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Allowance For Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2022
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Schedule of High Risk Industries Additional Reserves
A breakout of the 4-rated balances within these portfolios and the additional reserve related to these portfolios is detailed in the following table.

March 31, 2022December 31, 2021
(in thousands)4-Rated BalanceAdditional Reserve4-Rated BalanceAdditional Reserve
Hotels and accommodations$148,108 $1,670 $148,018 $2,226 
Restaurants and food service44,606 754 40,648 917 
Strip shopping centers167,099 1,384 184,171 2,033 
Total$359,813 $3,808 $372,837 $5,176 

Additionally, at March 31, 2022, management applied a 1.00% reserve to all hotels and accommodations loans in the collectively evaluated population to account for increased valuation risk. This 1.00% reserve was maintained from December 31, 2021. At March 31, 2022, Park's originated hotels and accommodation loans had a balance of $206.2 million with an additional reserve related to valuation risks of $2.1 million. At December 31, 2021, Park's originated hotels and accommodation loans had a balance of $203.9 million with an additional reserve related to valuation risks of $2.0 million.
Activity In The Allowance For Loan Losses
The activity in the ACL for the three-month periods ended March 31, 2022 and March 31, 2021 is summarized in the following tables.

 Three Months Ended
March 31, 2022
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance$14,025 $25,466 $5,758 $11,424 $26,286 $238 $83,197 
Charge-offs190 — — 35 1,116 6 1,347 
Recoveries118 48 501 32 917 — 1,616 
Net charge-offs/(recoveries)$72 $(48)$(501)$3 $199 $6 $(269)
(Recovery of) provision for credit loss (665)(1,783)(2,029)163 (290)(1)(4,605)
Ending balance$13,288 $23,731 $4,230 $11,584 $25,797 $231 $78,861 
 
 Three Months Ended
March 31, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance, prior to adoption of ASC 326$25,608 $23,480 $7,288 $11,363 $17,418 $518 $85,675 
Impact of adopting ASC 326(8,257)2,119 (1,898)3,121 10,925 80 6,090 
Charge-offs146 — — 11 1,544 — 1,701 
Recoveries123 86 252 62 1,154 — 1,677 
Net charge-offs/(recoveries)$23 $(86)$(252)$(51)$390 $— $24 
(Recovery of) provision for credit loss(1,049)(1,198)171 (498)(2,224)(57)(4,855)
Ending balance$16,279 $24,487 $5,813 $14,037 $25,729 $541 $86,886 
Composition Of The Allowance For Loan Losses
The composition of the ACL at March 31, 2022 and December 31, 2021 was as follows:
 
 March 31, 2022
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$1,346 $143 $— $— $— $24 $1,513 
Collectively evaluated for impairment11,942 23,588 4,230 11,584 25,797 207 77,348 
Acquired with deteriorated credit quality— — — — — — — 
Total ending allowance balance$13,288 $23,731 $4,230 $11,584 $25,797 $231 $78,861 
Loan balance:       
Loans individually evaluated for impairment$22,129 $37,507 $208 $2,314 $— $1,051 $63,209 
Loans collectively evaluated for impairment1,278,033 1,738,036 303,206 1,725,411 1,688,406 18,318 6,751,410 
Loans acquired with deteriorated credit quality157 5,062 944 816 — 8 6,987 
Total ending loan balance$1,300,319 $1,780,605 $304,358 $1,728,541 $1,688,406 $19,377 $6,821,606 
ACL as a percentage of loan balance:       
Loans individually evaluated for impairment6.08 %0.38 %— %— %— %2.28 %2.39 %
Loans collectively evaluated for impairment0.93 %1.36 %1.40 %0.67 %1.53 %1.13 %1.15 %
Loans acquired with deteriorated credit quality— %— %— %— %— %— %— %
Total1.02 %1.33 %1.39 %0.67 %1.53 %1.19 %1.16 %
 December 31, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$1,385 $188 $— $— $— $43 $1,616 
Collectively evaluated for impairment12,640 25,278 5,758 11,424 26,286 195 81,581 
Acquired with deteriorated credit quality— — — — — — — 
Total ending allowance balance$14,025 $25,466 $5,758 $11,424 $26,286 $238 $83,197 
Loan balance:       
Loans individually evaluated for impairment$22,666 $47,820 $222 $2,606 $— $1,188 $74,502 
Loans collectively evaluated for impairment1,275,783 1,748,854 320,608 1,735,226 1,689,679 19,321 6,789,471 
Loans acquired with deteriorated credit quality
177 5,118 956 875 — 23 7,149 
Total ending loan balance$1,298,626 $1,801,792 $321,786 $1,738,707 $1,689,679 $20,532 $6,871,122 
ACL as a percentage of loan balance:       
Loans individually evaluated for impairment6.11 %0.39 %— %— %— %3.62 %2.17 %
Loans collectively evaluated for impairment0.99 %1.45 %1.80 %0.66 %1.56 %1.01 %1.20 %
Loans acquired with deteriorated credit quality— %— %— %— %— %— %— %
Total1.08 %1.41 %1.79 %0.66 %1.56 %1.16 %1.21 %