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Allowance For Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Schedule of High Risk Industries Additional Reserves
A breakout of the 4-rated balances within these portfolios and the additional reserve related to these portfolios is detailed in the following table:

September 30, 2022December 31, 2021
(in thousands)4-Rated BalanceAdditional Reserve4-Rated BalanceAdditional Reserve
Hotels and accommodations$182,806 $687 $148,018 $2,226 
Restaurants and food service49,500 279 40,648 917 
Strip shopping centers168,144 464 184,171 2,033 
Total$400,450 $1,430 $372,837 $5,176 

Additionally, at September 30, 2022, management applied a 0.50% reserve to all hotels and accommodations loans in the collectively evaluated population to account for increased valuation risk. This 0.50% reserve was reduced from 0.75% at June 30, 2022 and 1.00% at December 31, 2021. At September 30, 2022, Park's collectively evaluated hotels and accommodation loans had a balance of $218.0 million with an additional reserve related to valuation risks of $1.1 million. At December 31, 2021, Park's collectively evaluated hotels and accommodation loans had a balance of $203.9 million with an additional reserve related to valuation risks of $2.0 million.
Activity In The Allowance For Loan Losses
The activity in the ACL for the three-month and the nine-month periods ended September 30, 2022 and September 30, 2021 is summarized in the following tables:

 Three Months Ended
September 30, 2022
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance$12,747 $22,339 $4,391 $13,619 $28,149 $203 $81,448 
Charge-offs543 — — — 1,169 36 1,748 
Recoveries110 36 20 20 884 1 1,071 
Net charge-offs/(recoveries)$433 $(36)$(20)$(20)$285 $35 $677 
Provision for (recovery of) credit losses563 (1,653)87 1,464 2,699 30 3,190 
Ending balance$12,877 $20,722 $4,498 $15,103 $30,563 $198 $83,961 
 
 Three Months Ended
September 30, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance$15,222 $22,749 $5,670 $13,113 $26,261 $562 $83,577 
Charge-offs221 — — — 781 — 1,002 
Recoveries132 428 1,597 729 696 — 3,582 
Net charge-offs/(recoveries)$89 $(428)$(1,597)$(729)$85 $— $(2,580)
Provision for (recovery of) credit losses843 2,991 (1,003)(2,080)1,483 (262)1,972 
Ending balance$15,976 $26,168 $6,264 $11,762 $27,659 $300 $88,129 

 Nine Months Ended
September 30, 2022
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance$14,025 $25,466 $5,758 $11,424 $26,286 $238 $83,197 
Charge-offs1,456 598 33 81 3,287 42 5,497 
Recoveries544 624 550 106 2,859 2 4,685 
Net charge-offs/(recoveries)$912 $(26)$(517)$(25)$428 $40 $812 
(Recovery of) provision for credit losses(236)(4,770)(1,777)3,654 4,705 — 1,576 
Ending balance$12,877 $20,722 $4,498 $15,103 $30,563 $198 $83,961 

 Nine Months Ended
September 30, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance, prior to adoption of ASC 326$25,608 $23,480 $7,288 $11,363 $17,418 $518 $85,675 
Impact of adopting ASC 326(8,257)2,119 (1,898)3,121 10,925 80 6,090 
Charge-offs675 — — 37 3,061 — 3,773 
Recoveries487 724 2,078 859 2,912 — 7,060 
Net charge-offs/(recoveries)$188 $(724)$(2,078)$(822)$149 $— $(3,287)
Recovery of credit losses(1,187)(155)(1,204)(3,544)(535)(298)(6,923)
Ending balance$15,976 $26,168 $6,264 $11,762 $27,659 $300 $88,129 
Composition Of The Allowance For Loan Losses
The composition of the ACL at September 30, 2022 and December 31, 2021 was as follows:
 
 September 30, 2022
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$579$1,153$—$—$—$18$1,750
Collectively evaluated for impairment12,29819,5694,49815,10330,56318082,211
Acquired with deteriorated credit quality———————
Total ending allowance balance$12,877$20,722$4,498$15,103$30,563$198$83,961
Loan balance:       
Loans individually evaluated for impairment$12,138$27,904$439$2,154$—$1,035$43,670
Loans collectively evaluated for impairment1,265,7341,759,335310,6001,758,6951,941,50918,8367,054,709
Loans acquired with deteriorated credit quality1213,562668516——4,867
Total ending loan balance$1,277,993$1,790,801$311,707$1,761,365$1,941,509$19,871$7,103,246
ACL as a percentage of loan balance:       
Loans individually evaluated for impairment4.77 %4.13 %— %— %— %1.74 %4.01 %
Loans collectively evaluated for impairment0.97 %1.11 %1.45 %0.86 %1.57 %0.96 %1.17 %
Loans acquired with deteriorated credit quality— %— %— %— %— %— %— %
Total1.01 %1.16 %1.44 %0.86 %1.57 %1.00 %1.18 %
 December 31, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$1,385$188$—$—$—$43$1,616
Collectively evaluated for impairment12,64025,2785,75811,42426,28619581,581
Acquired with deteriorated credit quality———————
Total ending allowance balance$14,025$25,466$5,758$11,424$26,286$238$83,197
Loan balance:       
Loans individually evaluated for impairment$22,666$47,820$222$2,606$—$1,188$74,502
Loans collectively evaluated for impairment1,275,7831,748,854320,6081,735,2261,689,67919,3216,789,471
Loans acquired with deteriorated credit quality
1775,118956875—237,149
Total ending loan balance$1,298,626$1,801,792$321,786$1,738,707$1,689,679$20,532$6,871,122
ACL as a percentage of loan balance:       
Loans individually evaluated for impairment6.11 %0.39 %— %— %— %3.62 %2.17 %
Loans collectively evaluated for impairment0.99 %1.45 %1.80 %0.66 %1.56 %1.01 %1.20 %
Loans acquired with deteriorated credit quality— %— %— %— %— %— %— %
Total1.08 %1.41 %1.79 %0.66 %1.56 %1.16 %1.21 %