Capital Ratios (Tables)

12 Months Ended

Dec. 31, 2023

Banking Regulation, Total Capital [Abstract]

Schedule of compliance with regulatory capital requirements under banking regulations

The following table indicates the capital ratios for PNB and Park at December 31, 2023 and 2022.

 

	As of December 31, 2023
	Leverage		Tier 1 Risk-Based		Common Equity Tier 1		Total Risk-Based
PNB	9.11	%	10.95	%	10.95	%	12.35	%
Park	10.74	%	12.97	%	12.79	%	16.19	%
Adequately capitalized ratio	4.00	%	6.00	%	4.50	%	8.00	%
Adequately capitalized ratio plus capital conservation buffer	4.00	%	8.50	%	7.00	%	10.50	%
Well-capitalized ratio - PNB	5.00	%	8.00	%	6.50	%	10.00	%
Well-capitalized ratio - Park	N/A		6.00	%	N/A		10.00	%

 

	As of December 31, 2022
	Leverage		Tier 1 Risk-Based		Common Equity Tier 1		Total Risk-Based
PNB	8.34	%	10.69	%	10.69	%	12.15	%
Park	9.90	%	12.76	%	12.57	%	16.07	%
Adequately capitalized ratio	4.00	%	6.00	%	4.50	%	8.00	%
Adequately capitalized ratio plus capital conservation buffer	4.00	%	8.50	%	7.00	%	10.50	%
Well-capitalized ratio - PNB	5.00	%	8.00	%	6.50	%	10.00	%
Well-capitalized ratio - Park	N/A		6.00	%	N/A		10.00	%

Schedule of various measures of capital ratio

The following table reflects various measures of capital for Park and PNB:

 

					To Be Adequately Capitalized				To Be Well-Capitalized
(In thousands)	Actual Amount		Ratio		Amount		Ratio		Amount		Ratio
At December 31, 2023
Total Risk-Based Capital (to risk-weighted assets)
PNB	$	1,005,211	12.35	%	$	651,130	8.00	%	$	813,913	10.00	%
Park	1,323,588		16.19	%	654,197		8.00	%	817,747		10.00	%
Tier 1 Risk-Based Capital (to risk-weighted assets)
PNB	$	891,363	10.95	%	$	488,348	6.00	%	$	651,130	8.00	%
Park	1,060,593		12.97	%	490,648		6.00	%	490,648		6.00	%
Leverage Ratio (to average total assets)
PNB	$	891,363	9.11	%	$	391,376	4.00	%	$	489,220	5.00	%
Park	1,060,593		10.74	%	395,131		4.00	%	N/A		N/A
Common Equity Tier 1 (to risk-weighted assets)
PNB	$	891,363	10.95	%	$	366,261	4.50	%	$	529,043	6.50	%
Park	1,045,593		12.79	%	367,986		4.50	%	N/A		N/A
At December 31, 2022
Total Risk-Based Capital (to risk-weighted assets)
PNB	$	965,470	12.15	%	$	635,769	8.00	%	$	794,711	10.00	%
Park	1,283,409		16.07	%	639,102		8.00	%	798,877		10.00	%
Tier 1 Risk-Based Capital (to risk-weighted assets)
PNB	$	849,886	10.69	%	$	476,827	6.00	%	$	635,769	8.00	%
Park	1,019,149		12.76	%	479,326		6.00	%	479,326		6.00	%
Leverage Ratio (to average total assets)
PNB	$	849,886	8.34	%	$	407,836	4.00	%	$	509,795	5.00	%
Park	1,019,149		9.90	%	411,838		4.00	%	N/A		N/A
Common Equity Tier 1 (to risk-weighted assets)
PNB	849,886		10.69	%	357,620		4.50	%	516,562		6.50	%
Park	1,004,149		12.57	%	359,495		4.50	%	N/A		N/A