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Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2020
Allowance For Loan Losses [Abstract]  
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]
The activity in the allowance for loan losses for the years ended December 31, 2020, 2019, and 2018 is summarized in the following tables.

Year ended December 31, 2020
(In thousands)Commercial, financial and agriculturalCommercial real estateConstruction real estateResidential real estateConsumerLeasesTotal
Allowance for loan losses:
Beginning balance$20,203 $10,229 $5,311 $8,610 $12,211 $115 $56,679 
     Charge-offs1,468 1,824 6 356 6,634 16 10,304 
  Recoveries
(20,765)(738)(1,122)(991)(3,629)(1)(27,246)
Net (recoveries) charge-offs(19,297)1,086 (1,116)(635)3,005 15 (16,942)
(Recovery) Provision(13,892)14,337 861 2,118 8,212 418 12,054 
         Ending balance$25,608 $23,480 $7,288 $11,363 $17,418 518 $85,675 
 
Year ended December 31, 2019
(In thousands)Commercial, financial and agriculturalCommercial real estateConstruction real estateResidential real estateConsumerLeasesTotal
Allowance for loan losses:
Beginning balance$16,777 $9,768 $4,463 $8,731 $11,773 $— $51,512 
     Charge-offs2,231 400 — 239 8,307 — 11,177 
  Recoveries
(1,241)(720)(2,682)(787)(4,742)(1)(10,173)
Net charge-offs (recoveries)990 (320)(2,682)(548)3,565 (1)1,004 
Provision (Recovery) 4,416 141 (1,834)(669)4,003 114 6,171 
        Ending balance$20,203 $10,229 $5,311 $8,610 $12,211 $115 $56,679 

Year ended December 31, 2018
(In thousands)Commercial, financial and agriculturalCommercial real estateConstruction real estateResidential real estateConsumerLeasesTotal
Allowance for loan losses:
Beginning balance$15,022 $9,601 $4,430 $9,321 $11,614 $— $49,988 
      Charge-offs2,796 281 72 441 9,962 — 13,552 
  Recoveries
(1,221)(272)(712)(844)(4,078)(4)(7,131)
Net charge-offs (recoveries)1,575 (640)(403)5,884 (4)6,421 
Provision (Recovery)3,330 176 (607)(993)6,043 (4)7,945 
Ending balance$16,777 $9,768 $4,463 $8,731 $11,773 $— $51,512 
Schedule of the composition of the allowance for loan losses
The composition of the allowance for loan losses at December 31, 2020 and 2019 was as follows: 

December 31, 2020
(In thousands)Commercial, financial, and agriculturalCommercial real estateConstruction real estateResidential real estateConsumerLeasesTotal
Allowance for loan losses:
Ending allowance balance attributed to loans:
Individually evaluated for impairment$3,758 $1,316 $ $16 $ $344 $5,434 
Collectively evaluated for impairment21,809 22,093 7,288 11,292 17,418 174 80,074 
Acquired with deteriorated credit quality 41 71  55   167 
Total ending allowance balance$25,608 $23,480 $7,288 $11,363 $17,418 $518 $85,675 
Loan balance:
Loans individually evaluated for impairment$28,811 $70,334 $3,110 $4,557 $ $1,595 $108,407 
Loans collectively evaluated for impairment1,559,842 1,670,510 339,312 1,806,126 1,659,704 22,731 7,058,225 
Loans acquired with deteriorated credit quality336 7,345 999 2,361  112 11,153 
Total ending loan balance$1,588,989 $1,748,189 $343,421 $1,813,044 $1,659,704 $24,438 $7,177,785 
Allowance for loan losses as a percentage of loan balance:
Loans individually evaluated for impairment13.04 %1.87 % %0.35 % %21.57 %5.01 %
Loans collectively evaluated for impairment1.40 %1.32 %2.15 %0.63 %1.05 %0.77 %1.13 %
Loans acquired with deteriorated credit quality12.20 %0.97 % %2.33 % % %1.50 %
Total1.61 %1.34 %2.12 %0.63 %1.05 %2.12 %1.19 %
Recorded investment:
Loans individually evaluated for impairment$28,836 $70,357 $3,110 $4,557 $ $1,595 $108,455 
Loans collectively evaluated for impairment1,566,344 1,676,388 340,116 1,808,892 1,664,214 22,745 7,078,699 
Loans acquired with deteriorated credit quality337 7,461 1,002 2,372  112 11,284 
Total ending recorded investment$1,595,517 $1,754,206 $344,228 $1,815,821 $1,664,214 $24,452 $7,198,438 
December 31, 2019
(In thousands)Commercial, financial, and agriculturalCommercial real estateConstruction real estateResidential real estateConsumerLeasesTotal
Allowance for loan losses:
Ending allowance balance attributed to loans:
Individually evaluated for impairment$5,104 $35 $— $42 $— $49 $5,230 
Collectively evaluated for impairment14,948 10,187 5,311 8,458 12,211 66 51,181 
Acquired with deteriorated credit quality151 — 110 — — 268 
Total ending allowance balance$20,203 $10,229 $5,311 $8,610 $12,211 $115 $56,679 
Loan balance:
Loans individually evaluated for impairment$33,077 $41,770 $453 $2,025 $— $134 $77,459 
Loans collectively evaluated for impairment1,151,073 1,558,550 330,106 1,888,088 1,452,373 29,424 6,409,614 
Loans acquired with deteriorated credit quality (1)
960 9,093 1,140 2,613 523 14,331 
Total ending loan balance$1,185,110 $1,609,413 $331,699 $1,892,726 $1,452,375 $30,081 $6,501,404 
Allowance for loan losses as a percentage of loan balance:
Loans individually evaluated for impairment15.43 %0.08 %— %2.07 %— %36.57 %6.75 %
Loans collectively evaluated for impairment1.30 %0.65 %1.61 %0.45 %0.84 %0.22 %0.80 %
Loans acquired with deteriorated credit quality15.73 %0.08 %— %4.21 %— %— %1.87 %
Total1.70 %0.64 %1.60 %0.45 %0.84 %0.38 %0.87 %
Recorded investment:
Loans individually evaluated for impairment$33,088 $41,791 $453 $2,025 $— $134 $77,491 
Loans collectively evaluated for impairment1,155,449 1,564,011 331,161 1,891,941 1,456,687 29,444 6,428,693 
Loans acquired with deteriorated credit quality (1)
966 9,182 1,143 2,625 523 14,441 
Total ending recorded investment$1,189,503 $1,614,984 $332,757 $1,896,591 $1,456,689 $30,101 $6,520,625 
 (1) Excludes loans acquired with deteriorated credit quality which are individually evaluated for impairment due to additional credit deterioration post acquisition. These loans had a balance of $5,000, a recorded investment of $6,000, and no allowance as of December 31, 2019.
Financing Receivable - High Risk Industries COVID 19 Additional Reserves A breakout of the 4-rated balances and additional reserve related to these portfolios is detailed in the following table.
December 31, 2020
(in thousands)4-Rated Balance4-Rated Balance - Originated4-Rated Balance - PurchasedAdditional Reserve
Hotels and accommodations$96,909 $93,090 $3,819 $1,391 
Restaurants and food service33,409 27,880 5,529 637 
Strip shopping centers177,706 156,605 21,101 1,731 
Total$308,024 $277,575 $30,449 $3,759