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Allowance For Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2021
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Schedule of High Risk Industries Additional Reserves A breakout of the 4-rated balances within these portfolios and the additional reserve related to these portfolios is detailed in the following table.
March 31, 2021
(in thousands)4-Rated BalanceAdditional Reserve
Hotels and accommodations$116,076 $1,745 
Restaurants and food service30,414 687 
Strip shopping centers185,159 2,045 
Total$331,649 $4,477 

Additionally, management applied a 1% reserve to all hotels and accommodations loans in the collectively evaluated population to account for increased valuation risk. At March 31, 2021, Park's originated hotels and accommodation loans had a balance of $189.0 million with an additional reserve related to valuation risks of $1.9 million.
Activity In The Allowance For Loan Losses
The activity in the ACL for the three-month periods ended March 31, 2021 and March 31, 2020 is summarized in the following tables.

 Three Months Ended
March 31, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance, prior to adoption of ASC 326$25,608 $23,480 $7,288 $11,363 $17,418 $518 $85,675 
Impact of adopting ASC 326(8,257)2,119 (1,898)3,121 10,925 80 6,090 
Charge-offs146 — — 11 1,544 — 1,701 
Recoveries123 86 252 62 1,154 — 1,677 
Net charge-offs/(recoveries)$23 $(86)$(252)$(51)$390 $— $24 
(Recovery of) provision for credit loss (1,049)(1,198)171 (498)(2,224)(57)(4,855)
Ending balance$16,279 $24,487 $5,813 $14,037 $25,729 $541 $86,886 
 
 Three Months Ended
March 31, 2020
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Beginning balance$20,203 $10,229 $5,311 $8,610 $12,211 $115 $56,679 
Charge-offs523 — 6 71 2,085 — 2,685 
Recoveries700 300 230 96 1,030 — 2,356 
Net (recoveries)/charge-offs$(177)$(300)$(224)$(25)$1,055 $— $329 
Provision for (recovery of) credit loss1,164 1,062 (42)382 2,572 15 5,153 
Ending balance$21,544 $11,591 $5,493 $9,017 $13,728 $130 $61,503 
Composition Of The Allowance For Loan Losses
The composition of the ACL at March 31, 2021 and December 31, 2020 was as follows:
 
 March 31, 2021
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$4,324 $384 $— $22 $— $232 $4,962 
Collectively evaluated for impairment11,955 24,103 5,813 14,015 25,729 309 81,924 
Acquired with deteriorated credit quality— — — — — — — 
Total ending allowance balance$16,279 $24,487 $5,813 $14,037 $25,729 $541 $86,886 
Loan balance:       
Loans individually evaluated for impairment$21,670 $68,898 $2,961 $5,403 $— $1,475 $100,407 
Loans collectively evaluated for impairment1,566,004 1,681,126 333,482 1,791,254 1,665,208 20,980 7,058,054 
Loans acquired with deteriorated credit quality304 6,897 985 1,996 — 102 10,284 
Total ending loan balance$1,587,978 $1,756,921 $337,428 $1,798,653 $1,665,208 $22,557 $7,168,745 
ACL as a percentage of loan balance:       
Loans individually evaluated for impairment19.95 %0.56 %— %0.41 %— %15.73 %4.94 %
Loans collectively evaluated for impairment0.76 %1.43 %1.74 %0.78 %1.55 %1.47 %1.16 %
Loans acquired with deteriorated credit quality— %— %— %— %— %— %— %
Total1.03 %1.39 %1.72 %0.78 %1.55 %2.40 %1.21 %
 December 31, 2020
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
ACL:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$3,758 $1,316 $— $16 $— $344 $5,434 
Collectively evaluated for impairment21,809 22,093 7,288 11,292 17,418 174 80,074 
Acquired with deteriorated credit quality41 71 — 55 — — 167 
Total ending allowance balance$25,608 $23,480 $7,288 $11,363 $17,418 $518 $85,675 
Loan balance:       
Loans individually evaluated for impairment$28,811 $70,334 $3,110 $4,557 $— $1,595 $108,407 
Loans collectively evaluated for impairment1,559,842 1,670,510 339,312 1,806,126 1,659,704 22,731 7,058,225 
Loans acquired with deteriorated credit quality
336 7,345 999 2,361 — 112 11,153 
Total ending loan balance$1,588,989 $1,748,189 $343,421 $1,813,044 $1,659,704 $24,438 $7,177,785 
ACL as a percentage of loan balance:       
Loans individually evaluated for impairment13.04 %1.87 %— %0.35 %— %21.57 %5.01 %
Loans collectively evaluated for impairment1.40 %1.32 %2.15 %0.63 %1.05 %0.77 %1.13 %
Loans acquired with deteriorated credit quality12.20 %0.97 %— %2.33 %— %— %1.50 %
Total1.61 %1.34 %2.12 %0.63 %1.05 %2.12 %1.19 %
Recorded investment:       
Loans individually evaluated for impairment$28,836 $70,357 $3,110 $4,557 $— $1,595 $108,455 
Loans collectively evaluated for impairment1,566,344 1,676,388 340,116 1,808,892 1,664,214 22,745 7,078,699 
Loans acquired with deteriorated credit quality 337 7,461 1,002 2,372 — 112 11,284 
Total ending recorded investment$1,595,517 $1,754,206 $344,228 $1,815,821 $1,664,214 $24,452 $7,198,438