Capital Ratios (Tables)

12 Months Ended

Dec. 31, 2022

Banking Regulation, Total Capital [Abstract]

Schedule of compliance with regulatory capital requirements under banking regulations

The following table indicates the capital ratios for PNB and Park at December 31, 2022 and 2021.

 

	As of December 31, 2022
	Leverage		Tier 1 Risk-Based		Common Equity Tier 1		Total Risk-Based
PNB	8.34	%	10.69	%	10.69	%	12.15	%
Park	9.90	%	12.76	%	12.57	%	16.07	%
Adequately capitalized ratio	4.00	%	6.00	%	4.50	%	8.00	%
Adequately capitalized ratio plus capital conservation buffer	4.00	%	8.50	%	7.00	%	10.50	%
Well-capitalized ratio - PNB	5.00	%	8.00	%	6.50	%	10.00	%
Well-capitalized ratio - Park	N/A		6.00	%	N/A		10.00	%

 

	As of December 31, 2021
	Leverage		Tier 1 Risk-Based		Common Equity Tier 1		Total Risk-Based
PNB	8.58	%	11.05	%	11.05	%	12.56	%
Park	9.77	%	12.57	%	12.37	%	16.05	%
Adequately capitalized ratio	4.00	%	6.00	%	4.50	%	8.00	%
Adequately capitalized ratio plus capital conservation buffer	4.00	%	8.50	%	7.00	%	10.50	%
Well-capitalized ratio - PNB	5.00	%	8.00	%	6.50	%	10.00	%
Well-capitalized ratio - Park	N/A		6.00	%	N/A		10.00	%

Schedule of various measures of capital ratio

The following table reflects various measures of capital for Park and PNB:

 

					To Be Adequately Capitalized				To Be Well-Capitalized
(In thousands)	Actual Amount		Ratio		Amount		Ratio		Amount		Ratio
At December 31, 2022
Total Risk-Based Capital (to risk-weighted assets)
PNB	$	965,470	12.15	%	$	635,769	8.00	%	$	794,711	10.00	%
Park	1,283,409		16.07	%	639,102		8.00	%	798,877		10.00	%
Tier 1 Risk-Based Capital (to risk-weighted assets)
PNB	$	849,886	10.69	%	$	476,827	6.00	%	$	635,769	8.00	%
Park	1,019,149		12.76	%	479,326		6.00	%	479,326		6.00	%
Leverage Ratio (to average total assets)
PNB	$	849,886	8.34	%	$	407,836	4.00	%	$	509,795	5.00	%
Park	1,019,149		9.90	%	411,838		4.00	%	N/A		N/A
Common Equity Tier 1 (to risk-weighted assets)
PNB	$	849,886	10.69	%	$	357,620	4.50	%	$	516,562	6.50	%
Park	1,004,149		12.57	%	359,495		4.50	%	N/A		N/A
At December 31, 2021
Total Risk-Based Capital (to risk-weighted assets)
PNB	$	937,438	12.56	%	$	597,094	8.00	%	$	746,368	10.00	%
Park	1,202,225		16.05	%	599,102		8.00	%	748,878		10.00	%
Tier 1 Risk-Based Capital (to risk-weighted assets)
PNB	$	825,045	11.05	%	$	447,821	6.00	%	$	597,094	8.00	%
Park	941,536		12.57	%	449,327		6.00	%	449,327		6.00	%
Leverage Ratio (to average total assets)
PNB	$	825,045	8.58	%	$	384,582	4.00	%	$	480,728	5.00	%
Park	941,536		9.77	%	385,313		4.00	%	N/A		N/A
Common Equity Tier 1 (to risk-weighted assets)
PNB	825,045		11.05	%	335,866		4.50	%	485,139		6.50	%
Park	926,536		12.37	%	336,995		4.50	%	N/A		N/A