple Inc Com 037833100 136,177 779,894 SH   SOLE   770,784 0 9,110
Apple Inc Com 037833100 3,532 20,229 SH   DFND   20,149 0 80
AstraZeneca PLC Sponsored ADR Com 046353108 6,322 95,300 SH   SOLE   94,275 0 1,025
AstraZeneca PLC Sponsored ADR Com 046353108 44 670 SH   DFND   670 0 0
Automatic Data Processing Inc Com 053015103 13,476 59,223 SH   SOLE   58,863 0 360
Automatic Data Processing Inc Com 053015103 342 1,501 SH   DFND   1,501 0 0
BP PLC Sponsored ADR Com 055622104 181 6,161 SH   SOLE   6,136 0 25
BP PLC Sponsored ADR Com 055622104 19 660 SH   DFND   660 0 0
Ball Corp Com 058498106 322 3,575 SH   SOLE   3,575 0 0
Bank of America Corp Com 060505104 8,160 197,951 SH   SOLE   196,304 0 1,647
Bank of America Corp Com 060505104 237 5,747 SH   DFND   5,747 0 0
Bank of Montreal Com 063671101 305 2,585 SH   SOLE   2,585 0 0
Bank of New York Mellon Corp Com 064058100 2,625 52,894 SH   SOLE   52,894 0 0
Bank of New York Mellon Corp Com 064058100 114 2,290 SH   DFND   1,500 0 790
Baxter International Inc Com 071813109 672 8,666 SH   SOLE   8,666 0 0
Berkshire Hathaway Inc Class A Com 084670108 15,339 29 SH   SOLE   29 0 0
Berkshire Hathaway Inc Class B Com 084670702 2,635 7,467 SH   SOLE   7,367 0 100
Berkshire Hathaway Inc Class B Com 084670702 318 900 SH   DFND   900 0 0
BlackRock Inc Com 09247X101 25,150 32,912 SH   SOLE   32,652 0 260
BlackRock Inc Com 09247X101 188 246 SH   DFND   246 0 0
Blackstone Inc Com 09260D107 163 1,285 SH   SOLE   1,285 0 0
Blackstone Inc Com 09260D107 63 500 SH   DFND   500 0 0
Boeing Company (The) Com 097023105 929 4,852 SH   SOLE   4,627 0 225
Boeing Company (The) Com 097023105 73 382 SH   DFND   382 0 0
Nichols Trucking Company Com 10283000V 1,028 16,240 SH   SOLE   16,240 0 0
Bristol-Myers Squibb Company Com 110122108 1,980 27,117 SH   SOLE   27,117 0 0
Bristol-Myers Squibb Company Com 110122108 252 3,454 SH   DFND   3,454 0 0
Broadcom Inc Com 11135F101 1,927 3,060 SH   SOLE   3,060 0 0
Broadcom Inc Com 11135F101 229 364 SH   DFND   364 0 0
Brown & Brown Inc Com 115236101 5,257 72,745 SH   SOLE   72,745 0 0
Cigna Corporation (New) Com 125523100 1,269 5,298 SH   SOLE   5,298 0 0
CME Group Inc Com 12572Q105 2,020 8,492 SH   SOLE   8,450 0 42
CME Group Inc Com 12572Q105 31 131 SH   DFND   131 0 0
CSL Limited Sponsored ADR Com 12637N204 365 3,629 SH   SOLE   1,852 0 1,777
CSX Corporation Com 126408103 33,341 890,286 SH   SOLE   884,257 0 6,029
CSX Corporation Com 126408103 113 3,019 SH   DFND   3,019 0 0
CVS Health Corporation Com 126650100 19,040 188,127 SH   SOLE   186,887 0 1,240
CVS Health Corporation Com 126650100 306 3,028 SH   DFND   2,838 0 190
CaixaBank Unsponsored ADR Com 12803K109 92 80,695 SH   SOLE   80,695 0 0
Canadian Pacific Railway Ltd Com 13645T100 645 7,818 SH   SOLE   5,173 0 2,645
Caterpillar Inc Com 149123101 1,799 8,076 SH   SOLE   7,946 0 130
Caterpillar Inc Com 149123101 203 910 SH   DFND   910 0 0
Chevron Corp Com 166764100 37,397 229,672 SH   SOLE   227,953 0 1,719
Chevron Corp Com 166764100 1,535 9,425 SH   DFND   9,425 0 0
Chipotle Mexican Grill Inc Com 169656105 13,629 8,615 SH   SOLE   8,562 0 53
Chipotle Mexican Grill Inc Com 169656105 41 26 SH   DFND   26 0 0
Cincinnati Financial Corporati Com 172062101 4,581 33,697 SH   SOLE   33,697 0 0
Cincinnati Financial Corporati Com 172062101 173 1,275 SH   DFND   975 0 300
Cisco Systems Inc Com 17275R102 26,090 467,901 SH   SOLE   465,744 0 2,157
Cisco Systems Inc Com 17275R102 555 9,959 SH   DFND   9,959 0 0
Cintas Corporation Com 172908105 4,057 9,537 SH   SOLE   9,537 0 0
Citigroup Inc (New) Com 172967424 184 3,455 SH   SOLE   3,455 0 0
Citigroup Inc (New) Com 172967424 43 800 SH   DFND   800 0 0
Civista Bancshares Inc Com 178867107 561 23,275 SH   SOLE   1,275 0 22,000
Clorox Company Com 189054109 978 7,031 SH   SOLE   6,558 0 473
Clorox Company Com 189054109 297 2,134 SH   DFND   2,134 0 0
Coca-Cola Company Com 191216100 21,605 348,468 SH   SOLE   346,590 0 1,878
Coca-Cola Company Com 191216100 460 7,413 SH   DFND   7,413 0 0
Colgate-Palmolive Company Com 194162103 1,039 13,708 SH   SOLE   13,583 0 125
Colgate-Palmolive Company Com 194162103 52 680 SH   DFND   680 0 0
Comcast Corporation Class A (N Com 20030N101 33,844 722,843 SH   SOLE   717,484 0 5,359
Comcast Corporation Class A (N Com 20030N101 213 4,548 SH   DFND   4,548 0 0
ConocoPhillips Com 20825C104 22,515 225,145 SH   SOLE   222,994 0 2,151
ConocoPhillips Com 20825C104 136 1,360 SH   DFND   1,360 0 0
Constellation Brands Inc Class Com 21036P108 532 2,311 SH   SOLE   2,311 0 0
Corning Inc Com 219350105 1,085 29,409 SH   SOLE   29,409 0 0
Corning Inc Com 219350105 150 4,060 SH   DFND   3,195 0 865
Corteva Inc Com 22052L104 544 9,460 SH   SOLE   9,142 0 318
Corteva Inc Com 22052L104 9 159 SH   DFND   159 0 0
Costco Wholesale Corporation Com 22160K105 17,103 29,700 SH   SOLE   29,444 0 256
Costco Wholesale Corporation Com 22160K105 79 138 SH   DFND   138 0 0
Crown Castle International Cor Com 22822V101 253 1,368 SH   SOLE   1,368 0 0
DR Horton Inc Com 23331A109 15,302 205,369 SH   SOLE   203,268 0 2,101
DR Horton Inc Com 23331A109 166 2,234 SH   DFND   1,994 0 240
DTE Energy Company Com 233331107 223 1,684 SH   SOLE   1,684 0 0
DTE Energy Company Com 233331107 24 180 SH   DFND   180 0 0
Danaher Corporation Com 235851102 30,243 103,101 SH   SOLE   102,883 0 218
Danaher Corporation Com 235851102 166 565 SH   DFND   565 0 0
Deere & Company Com 244199105 22,331 53,750 SH   SOLE   53,147 0 603
Deere & Company Com 244199105 342 823 SH   DFND   823 0 0
Delta Air Lines Inc Com 247361702 1,434 36,250 SH   SOLE   36,250 0 0
Diageo PLC Sponsored ADR Com 25243Q205 203 999 SH   SOLE   999 0 0
OSB Bancorp Inc Com 253OSB253 578 3,197 SH   SOLE   3,197 0 0
Disney (Walt) Company Com 254687106 46,386 338,187 SH   SOLE   336,597 0 1,590
Disney (Walt) Company Com 254687106 430 3,134 SH   DFND   3,134 0 0
Discover Financial Services Com 254709108 604 5,481 SH   SOLE   5,481 0 0
Dollar General Corporation (Ne Com 256677105 6,047 27,163 SH   SOLE   26,761 0 402
Dollar General Corporation (Ne Com 256677105 45 201 SH   DFND   201 0 0
Dominion Energy Inc Com 25746U109 1,060 12,473 SH   SOLE   12,073 0 400
Dominion Energy Inc Com 25746U109 68 800 SH   DFND   800 0 0
Dow Inc Com 260557103 638 10,010 SH   SOLE   8,635 0 1,375
Dow Inc Com 260557103 7 117 SH   DFND   117 0 0
DSV A/S Unsponsored ADR Com 26251A108 288 2,965 SH   SOLE   1,574 0 1,391
Duke Energy Corporation (New) Com 26441C204 2,032 18,199 SH   SOLE   18,099 0 100
Duke Energy Corporation (New) Com 26441C204 442 3,957 SH   DFND   3,957 0 0
DuPont de Nemours Inc Com 26614N102 974 13,237 SH   SOLE   13,102 0 135
DuPont de Nemours Inc Com 26614N102 2 32 SH   DFND   32 0 0
Ecolab Inc Com 278865100 11,751 66,555 SH   SOLE   66,098 0 457
Ecolab Inc Com 278865100 40 229 SH   DFND   229 0 0
Emerson Electric Company Com 291011104 16,163 164,840 SH   SOLE   164,003 0 837
Emerson Electric Company Com 291011104 705 7,187 SH   DFND   7,187 0 0
Expeditors International of Wa Com 302130109 220 2,134 SH   SOLE   2,134 0 0
Experian PLC Sponsored ADR Com 30215C101 330 8,483 SH   SOLE   3,914 0 4,569
Exxon Mobil Corporation Com 30231G102 13,682 165,657 SH   SOLE   165,429 0 228
Exxon Mobil Corporation Com 30231G102 3,440 41,656 SH   DFND   41,656 0 0
Meta Platforms Inc Com 30303M102 15,456 69,507 SH   SOLE   69,350 0 157
Meta Platforms Inc Com 30303M102 197 887 SH   DFND   887 0 0
Fanhua Inc Sponsored ADR Com 30712A103 117 16,135 SH   SOLE   16,135 0 0
Fastenal Company Com 311900104 483 8,136 SH   SOLE   8,136 0 0
Fidelity National Information Com 31620M106 226 2,250 SH   SOLE   2,250 0 0
Fifth Third Bancorp Com 316773100 2,263 52,570 SH   SOLE   52,570 0 0
Fifth Third Bancorp Com 316773100 131 3,050 SH   DFND   3,050 0 0
First Merchants Corporation Com 320817109 2,125 51,070 SH   SOLE   51,070 0 0
First Trust Capital Strength E Com 33733E104 21,995 281,269 SH   SOLE   272,616 0 8,653
First Trust Capital Strength E Com 33733E104 414 5,300 SH   DFND   5,200 0 100
First Tr NASDAQ Clean Edge Gre Com 33733E500 1,453 22,492 SH   SOLE   22,492 0 0
First Tr NASDAQ Clean Edge Gre Com 33733E500 11 175 SH   DFND   175 0 0
First Trust Value Line Dividen Com 33734H106 17,999 425,507 SH   SOLE   406,831 0 18,676
First Trust Value Line Dividen Com 33734H106 192 4,542 SH   DFND   4,542 0 0
First Trust Large Cap Core Alp Com 33734K109 1,710 19,374 SH   SOLE   18,774 0 600
First Trust Large Cap Core Alp Com 33734K109 14 160 SH   DFND   160 0 0
First Trust Dow Jones Global S Com 33734X200 9,123 360,016 SH   SOLE   329,095 0 30,921
First Trust Dow Jones Global S Com 33734X200 164 6,476 SH   DFND   6,476 0 0
First Trust Small Cap Core Alp Com 33734Y109 4,216 46,037 SH   SOLE   40,530 0 5,507
First Trust Small Cap Core Alp Com 33734Y109 118 1,290 SH   DFND   1,290 0 0
First Trust Mid Cap Core Alpha Com 33735B108 2,775 28,286 SH   SOLE   23,028 0 5,258
First Trust Mid Cap Core Alpha Com 33735B108 47 480 SH   DFND   480 0 0
First Trust North Amer Energy Com 33738D101 4,595 165,929 SH   SOLE   157,869 0 8,060
First Trust North Amer Energy Com 33738D101 3 115 SH   DFND   115 0 0
First Trust Tactical High Yiel Com 33738D408 21,893 478,437 SH   SOLE   472,465 0 5,972
First Trust Tactical High Yiel Com 33738D408 396 8,651 SH   DFND   6,796 0 1,855
First Trust NASDAQ Tech Divide Com 33738R118 14,926 253,233 SH   SOLE   246,458 0 6,775
First Trust NASDAQ Tech Divide Com 33738R118 103 1,741 SH   DFND   1,216 0 525
First Trust NASDAQ Rising Div Com 33738R506 11,807 240,968 SH   SOLE   229,833 0 11,135
First Trust NASDAQ Rising Div Com 33738R506 89 1,812 SH   DFND   1,812 0 0
First Trust Preferred Securiti Com 33739E108 84,095 4,421,399 SH   SOLE   4,386,308 0 35,091
First Trust Preferred Securiti Com 33739E108 1,455 76,510 SH   DFND   72,010 0 4,500
First Trust Enhanced Short Mat Com 33739Q408 21,012 352,967 SH   SOLE   349,881 0 3,086
First Trust Enhanced Short Mat Com 33739Q408 321 5,387 SH   DFND   4,112 0 1,275
FlexShares MS US Market Factor Com 33939L100 1,075 6,171 SH   SOLE   6,004 0 167
FlexShares MS Emerging Mkts Fa Com 33939L308 599 10,747 SH   SOLE   10,468 0 279
FlexShares Morningstar Glbl Up Com 33939L407 3,742 79,912 SH   SOLE   79,470 0 442
FlexShares iBoxx 3-Year Target Com 33939L506 1,609 62,085 SH   SOLE   61,937 0 148
FlexShares Core Select Bond ET Com 33939L670 4,022 165,193 SH   SOLE   163,364 0 1,829
FlexShares US Quality Large Ca Com 33939L746 1,901 38,006 SH   SOLE   36,762 0 1,244
FlexShares Global Quality Real Com 33939L787 1,227 17,458 SH   SOLE   17,369 0 89
FlexShares STOXX Global Broad Com 33939L795 1,205 20,991 SH   SOLE   20,890 0 101
FlexShares Morn Dev Mkts ex-US Com 33939L803 1,224 17,985 SH   SOLE   17,437 0 548
Perry-Sycamore LP- Spcl LP Int Com 340387895 387 53 SH   SOLE   53 0 0
Ford Motor Company Com 345370860 9,818 580,593 SH   SOLE   575,485 0 5,108
Ford Motor Company Com 345370860 72 4,244 SH   DFND   4,244 0 0
Franklin Resources Inc Com 354613101 676 24,227 SH   SOLE   24,227 0 0
Arthur J Gallagher & Co Com 363576109 553 3,166 SH   SOLE   3,166 0 0
General Dynamics Corporation Com 369550108 6,870 28,487 SH   SOLE   28,407 0 80
General Dynamics Corporation Com 369550108 46 190 SH   DFND   190 0 0
General Electric Company (New) Com 369604301 5,022 54,884 SH   SOLE   54,884 0 0
General Electric Company (New) Com 369604301 73 803 SH   DFND   623 0 180
General Motors Company Com 37045V100 408 9,317 SH   SOLE   9,317 0 0
General Motors Company Com 37045V100 74 1,700 SH   DFND   1,700 0 0
Genuine Parts Company Com 372460105 7,242 57,468 SH   SOLE   57,468 0 0
Genuine Parts Company Com 372460105 313 2,485 SH   DFND   2,485 0 0
Gilead Sciences Inc Com 375558103 202 3,391 SH   SOLE   3,391 0 0
Gilead Sciences Inc Com 375558103 12 200 SH   DFND   200 0 0
GlaxoSmithKline PLC Sponsored Com 37733W105 890 20,441 SH   SOLE   20,441 0 0
Gorman-Rupp Company Com 383082104 2,737 76,276 SH   SOLE   76,276 0 0
Byrne Warehousing Inc Com 394939500 1,361 77 SH   DFND   77 0 0
HCA Healthcare Inc Com 40412C101 6,519 26,012 SH   SOLE   25,782 0 230
HCA Healthcare Inc Com 40412C101 16 63 SH   DFND   63 0 0
Halliburton Company Com 406216101 5,507 145,425 SH   SOLE   143,902 0 1,523
Halliburton Company Com 406216101 15 389 SH   DFND   389 0 0
Home Depot Inc Com 437076102 16,281 54,392 SH   SOLE   54,052 0 340
Home Depot Inc Com 437076102 832 2,780 SH   DFND   2,780 0 0
Home Loan Financial Corp (New) Com 437183205 254 7,585 SH   SOLE   7,585 0 0
Honeywell International Inc Com 438516106 6,936 35,644 SH   SOLE   35,502 0 142
Honeywell International Inc Com 438516106 74 379 SH   DFND   379 0 0
Huntington Bancshares Inc Com 446150104 3,431 234,647 SH   SOLE   234,647 0 0
Illinois Tool Works Inc Com 452308109 2,398 11,450 SH   SOLE   11,145 0 305
Illinois Tool Works Inc Com 452308109 26 125 SH   DFND   125 0 0
Intel Corporation Com 458140100 17,646 356,047 SH   SOLE   354,654 0 1,393
Intel Corporation Com 458140100 780 15,732 SH   DFND   15,012 0 720
Intercontinental Exchange Inc Com 45866F104 22,854 172,976 SH   SOLE   172,202 0 774
Intercontinental Exchange Inc Com 45866F104 123 929 SH   DFND   929 0 0
International Business Machine Com 459200101 2,132 16,395 SH   SOLE   16,349 0 46
International Business Machine Com 459200101 174 1,335 SH   DFND   1,335 0 0
International Flavors & Fragra Com 459506101 15 115 SH   SOLE   115 0 0
International Flavors & Fragra Com 459506101 219 1,669 SH   DFND   1,669 0 0
Invesco QQQ Trust Series 1 Com 46090E103 828 2,285 SH   SOLE   2,285 0 0
Intuitive Surgical Inc Com 46120E602 751 2,489 SH   SOLE   2,489 0 0
Iron Mountain Inc (New) Com 46284V101 216 3,905 SH   SOLE   3,905 0 0
iShares Select Dividend ETF Com 464287168 2,638 20,585 SH   SOLE   20,585 0 0
iShares Select Dividend ETF Com 464287168 36 280 SH   DFND   280 0 0
iShares Core S&P 500 ETF Com 464287200 10,086 22,230 SH   SOLE   22,230 0 0
iShares MSCI EAFE ETF Com 464287465 465 6,313 SH   SOLE   6,313 0 0
iShares MSCI EAFE ETF Com 464287465 279 3,785 SH   DFND   3,785 0 0
iShares U.S. Technology ETF Com 464287721 1,047 10,161 SH   SOLE   9,561 0 600
iShares U.S. Healthcare ETF Com 464287762 578 2,000 SH   SOLE   2,000 0 0
JPMorgan Chase & Co Com 46625H100 58,740 430,895 SH   SOLE   428,871 0 2,024
JPMorgan Chase & Co Com 46625H100 8,729 64,033 SH   DFND   63,933 0 100
Johnson & Johnson Com 478160104 48,939 276,134 SH   SOLE   274,443 0 1,691
Johnson & Johnson Com 478160104 1,967 11,099 SH   DFND   11,099 0 0
KeyCorp Com 493267108 356 15,921 SH   SOLE   15,921 0 0
KeyCorp Com 493267108 67 3,000 SH   DFND   0 0 3,000
Kimberly-Clark Corporation Com 494368103 557 4,524 SH   SOLE   3,999 0 525
Kimberly-Clark Corporation Com 494368103 74 600 SH   DFND   600 0 0
Kroger Co Com 501044101 436 7,600 SH   SOLE   7,600 0 0
LVMH-Moet Hennessy Louis Vuitt Com 502441306 332 2,294 SH   SOLE   1,224 0 1,070
Lancaster Colony Corporation Com 513847103 1,770 11,869 SH   SOLE   11,869 0 0
Estee Lauder Companies Inc Cla Com 518439104 9,687 35,572 SH   SOLE   35,355 0 217
Estee Lauder Companies Inc Cla Com 518439104 27 98 SH   DFND   98 0 0
Lilly (Eli) & Company Com 532457108 3,307 11,549 SH   SOLE   10,930 0 619
Lilly (Eli) & Company Com 532457108 759 2,652 SH   DFND   2,277 0 375
Lincoln Electric Holdings Inc Com 533900106 231 1,675 SH   SOLE   1,675 0 0
Lockheed Martin Corporation Com 539830109 855 1,936 SH   SOLE   1,936 0 0
Lockheed Martin Corporation Com 539830109 162 368 SH   DFND   368 0 0
Logan Clay Products Company Com 540601101 201 847 SH   SOLE   847 0 0
Lonza Group AG Unsponsored ADR Com 54338V101 269 3,679 SH   SOLE   1,697 0 1,982
Lowe's Companies Inc Com 548661107 2,151 10,640 SH   SOLE   10,640 0 0
Lululemon Athletica Inc Com 550021109 270 739 SH   SOLE   341 0 398
MSA Safety Inc Com 553498106 295 2,226 SH   SOLE   2,226 0 0
Mechanics Financial Corp Com 563000991 1,878 1,505 SH   SOLE   1,505 0 0
Manulife Financial Corporation Com 56501R106 233 10,890 SH   SOLE   10,890 0 0
Marathon Petroleum Corporation Com 56585A102 1,072 12,538 SH   SOLE   12,538 0 0
Marathon Petroleum Corporation Com 56585A102 105 1,225 SH   DFND   1,225 0 0
Mastercard Inc Class A Com 57636Q104 410 1,146 SH   SOLE   1,146 0 0
Mastercard Inc Class A Com 57636Q104 18 50 SH   DFND   50 0 0
McDonald's Corporation Com 580135101 22,344 90,359 SH   SOLE   89,626 0 733
McDonald's Corporation Com 580135101 335 1,355 SH   DFND   1,355 0 0
McKesson Corporation Com 58155Q103 5,578 18,222 SH   SOLE   18,011 0 211
McKesson Corporation Com 58155Q103 35 114 SH   DFND   114 0 0
Merck & Company Inc (New) Com 58933Y105 8,824 107,540 SH   SOLE   106,753 0 787
Merck & Company Inc (New) Com 58933Y105 334 4,071 SH   DFND   3,471 0 600
Mettler-Toledo International I Com 592688105 262 191 SH   SOLE   89 0 102
Microsoft Corporation Com 594918104 128,195 415,799 SH   SOLE   413,189 0 2,610
Microsoft Corporation Com 594918104 2,471 8,016 SH   DFND   8,016 0 0
Microchip Technology Inc Com 595017104 316 4,200 SH   SOLE   4,200 0 0
Micron Technology Inc Com 595112103 192 2,467 SH   SOLE   2,467 0 0
Micron Technology Inc Com 595112103 109 1,400 SH   DFND   1,400 0 0
Mondelez International Inc Cla Com 609207105 285 4,540 SH   SOLE   4,540 0 0
Mondelez International Inc Cla Com 609207105 63 1,000 SH   DFND   1,000 0 0
Morgan Stanley Com 617446448 325 3,716 SH   SOLE   3,716 0 0
Ruch Corp Com 6248RUCHC 2,464 76 SH   DFND   76 0 0
Nestle S A Sponsored ADR Com 641069406 990 7,577 SH   SOLE   6,484 0 1,093
NextEra Energy Inc Com 65339F101 26,869 317,190 SH   SOLE   315,632 0 1,558
NextEra Energy Inc Com 65339F101 774 9,142 SH   DFND   9,142 0 0
Nike Inc Class B Com 654106103 35,257 262,020 SH   SOLE   260,743 0 1,277
Nike Inc Class B Com 654106103 206 1,533 SH   DFND   1,533 0 0
NiSource Inc Com 65473P105 311 9,776 SH   SOLE   9,776 0 0
NiSource Inc Com 65473P105 2 50 SH   DFND   50 0 0
Nokia Corp Sponsored ADR Com 654902204 66 12,085 SH   SOLE   12,085 0 0
Perry-Sycamore, LP Com 655438980 290 74 SH   SOLE   74 0 0
Norfolk Southern Corporation Com 655844108 1,315 4,610 SH   SOLE   4,610 0 0
Norfolk Southern Corporation Com 655844108 1,265 4,434 SH   DFND   4,434 0 0
Novartis AG Sponsored ADR Com 66987V109 2,265 25,815 SH   SOLE   25,815 0 0
Novartis AG Sponsored ADR Com 66987V109 138 1,570 SH   DFND   1,570 0 0
Novo-Nordisk A/S Sponsored ADR Com 670100205 206 1,857 SH   SOLE   857 0 1,000
Nucor Corporation Com 670346105 2,477 16,664 SH   SOLE   16,664 0 0
ONEOK Inc Com 682680103 215 3,045 SH   SOLE   3,045 0 0
Oracle Corporation Com 68389X105 1,850 22,362 SH   SOLE   22,262 0 100
Oracle Corporation Com 68389X105 25 300 SH   DFND   300 0 0
PNC Financial Services Group Com 693475105 26,737 144,956 SH   SOLE   144,078 0 878
PNC Financial Services Group Com 693475105 498 2,701 SH   DFND   2,701 0 0
PPG Industries Inc Com 693506107 342 2,611 SH   SOLE   2,611 0 0
PPG Industries Inc Com 693506107 157 1,198 SH   DFND   1,198 0 0
PACCAR Inc Com 693718108 881 10,006 SH   SOLE   10,006 0 0
Park National Corporation Com 700658107 162,653 1,238,034 SH   SOLE   1,232,547 0 5,487
Park National Corporation Com 700658107 23,520 179,025 SH   DFND   147,012 0 32,013
Paychex Inc Com 704326107 848 6,214 SH   SOLE   6,214 0 0
Paychex Inc Com 704326107 117 860 SH   DFND   860 0 0
Paypal Holdings Inc Com 70450Y103 17,140 148,203 SH   SOLE   146,805 0 1,398
Paypal Holdings Inc Com 70450Y103 68 584 SH   DFND   584 0 0
Peoples-Sidney Financial Corpo Com 712308204 399 34,137 SH   SOLE   34,137 0 0
PepsiCo Inc Com 713448108 26,766 159,909 SH   SOLE   158,393 0 1,516
PepsiCo Inc Com 713448108 601 3,592 SH   DFND   3,592 0 0
PerkinElmer Inc Com 714046109 358 2,050 SH   SOLE   2,050 0 0
Pfizer Inc Com 717081103 20,901 403,722 SH   SOLE   400,801 0 2,921
Pfizer Inc Com 717081103 754 14,560 SH   DFND   14,560 0 0
Philip Morris International In Com 718172109 658 7,008 SH   SOLE   7,008 0 0
Produced Water Absorbents Inc Com 722PROWTR 8 406,250 SH   SOLE   406,250 0 0
Sonora Drive Apartments INC Com 724049989 984 1 SH   SOLE   1 0 0
Procter & Gamble Company Com 742718109 37,424 244,924 SH   SOLE   243,384 0 1,540
Procter & Gamble Company Com 742718109 3,334 21,817 SH   DFND   21,417 0 400
Public Service Enterprise Grou Com 744573106 234 3,340 SH   SOLE   3,340 0 0
QUALCOMM Inc Com 747525103 22,046 144,259 SH   SOLE   143,105 0 1,154
QUALCOMM Inc Com 747525103 137 896 SH   DFND   896 0 0
RPM International Inc Com 749685103 2,111 25,924 SH   SOLE   25,924 0 0
Raytheon Technologies Corp Com 75513E101 627 6,329 SH   SOLE   6,204 0 125
Raytheon Technologies Corp Com 75513E101 46 463 SH   DFND   463 0 0
ResMed Inc Com 761152107 343 1,414 SH   SOLE   652 0 762
Community Bancshares Inc Com 762991271 387 4,000 SH   SOLE   4,000 0 0
Rio Tinto PLC Sponsored ADR Com 767204100 1,635 20,333 SH   SOLE   20,252 0 81
Rio Tinto PLC Sponsored ADR Com 767204100 23 290 SH   DFND   290 0 0
Roche Holdings Ltd Sponsored A Com 771195104 6,688 134,361 SH   SOLE   133,129 0 1,232
Roche Holdings Ltd Sponsored A Com 771195104 46 916 SH   DFND   916 0 0
Rolls-Royce Holdings PLC Spons Com 775781206 122 91,601 SH   SOLE   91,601 0 0
Shell PLC Sponsored ADR Com 780259305 1,695 30,852 SH   SOLE   30,852 0 0
Shell PLC Sponsored ADR Com 780259305 26 472 SH   DFND   472 0 0
S&P Global Inc Com 78409V104 21,029 51,267 SH   SOLE   50,897 0 370
S&P Global Inc Com 78409V104 65 158 SH   DFND   158 0 0
SPDR Gold Trust ETF Com 78463V107 477 2,641 SH   SOLE   2,641 0 0
SPDR Gold Trust ETF Com 78463V107 95 525 SH   DFND   525 0 0
SPDR S&P MidCap 400 ETF Com 78467Y107 703 1,434 SH   SOLE   1,434 0 0
Salesforce.com Inc Com 79466L302 480 2,263 SH   SOLE   2,263 0 0
Salesforce.com Inc Com 79466L302 85 400 SH   DFND   400 0 0
Muskingum Valley Bancshares Com 803991272 631 7,723 SH   SOLE   7,723 0 0
Schlumberger Limited Com 806857108 18,391 445,201 SH   SOLE   443,919 0 1,282
Schlumberger Limited Com 806857108 77 1,868 SH   DFND   1,868 0 0
Schwab (Charles) Corporation Com 808513105 10,191 120,870 SH   SOLE   119,656 0 1,214
Schwab (Charles) Corporation Com 808513105 20 241 SH   DFND   241 0 0
Communitybanc, Inc Crooksville Com 808991277 458 12,510 SH   SOLE   12,510 0 0
Sherwin-Williams Company Com 824348106 9,657 38,688 SH   SOLE   38,435 0 253
Sherwin-Williams Company Com 824348106 36 143 SH   DFND   143 0 0
Sika AG Unsponsored ADR Com 82674R103 254 7,601 SH   SOLE   3,504 0 4,097
Smucker (J M) Co (New) Com 832696405 422 3,120 SH   SOLE   3,120 0 0
Smucker (J M) Co (New) Com 832696405 27 200 SH   DFND   0 0 200
Snap-on Incorporated Com 833034101 130 631 SH   SOLE   431 0 200
Snap-on Incorporated Com 833034101 91 443 SH   DFND   343 0 100
Southern Company Com 842587107 825 11,380 SH   SOLE   11,380 0 0
Southern Company Com 842587107 69 948 SH   DFND   948 0 0
Stryker Corporation Com 863667101 10,838 40,540 SH   SOLE   40,321 0 219
Stryker Corporation Com 863667101 1,527 5,712 SH   DFND   5,712 0 0
Sysco Corporation Com 871829107 1,145 14,026 SH   SOLE   14,026 0 0
Sysco Corporation Com 871829107 205 2,509 SH   DFND   2,509 0 0
TJX Companies Inc Com 872540109 13,035 215,164 SH   SOLE   213,860 0 1,304
TJX Companies Inc Com 872540109 45 737 SH   DFND   737 0 0
T-Mobile US Inc Com 872590104 68 528 SH   SOLE   528 0 0
T-Mobile US Inc Com 872590104 312 2,432 SH   DFND   2,432 0 0
Taiwan Semiconductor Manufactu Com 874039100 220 2,108 SH   SOLE   1,285 0 823
Target Corporation Com 87612E106 51,229 241,397 SH   SOLE   240,176 0 1,221
Target Corporation Com 87612E106 610 2,876 SH   DFND   2,876 0 0
TC Energy Corporation Com 87807B107 529 9,375 SH   SOLE   9,375 0 0
Tesla Inc Com 88160R101 200 186 SH   SOLE   186 0 0
Texas Instruments Inc Com 882508104 5,591 30,473 SH   SOLE   30,473 0 0
Texas Instruments Inc Com 882508104 3 18 SH   DFND   18 0 0
3M Company Com 88579Y101 19,259 129,360 SH   SOLE   128,978 0 382
3M Company Com 88579Y101 416 2,791 SH   DFND   2,791 0 0
Tractor Supply Company Com 892356106 522 2,237 SH   SOLE   2,237 0 0
Travelers Companies Inc Com 89417E109 575 3,146 SH   SOLE   3,130 0 16
Trimble Inc Com 896239100 505 7,000 SH   SOLE   5,000 0 2,000
Trinity Bank NA (TX) Com 89641T104 781 9,500 SH   SOLE   9,500 0 0
Tyson Foods Inc Class A Com 902494103 10,516 117,328 SH   SOLE   116,629 0 699
Tyson Foods Inc Class A Com 902494103 35 393 SH   DFND   393 0 0
US Bancorp (DE) Com 902973304 5,910 111,198 SH   SOLE   111,198 0 0
UniCredit S.p.A. Unsponsored A Com 904678406 102 18,609 SH   SOLE   18,609 0 0
Union Pacific Corporation Com 907818108 5,711 20,902 SH   SOLE   20,827 0 75
Union Pacific Corporation Com 907818108 272 996 SH   DFND   996 0 0
United Parcel Service Inc Clas Com 911312106 4,592 21,414 SH   SOLE   21,414 0 0
United Parcel Service Inc Clas Com 911312106 650 3,030 SH   DFND   2,850 0 180
UnitedHealth Group Inc Com 91324P102 1,122 2,201 SH   SOLE   2,201 0 0
VanEck Vectors Gold Miners ETF Com 92189F106 1,672 43,601 SH   SOLE   43,601 0 0
Vanguard ESG US Stock ETF Com 921910733 132 1,622 SH   SOLE   1,622 0 0
Vanguard ESG US Stock ETF Com 921910733 81 995 SH   DFND   995 0 0
Vanguard Short-Term Bond ETF Com 921937827 522 6,695 SH   SOLE   6,695 0 0
Vanguard S&P 500 ETF (New) Com 922908363 1,226 2,953 SH   SOLE   2,953 0 0
Vanguard S&P 500 ETF (New) Com 922908363 1,193 2,873 SH   DFND   2,873 0 0
Vanguard Real Estate ETF Com 922908553 18,637 171,980 SH   SOLE   171,464 0 516
Vanguard Real Estate ETF Com 922908553 398 3,672 SH   DFND   3,672 0 0
Vanguard Extended Market ETF Com 922908652 292 1,762 SH   SOLE   1,762 0 0
Vanguard Extended Market ETF Com 922908652 668 4,030 SH   DFND   4,030 0 0
Verizon Communications Inc Com 92343V104 7,066 138,713 SH   SOLE   137,807 0 906
Verizon Communications Inc Com 92343V104 670 13,151 SH   DFND   12,731 0 420
Veritex Holdings Inc Com 923451108 377 9,875 SH   SOLE   9,875 0 0
Vernay Laboratories Inc Com 924315104 198 2,753 SH   SOLE   2,753 0 0
Vernay Laboratories Inc Com 924315104 14 200 SH   DFND   200 0 0
Visa Inc Class A Com 92826C839 38,213 172,311 SH   SOLE   171,132 0 1,179
Visa Inc Class A Com 92826C839 566 2,554 SH   DFND   2,479 0 75
WEC Energy Group Inc Com 92939U106 212 2,126 SH   SOLE   2,126 0 0
Walmart Inc Com 931142103 1,389 9,326 SH   SOLE   9,226 0 100
Walmart Inc Com 931142103 34 225 SH   DFND   225 0 0
K-L Investment Corporation Com 936784790 990 379 SH   SOLE   379 0 0
Waste Management Inc Com 94106L109 25,653 161,847 SH   SOLE   160,770 0 1,077
Waste Management Inc Com 94106L109 160 1,010 SH   DFND   1,010 0 0
Watsco Inc Com 942622200 294 965 SH   SOLE   965 0 0
Wells Fargo & Co (New) Com 949746101 288 5,953 SH   SOLE   5,953 0 0
Barclay Square Apartments, LD Com 961032475 220 2 SH   SOLE   2 0 0
WestRock Company Com 96145D105 294 6,253 SH   SOLE   6,253 0 0
Worthington Industries Inc Com 981811102 580 11,275 SH   SOLE   10,975 0 300
Yamana Gold Inc Com 98462Y100 243 43,602 SH   SOLE   43,602 0 0
Yum! Brands Inc Com 988498101 230 1,940 SH   SOLE   1,940 0 0
Yum China Holdings Inc Com 98850P109 606 14,600 SH   SOLE   14,600 0 0
Zoetis Inc Com 98978V103 20,251 107,381 SH   SOLE   106,807 0 574
Zoetis Inc Com 98978V103 70 369 SH   DFND   369 0 0
Freight Service Inc Delaware A Com FS183A905 627 3,920 SH   SOLE   3,920 0 0
Freight Service Inc Delaware B Com FS184B905 1,695 10,597 SH   SOLE   10,597 0 0
Allegion PLC Com G0176J109 108 985 SH   SOLE   985 0 0
Allegion PLC Com G0176J109 124 1,127 SH   DFND   1,127 0 0
Aon PLC Class A Com G0403H108 304 935 SH   SOLE   430 0 505
Accenture PLC Class A Com G1151C101 35,574 105,490 SH   SOLE   104,398 0 1,092
Accenture PLC Class A Com G1151C101 348 1,032 SH   DFND   1,032 0 0
Eaton Corporation PLC Com G29183103 324 2,136 SH   SOLE   2,136 0 0
Eaton Corporation PLC Com G29183103 53 350 SH   DFND   350 0 0
ICON PLC Com G4705A100 262 1,076 SH   SOLE   496 0 580
Johnson Controls International Com G51502105 1,884 28,736 SH   SOLE   28,736 0 0
Medtronic PLC Com G5960L103 1,033 9,306 SH   SOLE   9,306 0 0
Medtronic PLC Com G5960L103 127 1,147 SH   DFND   1,147 0 0
Steris PLC (New) Com G8473T100 261 1,078 SH   SOLE   498 0 580
Trane Technologies PLC Com G8994E103 16,046 105,082 SH   SOLE   104,217 0 865
Trane Technologies PLC Com G8994E103 562 3,678 SH   DFND   3,678 0 0
Alcon Inc Com H01301128 344 4,335 SH   SOLE   2,472 0 1,863
Alcon Inc Com H01301128 9 109 SH   DFND   109 0 0
Chubb Ltd (New) Com H1467J104 5,727 26,773 SH   SOLE   26,773 0 0
Chubb Ltd (New) Com H1467J104 171 798 SH   DFND   798 0 0
Garmin Ltd (Switzerland) Com H2906T109 228 1,925 SH   SOLE   1,925 0 0
ABS Materials Inc Series A Pre Com K7220ABSA 121 100,000 SH   SOLE   100,000 0 0
ABS Materials Inc Common Stock Com K722ABS00 25 20,781 SH   SOLE   20,781 0 0
ASML Holding NV-NY Reg Shs Com N07059210 460 689 SH   SOLE   340 0 349
Pentaflex, Inc Non-Voting Comm Com PENT00077 483 252 SH   SOLE   252 0 0