XML 86 R66.htm IDEA: XBRL DOCUMENT v3.20.4
Capital Ratios (Tables)
12 Months Ended
Dec. 31, 2020
Banking Regulation, Total Capital [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations The following table indicates the capital ratios for PNB and Park at December 31, 2020 and 2019.
 
As of December 31, 2020
 LeverageTier 1
Risk-Based
Common Equity Tier 1Total
Risk-Based
PNB8.59 %10.66 %10.66 %12.16 %
Park9.63 %11.92 %11.72 %15.43 %
Adequately capitalized ratio4.00 %6.00 %4.50 %8.00 %
Adequately capitalized ratio plus capital conservation buffer4.00 %8.50 %7.00 %10.50 %
Well-capitalized ratio - PNB5.00 %8.00 %6.50 %10.00 %
Well-capitalized ratio - ParkN/A6.00 %N/A10.00 %
 
As of December 31, 2019
 LeverageTier 1
Risk-Based
Common Equity Tier 1Total
Risk-Based
PNB8.62 %11.05 %11.05 %12.25 %
Park9.64 %12.33 %12.11 %13.19 %
Adequately capitalized ratio4.00 %6.00 %4.50 %8.00 %
Adequately capitalized ratio plus capital conservation buffer4.00 %8.50 %7.00 %10.50 %
Well-capitalized ratio - PNB5.00 %8.00 %6.50 %10.00 %
Well-capitalized ratio - ParkN/A6.00 %N/A10.00 %
Schedule of various measures of capital ratio
The following table reflects various measures of capital for Park and PNB:
 
To Be Adequately CapitalizedTo Be Well-Capitalized
(In thousands)Actual AmountRatioAmountRatioAmountRatio
At December 31, 2020
Total Risk-Based Capital
(to risk-weighted assets)
PNB$891,585 12.16 %$586,764 8.00 %$733,455 10.00 %
Park1,137,305 15.43 %589,619 8.00 %737,023 10.00 %
Tier 1 Risk-Based Capital
(to risk-weighted assets)
PNB$782,148 10.66 %$440,073 6.00 %$586,764 8.00 %
Park878,740 11.92 %442,214 6.00 %442,214 6.00 %
Leverage Ratio
(to average total assets)
PNB$782,148 8.59 %$364,079 4.00 %$455,098 5.00 %
Park878,740 9.63 %365,143 4.00 %N/AN/A
Common Equity Tier 1
(to risk-weighted assets)
PNB$782,148 10.66 %$330,055 4.50 %$476,746 6.50 %
Park863,740 11.72 %331,661 4.50 %N/AN/A
At December 31, 2019
Total Risk-Based Capital
(to risk-weighted assets)
PNB$810,880 12.25 %$529,480 8.00 %$661,850 10.00 %
Park877,108 13.19 %532,169 8.00 %665,211 10.00 %
Tier 1 Risk-Based Capital
(to risk-weighted assets)
PNB$731,071 11.05 %$397,110 6.00 %$529,480 8.00 %
Park820,312 12.33 %399,127 6.00 %399,127 6.00 %
Leverage Ratio
(to average total assets)
PNB$731,071 8.62 %$339,092 4.00 %$423,866 5.00 %
Park820,312 9.64 %340,412 4.00 %N/AN/A
Common Equity Tier 1
(to risk-weighted assets)
PNB731,071 11.05 %297,832 4.50 %430,202 6.50 %
Park805,312 12.11 %299,345 4.50 %N/AN/A